Marathon Bancorp, Inc. (MBBC) AI Stock Analysis

Marathon Bancorp, Inc. operates as a bank holding company for Marathon Bank that provides banking products and services in the United States. It offers deposit account products, including non-interest-bearing checking, interest-bearing checking, money market, savings, individual retirement, and certificate of deposit accounts. The company also provides lending products, such as one-to-four family residential real estate, commercial real estate, construction, commercial and industrial, multifamily real estate, and consumer loans, as well as home and personal loans. In addition, it offers vehicle and equipment financing, small business administration loans, commercial checking, credit and debit cards, treasury management, online and mobile banking services, and ATM facilities. Founded in 2020, the company is based in Wausau, Wisconsin.

Marathon Bancorp generated a 5-year revenue CAGR of 9.0% from FY2021 to FY2026. Annual revenue expanded from $8.2M in FY2022 to $12.7M in FY2026, despite year-over-year revenue contractions of 1.1% in FY2022 and 3.5% in FY2023. Profitability recovered after a net loss of -$186,994 in FY2024, reaching net income of $42,445 in FY2025 and $1.8M in FY2026. In FY2026, gross margin was 70.7% and operating margin was 16.7%. In the latest quarter ended June 30, 2026, quarterly revenue grew 26.0% year-over-year, while quarterly earnings grew 260.0%. Trailing twelve month revenue stood at $9.0M with a profit margin of 19.9% and diluted EPS of $0.66.

As of June 30, 2026, Marathon Bancorp had $4.0M in cash and short-term investments against total debt of $20.0M, resulting in net debt of $16.0M. Total assets were $261.0M and shareholders' equity was $48.0M, yielding a debt-to-equity ratio of 0.42 and a current ratio of 0.03. During FY2026, the company deployed $432,198 toward capital expenditures and $123,636 toward share buybacks. Over the past five years, the company's share count increased 92.9%.

Marathon Bancorp has a market cap of $43.6M and an enterprise value of $42.9M. At its last close of $14.50 on October 16, 2026, the stock traded at a trailing P/E of 22.0x, higher than the 12.1x median of its US-listed Financial Services peers. Its price-to-sales ratio of 4.9x also exceeds the peer median of 3.2x, while price-to-book is 1.0x. Over the past year, MBBC gained 33.1%, outperforming the S&P 500 return of 16.8%. Over five years, the stock returned 87.7% compared to 83.0% for the S&P 500.

Marathon Bancorp has beaten EPS expectations in 3 of the last 4 quarters. Insider ownership stands at 20.6%, while institutional investors hold 21.1% of the shares. Short interest is low, with short percent of float at 0.3%. The stock trades with a beta of 0.33, indicating lower volatility relative to the broader market, and its last close of $14.50 on October 16, 2026, was 1.6% above its 200-day moving average.

This page is an AI-written research summary of Marathon Bancorp, Inc. (MBBC). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

Related: MBBC income statement, MBBC balance sheet, MBBC key metrics, MBBC chart. See the MBBC stock overview for the latest quote and news.