Winchester Bancorp, Inc. (WSBK) Key Metrics
WSBK valuation today
Trailing 12 months · as of October 18, 2026- Market cap
- $115.8M
- Enterprise value
- $219.6M
- P/E (TTM)
- 26.4
- Forward P/E
- —
- PEG ratio
- —
- Price / sales
- 4.5
- Price / book
- 1.0
- EV / EBITDA
- —
- Dividend yield
- —
- Beta
- —
WSBK key metrics, FY2023–FY2026
Fiscal year ended June 30, 2026 · U.S. dollarsWSBK valuation Price multiples at each fiscal year-end price.
WSBK returns How much profit the business earns on the capital it uses.
WSBK per-share figures Results divided by the shares outstanding at year-end.
WSBK financial health Debt, liquidity and how easily interest is covered.
WSBK efficiency & capital use Working capital cycle and where the cash goes.
WSBK valuation history
WSBK returns on capital
Net income (ROE, ROA) or after-tax operating income (ROIC) divided by the average of the opening and closing balance.
WSBK debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease liabilities.
WSBK cash returned to shareholders
WSBK price vs earnings per share
WSBK key metrics
FY2023–FY2026| FY2026 | FY2025 | FY2024 | FY2023 | |
|---|---|---|---|---|
| Valuation | ||||
| Market capitalization | $117.9M | $82.8M | — | — |
| Enterprise value | $166.1M | $149.3M | — | — |
| P/E ratio | 26.7 | — | — | — |
| Price / sales | 2.3 | 1.9 | — | — |
| Price / book | 1.0 | 0.7 | — | — |
| Price / free cash flow | 22.4 | 37.9 | — | — |
| Price / operating cash flow | 21.8 | 33.6 | — | — |
| EV / sales | 3.2 | 3.4 | — | — |
| EV / EBITDA | 29.0 | — | — | — |
| EV / free cash flow | 31.6 | 68.4 | — | — |
| Earnings yield | 3.8% | −1.1% | — | — |
| Free cash flow yield | 4.5% | 2.6% | — | — |
| Shareholder yield (dividends + buybacks) | 0.0% | 4.0% | — | — |
| Share price at fiscal year-end | $13.14 | $8.95 | — | — |
| Per share | ||||
| Revenue per share | $5.76 | $4.81 | $3.85 | $2.73 |
| Earnings per share | $0.49 | −$0.09 | $0.08 | $0.44 |
| Operating cash flow per share | $0.60 | $0.27 | $0.02 | $0.05 |
| Free cash flow per share | $0.59 | $0.24 | −$0.11 | $0.50 |
| Cash per share | $12.25 | $8.71 | $7.96 | $8.38 |
| Book value per share | $13.43 | $12.47 | $8.50 | $8.16 |
| Tangible book value per share | $13.43 | $12.47 | $8.50 | $8.16 |
| Capex per share | $0.02 | $0.03 | $0.14 | $0.46 |
| Debt per share | $17.63 | $15.90 | $13.71 | $9.71 |
| Shares outstanding | 9.0M | 9.2M | 9.4M | 9.4M |
| Change in shares outstanding | −3.0% | −2.1% | 0.0% | — |
| Returns & profitability | ||||
| Return on equity (ROE) | 3.7% | −0.9% | 1.0% | 5.4% |
| Return on invested capital (ROIC) | 2.5% | −0.8% | 0.7% | 4.6% |
| Return on assets (ROA) | 0.4% | −0.1% | 0.1% | 0.6% |
| Return on tangible assets | 0.4% | −0.1% | 0.1% | 0.6% |
| Free cash flow margin | 10.2% | 4.9% | −3.0% | 18.4% |
| Income quality (OCF / net income) | 1.22 | — | 0.29 | 0.11 |
| Financial health | ||||
| Total debt | $158.2M | $147.0M | $129.5M | $91.7M |
| Cash & short-term investments | $109.9M | $80.5M | $75.2M | $79.1M |
| Net debt | $48.2M | $66.5M | $54.3M | $12.6M |
| Debt / equity | 1.31 | 1.27 | 1.61 | 1.19 |
| Debt / assets | 0.14 | 0.15 | 0.15 | 0.12 |
| Net debt / EBITDA | 8.43 | — | 36.08 | 2.00 |
| Current ratio | 0.01 | 0.09 | 0.12 | 0.14 |
| Quick ratio | 0.01 | 0.09 | 0.12 | 0.14 |
| Interest coverage | 0.2 | -0.1 | 0.0 | 0.8 |
| Working capital | −$805.7M | −$622.8M | −$558.7M | −$519.2M |
| Invested capital | $168.7M | $181.8M | $134.6M | $89.6M |
| Tangible asset value | $120.5M | $115.4M | $80.3M | $77.0M |
| Net current asset value | −$970.1M | −$775.9M | −$694.3M | −$592.2M |
| Graham number | $12.20 | — | $3.99 | $8.99 |
| Graham net-net per share | −$96.14 | −$81.21 | −$73.58 | −$62.75 |
| Capital allocation | ||||
| Share buybacks (net) | $0 | $3.3M | $0 | — |
| Dividends + buybacks / free cash flow | 0.0% | 153.4% | — | — |
| Capex / revenue | 0.3% | 0.6% | 3.6% | 16.7% |
| Capex / operating cash flow | 2.6% | 11.5% | 570.1% | 983.8% |
| Capex / depreciation | 0.15 | 0.34 | 1.76 | 6.72 |
| SG&A / revenue | 8.6% | 12.1% | 33.7% | 48.1% |
| Efficiency | ||||
| Days sales outstanding | 26.0 | 26.6 | 27.2 | 32.0 |
| Receivables turnover | 14.03 | 13.71 | 13.40 | 11.42 |
| Asset turnover | 0.05 | 0.05 | 0.05 | 0.03 |
| Average receivables | $3.7M | $3.2M | $2.7M | $2.3M |
| Intangibles / total assets | 0.0% | 0.0% | 0.0% | 0.0% |
Computed from WSBK's annual financial statements (latest annual report filed September 16, 2026) and the closing share price on each fiscal year-end, adjusted for stock splits. Figures in U.S. dollars; data from EODHD. Averages use the opening and closing balance of each year.
WSBK valuation and financial ratios
At the end of fiscal 2026 (June 30, 2026), Winchester Bancorp traded at 26.7 times earnings. Based on the latest twelve months, the trailing P/E is 26.4. Winchester Bancorp earned a return on equity of 3.7% and a return on invested capital of 2.5% in fiscal 2026. It ended the year with $158.2 million of debt and $109.9 million in cash and short-term investments, net debt of $48.2 million.
See the WSBK income statement, the WSBK chart for price history, or the WSBK stock overview for the latest quote and news.
WSBK key metrics FAQ
What is Winchester Bancorp's P/E ratio?
Winchester Bancorp's trailing P/E ratio is 26.4 based on the last twelve months of earnings (as of October 18, 2026). At the end of fiscal 2026 it was 26.7.
What is Winchester Bancorp's EV/EBITDA?
Winchester Bancorp's enterprise value was 29.0 times EBITDA at the end of fiscal 2026 (enterprise value $166.1 million, EBITDA $5.7 million).
What is Winchester Bancorp's return on equity?
Winchester Bancorp's return on equity (ROE) was 3.7% in fiscal 2026: net income of $4.4 million on average shareholders' equity of $117.9 million.
What is Winchester Bancorp's ROIC?
Winchester Bancorp's return on invested capital was 2.5% in fiscal 2026, using after-tax operating income divided by average debt plus equity minus cash.
How much debt does Winchester Bancorp have?
Winchester Bancorp had total debt of $158.2 million at the end of fiscal 2026, a debt-to-equity ratio of 1.31 and $48.2 million of net debt (8.43 times EBITDA).
What is Winchester Bancorp's free cash flow yield?
Winchester Bancorp generated $5.3 million of free cash flow in fiscal 2026, a free cash flow yield of 4.5% on its market value at year-end ($117.9 million).
What is Winchester Bancorp's current ratio?
Winchester Bancorp's current ratio was 0.01 at the end of fiscal 2026: current assets were 0.01 times current liabilities.