ICICI Bank Limited (IBN) Income Statement

NYSE: IBNRevenue, profits, margins and EPS over 10 years.

IBN FY2026 at a glance

Fiscal year ended March 31, 2026 · Indian rupees
Revenue+6.0%
₹3.12T
FY2026 · hover or tap a bar for each year
FY2017: ₹1.13T (+11.9%)FY2018: ₹1.19T (+4.9%)FY2019: ₹1.31T (+10.4%)FY2020: ₹1.50T (+13.9%)FY2021: ₹1.61T (+7.7%)FY2022: ₹1.16T (−27.8%)FY2023: ₹1.85T (+58.7%)FY2024: ₹2.35T (+27.4%)FY2025: ₹2.95T (+25.2%)FY2026: ₹3.12T (+6.0%)
FY2017FY2026
Gross profit+8.4%
₹2.17T
FY2026 · hover or tap a bar for each year
FY2017: ₹595.12B (+15.1%)FY2018: ₹648.52B (+9.0%)FY2019: ₹699.50B (+7.9%)FY2020: ₹825.68B (+18.0%)FY2021: ₹964.98B (+16.9%)FY2022: ₹1.16T (+20.6%)FY2023: ₹1.29T (+10.5%)FY2024: ₹1.60T (+24.6%)FY2025: ₹2.01T (+25.2%)FY2026: ₹2.17T (+8.4%)
FY2017FY2026
Operating income+5.9%
₹773.20B
FY2026 · hover or tap a bar for each year
FY2017: ₹113.40B (+3.8%)FY2018: ₹91.00B (−19.8%)FY2019: ₹56.89B (−37.5%)FY2020: ₹112.25B (+97.3%)FY2021: ₹203.64B (+81.4%)FY2022: ₹747.34B (+267.0%)FY2023: ₹472.55B (−36.8%)FY2024: ₹615.08B (+30.2%)FY2025: ₹730.04B (+18.7%)FY2026: ₹773.20B (+5.9%)
FY2017FY2026
Net income+6.2%
₹542.08B
FY2026 · hover or tap a bar for each year
FY2017: ₹101.88B (+0.1%)FY2018: ₹77.12B (−24.3%)FY2019: ₹42.54B (−44.8%)FY2020: ₹95.66B (+124.9%)FY2021: ₹183.84B (+92.2%)FY2022: ₹251.10B (+36.6%)FY2023: ₹340.37B (+35.5%)FY2024: ₹442.56B (+30.0%)FY2025: ₹510.29B (+15.3%)FY2026: ₹542.08B (+6.2%)
FY2017FY2026
Net profit margin+0.0 pts
17.4%
FY2026 · hover or tap a point for each year
FY2017: 9.0% (−1.1 pts)FY2018: 6.5% (−2.5 pts)FY2019: 3.2% (−3.2 pts)FY2020: 6.4% (+3.2 pts)FY2021: 11.4% (+5.0 pts)FY2022: 21.6% (+10.2 pts)FY2023: 18.4% (−3.2 pts)FY2024: 18.8% (+0.4 pts)FY2025: 17.3% (−1.5 pts)FY2026: 17.4% (+0.0 pts)
FY2017FY2026

IBN revenue and net income

RevenueNet incomeNet margin (right axis)

Where IBN's revenue goes

FY2026
Revenue
₹3.12T100.0%
Cost of revenue
−₹946.67B−30.3%
Gross profit
₹2.17T69.7%
Sales, general & admin
−₹1.07T−34.3%
Other operating expenses
−₹330.36B−10.6%
Operating income
₹773.20B24.8%
Income taxes
−₹193.84B−6.2%
Net income
₹542.08B17.4%

Each bar shows an amount and its share of revenue. IBN kept 17.4% of revenue as net income.

IBN profit margins

GrossOperatingNet

IBN growth rates

to FY2026
1 year3 years5 years10 years
Revenue+6.0%+19.1%+14.1%+11.9%
Gross profit+8.4%+19.1%+17.6%+15.5%
Operating income+5.9%+17.8%+30.6%+21.6%
Net income+6.2%+16.8%+24.1%+18.2%

1-year change and average annual growth (CAGR) over 3, 5 and 10 fiscal years. "—" when a starting value was zero or negative.

IBN income statement in Indian rupees

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Revenue₹3.12T₹2.95T₹2.35T₹1.85T₹1.16T₹1.61T₹1.50T₹1.31T₹1.19T₹1.13T
Cost of revenue₹946.67B₹939.33B₹750.72B₹560.92B₹586.01B₹647.01B₹670.43B₹613.58B₹541.14B₹538.87B
Gross profit₹2.17T₹2.01T₹1.60T₹1.29T₹1.16T₹964.98B₹825.68B₹699.50B₹648.52B₹595.12B
Research & development———————₹0₹0₹0
Sales, general & admin₹1.07T₹288.79B₹370.33B₹301.95B₹172.43B₹282.20B₹270.73B₹235.27B₹197.38B₹177.56B
Total operating expenses₹1.40T₹1.28T₹987.38B₹813.86B₹747.29B₹761.34B₹713.43B₹642.61B₹557.53B₹481.71B
Operating income₹773.20B₹730.04B₹615.08B₹472.55B₹747.34B₹203.64B₹112.25B₹56.89B₹91.00B₹113.40B
Interest income₹1.95T₹1.86T₹1.60T₹1.21T₹954.07B₹891.63B₹848.36B₹719.82B₹621.62B₹609.40B
Interest expense₹890.29B₹890.27B₹741.08B₹505.43B₹411.67B₹426.59B₹446.66B₹391.78B₹342.62B₹348.36B
Income before taxes₹773.20B₹730.04B₹615.08B₹472.55B₹349.96B₹203.64B₹112.25B₹56.89B₹91.00B₹113.40B
Income taxes₹193.84B₹184.35B₹154.28B₹117.93B₹84.57B₹56.64B₹73.63B₹17.19B₹18.79B₹24.69B
Net income₹542.08B₹510.29B₹442.56B₹340.37B₹251.10B₹183.84B₹95.66B₹42.54B₹77.12B₹101.88B
EBITDA₹804.43B₹1.65T₹635.04B₹488.90B₹762.14B₹218.35B₹125.95B₹67.35B₹101.39B₹123.85B
Gross margin69.7%68.1%68.1%69.6%100.0%59.9%55.2%53.3%54.5%52.5%
Operating margin24.8%24.8%26.1%25.6%64.2%12.6%7.5%4.3%7.6%10.0%
Net margin17.4%17.3%18.8%18.4%21.6%11.4%6.4%3.2%6.5%9.0%

Quarterly columns are labeled by the month the quarter ended. Figures in Indian rupees as reported in IBN's financial statements (latest annual report filed July 20, 2026); data from EODHD. Sales, general & administrative expenses include sales and marketing.

IBN financial results

In fiscal year 2026 (ended March 31, 2026), ICICI Bank reported revenue of ₹3.12 trillion, up 6.0% from the year before. It had net income of ₹542.1 billion (up 6.2%), a net profit margin of 17.4%. Over five years revenue grew at an average rate of 14.1% a year. Figures are in Indian rupees, the currency of its financial statements.

See the IBN stock overview for the latest quote and news, or the IBN chart for price history and technical indicators.

IBN income statement FAQ

What is ICICI Bank's annual revenue?

ICICI Bank reported total revenue of ₹3.12 trillion for fiscal year 2026, which ended on March 31, 2026. That was up 6.0% from ₹2.95 trillion the previous year.

Is ICICI Bank profitable?

Yes. ICICI Bank reported net income of ₹542.1 billion in fiscal 2026, a net profit margin of 17.4%; its operating margin was 24.8%.

What is ICICI Bank's gross margin?

ICICI Bank's gross margin was 69.7% in fiscal 2026: for every $100 of revenue, ICICI Bank kept $70 after the direct cost of its products and services.

How fast is ICICI Bank growing?

Revenue grew 14.1% a year on average over the last five fiscal years, from ₹1.61 trillion to ₹3.12 trillion.

When does ICICI Bank's fiscal year end?

ICICI Bank's fiscal year ends in March. The latest annual report covers the year ended March 31, 2026 and was filed on July 20, 2026.

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