BJ's Wholesale Club Holdings, Inc. (BJ) AI Stock Analysis

BJ's Wholesale Club Holdings, Inc. operates a chain of warehouse clubs located along the east coast of the United States. Founded in 1984 and based in Marlborough, Massachusetts, the company sells perishable goods, general merchandise, gasoline, and ancillary services in bulk quantities at competitive prices. Offerings are accessible in-store and digitally through BJs.com, BerkleyJensen.com, Wellsleyfarms.com, Delivery.bjs.com, and a mobile app. Serving individual shoppers and small businesses, BJ's provides a one-stop shopping experience focusing on affordability, quality, and member convenience across its extensive network.

BJ's expanded annual revenue from $16.67B in FY2022 to $21.46B in FY2026, delivering a 5-year revenue CAGR of 6.8%. Net income rose steadily from $426.7M in FY2022 to $578.4M in FY2026, with annual diluted EPS rising from $3.25 to $4.40 over the same period. Operating margin held steady, moving from 3.7% in FY2022 to 3.9% in FY2026, while gross margin improved from 18.5% to 18.6%. Over the trailing twelve months, revenue reached $22.81B with a net margin of 2.6%. In the latest quarter ended July 31, 2026, quarterly revenue growth accelerated to 15.7% year-over-year, supported by quarterly earnings growth of 19.3%.

As of July 31, 2026, BJ's held $30.0M in cash and short-term investments against $2.77B in total debt, yielding net debt of $2.74B. Shareholders' equity stood at $2.20B, resulting in a debt-to-equity ratio of 1.26 and a current ratio of 0.73. During FY2026, the company generated $1.03B in operating cash flow and $331.0M in free cash flow. Capital allocation in FY2026 included $699.1M in capital expenditures and $286.8M directed to share buybacks, which helped reduce the 5-year share count by 7.4%.

At a last close of $102.95 on October 16, 2026, BJ trades at a market capitalization of $13.00B and an enterprise value of $14.11B. Its trailing P/E of 21.7x and forward P/E of 19.2x trade above the median of its US-listed Consumer Defensive peers, which stand at 18.6x and 14.3x respectively. In addition, EV/EBITDA is 12.2x compared to the peer median of 11.7x. Over the past year, BJ stock gained 10.7%, trailing the SPY return of 16.8%, and gained 78.5% over five years versus 83.0% for SPY.

Wall Street coverage consists of 10 Strong Buy, 11 Hold, and 2 Sell ratings. The mean price target of $104.55 implies a 1.6% premium over the last close of $102.95. BJ has beaten EPS estimates in each of the last 4 quarters. For the current fiscal year ending January 31, 2027, consensus estimates project EPS of $4.71 on revenue of $23.97B. For the next fiscal year, 22 analysts anticipate revenue to grow 5.7% to $25.33B. The next earnings date is November 20, 2026.

This page is an AI-written research summary of BJ's Wholesale Club Holdings, Inc. (BJ). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

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