Arbor Realty Trust, Inc. (ABR) AI Stock Analysis

Arbor Realty Trust, Inc., based in Uniondale, New York, specializes in structured finance assets across multifamily, single-family rental, and commercial real estate sectors in the United States. It operates through two segments: Structured Business and Agency Business. The Structured Business segment invests primarily in bridge and mezzanine loans, preferred equity, junior participation financing, mortgage-related securities, and joint ventures. The Agency Business segment underwrites, originates, sells, and services multifamily mortgage loans through conduit and commercial mortgage-backed securities programs. Established in 2003, Arbor operates as a real estate investment trust.

In FY2025, Arbor generated revenue of $1.21B, representing a 93.0% increase from $627.5M in FY2024, supported by an operating margin of 74.6% and net income of $148.8M. Over the five fiscal years from FY2020 to FY2025, revenue achieved a CAGR of 22.5%. However, performance slowed over the trailing twelve months, with revenue dropping to $498.1M and operating margin falling to -12.7%. For the latest quarter ended June 30, 2026, quarterly revenue fell 24.8% year-over-year, while quarterly earnings dropped 98.0% year-over-year. TTM diluted EPS stood at $0.09 compared to $1.10 in FY2025.

As of June 30, 2026, Arbor held $287.5M in cash and short-term investments against $11.09B in total debt, resulting in net debt of $10.80B. Shareholders' equity was $2.78B, leading to a debt-to-equity ratio of 3.99 and a current ratio of 0.16. In FY2025, operating cash flow and free cash flow both totaled $396.3M. During FY2025, cash capital deployment included $40.7M in capital expenditures, $3.6M in share buybacks, and $319.9M in dividends paid.

At a last close of $2.69, Arbor carries a market capitalization of $545.3M and an enterprise value of $12.09B. The stock trades at a trailing P/E of 29.9x, above the 21.6x median of its US-listed Real Estate peers, and a forward P/E of 11.7x compared to the peer median of 23.5x. Its price-to-book ratio is 0.4x, and price-to-sales is 1.1x versus the peer median of 3.7x. Over the past year, ABR fell 74.2%, lagging the S&P 500 (SPY) return of 16.8%, and is down 75.0% over five years compared to an 83.0% gain for the index.

Arbor pays a quarterly dividend with a forward annual payout of $0.94, representing a dividend yield of 34.94% as of October 16, 2026. The company has paid dividends for 15 consecutive years, with an annualized 5-year dividend growth rate of 1.6%. Its payout ratio stands at 136.2%. The last ex-dividend date was August 14, 2026.

Wall Street analysts hold 0 Strong Buy, 0 Buy, 3 Hold, 2 Sell, and 0 Strong Sell ratings on ABR. The mean price target is $3.25, representing a 20.8% premium over the last close of $2.69. For the current fiscal year ending December 31, 2026, analysts estimate revenue of $209.6M and EPS of $0.23, an EPS decline of 78.5%. Arbor beat EPS expectations in 3 of the last 4 quarters, and its next earnings date is October 30, 2026.

This page is an AI-written research summary of Arbor Realty Trust, Inc. (ABR). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

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