Mid Penn Bancorp, Inc. (MPB) Income Statement
MPB 2025 at a glance
Fiscal year ended December 31, 2025 · U.S. dollarsMPB revenue and net income
Where MPB's revenue goes
2025Each bar shows an amount and its share of revenue. MPB kept 17.2% of revenue as net income.
MPB profit margins
MPB growth rates
to 2025| 1 year | 3 years | 5 years | 10 years | |
|---|---|---|---|---|
| Revenue | +6.6% | +20.4% | +21.7% | +23.2% |
| Gross profit | +15.1% | +6.8% | +15.3% | +19.2% |
| Operating income | +20.6% | +2.4% | +18.2% | +24.4% |
| Net income | +13.8% | +0.9% | +16.5% | +24.0% |
| EPS (diluted) | +8.6% | −4.7% | −0.5% | +7.5% |
1-year change and average annual growth (CAGR) over 3, 5 and 10 fiscal years. "—" when a starting value was zero or negative.
MPB quarterly EPS vs estimates
Mid Penn Bancorp beat the analyst EPS estimate in 6 of the last 8 quarters. Next report: October 28, 2026 (estimate $0.88).
MPB income statement
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $326.9M | $306.7M | $236.3M | $187.3M | $143.8M | $122.7M | $107.9M | $76.1M | $49.5M | $45.9M |
| Cost of revenue | $126.0M | $132.1M | $92.7M | $22.1M | $17.7M | $23.9M | $26.6M | $13.2M | $6.6M | $7.2M |
| Gross profit | $201.0M | $174.7M | $236.3M | $165.2M | $126.1M | $98.8M | $81.4M | $62.9M | $42.9M | $38.7M |
| Research & development | — | — | — | — | — | — | — | $0 | $0 | $0 |
| Sales, general & admin | $93.0M | $68.3M | $2.9M | $54.2M | $43.6M | $40.0M | $38.5M | $29.9M | $21.2M | $19.2M |
| Total operating expenses | $128.6M | $114.6M | $2.9M | $97.8M | $90.1M | $67.4M | $60.0M | $50.2M | $31.3M | $28.6M |
| Operating income | $72.4M | $60.0M | $44.7M | $67.3M | $36.1M | $31.3M | $21.4M | $12.7M | $11.6M | $10.1M |
| Interest income | $323.8M | $286.6M | $217.0M | $165.6M | $123.3M | $107.9M | $95.3M | $68.7M | $43.9M | $40.2M |
| Interest expense | $124.7M | $129.9M | $89.4M | $17.8M | $14.8M | $19.7M | $25.2M | $12.7M | $6.3M | $5.4M |
| Income before taxes | $72.4M | $60.0M | $44.7M | $67.3M | $36.1M | $31.3M | $21.4M | $12.7M | $11.6M | $10.1M |
| Income taxes | $16.1M | $10.6M | $7.3M | $12.5M | $6.7M | $5.1M | $3.7M | $2.1M | $4.5M | $2.3M |
| Net income | $56.2M | $49.4M | $37.4M | $54.8M | $29.3M | $26.2M | $17.7M | $10.6M | $7.1M | $7.8M |
| EBITDA | $80.5M | $66.9M | $44.7M | $73.8M | $40.7M | $37.8M | $27.5M | $16.3M | $13.2M | $11.9M |
| EPS (diluted) | $3.02 | $2.78 | $2.70 | $3.49 | $3.35 | $3.10 | $2.09 | $1.40 | $1.94 | $1.84 |
| Gross margin | 61.5% | 56.9% | 100.0% | 88.2% | 87.7% | 80.5% | 75.4% | 82.6% | 86.6% | 84.2% |
| Operating margin | 22.1% | 19.6% | 18.9% | 36.0% | 25.1% | 25.5% | 19.8% | 16.7% | 23.4% | 21.9% |
| Net margin | 17.2% | 16.1% | 15.8% | 29.3% | 20.4% | 21.4% | 16.4% | 13.9% | 14.3% | 17.0% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $107.1M | $77.6M | $92.4M | $94.0M | $85.5M | $76.3M | $78.8M | $78.4M | $76.0M | $73.5M | $70.8M | $68.1M |
| Cost of revenue | $31.9M | $30.3M | $30.4M | $32.8M | $34.1M | $29.5M | $33.0M | $34.2M | $34.1M | $30.8M | $29.3M | $28.0M |
| Gross profit | $75.1M | $47.3M | $62.0M | $61.2M | $51.5M | $46.7M | $45.8M | $44.3M | $41.9M | $42.7M | $41.5M | $40.1M |
| Sales, general & admin | $2.2M | $1.7M | $20.0M | $21.4M | $21.7M | $17.3M | $17.8M | $17.3M | $16.8M | $16.4M | $15.9M | $17.0M |
| Total operating expenses | $47.6M | $36.0M | $35.8M | $37.0M | $47.2M | $29.9M | $29.6M | $29.4M | $27.7M | $28.0M | $27.1M | $28.6M |
| Operating income | $27.6M | $11.3M | $26.2M | $24.3M | $4.3M | $16.8M | $16.2M | $14.9M | $14.3M | $14.7M | $14.4M | $11.5M |
| Interest income | $96.7M | $83.9M | $85.1M | $86.9M | $80.0M | $71.7M | $73.3M | $73.8M | $71.2M | $68.2M | $66.1M | $63.4M |
| Interest expense | $31.4M | $28.7M | $30.4M | $33.2M | $31.8M | $29.2M | $32.0M | $33.7M | $32.5M | $31.7M | $29.1M | $25.9M |
| Income before taxes | $27.6M | $11.3M | $27.0M | $24.3M | $4.3M | $16.8M | $16.2M | $14.9M | $14.3M | $14.7M | $14.4M | $11.5M |
| Income taxes | $5.9M | $2.6M | $7.6M | $6.0M | −$480,000 | $3.1M | $3.0M | $2.6M | $2.5M | $2.6M | $2.3M | $2.3M |
| Net income | $21.7M | $8.7M | $19.4M | $18.3M | $4.8M | $13.7M | $13.2M | $12.3M | $11.8M | $12.1M | $12.1M | $9.2M |
| EBITDA | $31.0M | $14.1M | $28.5M | $26.4M | $6.2M | $18.4M | $17.9M | $16.6M | $16.0M | $16.4M | $16.2M | $12.3M |
| EPS (diluted) | $0.87 | $0.64 | $0.83 | $0.77 | $0.70 | $0.72 | $0.71 | $0.75 | $0.68 | $0.64 | $0.73 | $0.57 |
| Gross margin | 70.2% | 61.0% | 67.1% | 65.1% | 60.2% | 61.3% | 58.1% | 56.4% | 55.2% | 58.1% | 58.6% | 58.9% |
| Operating margin | 25.8% | 14.6% | 28.3% | 25.8% | 5.0% | 22.0% | 20.5% | 19.0% | 18.8% | 20.0% | 20.3% | 16.9% |
| Net margin | 20.3% | 11.2% | 21.0% | 19.5% | 5.6% | 18.0% | 16.8% | 15.7% | 15.5% | 16.5% | 17.1% | 13.6% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported in MPB's financial statements (latest annual report filed March 12, 2026); data from EODHD. Sales, general & administrative expenses include sales and marketing.
MPB financial results
In fiscal year 2025 (ended December 31, 2025), Mid Penn Bancorp reported revenue of $326.9 million, up 6.6% from the year before. It had net income of $56.2 million (up 13.8%), a net profit margin of 17.2%. Diluted earnings per share came to $3.02. Over five years revenue grew at an average rate of 21.7% a year.
See the MPB stock overview for the latest quote and news, or the MPB chart for price history and technical indicators.
MPB income statement FAQ
What is Mid Penn Bancorp's annual revenue?
Mid Penn Bancorp reported total revenue of $326.9 million for fiscal year 2025, which ended on December 31, 2025. That was up 6.6% from $306.7 million the previous year.
Is Mid Penn Bancorp profitable?
Yes. Mid Penn Bancorp reported net income of $56.2 million in fiscal 2025, a net profit margin of 17.2%; its operating margin was 22.1%.
What is Mid Penn Bancorp's gross margin?
Mid Penn Bancorp's gross margin was 61.5% in fiscal 2025: for every $100 of revenue, Mid Penn Bancorp kept $61 after the direct cost of its products and services.
How fast is Mid Penn Bancorp growing?
Revenue grew 21.7% a year on average over the last five fiscal years, from $122.7 million to $326.9 million.
What are Mid Penn Bancorp's earnings per share?
Mid Penn Bancorp earned $3.02 per diluted share in fiscal 2025, compared with $2.78 a year earlier.
When will Mid Penn Bancorp report its next earnings?
Mid Penn Bancorp is expected to report results for the quarter ending September 30, 2026 on October 28, 2026.
When does Mid Penn Bancorp's fiscal year end?
Mid Penn Bancorp's fiscal year ends in December. The latest annual report covers the year ended December 31, 2025 and was filed on March 12, 2026.