Northeast Bank (NBN) Income Statement
NBN FY2026 at a glance
Fiscal year ended June 30, 2026 · U.S. dollarsNBN revenue and net income
Where NBN's revenue goes
FY2026Each bar shows an amount and its share of revenue. NBN kept 27.9% of revenue as net income.
NBN profit margins
NBN growth rates
to FY2026| 1 year | 3 years | 5 years | 10 years | |
|---|---|---|---|---|
| Revenue | +9.7% | +28.9% | +21.3% | +21.8% |
| Gross profit | +16.1% | +25.7% | +11.5% | +18.3% |
| Operating income | +17.1% | +31.2% | +7.8% | +28.8% |
| Net income | +28.8% | +34.5% | +8.5% | +30.3% |
| EPS (diluted) | +26.2% | +28.7% | +8.3% | +31.7% |
1-year change and average annual growth (CAGR) over 3, 5 and 10 fiscal years. "—" when a starting value was zero or negative.
NBN quarterly EPS vs estimates
Northeast Bank beat the analyst EPS estimate in 6 of the last 8 quarters. Next report: October 27, 2026 (estimate $3.50).
NBN income statement
| FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $385.1M | $351.0M | $260.5M | $179.9M | $109.8M | $146.9M | $94.8M | $86.0M | $71.6M | $65.9M |
| Cost of revenue | $148.1M | $146.9M | $111.1M | $60.7M | $2.6M | $9.6M | $23.2M | $20.8M | $14.0M | $11.7M |
| Gross profit | $237.0M | $204.1M | $149.4M | $119.2M | $107.1M | $137.2M | $71.6M | $65.2M | $57.6M | $54.2M |
| Research & development | — | — | — | — | — | — | — | — | $0 | $0 |
| Sales, general & admin | $58.8M | $48.4M | $43.9M | $37.9M | $32.3M | $23.3M | $25.3M | $24.2M | $22.4M | $22.4M |
| Total operating expenses | $89.8M | $78.4M | $61.3M | $54.0M | $45.6M | $36.2M | $38.3M | $45.6M | $34.4M | $34.1M |
| Operating income | $147.2M | $125.7M | $88.1M | $65.2M | $61.5M | $101.1M | $33.3M | $19.6M | $23.2M | $20.1M |
| Interest income | $368.9M | $325.5M | $257.9M | $177.2M | $88.5M | $78.1M | $83.7M | $81.8M | $65.9M | $57.9M |
| Interest expense | $148.6M | $138.2M | $109.3M | $58.4M | $5.1M | $11.0M | $18.7M | $19.5M | $12.6M | $10.1M |
| Income before taxes | $147.2M | $125.7M | $88.1M | $65.2M | $61.5M | $101.1M | $33.3M | $19.6M | $23.2M | $20.1M |
| Income taxes | $39.7M | $42.3M | $29.9M | $21.0M | $19.4M | $29.6M | $10.5M | $5.7M | $7.0M | $7.8M |
| Net income | $107.5M | $83.4M | $58.2M | $44.2M | $42.2M | $71.5M | $22.7M | $13.9M | $16.2M | $12.3M |
| EBITDA | $147.2M | $128.8M | $91.2M | $68.4M | $64.2M | $103.7M | $36.2M | $21.4M | $24.9M | $22.0M |
| EPS (diluted) | $12.72 | $10.08 | $7.60 | $5.96 | $5.33 | $8.52 | $2.65 | $2.16 | $1.69 | $1.38 |
| Gross margin | 61.5% | 58.1% | 57.4% | 66.3% | 97.6% | 93.4% | 75.5% | 75.8% | 80.4% | 82.3% |
| Operating margin | 38.2% | 35.8% | 33.8% | 36.2% | 56.1% | 68.8% | 35.1% | 22.8% | 32.4% | 30.6% |
| Net margin | 27.9% | 23.8% | 22.4% | 24.6% | 38.4% | 48.7% | 24.0% | 16.1% | 22.6% | 18.7% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $104.7M | $105.4M | $87.1M | $84.5M | $98.5M | $85.2M | $89.1M | $72.7M | $67.8M | $65.2M | $64.7M | $62.8M |
| Cost of revenue | $38.8M | $38.6M | $36.2M | $34.6M | $39.2M | $37.8M | $38.6M | $31.3M | $29.2M | $28.6M | $27.6M | $25.8M |
| Gross profit | $65.9M | $66.8M | $50.9M | $50.0M | $59.2M | $47.4M | $50.4M | $41.4M | $38.6M | $36.6M | $37.1M | $37.1M |
| Sales, general & admin | $15.3M | $16.1M | $13.6M | $13.1M | $13.1M | $13.0M | $12.3M | $11.7M | $11.8M | $11.3M | $10.4M | $10.3M |
| Total operating expenses | $23.5M | $23.6M | $20.8M | $18.5M | $21.5M | $17.9M | $17.0M | $16.4M | $16.2M | $15.6M | $14.7M | $14.7M |
| Operating income | $42.4M | $43.2M | $30.1M | $31.4M | $37.7M | $29.5M | $33.4M | $25.0M | $22.4M | $21.0M | $22.4M | $22.3M |
| Interest income | $99.8M | $101.9M | $84.1M | $83.2M | $89.7M | $80.8M | $85.2M | $69.9M | $66.6M | $64.5M | $64.1M | $62.7M |
| Interest expense | $39.5M | $38.8M | $35.3M | $35.0M | $35.8M | $34.9M | $36.7M | $30.9M | $28.6M | $28.0M | $27.1M | $25.6M |
| Income before taxes | $42.4M | $43.2M | $30.1M | $31.4M | $37.7M | $29.5M | $33.4M | $25.0M | $22.4M | $21.0M | $22.4M | $22.3M |
| Income taxes | $8.1M | $13.3M | $9.4M | $8.9M | $12.5M | $10.8M | $11.0M | $7.9M | $7.3M | $7.2M | $8.3M | $7.2M |
| Net income | $34.3M | $29.9M | $20.7M | $22.5M | $25.2M | $18.7M | $22.4M | $17.1M | $15.1M | $13.9M | $14.1M | $15.2M |
| EBITDA | $42.4M | $44.0M | $30.9M | $32.2M | $38.5M | $30.3M | $34.2M | $25.8M | $23.1M | $21.8M | $23.2M | $23.1M |
| EPS (diluted) | $4.05 | $3.53 | $2.47 | $2.67 | $3.00 | $2.23 | $2.74 | $2.11 | $1.91 | $1.83 | $1.85 | $2.01 |
| Gross margin | 63.0% | 63.4% | 58.5% | 59.1% | 60.2% | 55.6% | 56.6% | 57.0% | 57.0% | 56.2% | 57.4% | 59.0% |
| Operating margin | 40.5% | 41.0% | 34.6% | 37.2% | 38.3% | 34.7% | 37.5% | 34.4% | 33.0% | 32.2% | 34.6% | 35.5% |
| Net margin | 32.8% | 28.3% | 23.8% | 26.7% | 25.6% | 21.9% | 25.2% | 23.5% | 22.3% | 21.3% | 21.7% | 24.1% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported in NBN's financial statements (latest annual report filed June 30, 2026); data from EODHD. Sales, general & administrative expenses include sales and marketing.
NBN financial results
In fiscal year 2026 (ended June 30, 2026), Northeast Bank reported revenue of $385.1 million, up 9.7% from the year before. It had net income of $107.5 million (up 28.8%), a net profit margin of 27.9%. Diluted earnings per share came to $12.72. Over five years revenue grew at an average rate of 21.3% a year.
See the NBN stock overview for the latest quote and news, or the NBN chart for price history and technical indicators.
NBN income statement FAQ
What is Northeast Bank's annual revenue?
Northeast Bank reported total revenue of $385.1 million for fiscal year 2026, which ended on June 30, 2026. That was up 9.7% from $351.0 million the previous year.
Is Northeast Bank profitable?
Yes. Northeast Bank reported net income of $107.5 million in fiscal 2026, a net profit margin of 27.9%; its operating margin was 38.2%.
What is Northeast Bank's gross margin?
Northeast Bank's gross margin was 61.5% in fiscal 2026: for every $100 of revenue, Northeast Bank kept $62 after the direct cost of its products and services.
How fast is Northeast Bank growing?
Revenue grew 21.3% a year on average over the last five fiscal years, from $146.9 million to $385.1 million.
What are Northeast Bank's earnings per share?
Northeast Bank earned $12.72 per diluted share in fiscal 2026, compared with $10.08 a year earlier.
When will Northeast Bank report its next earnings?
Northeast Bank is expected to report results for the quarter ending September 30, 2026 on October 27, 2026 before the market opens.
When does Northeast Bank's fiscal year end?
Northeast Bank's fiscal year ends in June. The latest annual report covers the year ended June 30, 2026 and was filed on June 30, 2026.