Banco BBVA Argentina S.A. (BBAR) AI Stock Analysis

Banco BBVA Argentina S.A., formerly known as BBVA Banco Frances S.A., was established in 1886 and is headquartered in Buenos Aires. The bank operates across multiple segments, offering checking and savings accounts, time deposits, credit cards, consumer and secured loans, mortgages, insurance, and investment products to retail customers. For small and medium-sized enterprises, it provides financing, factoring, transactional and payroll services, and insurance products. Its corporate and investment banking division delivers global transaction services, risk management, securities brokerage, project finance, syndicated loans, and corporate finance advisory solutions to corporations and multinational entities.

Between FY2020 and FY2025, revenue expanded at a 5-year CAGR of 68.8%. Annual top-line results have fluctuated significantly, moving from $1.46T in FY2021 to $4.61T in FY2022, falling to $191.79B in FY2023, and then recovering to $354.72B in FY2024 and $5.63T in FY2025. Net income in FY2025 reached $315.14B, representing a net margin of 5.6% and diluted EPS of $0.86. Over the trailing twelve months, revenue totaled $3.19T with an operating margin of 19.0% and a profit margin of 8.6%. In the latest quarter ended September 30, 2026, revenue increased 5.1% year-over-year, while quarterly earnings grew 71.3%.

As of September 30, 2026, Banco BBVA Argentina reported $2.63T in cash and short-term investments against total debt of $1.49T, resulting in net cash of $1.14T. Shareholders' equity stood at $4.19T, total assets were $28.37T, and the debt-to-equity ratio was 0.36, supported by a current ratio of 3.79. In FY2025, operating cash flow was $1.00T and free cash flow was $1.63T. Cash deployment in FY2025 included $252.62B in capital expenditures and $19.81B in dividends paid, while the share count remained unchanged with a 5-year change of 0.0%.

BBAR trades at a trailing P/E of 9.6x and a forward P/E of 3.2x, compared to medians of 12.1x and 10.8x, respectively, for US-listed Financial Services peers. The stock has a price-to-book ratio of 1.1x and an enterprise value of $209.27B against a market cap of $2.61B. Its trailing EV-to-revenue multiple is 1.6x. Over the past year, the stock returned 36.8%, outperforming the S&P 500 (SPY) return of 16.8%, though it has dropped 28.0% year-to-date and sits 21.7% below its 200-day moving average.

Banco BBVA Argentina pays a monthly dividend with an annualized forward payout of $0.43 per share, yielding 3.39% at its last close of $12.78. The payout ratio stands at 20.1%, and the bank has paid dividends for 5 consecutive years. Its last ex-dividend date was August 3, 2026.

Consensus coverage includes 2 Strong Buy ratings, 2 Buy ratings, and no Hold or Sell recommendations. The mean price target is $23.00, representing an 80.0% premium over the last close of $12.78. For the fiscal year ending December 31, 2026, analysts estimate EPS of $0.48, down 38.8%, on revenue of $5.02T. For FY2027, the lone covering analyst projects EPS of $0.73 on revenue of $6.23T. Over the last four quarters, the bank has beaten EPS estimates once, and its next earnings date is November 24, 2026.

This page is an AI-written research summary of Banco BBVA Argentina S.A. (BBAR). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

Related: BBAR income statement, BBAR balance sheet, BBAR key metrics, BBAR analyst forecast, BBAR chart. See the BBAR stock overview for the latest quote and news.