Banco BBVA Argentina S.A. (BBAR) Income Statement
BBAR 2025 at a glance
Fiscal year ended December 31, 2025 · Argentine pesosBBAR revenue and net income
Where BBAR's revenue goes
2025Each bar shows an amount and its share of revenue. BBAR kept 5.6% of revenue as net income.
BBAR profit margins
BBAR growth rates
to 2025| 1 year | 3 years | 5 years | 10 years | |
|---|---|---|---|---|
| Revenue | +1,488.0% | +6.9% | +68.8% | +75.1% |
| Gross profit | −13.0% | +5.2% | +60.8% | +72.7% |
| Operating income | −79.7% | +11.4% | +57.7% | +56.7% |
| Net income | −10.8% | −7.6% | +60.5% | +55.6% |
1-year change and average annual growth (CAGR) over 3, 5 and 10 fiscal years. "—" when a starting value was zero or negative.
BBAR income statement in Argentine pesos
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ARS 5.63T | ARS 354.72B | ARS 191.79B | ARS 4.61T | ARS 1.46T | ARS 410.90B | ARS 271.18B | ARS 140.91B | ARS 73.74B | ARS 27.76B |
| Cost of revenue | ARS 2.55T | ARS 1.77T | −ARS 1.77T | ARS 1.96T | ARS 558.79B | ARS 123.52B | ARS 100.54B | ARS 51.89B | ARS 18.40B | ARS 11.31B |
| Gross profit | ARS 3.09T | ARS 3.55T | ARS 3.69T | ARS 2.65T | ARS 904.85B | ARS 287.38B | ARS 170.64B | ARS 89.02B | ARS 55.34B | ARS 16.45B |
| Research & development | — | — | — | — | — | — | ARS 0 | ARS 0 | ARS 0 | ARS 0 |
| Sales, general & admin | ARS 1.19T | ARS 323.91B | ARS 453.12B | ARS 838.79B | ARS 351.91B | ARS 103.92B | ARS 56.54B | ARS 36.76B | ARS 26.99B | ARS 6.07B |
| Total operating expenses | ARS 2.57T | ARS 987.05B | ARS 1.92T | ARS 2.27T | ARS 820.06B | ARS 234.16B | ARS 133.46B | ARS 83.23B | ARS 51.37B | ARS 10.36B |
| Operating income | ARS 519.82B | ARS 2.56T | ARS 1.12T | ARS 375.93B | ARS 84.79B | ARS 53.23B | ARS 37.19B | ARS 5.79B | ARS 3.97B | ARS 6.09B |
| Interest income | ARS 5.37T | ARS 4.75T | ARS 3.18T | ARS 629.35B | ARS 214.90B | ARS 119.06B | ARS 114.86B | ARS 56.47B | ARS 22.52B | ARS 21.30B |
| Interest expense | ARS 2.58T | ARS 1.77T | ARS 1.56T | ARS 1.97T | ARS 554.49B | ARS 121.94B | ARS 99.81B | ARS 51.81B | ARS 18.40B | ARS 10.26B |
| Income before taxes | ARS 519.82B | ARS 444.48B | ARS 313.33B | ARS 375.93B | ARS 84.79B | ARS 53.23B | ARS 37.19B | ARS 5.79B | ARS 3.97B | ARS 6.09B |
| Income taxes | ARS 187.25B | ARS 86.82B | ARS 156.07B | −ARS 17.11B | ARS 28.03B | ARS 23.62B | ARS 4.26B | ARS 9.08B | ARS 1.11B | ARS 2.45B |
| Net income | ARS 315.14B | ARS 353.24B | ARS 156.86B | ARS 399.02B | ARS 57.01B | ARS 29.55B | ARS 32.94B | −ARS 3.12B | ARS 2.93B | ARS 3.64B |
| EBITDA | ARS 630.92B | ARS 520.69B | ARS 340.81B | ARS 445.57B | ARS 118.65B | ARS 65.18B | ARS 45.83B | ARS 9.82B | ARS 6.17B | ARS 6.34B |
| Gross margin | 54.8% | 1,000.0% | 1,925.0% | 57.5% | 61.8% | 69.9% | 62.9% | 63.2% | 75.0% | 59.3% |
| Operating margin | 9.2% | 721.7% | 584.4% | 8.2% | 5.8% | 13.0% | 13.7% | 4.1% | 5.4% | 21.9% |
| Net margin | 5.6% | 99.6% | 81.8% | 8.7% | 3.9% | 7.2% | 12.1% | −2.2% | 4.0% | 13.1% |
| Sep '26 | Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ARS 1.67T | ARS 1.81T | ARS 1.52T | ARS 1.60T | ARS 1.60T | ARS 1.26T | ARS 1.07T | ARS 892.21B | ARS 1.54T | ARS 2.17T | ARS 1.93T | ARS 1.02T |
| Cost of revenue | ARS 885.35B | ARS 891.28B | ARS 449.59B | ARS 936.36B | ARS 936.36B | ARS 601.05B | ARS 470.51B | ARS 339.25B | ARS 465.73B | ARS 802.90B | ARS 999.62B | ARS 0 |
| Gross profit | ARS 785.26B | ARS 918.80B | ARS 1.07T | ARS 667.14B | ARS 667.14B | ARS 655.88B | ARS 599.90B | ARS 552.96B | ARS 1.08T | ARS 1.36T | ARS 927.06B | ARS 1.02T |
| Sales, general & admin | ARS 249.19B | ARS 339.19B | ARS 334.58B | ARS 277.37B | ARS 311.81B | ARS 275.16B | ARS 254.23B | ARS 200.93B | ARS 279.84B | ARS 266.11B | ARS 253.00B | ARS 191.68B |
| Total operating expenses | ARS 592.81B | ARS 786.82B | ARS 859.39B | ARS 605.79B | ARS 605.79B | ARS 566.02B | ARS 468.06B | ARS 429.08B | ARS 826.83B | ARS 1.27T | ARS 879.93B | ARS 86.56B |
| Operating income | ARS 192.79B | ARS 131.97B | ARS 215.13B | ARS 61.35B | ARS 61.35B | ARS 89.86B | ARS 131.84B | ARS 123.88B | ARS 248.66B | ARS 90.54B | ARS 47.12B | ARS 654.0M |
| Interest income | — | ARS 1.47T | ARS 1.55T | ARS 1.87T | ARS 1.32T | ARS 1.06T | ARS 930.86B | ARS 1.16T | ARS 761.95B | ARS 974.83B | ARS 1.28T | ARS 1.70T |
| Interest expense | ARS 568.77B | ARS 650.24B | ARS 939.55B | ARS 726.40B | ARS 726.40B | ARS 459.76B | ARS 377.77B | ARS 300.91B | ARS 412.08B | ARS 763.28B | ARS 979.31B | ARS 792.73B |
| Income before taxes | ARS 192.46B | ARS 131.97B | ARS 215.13B | ARS 61.35B | ARS 61.35B | ARS 89.86B | ARS 131.84B | ARS 123.88B | ARS 248.66B | ARS 90.54B | ARS 47.12B | ARS 122.44B |
| Income taxes | ARS 53.32B | ARS 46.75B | ARS 75.48B | −ARS 23.28B | −ARS 23.28B | ARS 30.24B | ARS 50.24B | ARS 24.67B | ARS 91.27B | ARS 37.29B | ARS 16.58B | ARS 73.88B |
| Net income | ARS 134.24B | ARS 78.42B | ARS 133.29B | ARS 35.09B | ARS 35.09B | ARS 55.36B | ARS 78.43B | ARS 99.67B | ARS 154.77B | ARS 54.23B | ARS 29.76B | ARS 49.21B |
| EBITDA | ARS 192.46B | ARS 164.06B | ARS 253.08B | ARS 88.89B | ARS 86.17B | ARS 107.92B | ARS 152.62B | ARS 145.04B | ARS 274.63B | ARS 106.57B | ARS 64.75B | −ARS 1.60B |
| Gross margin | 47.0% | 50.8% | 70.5% | 41.6% | 41.6% | 52.2% | 56.0% | 62.0% | 69.8% | 62.9% | 48.1% | 100.0% |
| Operating margin | 11.5% | 7.3% | 14.1% | 3.8% | 3.8% | 7.1% | 12.3% | 13.9% | 16.1% | 4.2% | 2.4% | 0.1% |
| Net margin | 8.0% | 4.3% | 8.7% | 2.2% | 2.2% | 4.4% | 7.3% | 11.2% | 10.0% | 2.5% | 1.5% | 4.8% |
Quarterly columns are labeled by the month the quarter ended. Figures in Argentine pesos as reported in BBAR's financial statements (latest annual report filed April 9, 2026); data from EODHD. Sales, general & administrative expenses include sales and marketing.
BBAR financial results
In fiscal year 2025 (ended December 31, 2025), Banco BBVA Argentina reported revenue of ARS 5.63 trillion, up 1,488.0% from the year before. It had net income of ARS 315.1 billion (down 10.8%), a net profit margin of 5.6%. Over five years revenue grew at an average rate of 68.8% a year. Figures are in Argentine pesos, the currency of its financial statements.
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BBAR income statement FAQ
What is Banco BBVA Argentina's annual revenue?
Banco BBVA Argentina reported total revenue of ARS 5.63 trillion for fiscal year 2025, which ended on December 31, 2025. That was up 1,488.0% from ARS 354.7 billion the previous year.
Is Banco BBVA Argentina profitable?
Yes. Banco BBVA Argentina reported net income of ARS 315.1 billion in fiscal 2025, a net profit margin of 5.6%; its operating margin was 9.2%.
What is Banco BBVA Argentina's gross margin?
Banco BBVA Argentina's gross margin was 54.8% in fiscal 2025: for every $100 of revenue, Banco BBVA Argentina kept $55 after the direct cost of its products and services.
How fast is Banco BBVA Argentina growing?
Revenue grew 68.8% a year on average over the last five fiscal years, from ARS 410.9 billion to ARS 5.63 trillion.
When will Banco BBVA Argentina report its next earnings?
Banco BBVA Argentina is expected to report results for the quarter ending September 30, 2026 on November 24, 2026 after the market closes.
When does Banco BBVA Argentina's fiscal year end?
Banco BBVA Argentina's fiscal year ends in December. The latest annual report covers the year ended December 31, 2025 and was filed on April 9, 2026.