BJ's Wholesale Club Holdings, Inc. (BJ) Balance Sheet
BJ balance sheet, FY2026
January 31, 2026 · U.S. dollars$7.51B assets = $5.31B liabilities + $2.20B equity
Both columns are drawn to the same scale: what BJ owns equals what it owes plus shareholders’ equity. Hover a block for its value.
BJ financial health
Descriptive bands, not a rating. Fiscal FY2026.
BJ balance sheet trends, FY2017–FY2026
| Metric | Trend | Then | Latest | Change |
|---|---|---|---|---|
| Total assets | $3.23BFY2017 | $7.51BFY2026 | +9.8%/yr | |
| Total liabilities | $3.58BFY2017 | $5.31BFY2026 | +4.5%/yr | |
| Shareholders’ equity | −$347.2MFY2017 | $2.20BFY2026 | — | |
| Cash & short-term investments | $32.0MFY2017 | $46.2MFY2026 | +4.2%/yr | |
| Total debt | $2.07BFY2017 | $2.61BFY2026 | +2.6%/yr | |
| Net cash (debt) | −$2.04BFY2017 | −$2.56BFY2026 | −$520.5M | |
| Working capital | $64.1MFY2017 | −$680.1MFY2026 | −$744.2M | |
| Book value per share | −$2.65FY2017 | $16.64FY2026 | — | |
| Current ratio | 1.05FY2017 | 0.75FY2026 | −0.31 | |
| Debt / equity | 10.15FY2021 | 1.19FY2026 | −8.96 | |
| Shares outstanding | 130.8MFY2017 | 132.1MFY2026 | +0.1%/yr |
Change is the average annual growth (CAGR) or the difference between the first and latest year.
BJ assets
BJ liabilities and equity
BJ debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease obligations.
BJ balance sheet
| FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||
| Cash & short-term investments | $46.2M | $28.3M | $36.0M | $33.9M | $45.4M | $43.5M | $30.2M | $27.1M | $35.0M | $32.0M |
| Cash & equivalents | $46.2M | $28.3M | $36.0M | $33.9M | $45.4M | $43.5M | $30.2M | $27.1M | $35.0M | $32.0M |
| Receivables | $252.8M | $277.3M | $234.8M | $239.7M | $174.0M | $172.7M | $206.4M | $194.3M | $190.8M | $166.2M |
| Inventory | $1.56B | $1.51B | $1.45B | $1.38B | $1.24B | $1.21B | $1.08B | $1.05B | $1.02B | $1.03B |
| Other current assets | $135.6M | $64.4M | $68.4M | $51.0M | $54.7M | $48.6M | $42.0M | $63.5M | $91.8M | $34.3M |
| Total current assets | $1.99B | $1.88B | $1.79B | $1.70B | $1.52B | $1.47B | $1.36B | $1.34B | $1.34B | $1.26B |
| Property, plant & equipment (net) | $4.34B | $4.00B | $3.72B | $3.48B | $3.07B | $2.86B | $2.82B | $748.8M | $758.8M | $763.6M |
| Goodwill & intangible assets | $1.10B | $1.11B | $1.12B | $1.12B | $1.05B | $1.06B | $1.07B | $1.13B | $1.15B | $1.18B |
| Long-term investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other non-current assets | $75.5M | $78.6M | $47.9M | $42.4M | $28.7M | $25.1M | $18.4M | $28.3M | $29.5M | $26.9M |
| Total assets | $7.51B | $7.07B | $6.68B | $6.35B | $5.67B | $5.41B | $5.27B | $3.24B | $3.27B | $3.23B |
| Liabilities | ||||||||||
| Accounts payable | $1.31B | $1.25B | $1.18B | $1.20B | $1.11B | $988.1M | $786.4M | $816.9M | $751.9M | $720.6M |
| Short-term debt | $329.2M | $367.5M | $472.6M | $582.2M | $141.5M | $391.5M | $467.1M | $254.4M | $219.8M | $20.0M |
| Deferred revenue | — | $368.8M | $318.7M | $265.7M | $202.6M | $173.7M | $174.7M | $161.2M | $143.2M | $116.5M |
| Total current liabilities | $2.67B | $2.53B | $2.47B | $2.55B | $2.00B | $2.03B | $1.80B | $1.58B | $1.47B | $1.20B |
| Long-term debt | $516.4M | $462.4M | $460.9M | $447.9M | $748.6M | $846.2M | $1.35B | $1.58B | $2.50B | $2.00B |
| Lease obligations | $2.21B | $2.27B | $2.27B | $2.26B | $2.23B | $2.12B | $2.13B | $42.5M | $51.0M | $53.8M |
| Other long-term liabilities | $2.13B | $2.22B | $2.29B | $2.31B | $2.27B | $2.21B | $2.17B | $288.4M | $334.9M | $379.0M |
| Total liabilities | $5.31B | $5.22B | $5.22B | $5.30B | $5.02B | $5.09B | $5.32B | $3.44B | $4.30B | $3.58B |
| Shareholders' equity | ||||||||||
| Common stock & paid-in capital | $1.3M | $1.5M | $1.5M | $1.5M | $1.5M | $1.4M | $1.4M | $1.4M | $871,000 | $871,000 |
| Retained earnings (deficit) | $1.20B | $1.70B | $1.17B | $644.5M | $131.3M | −$295.3M | −$716.4M | −$915.1M | −$1.04B | −$356.8M |
| Treasury stock | — | — | — | — | −$388.7M | −$192.6M | −$86.4M | −$19.1M | — | — |
| Accumulated other comprehensive income | $73,000 | $231,000 | $501,000 | $1.6M | $1.3M | −$20.5M | −$26.6M | −$11.3M | $2.4M | $2.3M |
| Total shareholders' equity | $2.20B | $1.85B | $1.46B | $1.05B | $648.1M | $319.3M | −$54.3M | −$202.1M | −$1.03B | −$347.2M |
| Key figures | ||||||||||
| Total debt | $2.61B | $2.84B | $2.98B | $3.12B | $2.96B | $3.24B | $3.81B | $1.83B | $2.76B | $2.07B |
| Net cash (debt) | −$2.56B | −$2.82B | −$2.95B | −$3.08B | −$2.92B | −$3.20B | −$3.78B | −$1.80B | −$2.73B | −$2.04B |
| Working capital | −$680.1M | −$655.1M | −$674.0M | −$842.1M | −$485.4M | −$560.6M | −$441.4M | −$240.5M | −$133.0M | $64.1M |
| Tangible book value | $1.09B | $737.5M | $342.4M | −$77.5M | −$400.7M | −$739.9M | −$1.13B | −$1.33B | −$2.18B | −$1.52B |
| Book value per share | $16.64 | $13.83 | $10.80 | $7.67 | $4.69 | $2.30 | −$0.39 | −$1.67 | −$7.87 | −$2.65 |
| Shares outstanding | 132.1M | 133.6M | 135.1M | 136.5M | 138.0M | 138.9M | 139.1M | 121.1M | 130.8M | 130.8M |
| Current ratio | 0.75 | 0.74 | 0.73 | 0.67 | 0.76 | 0.72 | 0.75 | 0.85 | 0.91 | 1.05 |
| Quick ratio | 0.11 | 0.12 | 0.11 | 0.11 | 0.11 | 0.11 | 0.13 | 0.14 | 0.15 | 0.17 |
| Debt / equity | 1.19 | 1.54 | 2.05 | 2.98 | 4.57 | 10.15 | — | — | — | — |
| Equity / assets | 29.3% | 26.1% | 21.8% | 16.5% | 11.4% | 5.9% | −1.0% | −6.2% | −31.5% | −10.7% |
| Jul '26 | Apr '26 | Jan '26 | Oct '25 | Jul '25 | Apr '25 | Jan '25 | Oct '24 | Jul '24 | Apr '24 | Jan '24 | Oct '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||||
| Cash & short-term investments | $30.0M | $27.8M | $46.2M | $45.1M | $47.3M | $39.5M | $28.3M | $33.9M | $38.1M | $35.1M | $36.0M | $33.6M |
| Cash & equivalents | $30.0M | $27.8M | $46.2M | $45.1M | $47.3M | $39.5M | $28.3M | $33.9M | $38.1M | $35.1M | $36.0M | $33.6M |
| Receivables | $308.6M | $319.9M | $252.8M | $299.2M | $270.9M | $240.4M | $277.3M | $266.7M | $248.5M | $225.2M | $234.8M | $224.5M |
| Inventory | $1.62B | $1.67B | $1.56B | $1.69B | $1.52B | $1.57B | $1.51B | $1.72B | $1.55B | $1.53B | $1.45B | $1.66B |
| Other current assets | $215.1M | $198.9M | $135.6M | $90.5M | $90.1M | $81.8M | $64.4M | $76.5M | $82.3M | $85.0M | $68.4M | $80.5M |
| Total current assets | $2.17B | $2.21B | $1.99B | $2.13B | $1.93B | $1.93B | $1.88B | $2.10B | $1.92B | $1.88B | $1.79B | $2.00B |
| Property, plant & equipment (net) | $4.65B | $4.54B | $4.34B | $4.24B | $4.12B | $4.05B | $4.00B | $3.95B | $3.85B | $3.78B | $3.72B | $3.67B |
| Goodwill & intangible assets | $1.10B | $1.10B | $1.10B | $1.11B | $1.11B | $1.11B | $1.11B | $1.11B | $1.11B | $1.11B | $1.12B | $1.12B |
| Long-term investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other non-current assets | $68.4M | $72.2M | $75.5M | $68.2M | $72.9M | $66.2M | $78.6M | $60.6M | $53.5M | $51.0M | $47.9M | $47.8M |
| Total assets | $7.99B | $7.93B | $7.51B | $7.55B | $7.23B | $7.16B | $7.07B | $7.22B | $6.93B | $6.82B | $6.68B | $6.84B |
| Liabilities | ||||||||||||
| Accounts payable | $1.43B | $1.44B | $1.31B | $1.38B | $1.26B | $1.26B | $1.25B | $1.42B | $1.29B | $1.26B | $1.18B | $1.32B |
| Short-term debt | $417.9M | $557.0M | $329.2M | $377.9M | $278.5M | $319.6M | $367.5M | $408.3M | $379.8M | $426.9M | $472.6M | $614.5M |
| Deferred revenue | — | — | — | — | — | — | $368.8M | — | $328.3M | $316.6M | $318.7M | $263.8M |
| Total current liabilities | $2.97B | $3.04B | $2.67B | $2.70B | $2.43B | $2.51B | $2.53B | $2.74B | $2.52B | $2.53B | $2.47B | $2.74B |
| Long-term debt | $399.2M | $399.2M | $399.1M | $399.0M | $399.0M | $398.9M | $398.8M | $398.7M | $398.6M | $398.5M | $398.4M | $398.4M |
| Lease obligations | $2.14B | $2.09B | $2.21B | $2.10B | $2.13B | $2.15B | $2.27B | $2.19B | $2.22B | $2.23B | $2.27B | $2.27B |
| Other long-term liabilities | $2.42B | $2.36B | $2.24B | $2.28B | $2.30B | $2.28B | $2.28B | $2.31B | $2.35B | $2.37B | $2.35B | $2.35B |
| Total liabilities | $5.79B | $5.80B | $5.31B | $5.37B | $5.13B | $5.19B | $5.22B | $5.45B | $5.27B | $5.30B | $5.22B | $5.48B |
| Shareholders' equity | ||||||||||||
| Common stock & paid-in capital | $1.3M | $1.3M | $1.3M | $1.5M | $1.5M | $1.5M | $1.5M | $1.5M | $1.5M | $1.5M | $1.5M | $1.5M |
| Retained earnings (deficit) | $1.52B | $1.34B | $1.20B | $2.16B | $2.00B | $1.85B | $1.70B | $1.58B | $1.42B | $1.28B | $1.17B | $1.02B |
| Accumulated other comprehensive income | $73,000 | $73,000 | $73,000 | $231,000 | $231,000 | $231,000 | $231,000 | $501,000 | $501,000 | $501,000 | $501,000 | $1.0M |
| Total shareholders' equity | $2.20B | $2.13B | $2.20B | $2.17B | $2.10B | $1.97B | $1.85B | $1.76B | $1.65B | $1.53B | $1.46B | $1.35B |
| Key figures | ||||||||||||
| Total debt | $2.77B | $2.86B | $2.61B | $2.70B | $2.64B | $2.70B | $2.84B | $2.83B | $2.84B | $2.90B | $2.98B | $3.10B |
| Net cash (debt) | −$2.74B | −$2.83B | −$2.56B | −$2.65B | −$2.59B | −$2.66B | −$2.82B | −$2.80B | −$2.80B | −$2.86B | −$2.95B | −$3.06B |
| Working capital | −$801.8M | −$830.0M | −$680.1M | −$571.1M | −$505.3M | −$581.6M | −$655.1M | −$644.9M | −$608.7M | −$647.2M | −$674.0M | −$738.6M |
| Tangible book value | $1.10B | $1.02B | $1.09B | $1.07B | $992.0M | $863.1M | $737.5M | $650.6M | $541.7M | $412.6M | $342.4M | $235.3M |
| Book value per share | $17.20 | $16.43 | $16.77 | $16.46 | $15.84 | $14.85 | $13.84 | $13.22 | $12.36 | $11.39 | $10.85 | $10.03 |
| Shares outstanding | 127.7M | 129.4M | 131.1M | 131.9M | 132.5M | 132.7M | 133.5M | 133.3M | 133.8M | 134.1M | 134.5M | 135.0M |
| Current ratio | 0.73 | 0.73 | 0.75 | 0.79 | 0.79 | 0.77 | 0.74 | 0.76 | 0.76 | 0.74 | 0.73 | 0.73 |
| Quick ratio | 0.11 | 0.11 | 0.11 | 0.13 | 0.13 | 0.11 | 0.12 | 0.11 | 0.11 | 0.10 | 0.11 | 0.09 |
| Debt / equity | 1.26 | 1.35 | 1.19 | 1.24 | 1.26 | 1.37 | 1.54 | 1.61 | 1.71 | 1.90 | 2.05 | 2.29 |
| Equity / assets | 27.5% | 26.8% | 29.3% | 28.8% | 29.0% | 27.5% | 26.1% | 24.4% | 23.9% | 22.4% | 21.8% | 19.8% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported (latest annual report filed March 12, 2026); data from EODHD.
BJ financial position
At the end of fiscal 2026 (January 31, 2026), BJ's Wholesale Club had total assets of $7.5 billion (up 6.3% from a year earlier), total liabilities of $5.3 billion and shareholders' equity of $2.2 billion. It held $46.2 million in cash and short-term investments against $2.6 billion of debt, net debt of $2.6 billion. Its current ratio was 0.75. In the latest quarter (ended July 31, 2026) total assets were $8.0 billion and equity $2.2 billion.
Related: BJ income statement, BJ cash flow statement, BJ key metrics. See the BJ stock overview for the latest quote and news.
BJ balance sheet FAQ
What are BJ's Wholesale Club's total assets?
BJ's Wholesale Club reported total assets of $7.5 billion at the end of fiscal 2026 (January 31, 2026), compared with $7.1 billion a year earlier.
How much debt does BJ's Wholesale Club have?
BJ's Wholesale Club had $2.6 billion of total debt at the end of fiscal 2026, including short-term borrowings and lease obligations. Its debt-to-equity ratio was 1.19.
How much cash does BJ's Wholesale Club have?
BJ's Wholesale Club held $46.2 million in cash and short-term investments at the end of fiscal 2026; with $2.6 billion of debt that is net debt of $2.6 billion.
What is BJ's Wholesale Club's book value?
BJ's Wholesale Club's shareholders' equity (book value) was $2.2 billion at the end of fiscal 2026, or $16.64 per share.
What is BJ's Wholesale Club's current ratio?
BJ's Wholesale Club had current assets of $2.0 billion and current liabilities of $2.7 billion, a current ratio of 0.75 (current liabilities exceed current assets).
How much goodwill does BJ's Wholesale Club have?
BJ's Wholesale Club carried $1.1 billion of goodwill and intangible assets, 14.7% of total assets, at the end of fiscal 2026.