Winchester Bancorp, Inc. (WSBK) Income Statement
WSBK FY2026 at a glance
Fiscal year ended June 30, 2026 · U.S. dollarsWSBK revenue and net income
Where WSBK's revenue goes
FY2026Each bar shows an amount and its share of revenue. WSBK kept 8.6% of revenue as net income.
WSBK profit margins
WSBK growth rates
to FY2026| 1 year | 3 years | 5 years | 10 years | |
|---|---|---|---|---|
| Revenue | +16.0% | +26.1% | — | — |
| Gross profit | +47.7% | +13.8% | — | — |
| Operating income | — | +0.6% | — | — |
| Net income | — | +2.0% | — | — |
| EPS (diluted) | — | +2.9% | — | — |
1-year change and average annual growth (CAGR) over 3, 5 and 10 fiscal years. "—" when a starting value was zero or negative.
WSBK quarterly EPS vs estimates
WSBK income statement
| FY2026 | FY2025 | FY2024 | FY2023 | |
|---|---|---|---|---|
| Revenue | $51.6M | $44.5M | $36.3M | $25.8M |
| Cost of revenue | $26.2M | $27.3M | $21.0M | $8.5M |
| Gross profit | $25.5M | $17.2M | $15.3M | $17.3M |
| Sales, general & admin | $4.4M | $5.4M | $12.2M | $12.4M |
| Total operating expenses | $19.8M | $18.8M | $14.6M | $11.6M |
| Operating income | $5.7M | −$1.5M | $754,000 | $5.6M |
| Interest income | $50.4M | $42.7M | $34.9M | $24.9M |
| Interest expense | $25.4M | $25.2M | $20.5M | $7.1M |
| Income before taxes | $5.7M | −$1.5M | $754,000 | $5.6M |
| Income taxes | $1.3M | −$656,000 | −$32,000 | $1.5M |
| Net income | $4.4M | −$874,000 | $786,000 | $4.2M |
| EBITDA | $5.7M | −$683,000 | $1.5M | $6.3M |
| EPS (diluted) | $0.48 | −$0.10 | $0.08 | $0.44 |
| Gross margin | 49.3% | 38.8% | 42.2% | 67.0% |
| Operating margin | 11.1% | −3.4% | 2.1% | 21.8% |
| Net margin | 8.6% | −2.0% | 2.2% | 16.1% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $14.0M | $12.9M | $12.8M | $12.0M | $12.0M | $10.9M | $10.9M | $10.7M | $9.9M | $9.5M | $8.9M | $8.0M |
| Cost of revenue | $7.0M | $6.5M | $6.7M | $5.9M | $6.7M | $6.2M | $6.7M | $7.6M | $6.2M | $5.7M | $5.0M | $4.1M |
| Gross profit | $7.0M | $6.3M | $6.1M | $6.1M | $5.3M | $4.7M | $4.2M | $3.1M | $3.7M | $3.8M | $3.9M | $3.9M |
| Sales, general & admin | $3.5M | $3.9M | $1.0M | $4.0M | $6.0M | $3.6M | $3.0M | $3.2M | $3.0M | $3.0M | $3.2M | $3.0M |
| Total operating expenses | $5.4M | $4.8M | $4.7M | $4.8M | $6.8M | $4.3M | $3.8M | $3.9M | $3.7M | $3.7M | $3.5M | $3.6M |
| Operating income | $1.6M | $1.5M | $1.4M | $1.3M | −$1.5M | $372,000 | $414,000 | −$830,000 | −$5,000 | $173,000 | $328,000 | $257,000 |
| Interest income | $13.5M | $12.5M | $12.4M | $11.9M | $11.4M | $10.6M | $10.5M | $10.2M | $9.5M | $9.0M | $8.5M | $7.8M |
| Interest expense | $6.6M | $6.2M | $6.3M | $6.2M | $6.0M | $6.2M | $6.5M | $6.5M | $6.0M | $5.6M | $4.9M | $4.0M |
| Income before taxes | $1.6M | $1.5M | $1.4M | $1.3M | −$1.5M | $372,000 | $414,000 | −$830,000 | −$5,000 | $173,000 | $328,000 | $257,000 |
| Income taxes | $318,000 | $349,000 | $276,000 | $356,000 | −$566,000 | $67,000 | $41,000 | −$198,000 | −$113,000 | −$19,000 | $56,000 | $44,000 |
| Net income | $1.2M | $1.1M | $1.1M | $962,000 | −$920,000 | $305,000 | $373,000 | −$632,000 | $108,000 | $192,000 | $272,000 | $213,000 |
| EBITDA | $1.6M | $1.7M | $1.7M | $1.5M | −$1.3M | $578,000 | $626,000 | −$621,000 | $205,000 | $369,000 | $505,000 | $424,000 |
| EPS (diluted) | $0.13 | $0.13 | $0.12 | $0.11 | −$0.10 | — | — | — | — | — | — | — |
| Gross margin | 49.8% | 49.2% | 47.3% | 51.0% | 44.0% | 43.0% | 38.4% | 29.0% | 37.3% | 40.4% | 43.7% | 48.7% |
| Operating margin | 11.1% | 11.6% | 10.6% | 11.0% | −12.4% | 3.4% | 3.8% | −7.7% | −0.1% | 1.8% | 3.7% | 3.2% |
| Net margin | 8.9% | 8.9% | 8.4% | 8.0% | −7.7% | 2.8% | 3.4% | −5.9% | 1.1% | 2.0% | 3.1% | 2.7% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported in WSBK's financial statements (latest annual report filed September 16, 2026); data from EODHD. Sales, general & administrative expenses include sales and marketing.
WSBK financial results
In fiscal year 2026 (ended June 30, 2026), Winchester Bancorp reported revenue of $51.6 million, up 16.0% from the year before. It had net income of $4.4 million, a net profit margin of 8.6%. Diluted earnings per share came to $0.48.
See the WSBK stock overview for the latest quote and news, or the WSBK chart for price history and technical indicators.
WSBK income statement FAQ
What is Winchester Bancorp's annual revenue?
Winchester Bancorp reported total revenue of $51.6 million for fiscal year 2026, which ended on June 30, 2026. That was up 16.0% from $44.5 million the previous year.
Is Winchester Bancorp profitable?
Yes. Winchester Bancorp reported net income of $4.4 million in fiscal 2026, a net profit margin of 8.6%; its operating margin was 11.1%.
What is Winchester Bancorp's gross margin?
Winchester Bancorp's gross margin was 49.3% in fiscal 2026: for every $100 of revenue, Winchester Bancorp kept $49 after the direct cost of its products and services.
What are Winchester Bancorp's earnings per share?
Winchester Bancorp earned $0.48 per diluted share in fiscal 2026, compared with $-0.10 a year earlier.
When does Winchester Bancorp's fiscal year end?
Winchester Bancorp's fiscal year ends in June. The latest annual report covers the year ended June 30, 2026 and was filed on September 16, 2026.