Marathon Bancorp, Inc. (MBBC) Key Metrics
MBBC valuation today
Trailing 12 months · as of October 18, 2026- Market cap
- $43.6M
- Enterprise value
- $42.9M
- P/E (TTM)
- 22.0 10-yr median 9.3
- Forward P/E
- —
- PEG ratio
- —
- Price / sales
- 4.9 10-yr median 1.5
- Price / book
- 1.0 10-yr median 0.4
- EV / EBITDA
- — 10-yr median 3.9
- Dividend yield
- —
- Beta
- 0.33
MBBC key metrics, FY2019–FY2026
Fiscal year ended June 30, 2026 · U.S. dollarsMBBC valuation Price multiples at each fiscal year-end price.
MBBC returns How much profit the business earns on the capital it uses.
MBBC per-share figures Results divided by the shares outstanding at year-end.
MBBC financial health Debt, liquidity and how easily interest is covered.
MBBC efficiency & capital use Working capital cycle and where the cash goes.
MBBC valuation history
MBBC returns on capital
Net income (ROE, ROA) or after-tax operating income (ROIC) divided by the average of the opening and closing balance.
MBBC debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease liabilities.
MBBC cash returned to shareholders
MBBC price vs earnings per share
MBBC key metrics
FY2019–FY2026| FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | |
|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||
| Market capitalization | $41.7M | $27.5M | $9.7M | $10.5M | $12.4M | $12.0M | — | — |
| Enterprise value | $57.7M | $38.2M | $13.0M | $3.6M | $7.8M | $7.4M | — | — |
| P/E ratio | 23.3 | 648.6 | — | 6.3 | 9.3 | 8.7 | — | — |
| Price / sales | 3.3 | 2.7 | 1.0 | 1.3 | 1.5 | 1.4 | — | — |
| Price / book | 0.9 | 0.6 | 0.3 | 0.3 | 0.4 | 0.4 | — | — |
| Price / free cash flow | 0.0 | 21.7 | — | 5.5 | 15.6 | 12.7 | — | — |
| Price / operating cash flow | 0.0 | 19.0 | 23.4 | 5.3 | 15.0 | 11.6 | — | — |
| EV / sales | 4.5 | 3.7 | 1.3 | 0.5 | 0.9 | 0.9 | — | — |
| EV / EBITDA | 23.9 | 124.8 | — | 0.0 | 3.9 | 3.6 | — | — |
| EV / free cash flow | 0.0 | 30.1 | — | 1.9 | 9.8 | 7.8 | — | — |
| Earnings yield | 4.3% | 0.2% | −1.9% | 15.9% | 10.8% | 11.5% | — | — |
| Free cash flow yield | 5,880.8% | 4.6% | −19.0% | 18.3% | 6.4% | 7.9% | — | — |
| Dividend yield | — | — | — | — | 7.1% | — | — | — |
| Shareholder yield (dividends + buybacks) | 0.3% | 0.3% | 1.6% | 13.0% | 14.1% | 7.3% | — | — |
| Share price at fiscal year-end | $15.28 | $9.96 | $6.55 | $6.84 | $7.93 | $7.66 | — | — |
| Per share | ||||||||
| Revenue per share | $4.66 | $3.73 | $6.83 | $5.14 | $5.25 | $5.31 | $4.21 | $2.80 |
| Earnings per share | $0.66 | $0.02 | −$0.13 | $1.09 | $0.85 | $0.88 | $0.26 | $0.56 |
| Operating cash flow per share | $898.58 | $0.52 | $0.28 | $1.29 | $0.53 | $0.66 | $0.66 | $0.19 |
| Free cash flow per share | $898.58 | $0.46 | −$1.24 | $1.25 | $0.51 | $0.60 | $0.48 | −$0.03 |
| Cash per share | $1.47 | $1.57 | $6.58 | $9.72 | $9.59 | $9.59 | $12.66 | $1.10 |
| Book value per share | $17.57 | $16.54 | $21.04 | $20.33 | $19.98 | $19.13 | $12.80 | $8.46 |
| Tangible book value per share | $17.57 | $16.54 | $20.51 | $19.80 | $73.74 | $18.74 | $12.63 | $8.37 |
| Dividends per share | — | — | — | — | $0.56 | — | — | — |
| Capex per share | $0.16 | $0.06 | $1.52 | $0.04 | $0.02 | $0.06 | $0.18 | $0.23 |
| Debt per share | $7.33 | $5.43 | $8.74 | $5.20 | $6.64 | $6.65 | $8.85 | — |
| Shares outstanding | 2.7M | 2.8M | 1.5M | 1.5M | 1.6M | 1.6M | 1.6M | 2.4M |
| Change in shares outstanding | −1.3% | +85.8% | −3.3% | −1.5% | +0.1% | −3.9% | −31.8% | — |
| Returns & profitability | ||||||||
| Return on equity (ROE) | 3.8% | 0.1% | −0.6% | 5.4% | 4.4% | 5.4% | 2.0% | 6.6% |
| Return on invested capital (ROIC) | 3.0% | 0.0% | −0.7% | — | 5.1% | 6.9% | 2.6% | 2.6% |
| Return on assets (ROA) | 0.7% | 0.0% | −0.1% | 0.7% | 0.6% | 0.7% | 0.3% | 0.9% |
| Return on tangible assets | 0.7% | 0.0% | −0.1% | 0.7% | 0.4% | 0.6% | 0.2% | 0.9% |
| Free cash flow margin | — | 12.3% | −18.2% | 24.3% | 9.7% | 11.4% | 11.3% | −1.2% |
| Income quality (OCF / net income) | — | 34.13 | — | 1.19 | 0.62 | 0.75 | 2.55 | 0.35 |
| Financial health | ||||||||
| Total debt | $20.0M | $15.0M | $13.0M | $8.0M | $10.4M | $10.4M | $14.4M | — |
| Cash & short-term investments | $4.0M | $4.3M | $9.8M | $15.0M | $15.0M | $15.0M | $20.6M | $2.6M |
| Net debt | $16.0M | $10.7M | $3.2M | −$7.0M | −$4.6M | −$4.6M | −$6.2M | −$2.6M |
| Debt / equity | 0.42 | 0.33 | 0.42 | 0.26 | 0.33 | 0.35 | 0.69 | — |
| Debt / assets | 0.08 | 0.06 | 0.06 | 0.03 | 0.05 | 0.05 | 0.08 | — |
| Net debt / EBITDA | 6.61 | 34.83 | — | −0.00 | −2.33 | −2.23 | −9.09 | −4.33 |
| Current ratio | 0.03 | 0.03 | 0.06 | 0.08 | 0.08 | 0.09 | 0.15 | 0.12 |
| Quick ratio | 0.03 | 0.03 | −3.32 | −2.93 | 0.14 | 0.35 | 0.50 | 0.12 |
| Interest coverage | 0.6 | 0.0 | -0.1 | 733.8 | 1.9 | 1.7 | 0.4 | 30.2 |
| Working capital | −$185.0M | −$170.2M | −$162.6M | −$181.7M | −$172.6M | −$166.8M | −$119.3M | −$30.7M |
| Invested capital | $63.9M | $56.4M | $34.5M | $24.3M | $26.6M | $25.3M | $14.6M | $17.5M |
| Tangible asset value | $48.0M | $45.7M | $30.5M | $30.5M | $115.2M | $29.2M | $20.5M | $19.9M |
| Net current asset value | −$208.3M | −$188.1M | −$177.6M | −$191.9M | −$173.7M | −$168.3M | −$128.8M | −$128.3M |
| Graham number | $16.11 | $2.39 | — | $22.29 | $19.60 | $19.46 | $8.61 | $10.32 |
| Graham net-net per share | −$76.40 | −$68.12 | $76.95 | $68.07 | −$114.77 | −$123.50 | −$94.37 | −$54.62 |
| Capital allocation | ||||||||
| Dividends paid | — | — | — | — | $873,970 | — | — | — |
| Share buybacks (net) | $123,636 | $82,165 | $156,220 | $1.4M | $873,970 | $873,970 | — | — |
| Dividend payout ratio | — | — | — | — | 65.5% | — | — | — |
| Dividends + buybacks / free cash flow | 0.0% | 6.5% | — | 71.3% | 220.9% | 92.6% | — | — |
| Capex / revenue | 3.4% | 1.7% | 22.3% | 0.8% | 0.4% | 1.1% | 4.3% | 8.1% |
| Capex / operating cash flow | 0.0% | 12.4% | 543.7% | 3.3% | 4.1% | 8.6% | 27.5% | 117.1% |
| Capex / depreciation | 1.51 | 0.61 | 9.25 | 0.32 | 0.16 | 0.43 | 1.67 | 3.61 |
| Stock-based compensation / revenue | 1,266.2% | 2.1% | 1.9% | 2.2% | 0.6% | 0.1% | 0.1% | — |
| SG&A / revenue | 32.8% | 37.8% | 33.3% | 43.9% | 40.0% | 42.0% | 52.2% | 13.3% |
| Efficiency | ||||||||
| Days sales outstanding | 20.2 | 22.4 | 21.8 | 27.2 | 24.9 | 23.2 | 26.7 | — |
| Days of inventory on hand | — | — | 63,225.7 | 46,673.1 | -11,477.0 | -16,277.3 | -11,788.6 | — |
| Days payables outstanding | — | — | — | 30,865.6 | 69,331.7 | 51,171.5 | 32,132.3 | -35,227.7 |
| Cash conversion cycle (days) | — | — | — | 15,834.7 | -80,783.8 | -67,425.6 | -43,894.2 | — |
| Receivables turnover | 18.11 | 16.28 | 16.78 | 13.42 | 14.66 | 15.76 | 13.68 | — |
| Payables turnover | — | — | — | 0.01 | 0.01 | 0.01 | 0.01 | −0.01 |
| Inventory turnover | — | — | 0.01 | 0.01 | — | — | — | — |
| Asset turnover | 0.05 | 0.04 | 0.04 | 0.03 | 0.04 | 0.04 | 0.04 | 0.04 |
| Average receivables | $702,779 | $632,727 | $605,246 | $589,326 | $559,222 | $526,128 | $499,740 | — |
| Average payables | — | — | — | $192.7M | $180.0M | $153.0M | $132.6M | $131.3M |
| Average inventory | — | — | $589.1M | $291.4M | −$29.8M | −$48.7M | −$48.7M | — |
| Intangibles / total assets | 0.0% | 0.0% | 0.4% | 0.3% | −38.1% | 0.3% | 0.2% | 0.1% |
Computed from MBBC's annual financial statements (latest annual report filed September 16, 2026) and the closing share price on each fiscal year-end, adjusted for stock splits. Figures in U.S. dollars; data from EODHD. Averages use the opening and closing balance of each year.
MBBC valuation and financial ratios
At the end of fiscal 2026 (June 30, 2026), Marathon Bancorp traded at 23.3 times earnings, against a 8-year median of 9.3. Based on the latest twelve months, the trailing P/E is 22.0. Marathon Bancorp earned a return on equity of 3.8% and a return on invested capital of 3.0% in fiscal 2026. It ended the year with $20.0 million of debt and $4.0 million in cash and short-term investments, net debt of $16.0 million. It returned $0.1 million to shareholders: $0 in dividends and $0.1 million in share buybacks, 0% of free cash flow. The share count rose 14.6% from 2.4M to 2.7M over 7 years.
See the MBBC income statement, the MBBC chart for price history, or the MBBC stock overview for the latest quote and news.
MBBC key metrics FAQ
What is Marathon Bancorp's P/E ratio?
Marathon Bancorp's trailing P/E ratio is 22.0 based on the last twelve months of earnings (as of October 18, 2026). At the end of fiscal 2026 it was 23.3, compared with a 8-year median of 9.3.
What is Marathon Bancorp's EV/EBITDA?
Marathon Bancorp's enterprise value was 23.9 times EBITDA at the end of fiscal 2026 (enterprise value $57.7 million, EBITDA $2.4 million).
What is Marathon Bancorp's return on equity?
Marathon Bancorp's return on equity (ROE) was 3.8% in fiscal 2026: net income of $1.8 million on average shareholders' equity of $46.8 million.
What is Marathon Bancorp's ROIC?
Marathon Bancorp's return on invested capital was 3.0% in fiscal 2026, using after-tax operating income divided by average debt plus equity minus cash.
How much debt does Marathon Bancorp have?
Marathon Bancorp had total debt of $20.0 million at the end of fiscal 2026, a debt-to-equity ratio of 0.42 and $16.0 million of net debt (6.61 times EBITDA).
Does Marathon Bancorp buy back its shares?
Yes. Marathon Bancorp spent $0.1 million on net share repurchases in fiscal 2026 Shares outstanding changed −1.3% over the year, to 2.7M..
What is Marathon Bancorp's free cash flow yield?
Marathon Bancorp generated $2.5 billion of free cash flow in fiscal 2026, a free cash flow yield of 5,880.8% on its market value at year-end ($41.7 million).
What is Marathon Bancorp's current ratio?
Marathon Bancorp's current ratio was 0.03 at the end of fiscal 2026: current assets were 0.03 times current liabilities.