Arbor Realty Trust, Inc. (ABR) Income Statement
ABR 2025 at a glance
Fiscal year ended December 31, 2025 · U.S. dollarsABR revenue and net income
Where ABR's revenue goes
2025Each bar shows an amount and its share of revenue. ABR kept 12.3% of revenue as net income.
ABR profit margins
ABR growth rates
to 2025| 1 year | 3 years | 5 years | 10 years | |
|---|---|---|---|---|
| Revenue | +93.0% | +22.8% | +22.5% | +29.9% |
| Gross profit | +101.1% | +23.9% | +23.4% | +35.2% |
| Operating income | +135.4% | +27.4% | +29.0% | +41.9% |
| Net income | −43.8% | −23.0% | −2.7% | +10.8% |
| EPS (diluted) | −37.1% | −21.0% | +3.4% | +8.0% |
1-year change and average annual growth (CAGR) over 3, 5 and 10 fiscal years. "—" when a starting value was zero or negative.
ABR quarterly EPS vs estimates
Arbor Realty beat the analyst EPS estimate in 4 of the last 8 quarters. Next report: October 30, 2026 (estimate $0.04).
ABR income statement
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.21B | $627.5M | $719.0M | $654.1M | $661.5M | $439.4M | $371.8M | $347.8M | $272.9M | $171.4M |
| Cost of revenue | $74.4M | $62.3M | $57.2M | $56.1M | $46.3M | $42.2M | $50.5M | $47.5M | $41.2M | $31.1M |
| Gross profit | $1.14B | $565.2M | $661.9M | $597.9M | $615.2M | $397.1M | $321.3M | $300.3M | $231.7M | $140.3M |
| Research & development | — | — | $0 | $0 | $1 | $0 | $0 | $0 | $0 | $0 |
| Sales, general & admin | $233.9M | $181.7M | $159.8M | $161.8M | $171.8M | $144.4M | $122.1M | $110.5M | $98.8M | $51.2M |
| Total operating expenses | $233.7M | $181.7M | $159.8M | $161.8M | $171.8M | $144.4M | $122.1M | $110.5M | $98.8M | $51.2M |
| Operating income | $902.8M | $383.5M | $502.1M | $436.1M | $443.4M | $252.8M | $199.2M | $189.8M | $132.9M | $89.1M |
| Interest income | $940.0M | $1.17B | $1.32B | $948.4M | $466.1M | $76.2M | $315.9M | $251.8M | $156.2M | $118.7M |
| Interest expense | $701.8M | $804.6M | $903.2M | $557.6M | $212.0M | $169.2M | $186.4M | $153.8M | $90.1M | $63.6M |
| Income before taxes | $176.6M | $297.4M | $427.9M | $371.3M | $424.1M | $236.6M | $170.3M | $157.8M | $110.9M | $63.3M |
| Income taxes | $18.8M | $13.5M | $27.3M | $17.5M | $46.3M | $40.4M | $15.0M | $9.7M | $13.4M | $825,000 |
| Net income | $148.8M | $264.6M | $371.4M | $325.8M | $339.3M | $170.9M | $128.6M | $115.9M | $73.4M | $50.4M |
| EBITDA | $901.7M | $1.18B | $1.40B | $997.5M | $701.9M | $462.6M | $364.2M | $367.2M | $255.5M | $153.7M |
| EPS (diluted) | $1.10 | $1.75 | $2.25 | $2.23 | $2.01 | $0.93 | $1.21 | $1.24 | $0.99 | $0.90 |
| Gross margin | 93.9% | 90.1% | 92.1% | 91.4% | 93.0% | 90.4% | 86.4% | 86.3% | 84.9% | 81.9% |
| Operating margin | 74.6% | 61.1% | 69.8% | 66.7% | 67.0% | 57.5% | 53.6% | 54.6% | 48.7% | 52.0% |
| Net margin | 12.3% | 42.2% | 51.7% | 49.8% | 51.3% | 38.9% | 34.6% | 33.3% | 26.9% | 29.4% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $292.6M | $293.1M | $313.8M | $299.4M | $301.8M | $144.9M | $166.5M | $158.8M | $142.7M | $159.5M | $189.3M | $175.7M |
| Cost of revenue | $24.5M | $26.2M | $26.9M | $18.0M | $18.5M | $19.8M | $17.5M | $14.8M | $14.4M | $15.6M | $14.4M | $13.8M |
| Gross profit | $268.1M | $266.9M | $286.9M | $281.4M | $283.3M | $125.1M | $149.0M | $144.0M | $128.3M | $143.9M | $175.0M | $161.9M |
| Sales, general & admin | — | $64.6M | $57.7M | $57.9M | $41.2M | $46.0M | $46.3M | $44.9M | $42.8M | $47.7M | $36.3M | $39.8M |
| Total operating expenses | $67.5M | $62.6M | $59.6M | $63.0M | $54.2M | $46.0M | $46.3M | $44.9M | $42.8M | $47.7M | $36.3M | $39.8M |
| Operating income | $200.6M | $204.4M | $227.3M | $218.4M | $229.1M | $79.1M | $102.7M | $99.1M | $85.4M | $96.2M | $138.7M | $122.1M |
| Interest income | — | $235.0M | $236.0M | $223.0M | $240.3M | $240.7M | $262.9M | $286.5M | $297.2M | $321.3M | $331.1M | $336.5M |
| Interest expense | $177.8M | $175.2M | $180.3M | $184.7M | $171.6M | $165.3M | $180.0M | $197.7M | $209.2M | $217.7M | $227.5M | $229.2M |
| Income before taxes | −$27.0M | $13.1M | $30.3M | $59.6M | $39.7M | $47.0M | $76.1M | $78.8M | $65.7M | $76.8M | $117.8M | $100.9M |
| Income taxes | $3.1M | $2.1M | $4.2M | $7.6M | $3.4M | $3.6M | $752,000 | $5.2M | $3.9M | $3.6M | $7.9M | $5.9M |
| Net income | −$27.0M | $11.0M | $24.9M | $48.8M | $34.3M | $40.8M | $70.2M | $68.5M | $57.7M | $68.2M | $102.0M | $88.3M |
| EBITDA | $156.7M | $195.4M | $218.9M | $267.5M | $234.9M | $233.7M | $276.3M | $295.7M | $294.3M | $313.7M | $363.9M | $348.3M |
| EPS (diluted) | $0.08 | $0.04 | $0.22 | $0.35 | $0.25 | $0.28 | $0.40 | $0.43 | $0.45 | $0.47 | $0.51 | $0.55 |
| Gross margin | 91.6% | 91.1% | 91.4% | 94.0% | 93.9% | 86.3% | 89.5% | 90.7% | 89.9% | 90.2% | 92.4% | 92.1% |
| Operating margin | 68.6% | 69.7% | 72.4% | 72.9% | 75.9% | 54.6% | 61.7% | 62.4% | 59.9% | 60.3% | 73.3% | 69.5% |
| Net margin | −9.2% | 3.7% | 7.9% | 16.3% | 11.4% | 28.1% | 42.1% | 43.1% | 40.5% | 42.8% | 53.9% | 50.2% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported in ABR's financial statements (latest annual report filed February 27, 2026); data from EODHD. Sales, general & administrative expenses include sales and marketing.
ABR financial results
In fiscal year 2025 (ended December 31, 2025), Arbor Realty reported revenue of $1.2 billion, up 93.0% from the year before. It had net income of $148.8 million (down 43.8%), a net profit margin of 12.3%. Diluted earnings per share came to $1.10. Over five years revenue grew at an average rate of 22.5% a year.
See the ABR stock overview for the latest quote and news, or the ABR chart for price history and technical indicators.
ABR income statement FAQ
What is Arbor Realty's annual revenue?
Arbor Realty reported total revenue of $1.2 billion for fiscal year 2025, which ended on December 31, 2025. That was up 93.0% from $627.5 million the previous year.
Is Arbor Realty profitable?
Yes. Arbor Realty reported net income of $148.8 million in fiscal 2025, a net profit margin of 12.3%; its operating margin was 74.6%.
What is Arbor Realty's gross margin?
Arbor Realty's gross margin was 93.9% in fiscal 2025: for every $100 of revenue, Arbor Realty kept $94 after the direct cost of its products and services.
How fast is Arbor Realty growing?
Revenue grew 22.5% a year on average over the last five fiscal years, from $439.4 million to $1.2 billion.
What are Arbor Realty's earnings per share?
Arbor Realty earned $1.10 per diluted share in fiscal 2025, compared with $1.75 a year earlier.
When will Arbor Realty report its next earnings?
Arbor Realty is expected to report results for the quarter ending September 30, 2026 on October 30, 2026 before the market opens.
When does Arbor Realty's fiscal year end?
Arbor Realty's fiscal year ends in December. The latest annual report covers the year ended December 31, 2025 and was filed on February 27, 2026.