Banco BBVA Argentina S.A. (BBAR) Balance Sheet

NYSE: BBARAssets, liabilities, debt and equity over 10 years.

BBAR balance sheet, 2025

December 31, 2025 · Argentine pesos

ARS 25.41T assets = ARS 21.87T liabilities + ARS 3.54T equity

What it ownsARS 25.41TCash & ST investments: ARS 6.65T (26.2%)Cash & ST investmentsARS 6.65T · 26%Receivables: ARS 628.6M (0.0%)Other current: ARS 113.29B (0.4%)PP&E: ARS 896.65B (3.5%)Goodwill & intangibles: ARS 119.34B (0.5%)LT investments: ARS 3.57T (14.1%)LT investmentsARS 3.57T · 14%Other non-current: ARS 14.06T (55.3%)Other non-currentARS 14.06T · 55%=How it is financedARS 25.41TCurrent liabilities: ARS 18.31T (72.1%)Current liabilitiesARS 18.31T · 72%Long-term debt: ARS 1.91T (7.5%)Long-term debt ARS 1.91TOther LT liabilities: ARS 1.64T (6.5%)ARS 1.64TShareholders’ equity: ARS 3.54T (13.9%)Shareholders’ equityARS 3.54T · 14%

Both columns are drawn to the same scale: what BBAR owns equals what it owes plus shareholders’ equity. Hover a block for its value.

BBAR financial health

Debt / equity0.57
Moderate leverage · ARS 0.57 of debt for each $1 of equity
Cash / debt339.1%
Cash covers debt · cash & short-term investments vs total debt
Goodwill & intangibles0.5%
Mostly tangible · of total assets

Descriptive bands, not a rating. Fiscal 2025.

BBAR balance sheet trends, 2016–2025

MetricTrendThenLatestChange
Total assetsARS 285.58B2016ARS 25.41T2025+64.7%/yr
Total liabilitiesARS 247.05B2016ARS 21.87T2025+64.6%/yr
Shareholders’ equityARS 38.52B2016ARS 3.43T2025+64.7%/yr
Cash & short-term investmentsARS 105.98B2016ARS 6.65T2025+58.4%/yr
Total debtARS 14.97B2016ARS 1.96T2025+71.9%/yr
Net cash (debt)ARS 91.00B2016ARS 4.69T2025ARS 4.6T
Working capitalARS 106.90B2016−ARS 11.56T2025ARS 11.7T
Debt / equity0.3920160.572025+0.18
Shares outstanding179.0M2016204.2M2025+1.5%/yr

Change is the average annual growth (CAGR) or the difference between the first and latest year.

BBAR assets

Cash & ST investmentsReceivablesInventoryOther currentPP&EGoodwill & intangiblesLT investmentsOther non-current

BBAR liabilities and equity

Current liabilitiesLong-term debtOther long-term liabilitiesEquity

BBAR debt vs cash

Total debtCash & ST investmentsNet cash (debt)

Debt includes short- and long-term borrowings and, where reported, lease obligations.

BBAR balance sheet in Argentine pesos

2025202420232022202120202019201820172016
Assets
Cash & short-term investmentsARS 6.65TARS 5.16TARS 3.93TARS 913.64BARS 750.64BARS 422.05BARS 274.28BARS 190.24BARS 81.67BARS 105.98B
Cash & equivalentsARS 4.75TARS 2.82TARS 2.49TARS 296.30BARS 425.19BARS 229.49BARS 212.73BARS 152.46BARS 56.45BARS 88.75B
Short-term investmentsARS 1.89TARS 2.34TARS 1.44TARS 617.34BARS 325.45BARS 192.56BARS 61.54BARS 37.79BARS 25.22BARS 17.23B
ReceivablesARS 628.6MARS 1.42TARS 926.86BARS 111.00BARS 35.14BARS 17.91BARS 9.48BARS 36.62BARS 14.87BARS 967.6M
InventoryARS 0ARS 0ARS 982.58B−ARS 349.12B−ARS 363.73B−ARS 214.64B−ARS 158.53B−ARS 127.64B−ARS 51.45BARS 478.2M
Other current assetsARS 113.29BARS 71.61BARS 0ARS 244.55BARS 376.23BARS 224.50BARS 161.96BARS 130.27BARS 53.13BARS 0
Total current assetsARS 6.76TARS 6.66TARS 4.94TARS 920.06BARS 798.27BARS 449.81BARS 287.18BARS 229.49BARS 98.23BARS 106.95B
Property, plant & equipment (net)ARS 896.65BARS 646.55BARS 649.41BARS 96.10BARS 99.19BARS 50.97BARS 35.49BARS 26.06BARS 4.34BARS 2.96B
Goodwill & intangible assetsARS 119.34BARS 69.23BARS 72.16BARS 9.62BARS 7.16BARS 2.35BARS 1.06BARS 1.61BARS 592.1MARS 315.8M
Long-term investmentsARS 3.57TARS 2.62TARS 1.17TARS 707.77BARS 205.33BARS 137.02BARS 54.46BARS 42.43BARS 34.71BARS 13.25B
Other non-current assetsARS 14.06TARS 4.73TARS 6.48TARS 225.28BARS 898.33BARS 405.91BARS 240.12BARS 256.58BARS 180.92BARS 162.11B
Total assetsARS 25.41TARS 14.72TARS 13.31TARS 1.96TARS 2.01TARS 1.05TARS 618.31BARS 556.17BARS 318.78BARS 285.58B
Liabilities
Accounts payableARS 188.5MARS 170.8MARS 28.0MARS 127.2MARS 68.6MARS 62.7MARS 495.1MARS 147.2MARS 49.4MARS 44.3M
Short-term debtARS 471.60BARS 1.13BARS 2.66BARS 962.7M—ARS 563.3MARS 0ARS 22.0MARS 421.4MARS 11.81B
Deferred revenue———−ARS 921.8M−ARS 11.17B−ARS 10.43BARS 2.61BARS 1.65BARS 827.9M−ARS 11.81B
Total current liabilitiesARS 18.31TARS 9.93TARS 7.94TARS 40.8MARS 1.38TARS 722.19BARS 401.52BARS 400.44BARS 229.35BARS 44.3M
Long-term debtARS 1.91TARS 316.60BARS 40.90BARS 191.0MARS 503.0MARS 1.17BARS 2.71BARS 14.3MARS 285.4MARS 3.17B
Lease obligationsARS 51.50BARS 32.40BARS 23.51BARS 4.13BARS 2.92BARS 2.95BARS 2.52BARS 0ARS 0ARS 0
Other long-term liabilitiesARS 1.64TARS 1.86TARS 2.25TARS 860.44BARS 310.06BARS 149.81BARS 99.26BARS 85.65BARS 39.64BARS 6.05B
Total liabilitiesARS 21.87TARS 12.10TARS 10.22TARS 1.59TARS 1.69TARS 873.17BARS 503.49BARS 486.11BARS 269.27BARS 247.05B
Shareholders' equity
Common stock & paid-in capitalARS 612.7MARS 612.7MARS 612.7MARS 612.7MARS 612.7MARS 612.7MARS 612.7MARS 612.7MARS 612.7MARS 536.9M
Retained earnings (deficit)ARS 2.24T−ARS 367.21B−ARS 369.31B−ARS 143.26B−ARS 66.53B−ARS 87.98B−ARS 26.12B−ARS 10.28BARS 761.2MARS 5.06B
Treasury stock——————ARS 0ARS 0ARS 0ARS 0
Accumulated other comprehensive income−ARS 7.41BARS 2.03TARS 2.50TARS 833.98BARS 243.60BARS 188.72BARS 93.15BARS 46.77BARS 26.51BARS 21.91B
Minority interestARS 111.08BARS 55.34BARS 39.13BARS 16.83B——ARS 0ARS 0ARS 0ARS 0
Total shareholders' equityARS 3.43TARS 2.57TARS 3.04TARS 360.48BARS 311.27BARS 169.63BARS 112.67BARS 70.01BARS 49.06BARS 38.52B
Key figures
Total debtARS 1.96TARS 349.00BARS 140.25BARS 75.06BARS 29.49BARS 20.70BARS 21.74BARS 12.33BARS 4.47BARS 14.97B
Net cash (debt)ARS 4.69TARS 4.82TARS 3.79TARS 838.58BARS 721.15BARS 401.35BARS 252.54BARS 177.91BARS 77.20BARS 91.00B
Working capital−ARS 11.56T−ARS 3.27T−ARS 3.00TARS 920.02B−ARS 581.90B−ARS 272.37B−ARS 114.35B−ARS 170.95B−ARS 131.12BARS 106.90B
Tangible book valueARS 3.31TARS 2.50TARS 2.97TARS 350.86BARS 304.11BARS 167.28BARS 111.61BARS 68.40BARS 48.47BARS 38.21B
Shares outstanding204.2M204.2M204.2M204.2M204.2M204.2M204.2M204.2M191.6M179.0M
Current ratio0.370.670.6222,526.850.580.620.720.570.432,414.92
Quick ratio0.360.660.6125,087.260.570.610.710.570.422,414.92
Debt / equity0.570.140.050.210.090.120.190.180.090.39
Equity / assets13.5%17.5%22.9%18.4%15.5%16.2%18.2%12.6%15.4%13.5%

Quarterly columns are labeled by the month the quarter ended. Figures in Argentine pesos as reported (latest annual report filed April 9, 2026); data from EODHD.

BBAR financial position

At the end of fiscal 2025 (December 31, 2025), Banco BBVA Argentina had total assets of ARS 25.41 trillion (up 72.6% from a year earlier), total liabilities of ARS 21.87 trillion and shareholders' equity of ARS 3.43 trillion. It held ARS 6.65 trillion in cash and short-term investments against ARS 1.96 trillion of debt, a net cash position of ARS 4.69 trillion. Its current ratio was 0.37. In the latest quarter (ended September 30, 2026) total assets were ARS 28.37 trillion and equity ARS 4.19 trillion.

Related: BBAR income statement, BBAR cash flow statement, BBAR key metrics. See the BBAR stock overview for the latest quote and news.

BBAR balance sheet FAQ

What are Banco BBVA Argentina's total assets?

Banco BBVA Argentina reported total assets of ARS 25.41 trillion at the end of fiscal 2025 (December 31, 2025), compared with ARS 14.72 trillion a year earlier.

How much debt does Banco BBVA Argentina have?

Banco BBVA Argentina had ARS 1.96 trillion of total debt at the end of fiscal 2025, including short-term borrowings and lease obligations. Its debt-to-equity ratio was 0.57.

How much cash does Banco BBVA Argentina have?

Banco BBVA Argentina held ARS 6.65 trillion in cash and short-term investments at the end of fiscal 2025; with ARS 1.96 trillion of debt that is net cash of ARS 4.69 trillion.

What is Banco BBVA Argentina's book value?

Banco BBVA Argentina's shareholders' equity (book value) was ARS 3.43 trillion at the end of fiscal 2025.

What is Banco BBVA Argentina's current ratio?

Banco BBVA Argentina had current assets of ARS 6.76 trillion and current liabilities of ARS 18.31 trillion, a current ratio of 0.37 (current liabilities exceed current assets).

How much goodwill does Banco BBVA Argentina have?

Banco BBVA Argentina carried ARS 119.3 billion of goodwill and intangible assets, 0.5% of total assets, at the end of fiscal 2025.

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