KB Financial Group Inc. (KB) Income Statement

NYSE: KBRevenue, profits, margins and EPS over 10 years.

KB 2025 at a glance

Fiscal year ended December 31, 2025 · South Korean won
Revenue+34.2%
₩50.69T
2025 · hover or tap a bar for each year
2016: ₩12.20T (−3.4%)2017: ₩15.14T (+24.0%)2018: ₩17.33T (+14.5%)2019: ₩18.66T (+7.7%)2020: ₩19.81T (+6.2%)2021: ₩20.97T (+5.9%)2022: ₩25.64T (+22.3%)2023: ₩36.41T (+42.0%)2024: ₩37.77T (+3.7%)2025: ₩50.69T (+34.2%)
20162025
Gross profit+37.7%
₩24.86T
2025 · hover or tap a bar for each year
2016: ₩8.04T (+8.4%)2017: ₩10.92T (+35.7%)2018: ₩11.82T (+8.3%)2019: ₩12.54T (+6.1%)2020: ₩14.01T (+11.7%)2021: ₩15.81T (+12.9%)2022: ₩14.56T (−7.9%)2023: ₩16.30T (+12.0%)2024: ₩18.06T (+10.8%)2025: ₩24.86T (+37.7%)
20162025
Operating income+22.1%
₩8.53T
2025 · hover or tap a bar for each year
2016: ₩2.63T (+21.4%)2017: ₩4.14T (+57.4%)2018: ₩4.30T (+3.9%)2019: ₩4.53T (+5.4%)2020: ₩4.78T (+5.4%)2021: ₩6.08T (+27.2%)2022: ₩5.39T (−11.3%)2023: ₩6.12T (+13.4%)2024: ₩6.99T (+14.1%)2025: ₩8.53T (+22.1%)
20162025
Net income+15.2%
₩5.85T
2025 · hover or tap a bar for each year
2016: ₩2.14T (+24.1%)2017: ₩3.31T (+54.5%)2018: ₩3.06T (−7.6%)2019: ₩3.31T (+8.2%)2020: ₩3.47T (+4.7%)2021: ₩4.41T (+27.1%)2022: ₩4.11T (−6.7%)2023: ₩4.59T (+11.7%)2024: ₩5.08T (+10.5%)2025: ₩5.85T (+15.2%)
20162025
Net profit margin−1.9 pts
11.5%
2025 · hover or tap a point for each year
2016: 17.6% (+3.9 pts)2017: 21.9% (+4.3 pts)2018: 17.7% (−4.2 pts)2019: 17.7% (+0.1 pts)2020: 17.5% (−0.2 pts)2021: 21.0% (+3.5 pts)2022: 16.0% (−5.0 pts)2023: 12.6% (−3.4 pts)2024: 13.4% (+0.8 pts)2025: 11.5% (−1.9 pts)
20162025

KB revenue and net income

RevenueNet incomeNet margin (right axis)

Where KB's revenue goes

2025
Revenue
₩50.69T100.0%
Cost of revenue
−₩25.82T−50.9%
Gross profit
₩24.86T49.1%
Sales, general & admin
−₩7.05T−13.9%
Other operating expenses
−₩9.28T−18.3%
Operating income
₩8.53T16.8%
Interest & other expense
−₩334.56B−0.7%
Income taxes
−₩2.35T−4.6%
Net income
₩5.85T11.5%

Each bar shows an amount and its share of revenue. KB kept 11.5% of revenue as net income.

KB profit margins

GrossOperatingNet

KB growth rates

to 2025
1 year3 years5 years10 years
Revenue+34.2%+25.5%+20.7%+14.9%
Gross profit+37.7%+19.5%+12.2%+12.9%
Operating income+22.1%+16.5%+12.3%+14.7%
Net income+15.2%+12.5%+11.0%+13.0%

1-year change and average annual growth (CAGR) over 3, 5 and 10 fiscal years. "—" when a starting value was zero or negative.

KB income statement in South Korean won

2025202420232022202120202019201820172016
Revenue₩50.69T₩37.77T₩36.41T₩25.64T₩20.97T₩19.81T₩18.66T₩17.33T₩15.14T₩12.20T
Cost of revenue₩25.82T₩19.71T₩20.11T₩11.08T₩5.17T₩5.81T₩6.11T₩5.50T₩4.22T₩4.16T
Gross profit₩24.86T₩18.06T₩16.30T₩14.56T₩15.81T₩14.01T₩12.54T₩11.82T₩10.92T₩8.04T
Research & development——————₩0₩0₩0₩0
Sales, general & admin₩7.05T₩6.08T₩5.85T₩5.82T₩6.30T₩5.82T₩5.69T₩5.07T₩4.87T₩4.67T
Total operating expenses₩16.33T₩11.07T₩10.18T₩9.17T₩9.73T₩9.23T₩8.01T₩7.52T₩6.78T₩5.42T
Operating income₩8.53T₩6.99T₩6.12T₩5.39T₩6.08T₩4.78T₩4.53T₩4.30T₩4.14T₩2.63T
Interest income₩29.16T₩30.49T₩27.83T₩20.79T₩15.21T₩14.49T₩14.64T₩13.73T₩11.38T₩10.02T
Interest expense₩13.07T₩17.66T₩16.96T₩9.24T₩3.98T₩4.76T₩5.44T₩4.83T₩3.67T₩3.62T
Income before taxes₩8.20T₩6.99T₩6.12T₩5.39T₩6.08T₩4.78T₩4.53T₩4.30T₩4.14T₩2.63T
Income taxes₩2.35T₩1.96T₩1.59T₩1.50T₩1.70T₩1.26T₩1.22T₩1.24T₩794.96B₩438.48B
Net income₩5.85T₩5.08T₩4.59T₩4.11T₩4.41T₩3.47T₩3.31T₩3.06T₩3.31T₩2.14T
EBITDA₩9.45T₩7.90T₩6.99T₩6.27T₩7.09T₩5.83T₩5.51T₩4.93T₩4.69T₩2.92T
Gross margin49.1%47.8%44.8%56.8%75.4%70.7%67.2%68.2%72.1%65.9%
Operating margin16.8%18.5%16.8%21.0%29.0%24.1%24.3%24.8%27.3%21.5%
Net margin11.5%13.4%12.6%16.0%21.0%17.5%17.7%17.7%21.9%17.6%

Quarterly columns are labeled by the month the quarter ended. Figures in South Korean won as reported in KB's financial statements (latest annual report filed April 28, 2026); data from EODHD. Sales, general & administrative expenses include sales and marketing.

KB financial results

In fiscal year 2025 (ended December 31, 2025), KB Financial reported revenue of ₩50.69 trillion, up 34.2% from the year before. It had net income of ₩5.85 trillion (up 15.2%), a net profit margin of 11.5%. Over five years revenue grew at an average rate of 20.7% a year. Figures are in South Korean won, the currency of its financial statements.

See the KB stock overview for the latest quote and news, or the KB chart for price history and technical indicators.

KB income statement FAQ

What is KB Financial's annual revenue?

KB Financial reported total revenue of ₩50.69 trillion for fiscal year 2025, which ended on December 31, 2025. That was up 34.2% from ₩37.77 trillion the previous year.

Is KB Financial profitable?

Yes. KB Financial reported net income of ₩5.85 trillion in fiscal 2025, a net profit margin of 11.5%; its operating margin was 16.8%.

What is KB Financial's gross margin?

KB Financial's gross margin was 49.1% in fiscal 2025: for every $100 of revenue, KB Financial kept $49 after the direct cost of its products and services.

How fast is KB Financial growing?

Revenue grew 20.7% a year on average over the last five fiscal years, from ₩19.81 trillion to ₩50.69 trillion.

When will KB Financial report its next earnings?

KB Financial is expected to report results for the quarter ending September 30, 2026 on November 13, 2026.

When does KB Financial's fiscal year end?

KB Financial's fiscal year ends in December. The latest annual report covers the year ended December 31, 2025 and was filed on April 28, 2026.

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