General Motors Company (GM) AI Stock Analysis

General Motors Company designs, builds, and sells trucks, crossovers, cars, and automobile parts worldwide. It operates via GM North America, GM International, Cruise, and GM Financial segments. Vehicle brands include Buick, Cadillac, Chevrolet, GMC, Baojun, and Wuling, distributed through retail dealers, distributors, and fleet customers. GM provides after-sale services such as maintenance, light and collision repairs, accessories, and extended warranties. Safety and connected services include automatic crash response, emergency assistance, turn-by-turn navigation, and mobile apps. GM also offers vehicle financing and insurance via GM Financial, alongside software-enabled services and subscriptions like GM Smart Driver.

Between FY2021 and FY2025, General Motors achieved a 5-year revenue CAGR of 8.6%. Annual revenue expanded from $127.00B in FY2021 to $187.44B in FY2024, before revenue fell 1.3% to $185.02B in FY2025. Gross margin declined from 20.3% in FY2021 to 10.9% in FY2025, while operating margin contracted from 7.3% to 1.6%. Consequently, net income decreased from $10.02B in FY2021 to $2.70B in FY2025, though EPS reached $10.62 supported by buybacks. For the latest quarter ended June 30, 2026, quarterly revenue grew 1.9% year-over-year, while quarterly earnings fell 26.2%.

As of June 30, 2026, General Motors held $24.72B in cash and short-term investments against total debt of $127.70B, resulting in net debt of $102.98B and a debt-to-equity ratio of 2.06. The company had a current ratio of 1.14 and shareholders' equity of $62.00B. In FY2025, operating cash flow reached $26.87B and free cash flow turned positive to $11.07B. Cash capital allocation included $15.79B in capital expenditures, $6.04B in share buybacks, and $657.0M in dividends paid, contributing to a 37.3% reduction in share count over 5 years.

General Motors trades at a trailing P/E of 37.7x, above the median of its S&P 500 Consumer Cyclical peers of 19.7x. However, its forward P/E of 5.6x and EV to EBITDA of 10.1x sit well below peer medians of 15.7x and 13.8x, respectively. The stock also trades at a price-to-sales multiple of 0.4x compared to the peer median of 2.0x. Over the past year, GM delivered a return of 47.7%, outperforming the S&P 500 (SPY) return of 16.8%. Over five years, GM returned 51.0% compared to 83.0% for the S&P 500.

GM pays a quarterly dividend with an annual forward payout of $0.72 per share, representing a dividend yield of 0.86%. The dividend is supported by a payout ratio of 5.5%. General Motors has paid dividends for 5 consecutive years, delivering an annualized 5-year dividend growth rate of 8.4%. Its last ex-dividend date was September 4, 2026.

Wall Street coverage consists of 13 Strong Buy, 7 Buy, and 4 Hold ratings, with zero Sell or Strong Sell recommendations. The mean price target is $104.17, indicating an upside of 24.1% from the last close of $83.96. For the fiscal year ending December 31, 2026, consensus estimates project EPS of $13.42 and revenue of $185.91B. GM beat EPS estimates in each of the last 4 quarters. The next earnings date is October 20, 2026.

This page is an AI-written research summary of General Motors Company (GM). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

Related: GM income statement, GM balance sheet, GM key metrics, GM analyst forecast, GM chart. See the GM stock overview for the latest quote and news.