Marathon Bancorp, Inc. (MBBC) Cash Flow Statement
Where MBBC’s cash came from and went, FY2026
June 30, 2026 · U.S. dollars- Cash from operations
- $2.45B +169,200.6% vs FY2025
- Capital expenditures
- $432,198 3.4% of revenue
- Free cash flow
- $2.45B 19,265.2% margin
- Returned to shareholders
- $123,636 0% of free cash flow
- Change in cash
- $6.43B cash at year-end $20.81B
Drawn to scale: where the cash came from and how it was used. Hover for values.
MBBC operating cash flow, capex and free cash flow
MBBC cash flow trends, FY2019–FY2026
| Metric | Trend | Then | Latest | Change |
|---|---|---|---|---|
| Operating cash flow | $461,225FY2019 | $2.45BFY2026 | +240.6%/yr | |
| Capital expenditures | $540,243FY2019 | $432,198FY2026 | −3.1%/yr | |
| Free cash flow | −$79,018FY2019 | $2.45BFY2026 | — | |
| Free cash flow margin | −1.2%FY2019 | 19,265.2%FY2026 | +19,266.4 pts | |
| Operating cash flow / net income | 0.35FY2019 | 1.37FY2026 | +1.02 | |
| Stock-based compensation | $7,808FY2020 | $161.2MFY2026 | +423.8%/yr | |
| Share buybacks (net) | $873,970FY2021 | $123,636FY2026 | −32.4%/yr | |
| Capex / revenue | 8.1%FY2019 | 3.4%FY2026 | −4.7 pts |
Change is the average annual growth (CAGR) or the difference between the first and latest year.
MBBC cash flow by activity
MBBC net income vs operating cash flow
Operating cash flow above net income usually means earnings are backed by cash (depreciation and stock-based pay are non-cash expenses).
MBBC cash flow statement
| FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | |
|---|---|---|---|---|---|---|---|---|
| Operating activities | ||||||||
| Net income | $1.79B | $42,445 | −$186,994 | $1.7M | $1.3M | $1.4M | $417,869 | $1.3M |
| Depreciation & amortization | $286,389 | $295,003 | $244,904 | $205,013 | $207,951 | $207,351 | $175,295 | $149,525 |
| Stock-based compensation | $161.2M | $218,349 | $193,036 | $170,755 | $48,349 | $7,808 | $7,808 | — |
| Change in working capital | $407,589 | $883,825 | −$365,008 | $658,118 | −$110,841 | −$84,295 | $386,793 | −$14,128 |
| Other non-cash items | $499.3M | $8,889 | $530,615 | −$716,827 | −$654,690 | −$471,989 | $76,516 | −$1.0M |
| Cash from operating activities | $2.45B | $1.4M | $416,553 | $2.0M | $825,532 | $1.0M | $1.1M | $461,225 |
| Investing activities | ||||||||
| Capital expenditures | −$432,198 | −$179,043 | −$2.3M | −$65,363 | −$34,094 | −$88,471 | −$292,253 | −$540,243 |
| Investments (net) | $1.4M | −$15.6M | $17.7M | −$14.4M | −$198,534 | $6.0M | $5.2M | $8.7M |
| Acquisitions & other investing | −$15.63B | $179,043 | $2.3M | $65,363 | −$44.0M | −$26.7M | −$1.5M | −$14.0M |
| Cash from investing activities | −$15.63B | −$15.6M | $17.7M | −$14.4M | −$44.2M | −$20.8M | $3.5M | −$5.8M |
| Financing activities | ||||||||
| Dividends paid | — | — | — | — | −$873,970 | — | — | — |
| Share repurchases & issuance (net) | −$123,636 | −$82,165 | −$156,220 | −$1.4M | −$873,970 | −$873,970 | — | — |
| Net borrowing (repayment) | $5.0M | $2.0M | $5.0M | $8.0M | −$10.4M | −$4.0M | $14.4M | $14.4M |
| Shares issued | $0 | $15.2M | $0 | $0 | $0 | $8.5M | $0 | $0 |
| Other financing | $19.60B | $918,666 | −$24.3M | $9.2M | $17.9M | $37.9M | $2.7M | −$11.9M |
| Cash from financing activities | $19.61B | $18.0M | −$19.4M | $15.8M | $5.8M | $41.6M | $17.1M | $2.5M |
| Summary | ||||||||
| Net change in cash | $6.43B | $3.9M | −$1.3M | $3.3M | −$37.6M | $21.8M | $21.7M | $2.6M |
| Cash at end of period | $20.81B | $14.4M | $10.5M | $11.8M | $8.4M | $46.0M | $24.3M | $2.6M |
| Free cash flow | $2.45B | $1.3M | −$1.8M | $1.9M | $791,438 | $943,463 | $772,028 | −$79,018 |
| Free cash flow margin | 19,265.2% | 12.3% | −18.2% | 24.3% | 9.7% | 11.4% | 11.3% | −1.2% |
| Capex / revenue | 3.4% | 1.7% | 22.3% | 0.8% | 0.4% | 1.1% | 4.3% | 8.1% |
| Operating cash flow / net income | 1.37 | 34.13 | — | 1.19 | 0.62 | 0.75 | 2.55 | 0.35 |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating activities | ||||||||||||
| Net income | $357,619 | $487,863 | $501,396 | $444,293 | −$331,992 | $148,403 | $51,127 | $174,907 | $85,836 | −$631,127 | $272,100 | $86,197 |
| Depreciation & amortization | $73,948 | $71,471 | $70,976 | $69,994 | $81,635 | $72,247 | $71,003 | $70,118 | $69,675 | $82,354 | $48,050 | $44,825 |
| Stock-based compensation | $77,771 | $76,817 | $74,039 | $74,306 | $78,512 | $49,356 | $40,219 | $50,263 | $50,293 | $50,262 | $42,250 | $50,231 |
| Change in working capital | −$7,506 | −$426,243 | $823,896 | $17,442 | −$696,293 | $702,505 | $6,483 | $834,667 | $63,351 | −$1.1M | $445,529 | $191,919 |
| Other non-cash items | −$52,522 | −$84,197 | −$56,951 | −$142,074 | $408,794 | −$123,516 | −$55,212 | −$184,715 | −$40,119 | $762,217 | −$184,992 | −$6,491 |
| Cash from operating activities | $449,310 | $125,711 | $1.4M | $463,961 | −$459,344 | $848,995 | $113,620 | $945,240 | $229,036 | −$802,101 | $622,937 | $366,681 |
| Investing activities | ||||||||||||
| Capital expenditures | −$395,246 | −$15,611 | −$14,019 | −$7,327 | −$70,906 | −$75,830 | −$8,642 | −$23,660 | −$19,475 | −$252,167 | −$345,601 | −$1.6M |
| Investments (net) | $62,153 | $76,261 | $1.2M | −$5.9M | −$11.9M | −$11.0M | −$215,323 | $7.5M | $9.0M | $7.4M | $2.8M | −$1.5M |
| Acquisitions & other investing | −$4.5M | −$1.1M | −$5.0M | $7,327 | $70,906 | $75,830 | $8,642 | $23,660 | $19,475 | $252,167 | $345,601 | $1.6M |
| Cash from investing activities | −$4.9M | −$1.0M | −$3.9M | −$5.9M | −$11.9M | −$11.0M | −$215,323 | $7.5M | $9.0M | $7.4M | $2.8M | −$1.5M |
| Financing activities | ||||||||||||
| Share repurchases & issuance (net) | −$123,636 | — | — | — | −$37,665 | −$44.5M | −$44.5M | −$44,500 | −$156,220 | — | — | — |
| Net borrowing (repayment) | −$4.0M | $5.0M | $4.0M | $0 | $0 | $5.0M | $0 | −$3.0M | — | — | — | — |
| Shares issued | $0 | $0 | $0 | $0 | $15.2M | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other financing | $15.7M | −$4.2M | −$3.3M | $6.5M | −$12.1M | $57.1M | $45.8M | −$815,486 | −$6.7M | −$6.7M | −$2.3M | −$3.6M |
| Cash from financing activities | $11.6M | $849,005 | $665,863 | $6.5M | $3.0M | $17.6M | $1.3M | −$3.9M | −$6.9M | −$6.7M | −$2.3M | −$3.6M |
| Summary | ||||||||||||
| Net change in cash | $7.2M | −$30,700 | −$1.8M | $1.1M | −$9.3M | $7.5M | $1.2M | $4.5M | $2.4M | −$39,433 | $1.1M | −$4.8M |
| Cash at end of period | $20.8M | $13.6M | $13.7M | $15.5M | $14.4M | $23.7M | $16.2M | $15.0M | $10.5M | $8.1M | $8.1M | $7.0M |
| Free cash flow | $54,064 | $110,100 | $1.4M | $456,634 | −$530,250 | $773,165 | $104,978 | $921,580 | $209,561 | −$1.1M | $277,336 | −$1.3M |
| Free cash flow margin | 1.6% | 3.4% | 44.6% | 14.9% | −18.9% | 30.4% | 4.3% | 36.8% | 8.5% | −42.7% | 10.8% | −48.6% |
| Capex / revenue | 11.9% | 0.5% | 0.4% | 0.2% | 2.5% | 3.0% | 0.4% | 0.9% | 0.8% | 10.2% | 13.4% | 62.6% |
| Operating cash flow / net income | 1.26 | 0.26 | 2.82 | 1.04 | — | 5.72 | 2.22 | 5.40 | 2.67 | — | 2.29 | 4.25 |
Negative numbers are cash paid out. Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported; data from EODHD.
MBBC cash generation
In fiscal 2026 (ended June 30, 2026), Marathon Bancorp generated $2.5 billion of cash from operations (up 169,200.6%) and spent $0.4 million on capital expenditures, leaving free cash flow of $2.5 billion, 19,265.2% of revenue. It returned $0.1 million to shareholders through dividends ($0) and net share buybacks ($0.1 million). Cash and equivalents rose by $6.4 billion over the year.
Related: MBBC income statement, MBBC balance sheet. See the MBBC stock overview for the latest quote and news.
MBBC cash flow FAQ
What is Marathon Bancorp's free cash flow?
Marathon Bancorp's free cash flow was $2.5 billion in fiscal 2026: $2.5 billion of operating cash flow minus $0.4 million of capital expenditures It was $1.3 million a year earlier..
How much cash does Marathon Bancorp generate from operations?
Marathon Bancorp generated $2.5 billion of cash from operating activities in fiscal 2026, 1.37 times its net income of $1.8 billion.
How much does Marathon Bancorp spend on capital expenditures?
Marathon Bancorp spent $0.4 million on capital expenditures in fiscal 2026, 3.4% of revenue, compared with $0.2 million the year before.
How much stock does Marathon Bancorp buy back?
Marathon Bancorp spent $0.1 million on net share repurchases in fiscal 2026.