Sunrise Realty Trust, Inc. (SUNS) AI Stock Analysis

Sunrise Realty Trust, Inc. engages in the commercial real estate lending business across the United States. The company focuses on originating commercial real estate (CRE) loans and providing capital to borrowers and sponsors collateralized by CRE assets. It also intends to diversify its investment portfolio by targeting mortgage loans, mezzanine loans, B-notes, commercial mortgage-backed securities, and debt-like preferred equity securities across CRE asset classes. Operating as a real estate investment trust, the company is not subject to corporate income tax on distributed earnings. Headquartered in West Palm Beach, Florida, Sunrise Realty Trust, Inc. was founded in 2023.

Sunrise Realty Trust's revenue grew from $734,226 in FY2023 to $10.6M in FY2024 and reached $26.4M in FY2025, representing 148.1% annual growth. Over the 5-year period from FY2019 to FY2025, revenue posted a CAGR of -8.0%. Net income rose to $12.1M in FY2025, delivering diluted EPS of $0.97 and an operating margin of 64.2%. Over the trailing twelve months, revenue reached $22.3M with an operating margin of 57.9% and EPS of $0.95. For the latest quarter ended June 30, 2026, quarterly revenue grew 1.2% year-over-year, while quarterly earnings declined 9.3%.

As of June 30, 2026, Sunrise Realty Trust held $5.6M in cash and short-term investments against total debt of $141.7M, resulting in net debt of $136.1M. Shareholders' equity stood at $181.8M and total assets were $330.7M. The company reported a debt-to-equity ratio of 0.78 and a current ratio of 0.05. In FY2025, operating cash flow and free cash flow were both -$3.4M, while the company distributed $15.0M in dividends paid.

Sunrise Realty Trust shares closed at $6.39 on October 16, 2026, giving it a market cap of $86.4M and enterprise value of $235.4M. The stock trades at a trailing P/E of 6.7x and a forward P/E of 5.9x, both below the median of its US-listed Real Estate peers at 21.6x and 23.5x, respectively. Its price-to-book ratio is 0.5x, and price-to-sales is 3.9x compared to the peer median of 3.7x. Over the past year, the stock fell 21.6%, trailing the S&P 500 return of 16.8%.

Sunrise Realty Trust pays a quarterly dividend with an annual forward dividend of $1.20 per share, yielding 18.87%. The company has maintained consecutive dividend payments for 3 years. Its payout ratio stands at 120.0%, and its last ex-dividend date was September 30, 2026.

Wall Street coverage includes 3 Strong Buy ratings, 1 Hold rating, and zero Sell ratings. The mean price target is $10.25, representing 60.4% upside versus the last close of $6.39. For the current fiscal year ending December 31, 2026, analysts estimate EPS of $1.11 on revenue of $37.4M. For the next fiscal year, 4 analysts estimate revenue of $42.2M and EPS of $1.13. The company beat EPS estimates in 2 of the last 4 quarters, with next earnings scheduled for November 12, 2026.

This page is an AI-written research summary of Sunrise Realty Trust, Inc. (SUNS). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

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