Grupo Cibest S.A. (CIB) Income Statement

NYSE: CIBRevenue, profits, margins and EPS over 10 years.

CIB 2025 at a glance

Fiscal year ended December 31, 2025 · COP
Revenue+0.0%
COP 42.92T
2025 · hover or tap a bar for each year
2016: COP 19.57T (+32.0%)2017: COP 20.83T (+6.4%)2018: COP 20.15T (−3.3%)2019: COP 21.90T (+8.6%)2020: COP 21.58T (−1.4%)2021: COP 21.69T (+0.5%)2022: COP 32.69T (+50.7%)2023: COP 45.18T (+38.2%)2024: COP 42.91T (−5.0%)2025: COP 42.92T (+0.0%)
20162025
Gross profit+16.9%
COP 26.22T
2025 · hover or tap a bar for each year
2016: COP 10.79T (+18.3%)2017: COP 11.14T (+3.2%)2018: COP 10.64T (−4.5%)2019: COP 12.30T (+15.6%)2020: COP 8.19T (−33.4%)2021: COP 14.92T (+82.1%)2022: COP 20.45T (+37.1%)2023: COP 21.05T (+2.9%)2024: COP 22.43T (+6.6%)2025: COP 26.22T (+16.9%)
20162025
Operating income+1.9%
COP 8.92T
2025 · hover or tap a bar for each year
2016: COP 3.97T (+22.6%)2017: COP 3.99T (+0.6%)2018: COP 3.62T (−9.4%)2019: COP 4.48T (+23.8%)2020: COP 308.77B (−93.1%)2021: COP 5.98T (+1,838.0%)2022: COP 9.74T (+62.8%)2023: COP 8.15T (−16.4%)2024: COP 8.76T (+7.5%)2025: COP 8.92T (+1.9%)
20162025
Net income+8.1%
COP 6.78T
2025 · hover or tap a bar for each year
2016: COP 2.87T (+13.8%)2017: COP 2.62T (−8.7%)2018: COP 2.66T (+1.7%)2019: COP 3.12T (+17.2%)2020: COP 275.99B (−91.1%)2021: COP 4.09T (+1,380.8%)2022: COP 6.78T (+66.0%)2023: COP 6.12T (−9.8%)2024: COP 6.27T (+2.5%)2025: COP 6.78T (+8.1%)
20162025
Net profit margin+1.2 pts
15.8%
2025 · hover or tap a point for each year
2016: 14.6% (−2.3 pts)2017: 12.6% (−2.1 pts)2018: 13.2% (+0.6 pts)2019: 14.2% (+1.0 pts)2020: 1.3% (−13.0 pts)2021: 18.8% (+17.6 pts)2022: 20.8% (+1.9 pts)2023: 13.5% (−7.2 pts)2024: 14.6% (+1.1 pts)2025: 15.8% (+1.2 pts)
20162025

CIB revenue and net income

RevenueNet incomeNet margin (right axis)

Where CIB's revenue goes

2025
Revenue
COP 42.92T100.0%
Cost of revenue
−COP 16.69T−38.9%
Gross profit
COP 26.22T61.1%
Sales, general & admin
−COP 5.77T−13.4%
Other operating expenses
−COP 11.53T−26.9%
Operating income
COP 8.92T20.8%
Income taxes
−COP 2.69T−6.3%
Net income
COP 6.78T15.8%

Each bar shows an amount and its share of revenue. CIB kept 15.8% of revenue as net income.

CIB profit margins

GrossOperatingNet

CIB growth rates

to 2025
1 year3 years5 years10 years
Revenue+0.0%+9.5%+14.7%+11.2%
Gross profit+16.9%+8.6%+26.2%+11.1%
Operating income+1.9%−2.9%+96.0%+10.7%
Net income+8.1%−0.0%+89.7%+10.4%

1-year change and average annual growth (CAGR) over 3, 5 and 10 fiscal years. "—" when a starting value was zero or negative.

CIB income statement in COP

2025202420232022202120202019201820172016
RevenueCOP 42.92TCOP 42.91TCOP 45.18TCOP 32.69TCOP 21.69TCOP 21.58TCOP 21.90TCOP 20.15TCOP 20.83TCOP 19.57T
Cost of revenueCOP 16.69TCOP 20.48TCOP 24.13TCOP 12.23TCOP 6.77TCOP 13.39TCOP 9.59TCOP 9.51TCOP 9.69TCOP 8.78T
Gross profitCOP 26.22TCOP 22.43TCOP 21.05TCOP 20.45TCOP 14.92TCOP 8.19TCOP 12.30TCOP 10.64TCOP 11.14TCOP 10.79T
Research & development——————COP 0COP 0COP 0COP 0
Sales, general & adminCOP 5.77TCOP 10.05TCOP 9.47TCOP 8.21TCOP 6.92TCOP 6.31TCOP 6.59TCOP 6.17TCOP 5.90TCOP 5.57T
Total operating expensesCOP 17.30TCOP 13.68TCOP 12.90TCOP 10.71TCOP 8.93TCOP 7.88TCOP 7.83TCOP 7.02TCOP 7.15TCOP 6.82T
Operating incomeCOP 8.92TCOP 8.76TCOP 8.15TCOP 9.74TCOP 5.98TCOP 308.77BCOP 4.48TCOP 3.62TCOP 3.99TCOP 3.97T
Interest incomeCOP 30.05TCOP 33.79TCOP 35.58TCOP 25.43TCOP 15.67TCOP 16.47TCOP 16.86TCOP 15.73TCOP 16.16TCOP 15.20T
Interest expenseCOP 12.39TCOP 15.02TCOP 16.67TCOP 8.44TCOP 4.35TCOP 5.86TCOP 6.18TCOP 5.67TCOP 6.23TCOP 6.05T
Income before taxesCOP 8.92TCOP 8.76TCOP 8.15TCOP 9.74TCOP 5.98TCOP 308.77BCOP 4.48TCOP 3.62TCOP 3.99TCOP 3.97T
Income taxesCOP 2.69TCOP 2.39TCOP 1.93TCOP 2.75TCOP 1.78T−COP 6.59BCOP 1.26TCOP 829.43BCOP 1.24TCOP 1.18T
Net incomeCOP 6.78TCOP 6.27TCOP 6.12TCOP 6.78TCOP 4.09TCOP 275.99BCOP 3.12TCOP 2.66TCOP 2.62TCOP 2.87T
EBITDACOP 9.98TCOP 9.77TCOP 9.23TCOP 10.69TCOP 6.84TCOP 1.05TCOP 5.15TCOP 4.08TCOP 4.43TCOP 4.45T
Gross margin61.1%52.3%46.6%62.6%68.8%38.0%56.2%52.8%53.5%55.1%
Operating margin20.8%20.4%18.0%29.8%27.6%1.4%20.4%17.9%19.2%20.3%
Net margin15.8%14.6%13.5%20.8%18.8%1.3%14.2%13.2%12.6%14.6%

Quarterly columns are labeled by the month the quarter ended. Figures in COP as reported in CIB's financial statements (latest annual report filed December 31, 2025); data from EODHD. Sales, general & administrative expenses include sales and marketing.

CIB financial results

In fiscal year 2025 (ended December 31, 2025), Grupo Cibest reported revenue of COP 42.92 trillion, up 0.0% from the year before. It had net income of COP 6.78 trillion (up 8.1%), a net profit margin of 15.8%. Over five years revenue grew at an average rate of 14.7% a year. Figures are in COP, the currency of its financial statements.

See the CIB stock overview for the latest quote and news, or the CIB chart for price history and technical indicators.

CIB income statement FAQ

What is Grupo Cibest's annual revenue?

Grupo Cibest reported total revenue of COP 42.92 trillion for fiscal year 2025, which ended on December 31, 2025. That was up 0.0% from COP 42.91 trillion the previous year.

Is Grupo Cibest profitable?

Yes. Grupo Cibest reported net income of COP 6.78 trillion in fiscal 2025, a net profit margin of 15.8%; its operating margin was 20.8%.

What is Grupo Cibest's gross margin?

Grupo Cibest's gross margin was 61.1% in fiscal 2025: for every $100 of revenue, Grupo Cibest kept $61 after the direct cost of its products and services.

How fast is Grupo Cibest growing?

Revenue grew 14.7% a year on average over the last five fiscal years, from COP 21.58 trillion to COP 42.92 trillion.

When will Grupo Cibest report its next earnings?

Grupo Cibest is expected to report results for the quarter ending September 30, 2026 on November 5, 2026.

When does Grupo Cibest's fiscal year end?

Grupo Cibest's fiscal year ends in December. The latest annual report covers the year ended December 31, 2025 and was filed on December 31, 2025.

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