ACRES Commercial Realty Corp. (ACR) AI Stock Analysis

ACRES Commercial Realty Corp., formerly known as Exantas Capital Corp., is a commercial mortgage real estate investment trust based in Uniondale, New York. Founded in 2005 and rebranded in February 2021, the company originates, holds, and manages commercial real estate mortgage loans and related debt investments across the United States. Its portfolio strategy covers floating and fixed-rate first mortgage loans, first priority interests, subordinated mortgage interests, mezzanine debt, preferred equity, commercial mortgage-backed securities, and equity stakes in commercial real estate ventures. As a REIT, the company distributes 100% of its REIT taxable income to shareholders to minimize corporate tax obligations.

ACRES Commercial Realty saw revenue climb 98.7% to $165.9M in FY2025, up from $83.5M in FY2024 and $91.1M in FY2023. Net income was $21.3M in FY2025 with an operating margin of 61.7% and a net margin of 12.8%, though EPS was -$0.29. Over the trailing twelve months, revenue was $84.4M with an operating margin of -2.2% and EPS of -$1.09. In the latest quarter ended June 30, 2026, quarterly revenue fell 14.8% year-over-year, while quarterly earnings grew 272.2%.

As of June 30, 2026, ACRES Commercial Realty held $41.9M in cash and short-term investments against $1.83B in total debt, resulting in net debt of $1.79B and a debt-to-equity ratio of 4.43. Shareholders' equity stood at $413.3M on total assets of $2.41B. In FY2025, operating cash flow was $4.1M and free cash flow was $3.9M. Capital expenditures were $165,000, while the company directed $22.3M toward share buybacks and $21.2M toward dividends paid.

ACRES Commercial Realty trades at a forward P/E of 10.6x and a price-to-sales multiple of 1.9x, both below the US-listed Real Estate median peer group multiples of 23.5x forward P/E and 3.7x price-to-sales. Its price-to-book ratio is 0.5x, and EV-to-revenue stands at 21.3x. ACR shares fell 48.7% over the past year and 51.3% year-to-date, contrasting with the S&P 500 (SPY) gain of 16.8% over the same 1-year period.

Wall Street coverage includes 1 Buy rating and 2 Hold ratings. The mean price target is $23.00, representing 121.2% upside from the last close of $10.40. For the fiscal year ending December 31, 2026, analysts estimate revenue of $85.3M and EPS of $0.24, representing 192.3% EPS growth. Over the last four quarters, the company beat EPS estimates 1 time. The next earnings date is November 4, 2026.

This page is an AI-written research summary of ACRES Commercial Realty Corp. (ACR). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

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