Northeast Bank (NBN) Balance Sheet
NBN balance sheet, FY2026
June 30, 2026 · U.S. dollars$5.23B assets = $4.62B liabilities + $603.9M equity
Both columns are drawn to the same scale: what NBN owns equals what it owes plus shareholders’ equity. Hover a block for its value.
NBN financial health
Descriptive bands, not a rating. Fiscal FY2026.
NBN balance sheet trends, FY2017–FY2026
| Metric | Trend | Then | Latest | Change |
|---|---|---|---|---|
| Total assets | $1.08BFY2017 | $5.23BFY2026 | +19.2%/yr | |
| Total liabilities | $954.1MFY2017 | $4.62BFY2026 | +19.2%/yr | |
| Shareholders’ equity | $122.8MFY2017 | $603.9MFY2026 | +19.4%/yr | |
| Cash & short-term investments | $260.0MFY2017 | $2.9MFY2026 | −39.3%/yr | |
| Total debt | $44.8MFY2017 | $857.7MFY2026 | +38.8%/yr | |
| Net cash (debt) | $215.2MFY2017 | −$854.8MFY2026 | −$1.1B | |
| Working capital | $433.1MFY2017 | −$189.5MFY2026 | −$622.6M | |
| Book value per share | $13.72FY2017 | $71.56FY2026 | +20.1%/yr | |
| Debt / equity | 0.36FY2017 | 1.42FY2026 | +1.06 | |
| Shares outstanding | 9.0MFY2017 | 8.4MFY2026 | −0.7%/yr |
Change is the average annual growth (CAGR) or the difference between the first and latest year.
NBN assets
NBN liabilities and equity
NBN debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease obligations.
NBN balance sheet
| FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||
| Cash & short-term investments | $2.9M | $428.9M | $291.1M | $251.3M | $227.0M | $1.07B | $208.6M | $132.7M | $245.1M | $260.0M |
| Cash & equivalents | $2.9M | $413.6M | $242.2M | $197.9M | $172.1M | $1.01B | $143.7M | $56.9M | $157.4M | $163.3M |
| Short-term investments | $550,000 | $15.3M | $49.0M | $53.4M | $54.9M | $59.7M | $64.9M | $75.8M | $87.7M | $96.7M |
| Receivables | $19.4M | $16.9M | $15.2M | $6.6M | $0 | $0 | $0 | $0 | $0 | $0 |
| Inventory | $0 | $0 | −$257.3M | $0 | $0 | $1.6M | $3.3M | $2.0M | $2.2M | $826,000 |
| Other current assets | $0 | $0 | $257.3M | $0 | $0 | $0 | $0 | $0 | $812.3M | $708.3M |
| Total current assets | $22.3M | $445.8M | $306.3M | $258.0M | $227.0M | $1.07B | $208.6M | $132.7M | $1.06B | $969.1M |
| Property, plant & equipment (net) | $23.0M | $24.7M | $27.1M | $27.7M | $9.6M | $11.3M | $9.7M | $5.6M | $6.6M | $6.9M |
| Goodwill & intangible assets | $534,000 | $699,000 | $984,000 | $1.5M | $1.3M | $2.1M | $2.1M | $3.3M | $3.8M | $4.1M |
| Long-term investments | $97.6M | $22.7M | $56.0M | $60.2M | $61.7M | $67.0M | $72.2M | $82.7M | $874.1M | $780.2M |
| Other non-current assets | $5.08B | $3.79B | $2.74B | $2.52B | $1.28B | $1.02B | $965.1M | $929.6M | $0 | $0 |
| Total assets | $5.23B | $4.28B | $3.13B | $2.87B | $1.58B | $2.17B | $1.26B | $1.15B | $1.16B | $1.08B |
| Liabilities | ||||||||||
| Accounts payable | — | — | — | — | $1.29B | $1.86B | $1.01B | $942.4M | $954.9M | $889.9M |
| Short-term debt | $211.8M | $9.7M | $2.4M | $313.6M | $15.0M | $16.7M | $12.4M | $15.3M | $15.3M | $20.3M |
| Total current liabilities | $211.8M | $3.38B | $2.34B | $2.25B | $1.30B | $1.86B | $1.02B | $421.4M | $581.8M | $536.0M |
| Long-term debt | $514.7M | $313.1M | $345.2M | $251.6M | $15.0M | $30.1M | $42.4M | $15.2M | $24.6M | $24.5M |
| Lease obligations | $17.3M | $19.0M | $20.3M | $21.9M | $4.5M | $6.1M | $4.5M | $323,000 | $605,000 | $873,000 |
| Other long-term liabilities | $3.90B | $86.4M | $70.9M | $73.5M | $16.7M | $49.5M | $25.7M | $15.0M | $15.0M | $20.0M |
| Total liabilities | $4.62B | $3.78B | $2.76B | $2.57B | $1.33B | $1.94B | $1.09B | $30.2M | $1.02B | $954.1M |
| Shareholders' equity | ||||||||||
| Common stock & paid-in capital | $8.6M | $8.5M | $8.1M | $7.7M | $7.4M | $8.2M | $8.2M | $9.0M | $8.9M | $8.8M |
| Retained earnings (deficit) | $494.2M | $387.0M | $303.9M | $246.9M | $203.0M | $161.1M | $90.0M | $67.6M | $54.2M | $38.1M |
| Treasury stock | — | — | — | — | — | — | — | — | $0 | $0 |
| Accumulated other comprehensive income | −$165,000 | −$2,000 | −$183,000 | −$718,000 | −$850,000 | −$1.3M | −$1.7M | −$1.1M | −$1.8M | −$1.6M |
| Minority interest | — | — | — | — | — | — | — | — | $0 | $0 |
| Total shareholders' equity | $603.9M | $494.3M | $376.6M | $296.7M | $248.3M | $232.4M | $164.7M | $1.12B | $138.4M | $122.8M |
| Key figures | ||||||||||
| Total debt | $857.7M | $339.2M | $365.4M | $584.5M | $34.5M | $36.1M | $59.3M | $30.5M | $39.9M | $44.8M |
| Net cash (debt) | −$854.8M | $89.7M | −$74.3M | −$333.2M | $192.5M | $1.03B | $149.3M | $102.2M | $205.2M | $215.2M |
| Working capital | −$189.5M | −$2.93B | −$2.03B | −$1.99B | −$1.08B | −$792.2M | −$816.2M | −$288.7M | $477.8M | $433.1M |
| Tangible book value | $603.3M | $493.6M | $375.6M | $295.1M | $247.0M | $230.3M | $162.6M | $1.12B | $134.6M | $118.7M |
| Book value per share | $71.56 | $59.71 | $49.05 | $40.01 | $31.42 | $27.80 | $18.32 | $122.73 | $15.16 | $13.72 |
| Shares outstanding | 8.4M | 8.3M | 7.7M | 7.4M | 7.9M | 8.4M | 9.0M | 9.2M | 9.1M | 9.0M |
| Current ratio | 0.11 | 0.13 | 0.13 | 0.11 | 0.17 | 0.57 | 0.20 | 0.31 | 1.82 | 1.81 |
| Quick ratio | 0.11 | 0.13 | 0.13 | 0.11 | 0.17 | 0.57 | 0.20 | 0.31 | 0.42 | 0.49 |
| Debt / equity | 1.42 | 0.69 | 0.97 | 1.97 | 0.14 | 0.16 | 0.36 | 0.03 | 0.29 | 0.36 |
| Equity / assets | 11.6% | 11.6% | 12.0% | 10.3% | 15.7% | 10.7% | 13.1% | 97.4% | 12.0% | 11.4% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||||
| Cash & short-term investments | $2.9M | $2.4M | $451.1M | $349.9M | $428.9M | $361.5M | $388.5M | $354.1M | $291.1M | $258.2M | $278.1M | $257.7M |
| Cash & equivalents | $2.9M | $2.4M | $446.2M | $341.8M | $413.6M | $344.1M | $364.9M | $317.3M | $242.2M | $205.2M | $224.9M | $204.6M |
| Short-term investments | $550,000 | $4.7M | $4.9M | $8.1M | $15.3M | $17.4M | $23.6M | $36.8M | $49.0M | $53.0M | $53.2M | $53.1M |
| Receivables | $19.4M | $19.2M | $18.9M | $17.3M | $16.9M | $17.4M | $16.9M | $17.3M | $15.2M | $0 | $0 | $0 |
| Inventory | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | −$257.3M | $0 | $0 | $0 |
| Other current assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $257.3M | $0 | $0 | $0 |
| Total current assets | $22.3M | $21.6M | $470.0M | $367.3M | $445.8M | $379.0M | $405.4M | $371.4M | $306.3M | $258.2M | $278.1M | $257.7M |
| Property, plant & equipment (net) | $23.0M | $23.2M | $23.7M | $24.2M | $24.7M | $25.3M | $25.7M | $26.5M | $27.1M | $27.6M | $27.9M | $28.6M |
| Goodwill & intangible assets | $534,000 | $604,000 | $639,000 | $662,000 | $699,000 | $810,000 | $841,000 | $926,000 | $984,000 | $1.1M | $1.2M | $1.3M |
| Long-term investments | $97.6M | $12.4M | $12.5M | $15.6M | $22.7M | $28.8M | $34.8M | $44.1M | $56.0M | $60.0M | $60.2M | $59.7M |
| Other non-current assets | $5.08B | $4.98B | $4.44B | $3.76B | $3.79B | $3.79B | $3.62B | $3.50B | $2.74B | $2.65B | $2.60B | $2.53B |
| Total assets | $5.23B | $5.03B | $4.95B | $4.17B | $4.28B | $4.23B | $4.08B | $3.94B | $3.13B | $3.00B | $2.97B | $2.88B |
| Liabilities | ||||||||||||
| Short-term debt | $211.8M | $84.3M | — | $9.6M | $9.7M | — | — | — | $2.4M | — | $90.0M | $228.0M |
| Total current liabilities | $211.8M | $84.3M | $3.82B | $3.26B | $3.38B | $3.30B | $3.15B | $3.12B | $2.34B | $2.23B | $2.22B | $2.20B |
| Long-term debt | $514.7M | $720.1M | $501.1M | $307.2M | $313.1M | $378.5M | $407.8M | $339.1M | $345.2M | $351.2M | $357.2M | $296.6M |
| Lease obligations | $17.3M | $17.7M | $18.2M | $18.6M | $19.0M | $19.5M | $19.5M | $19.9M | $20.3M | $20.9M | $21.2M | $21.6M |
| Other long-term liabilities | $3.90B | $3.66B | $91.0M | $90.6M | $86.4M | $86.7M | $79.8M | $83.4M | $70.9M | $71.2M | $64.5M | $73.2M |
| Total liabilities | $4.62B | $4.47B | $4.41B | $3.66B | $3.78B | $3.76B | $3.64B | $3.55B | $2.76B | $2.65B | $2.64B | $2.56B |
| Shareholders' equity | ||||||||||||
| Common stock & paid-in capital | $8.6M | $8.6M | $8.6M | $8.6M | $8.5M | $8.5M | $8.5M | $8.2M | $8.1M | $8.0M | $7.8M | $7.8M |
| Retained earnings (deficit) | $494.2M | $459.9M | $430.1M | $409.5M | $387.0M | $361.9M | $343.3M | $321.0M | $303.9M | $288.9M | $275.1M | $261.1M |
| Accumulated other comprehensive income | −$165,000 | −$3,000 | $4,000 | $5,000 | −$2,000 | $12,000 | $14,000 | $72,000 | −$183,000 | −$254,000 | −$226,000 | −$568,000 |
| Total shareholders' equity | $603.9M | $567.7M | $536.0M | $513.6M | $494.3M | $467.5M | $444.1M | $392.6M | $376.6M | $351.9M | $327.5M | $311.6M |
| Key figures | ||||||||||||
| Total debt | $857.7M | $737.8M | $519.3M | $335.4M | $339.2M | $398.0M | $427.3M | $358.9M | $365.4M | $372.0M | $468.4M | $546.2M |
| Net cash (debt) | −$854.8M | −$735.4M | −$68.2M | $14.5M | $89.7M | −$36.5M | −$38.8M | −$4.8M | −$74.3M | −$113.9M | −$190.3M | −$288.5M |
| Working capital | −$189.5M | −$62.7M | −$3.35B | −$2.89B | −$2.93B | −$2.92B | −$2.75B | −$2.75B | −$2.03B | −$1.97B | −$1.94B | −$1.94B |
| Tangible book value | $603.3M | $567.1M | $535.4M | $513.0M | $493.6M | $466.7M | $443.3M | $391.6M | $375.6M | $350.9M | $326.3M | $310.3M |
| Book value per share | $71.28 | $67.20 | $63.77 | $60.92 | $58.75 | $55.69 | $54.17 | $48.41 | $47.61 | $46.33 | $43.15 | $41.25 |
| Shares outstanding | 8.5M | 8.4M | 8.4M | 8.4M | 8.4M | 8.4M | 8.2M | 8.1M | 7.9M | 7.6M | 7.6M | 7.6M |
| Current ratio | 0.11 | 0.26 | 0.12 | 0.11 | 0.13 | 0.11 | 0.13 | 0.12 | 0.13 | 0.12 | 0.13 | 0.12 |
| Quick ratio | 0.11 | 0.26 | 0.12 | 0.11 | 0.13 | 0.11 | 0.13 | 0.12 | 0.13 | 0.12 | 0.13 | 0.12 |
| Debt / equity | 1.42 | 1.30 | 0.97 | 0.65 | 0.69 | 0.85 | 0.96 | 0.91 | 0.97 | 1.06 | 1.43 | 1.75 |
| Equity / assets | 11.6% | 11.3% | 10.8% | 12.3% | 11.6% | 11.1% | 10.9% | 10.0% | 12.0% | 11.7% | 11.0% | 10.8% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported (latest annual report filed June 30, 2026); data from EODHD.
NBN financial position
At the end of fiscal 2026 (June 30, 2026), Northeast Bank had total assets of $5.2 billion (up 22.2% from a year earlier), total liabilities of $4.6 billion and shareholders' equity of $603.9 million. It held $2.9 million in cash and short-term investments against $857.7 million of debt, net debt of $854.8 million. Its current ratio was 0.11.
Related: NBN income statement, NBN cash flow statement, NBN key metrics. See the NBN stock overview for the latest quote and news.
NBN balance sheet FAQ
What are Northeast Bank's total assets?
Northeast Bank reported total assets of $5.2 billion at the end of fiscal 2026 (June 30, 2026), compared with $4.3 billion a year earlier.
How much debt does Northeast Bank have?
Northeast Bank had $857.7 million of total debt at the end of fiscal 2026, including short-term borrowings and lease obligations. Its debt-to-equity ratio was 1.42.
How much cash does Northeast Bank have?
Northeast Bank held $2.9 million in cash and short-term investments at the end of fiscal 2026; with $857.7 million of debt that is net debt of $854.8 million.
What is Northeast Bank's book value?
Northeast Bank's shareholders' equity (book value) was $603.9 million at the end of fiscal 2026, or $71.56 per share.
What is Northeast Bank's current ratio?
Northeast Bank had current assets of $22.3 million and current liabilities of $211.8 million, a current ratio of 0.11 (current liabilities exceed current assets).
How much goodwill does Northeast Bank have?
Northeast Bank carried $0.5 million of goodwill and intangible assets, 0.0% of total assets, at the end of fiscal 2026.