Marathon Bancorp, Inc. (MBBC) Balance Sheet
MBBC balance sheet, FY2026
June 30, 2026 · U.S. dollars$261.0M assets = $213.1M liabilities + $48.0M equity
Both columns are drawn to the same scale: what MBBC owns equals what it owes plus shareholders’ equity. Hover a block for its value.
MBBC financial health
Descriptive bands, not a rating. Fiscal FY2026.
MBBC balance sheet trends, FY2019–FY2026
| Metric | Trend | Then | Latest | Change |
|---|---|---|---|---|
| Total assets | $152.8MFY2019 | $261.0MFY2026 | +8.0%/yr | |
| Total liabilities | $132.6MFY2019 | $213.1MFY2026 | +7.0%/yr | |
| Shareholders’ equity | $20.1MFY2019 | $48.0MFY2026 | +13.2%/yr | |
| Cash & short-term investments | $2.6MFY2019 | $4.0MFY2026 | +6.3%/yr | |
| Total debt | $14.4MFY2020 | $20.0MFY2026 | +5.7%/yr | |
| Net cash (debt) | $6.2MFY2020 | −$16.0MFY2026 | −$22.2M | |
| Working capital | −$30.7MFY2019 | −$185.0MFY2026 | −$154.3M | |
| Book value per share | $8.46FY2019 | $17.57FY2026 | +11.0%/yr | |
| Debt / equity | 0.69FY2020 | 0.42FY2026 | −0.27 | |
| Shares outstanding | 2.4MFY2019 | 2.7MFY2026 | +2.0%/yr |
Change is the average annual growth (CAGR) or the difference between the first and latest year.
MBBC assets
MBBC liabilities and equity
MBBC debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease obligations.
MBBC balance sheet
| FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Cash & short-term investments | $4.0M | $4.3M | $9.8M | $15.0M | $15.0M | $15.0M | $20.6M | $2.6M |
| Cash & equivalents | $3.1M | $2.5M | $3.2M | $6.0M | $4.4M | $4.1M | $5.6M | $2.6M |
| Short-term investments | $868,220 | $1.9M | $6.6M | $8.9M | $10.6M | $10.9M | $15.0M | — |
| Receivables | $737,872 | $667,686 | $597,768 | $612,724 | $565,929 | $552,516 | $499,740 | $0 |
| Inventory | $0 | $0 | $584.5M | $593.6M | −$10.9M | −$48.7M | −$48.7M | $0 |
| Other current assets | $0 | $0 | $0 | $0 | $10.9M | $48.7M | $48.7M | $1.7M |
| Total current assets | $4.8M | $5.0M | $10.4M | $15.6M | $15.5M | $15.5M | $21.1M | $4.3M |
| Property, plant & equipment (net) | $3.91B | $3.9M | $4.1M | $2.1M | $1.7M | $1.8M | $2.0M | $1.9M |
| Goodwill & intangible assets | $0 | $0 | $776,659 | $818,151 | −$84.0M | $601,843 | $266,639 | $225,139 |
| Long-term investments | $4.4M | $5.7M | $7.1M | $9.4M | $11.1M | $11.6M | $17.8M | $0 |
| Other non-current assets | $0 | $224.3M | $196.9M | $210.8M | $276.1M | $184.0M | $129.5M | $146.4M |
| Total assets | $261.0M | $238.8M | $219.3M | $238.8M | $220.5M | $213.6M | $170.7M | $152.8M |
| Liabilities | ||||||||
| Accounts payable | — | — | — | $197.3M | $188.1M | $172.0M | $134.0M | $131.3M |
| Short-term debt | $118,710 | $127,980 | $3.1M | — | $10.4M | $10.4M | $6.4M | — |
| Total current liabilities | $189.8M | $175.2M | $173.0M | $197.3M | $188.1M | $182.3M | $140.4M | $35.0M |
| Long-term debt | $20.0M | $15.0M | $13.0M | $8.0M | $0 | $0 | $8.0M | $0 |
| Other long-term liabilities | $3.3M | $2.9M | $2.0M | $2.2M | $1.2M | $1.4M | $1.5M | $97.6M |
| Total liabilities | $213.1M | $193.1M | $188.0M | $207.5M | $189.3M | $183.8M | $149.9M | $132.6M |
| Shareholders' equity | ||||||||
| Common stock & paid-in capital | $29,164 | $28,962 | $20,970 | $21,141 | $22,295 | $22,295 | $22,295 | — |
| Retained earnings (deficit) | $27.4M | $25.6M | $25.5M | $25.6M | $23.9M | $22.1M | $20.7M | $20.3M |
| Accumulated other comprehensive income | −$417,472 | −$485,930 | −$752,788 | −$784,857 | −$369,029 | $120,667 | $66,725 | −$157,954 |
| Total shareholders' equity | $48.0M | $45.7M | $31.3M | $31.3M | $31.2M | $29.8M | $20.8M | $20.1M |
| Key figures | ||||||||
| Total debt | $20.0M | $15.0M | $13.0M | $8.0M | $10.4M | $10.4M | $14.4M | — |
| Net cash (debt) | −$16.0M | −$10.7M | −$3.2M | $7.0M | $4.6M | $4.6M | $6.2M | — |
| Working capital | −$185.0M | −$170.2M | −$162.6M | −$181.7M | −$172.6M | −$166.8M | −$119.3M | −$30.7M |
| Tangible book value | $48.0M | $45.7M | $30.5M | $30.5M | $115.2M | $29.2M | $20.5M | $19.9M |
| Book value per share | $17.57 | $16.54 | $21.04 | $20.33 | $19.98 | $19.13 | $12.80 | $8.46 |
| Shares outstanding | 2.7M | 2.8M | 1.5M | 1.5M | 1.6M | 1.6M | 1.6M | 2.4M |
| Current ratio | 0.03 | 0.03 | 0.06 | 0.08 | 0.08 | 0.09 | 0.15 | 0.12 |
| Quick ratio | 0.03 | 0.03 | 0.06 | 0.08 | 0.08 | 0.09 | 0.15 | 0.07 |
| Debt / equity | 0.42 | 0.33 | 0.42 | 0.26 | 0.33 | 0.35 | 0.69 | — |
| Equity / assets | 18.4% | 19.1% | 14.3% | 13.1% | 14.2% | 14.0% | 12.2% | 13.2% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||||
| Cash & short-term investments | $4.0M | $4.3M | $3.3M | $4.0M | $4.3M | $7.2M | $9.2M | $8.9M | $9.8M | $10.0M | $15.3M | $15.8M |
| Cash & equivalents | $3.1M | $3.4M | $2.3M | $3.2M | $2.5M | $2.0M | $2.9M | $2.3M | $3.2M | $3.1M | $7.7M | $7.2M |
| Short-term investments | $868,220 | $923,326 | $994,447 | $772,522 | $1.9M | $5.2M | $6.2M | $6.6M | $6.6M | $6.9M | $7.5M | $8.6M |
| Receivables | $737,872 | $712,790 | $706,026 | $700,642 | $667,686 | $582,544 | $590,449 | $532,670 | $597,768 | $594,427 | $642,414 | $534,187 |
| Inventory | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | −$12.7M | −$602.5M | −$10.33B | −$13.8M |
| Other current assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $12.7M | $602.5M | $10.33B | $13.8M |
| Total current assets | $4.8M | $5.1M | $4.0M | $4.7M | $5.0M | $7.8M | $9.8M | $9.4M | $10.4M | $10.6M | $15.9M | $16.4M |
| Property, plant & equipment (net) | $3.9M | $3.6M | $3.7M | $3.8M | $3.9M | $3.9M | $3.9M | $4.0M | $4.1M | $4.1M | $4.0M | $3.7M |
| Goodwill & intangible assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $10.2M | $0 | $0 | $0 |
| Long-term investments | $4.4M | $4.5M | $4.5M | $5.6M | $5.7M | $5.7M | $6.7M | $7.1M | $7.1M | $7.4M | $8.0M | $9.1M |
| Other non-current assets | $248.0M | $235.9M | $235.7M | $231.8M | $224.3M | $219.4M | $197.5M | $195.9M | $187.5M | $203.7M | $206.1M | $206.4M |
| Total assets | $261.0M | $249.0M | $248.0M | $246.0M | $238.8M | $236.8M | $217.9M | $216.5M | $219.2M | $225.8M | $234.1M | $235.6M |
| Liabilities | ||||||||||||
| Short-term debt | — | $32,141 | $64,088 | — | $127,980 | $31,845 | — | — | $3.1M | $30,126 | $61,407 | — |
| Total current liabilities | $189.8M | $174.2M | $178.4M | $181.7M | $175.2M | $186.0M | $173.4M | $172.2M | $173.0M | $169.7M | $179.3M | $188.6M |
| Long-term debt | $20.0M | $24.0M | $19.0M | $15.0M | $15.0M | $15.0M | $10.0M | $10.0M | $13.0M | $23.0M | $20.0M | $13.0M |
| Other long-term liabilities | $3.3M | $3.3M | $3.7M | $3.0M | $2.9M | $3.9M | $2.8M | $2.7M | $2.0M | $1.9M | $2.9M | $2.6M |
| Total liabilities | $213.1M | $201.5M | $201.1M | $199.7M | $193.1M | $204.9M | $186.2M | $184.9M | $187.9M | $194.5M | $202.3M | $204.2M |
| Shareholders' equity | ||||||||||||
| Common stock & paid-in capital | $29,164 | $29,077 | $28,962 | $28,962 | $28,962 | $20,933 | $20,920 | $20,920 | $20,970 | $21,141 | $21,141 | $21,141 |
| Retained earnings (deficit) | $27.4M | $27.0M | $26.5M | $26.0M | $25.6M | $25.9M | $25.7M | $25.7M | $25.5M | $25.4M | $26.1M | $25.8M |
| Accumulated other comprehensive income | −$417,472 | −$403,219 | −$403,750 | −$432,968 | −$485,930 | −$576,769 | −$634,668 | −$640,995 | −$752,788 | −$790,114 | −$816,601 | −$876,797 |
| Total shareholders' equity | $48.0M | $47.5M | $46.9M | $46.3M | $45.7M | $32.0M | $31.7M | $31.6M | $31.3M | $31.3M | $31.8M | $31.5M |
| Key figures | ||||||||||||
| Total debt | $20.0M | $24.0M | $19.0M | $15.0M | $15.0M | $15.0M | $10.0M | $10.0M | $13.0M | $23.0M | $20.0M | $13.0M |
| Net cash (debt) | −$16.0M | −$19.7M | −$15.7M | −$11.0M | −$10.7M | −$7.8M | −$829,373 | −$1.1M | −$3.2M | −$13.0M | −$4.7M | $2.8M |
| Working capital | −$185.0M | −$169.1M | −$174.3M | −$177.0M | −$170.2M | −$178.2M | −$163.7M | −$162.8M | −$162.6M | −$159.1M | −$163.4M | −$172.2M |
| Tangible book value | $48.0M | $47.5M | $46.9M | $46.3M | $45.7M | $32.0M | $31.7M | $31.6M | $21.1M | $31.3M | $31.8M | $31.5M |
| Book value per share | $15.91 | $17.32 | $17.37 | $17.20 | $15.55 | $21.31 | $21.28 | $21.31 | $21.07 | $21.00 | $21.38 | $21.10 |
| Shares outstanding | 3.0M | 2.7M | 2.7M | 2.7M | 2.9M | 1.5M | 1.5M | 1.5M | 1.5M | 1.5M | 1.5M | 1.5M |
| Current ratio | 0.03 | 0.03 | 0.02 | 0.03 | 0.03 | 0.04 | 0.06 | 0.05 | 0.06 | 0.06 | 0.09 | 0.09 |
| Quick ratio | 0.03 | 0.03 | 0.02 | 0.03 | 0.03 | 0.04 | 0.06 | 0.05 | 0.06 | 0.06 | 0.09 | 0.09 |
| Debt / equity | 0.42 | 0.50 | 0.41 | 0.32 | 0.33 | 0.47 | 0.32 | 0.32 | 0.42 | 0.74 | 0.63 | 0.41 |
| Equity / assets | 18.4% | 19.1% | 18.9% | 18.8% | 19.1% | 13.5% | 14.5% | 14.6% | 14.3% | 13.9% | 13.6% | 13.4% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported (latest annual report filed September 16, 2026); data from EODHD.
MBBC financial position
At the end of fiscal 2026 (June 30, 2026), Marathon Bancorp had total assets of $261.0 million (up 9.3% from a year earlier), total liabilities of $213.1 million and shareholders' equity of $48.0 million. It held $4.0 million in cash and short-term investments against $20.0 million of debt, net debt of $16.0 million. Its current ratio was 0.03.
Related: MBBC income statement, MBBC cash flow statement, MBBC key metrics. See the MBBC stock overview for the latest quote and news.
MBBC balance sheet FAQ
What are Marathon Bancorp's total assets?
Marathon Bancorp reported total assets of $261.0 million at the end of fiscal 2026 (June 30, 2026), compared with $238.8 million a year earlier.
How much debt does Marathon Bancorp have?
Marathon Bancorp had $20.0 million of total debt at the end of fiscal 2026, including short-term borrowings. Its debt-to-equity ratio was 0.42.
How much cash does Marathon Bancorp have?
Marathon Bancorp held $4.0 million in cash and short-term investments at the end of fiscal 2026; with $20.0 million of debt that is net debt of $16.0 million.
What is Marathon Bancorp's book value?
Marathon Bancorp's shareholders' equity (book value) was $48.0 million at the end of fiscal 2026, or $17.57 per share.
What is Marathon Bancorp's current ratio?
Marathon Bancorp had current assets of $4.8 million and current liabilities of $189.8 million, a current ratio of 0.03 (current liabilities exceed current assets).