Mid Penn Bancorp, Inc. (MPB) Balance Sheet
MPB balance sheet, 2025
December 31, 2025 · U.S. dollars$6.13B assets = $5.32B liabilities + $814.1M equity
Both columns are drawn to the same scale: what MPB owns equals what it owes plus shareholders’ equity. Hover a block for its value.
MPB financial health
Descriptive bands, not a rating. Fiscal 2025.
MPB balance sheet trends, 2016–2025
| Metric | Trend | Then | Latest | Change |
|---|---|---|---|---|
| Total assets | $1.03B2016 | $6.13B2025 | +21.9%/yr | |
| Total liabilities | $962.1M2016 | $5.32B2025 | +20.9%/yr | |
| Shareholders’ equity | $70.5M2016 | $814.1M2025 | +31.2%/yr | |
| Cash & short-term investments | $149.1M2016 | $52.1M2025 | −11.0%/yr | |
| Total debt | $21.0M2016 | $59.4M2025 | +12.2%/yr | |
| Net cash (debt) | $128.1M2016 | −$7.2M2025 | −$135.4M | |
| Working capital | −$782.8M2016 | −$5.16B2025 | −$4.4B | |
| Book value per share | $31.472018 | $35.162025 | +1.6%/yr | |
| Debt / equity | 0.302016 | 0.072025 | −0.23 | |
| Shares outstanding | 7.1M2018 | 23.2M2025 | +18.4%/yr |
Change is the average annual growth (CAGR) or the difference between the first and latest year.
MPB assets
MPB liabilities and equity
MPB debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease obligations.
MPB balance sheet
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||
| Cash & short-term investments | $52.1M | $312.0M | $303.7M | $296.1M | $250.5M | $39.1M | $67.9M | $141.1M | $116.3M | $149.1M |
| Cash & equivalents | $46.7M | $51.5M | $80.1M | $57.8M | $187.1M | $32.8M | $30.4M | $29.2M | $22.8M | $15.5M |
| Short-term investments | $5.4M | $260.5M | $223.6M | $238.3M | $63.4M | $6.3M | $37.5M | $111.9M | $93.5M | $133.6M |
| Receivables | $29.6M | $26.8M | $25.8M | $18.4M | $11.3M | $13.0M | $8.0M | $8.2M | $4.6M | $3.9M |
| Inventory | $0 | $0 | $19.6M | −$80.6M | −$929.0M | −$316.8M | −$147.2M | −$49.3M | −$31.3M | −$52.1M |
| Other current assets | $0 | $0 | $0 | $80.6M | $929.0M | $316.8M | $147.2M | $49.3M | $31.3M | $52.1M |
| Total current assets | $81.8M | $338.8M | $329.5M | $314.5M | $261.8M | $52.1M | $75.9M | $149.3M | $120.9M | $153.0M |
| Property, plant & equipment (net) | $66.3M | $49.1M | $48.6M | $46.2M | $45.4M | $38.3M | $39.8M | $25.3M | $16.2M | $11.1M |
| Goodwill & intangible assets | $151.3M | $134.4M | $133.5M | $121.5M | $123.3M | $67.2M | $68.6M | $70.1M | $4.4M | $4.5M |
| Long-term investments | $769.0M | $643.4M | $623.1M | $637.8M | $3.48B | $134.6M | $1.89B | $1.78B | $1.00B | $806.7M |
| Other non-current assets | $5.07B | $4.31B | $4.16B | $3.38B | $777.0M | $2.71B | $157.2M | $49.2M | $24.8M | $57.3M |
| Total assets | $6.13B | $5.47B | $5.29B | $4.50B | $4.69B | $3.00B | $2.23B | $2.08B | $1.17B | $1.03B |
| Liabilities | ||||||||||
| Accounts payable | $5.21B | $13.5M | $14.3M | $2.3M | $1.8M | $2.0M | $2.2M | $2.3M | $645,000 | $515,000 |
| Short-term debt | $20.8M | $2.0M | $241.5M | $105.3M | $72.6M | $125.6M | $29.9M | $43.1M | $34.6M | $13.6M |
| Deferred revenue | — | — | −$14.3M | $13.7M | −$70.9M | −$123.6M | −$27.7M | — | — | — |
| Total current liabilities | $5.25B | $4.71B | $4.60B | $3.78B | $4.00B | $2.0M | $1.91B | $1.77B | $1.06B | $935.9M |
| Long-term debt | $20.2M | $66.3M | $102.2M | $61.4M | $152.2M | $44.6M | $27.1M | $27.1M | $17.3M | $7.4M |
| Lease obligations | $18.3M | $11.2M | $12.5M | $9.7M | $14.7M | $11.2M | $12.5M | — | — | — |
| Other long-term liabilities | $53.2M | $44.2M | $44.3M | $143.9M | $43.4M | $86.3M | $51.6M | $56.3M | $18.5M | $18.8M |
| Total liabilities | $5.32B | $4.82B | $4.75B | $3.99B | $4.20B | $2.74B | $1.99B | $1.85B | $1.09B | $962.1M |
| Shareholders' equity | ||||||||||
| Common stock & paid-in capital | $23.6M | $19.8M | $17.0M | $16.1M | $16.1M | $8.5M | $8.5M | $8.5M | $4.2M | $4.2M |
| Retained earnings (deficit) | $219.7M | $181.6M | $146.0M | $133.1M | $91.0M | $70.2M | $50.9M | $39.6M | $32.6M | $28.4M |
| Treasury stock | — | — | — | −$4.9M | −$1.9M | −$1.8M | — | — | $0 | $0 |
| Accumulated other comprehensive income | −$6.3M | −$16.8M | −$16.6M | −$19.2M | $158,000 | −$57,000 | $343,000 | −$2.4M | −$2.1M | −$2.9M |
| Minority interest | — | — | — | — | — | — | — | — | $0 | $0 |
| Total shareholders' equity | $814.1M | $655.0M | $542.4M | $512.1M | $490.1M | $255.7M | $237.9M | $223.2M | $75.7M | $70.5M |
| Key figures | ||||||||||
| Total debt | $59.4M | $79.4M | $356.2M | $71.1M | $166.9M | $170.2M | $72.5M | $118.2M | $64.3M | $21.0M |
| Net cash (debt) | −$7.2M | $232.5M | −$52.5M | $225.0M | $83.6M | −$131.1M | −$4.6M | $22.9M | $52.0M | $128.1M |
| Working capital | −$5.16B | −$4.37B | −$4.27B | −$3.47B | −$3.74B | $50.1M | −$1.84B | −$1.62B | −$938.0M | −$782.8M |
| Tangible book value | $662.8M | $520.6M | $408.8M | $390.6M | $366.8M | $188.5M | $169.3M | $153.1M | $71.4M | $66.0M |
| Book value per share | $35.16 | $38.37 | $33.17 | $32.14 | $45.29 | $30.28 | $28.01 | $31.47 | — | — |
| Shares outstanding | 23.2M | 17.1M | 16.4M | 15.9M | 10.8M | 8.4M | 8.5M | 7.1M | — | — |
| Current ratio | 0.02 | 0.07 | 0.07 | 0.08 | 0.07 | 25.94 | 0.04 | 0.08 | 0.11 | 0.16 |
| Quick ratio | 0.02 | 0.07 | 0.07 | 0.08 | 0.07 | 25.94 | 0.04 | 0.08 | 0.11 | 0.16 |
| Debt / equity | 0.07 | 0.12 | 0.66 | 0.14 | 0.34 | 0.67 | 0.30 | 0.53 | 0.85 | 0.30 |
| Equity / assets | 13.3% | 12.0% | 10.3% | 11.4% | 10.5% | 8.5% | 10.7% | 10.7% | 6.5% | 6.8% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||||
| Cash & short-term investments | $964.6M | $408.0M | $52.1M | $432.1M | $480.2M | $323.1M | $312.0M | $332.5M | $270.9M | $283.2M | $303.7M | $283.7M |
| Cash & equivalents | $86.6M | $80.3M | $46.7M | $42.7M | $75.5M | $64.6M | $51.5M | $76.8M | $62.5M | $65.2M | $80.1M | $65.2M |
| Short-term investments | $878.0M | $327.7M | $5.4M | $389.3M | $404.7M | $258.5M | $260.5M | $255.7M | $208.4M | $218.1M | $224.0M | $218.5M |
| Receivables | $33.4M | $33.0M | $29.6M | $29.7M | $28.5M | $27.3M | $26.8M | $27.3M | $27.4M | $27.0M | $25.8M | $24.2M |
| Inventory | $0 | $0 | $0 | $0 | $0 | $0 | $0 | −$172.0M | −$69.5M | −$60.8M | −$71.7M | −$143.2M |
| Other current assets | $16.6M | $0 | $0 | $0 | $0 | $0 | $0 | $172.0M | $69.5M | $60.8M | $71.7M | $143.2M |
| Total current assets | $1.01B | $441.0M | $81.8M | $461.8M | $508.8M | $350.3M | $338.8M | $359.8M | $298.3M | $310.2M | $329.5M | $308.0M |
| Property, plant & equipment (net) | $49.2M | $68.7M | $81.7M | $66.6M | $65.2M | $52.2M | $49.1M | $43.7M | $44.9M | $47.2M | $48.6M | $50.3M |
| Goodwill & intangible assets | $188.3M | $190.1M | $151.3M | $152.2M | $152.0M | $134.0M | $134.4M | $134.9M | $132.7M | $133.1M | $133.5M | $136.9M |
| Long-term investments | $878.0M | $830.5M | $769.0M | $781.9M | $769.2M | $634.0M | $643.4M | $642.3M | $601.7M | $615.1M | $623.1M | $620.0M |
| Other non-current assets | $4.93B | $5.43B | $5.05B | $4.80B | $4.86B | $4.38B | $4.31B | $4.35B | $4.31B | $4.22B | $4.16B | $4.10B |
| Total assets | $7.06B | $6.96B | $6.13B | $6.27B | $6.35B | $5.55B | $5.47B | $5.53B | $5.39B | $5.33B | $5.29B | $5.22B |
| Liabilities | ||||||||||||
| Accounts payable | $12.2M | $12.2M | $5.21B | $16.5M | $13.4M | $12.9M | $13.5M | $19.0M | $18.1M | $16.3M | $14.3M | $14.7M |
| Short-term debt | $137.5M | $31.5M | $20.8M | — | $20.0M | $25.0M | $2.0M | $114.1M | $200.0M | $271.8M | $241.5M | $139.0M |
| Deferred revenue | — | — | — | — | — | — | — | — | −$18.1M | −$16.3M | −$14.3M | — |
| Total current liabilities | $6.10B | $6.01B | $5.25B | $5.36B | $5.46B | $4.77B | $4.71B | $4.84B | $4.72B | $4.67B | $4.60B | $4.54B |
| Long-term debt | $60,000 | $141,000 | $20.2M | $57.5M | $57.7M | $66.0M | $66.3M | $66.5M | $66.7M | $67.0M | $102.2M | $105.5M |
| Lease obligations | $19.1M | $20.1M | $18.3M | $18.9M | $18.3M | $12.8M | $11.2M | $10.9M | $11.5M | $11.9M | $12.5M | $9.1M |
| Other long-term liabilities | $58.0M | $62.6M | $53.2M | $54.4M | $58.1M | $41.9M | $44.2M | $47.6M | $50.2M | $45.2M | $44.3M | $46.5M |
| Total liabilities | $6.16B | $6.08B | $5.32B | $5.47B | $5.58B | $4.88B | $4.82B | $4.95B | $4.83B | $4.78B | $4.75B | $4.69B |
| Shareholders' equity | ||||||||||||
| Common stock & paid-in capital | $25.9M | $25.8M | $23.6M | $23.6M | $23.4M | $19.8M | $19.8M | $17.1M | $17.1M | $17.0M | $17.0M | $17.0M |
| Retained earnings (deficit) | $238.2M | $222.2M | $219.7M | $205.3M | $191.6M | $191.5M | $181.6M | $172.2M | $163.3M | $154.8M | $146.0M | $137.2M |
| Accumulated other comprehensive income | −$9.1M | −$8.2M | −$6.3M | −$8.9M | −$11.8M | −$14.2M | −$16.8M | −$13.1M | −$17.1M | −$16.9M | −$16.6M | −$21.4M |
| Total shareholders' equity | $901.9M | $887.4M | $814.1M | $796.3M | $775.7M | $667.9M | $655.0M | $573.1M | $559.7M | $551.0M | $542.4M | $528.7M |
| Key figures | ||||||||||||
| Total debt | $156.7M | $51.7M | $59.4M | $76.4M | $76.0M | $103.8M | $79.4M | $191.5M | $278.2M | $350.7M | $356.2M | $253.6M |
| Net cash (debt) | $807.9M | $356.3M | −$7.2M | $355.7M | $404.2M | $219.2M | $232.5M | $141.0M | −$7.3M | −$67.4M | −$52.5M | $30.1M |
| Working capital | −$5.09B | −$5.57B | −$5.16B | −$4.90B | −$4.95B | −$4.42B | −$4.37B | −$4.48B | −$4.42B | −$4.36B | −$4.27B | −$4.23B |
| Tangible book value | $713.6M | $697.3M | $662.8M | $644.1M | $623.7M | $534.0M | $520.6M | $438.2M | $427.0M | $417.9M | $408.8M | $391.8M |
| Book value per share | $38.49 | $37.87 | $34.74 | $41.14 | $40.08 | $34.51 | $35.72 | $34.51 | $33.71 | $33.16 | $32.72 | $31.86 |
| Shares outstanding | 23.4M | 23.4M | 23.4M | 19.4M | 19.4M | 19.4M | 18.3M | 16.6M | 16.6M | 16.6M | 16.6M | 16.6M |
| Current ratio | 0.17 | 0.07 | 0.02 | 0.09 | 0.09 | 0.07 | 0.07 | 0.07 | 0.06 | 0.07 | 0.07 | 0.07 |
| Quick ratio | 0.16 | 0.07 | 0.02 | 0.09 | 0.09 | 0.07 | 0.07 | 0.07 | 0.06 | 0.07 | 0.07 | 0.07 |
| Debt / equity | 0.17 | 0.06 | 0.07 | 0.10 | 0.10 | 0.16 | 0.12 | 0.33 | 0.50 | 0.64 | 0.66 | 0.48 |
| Equity / assets | 12.8% | 12.7% | 13.3% | 12.7% | 12.2% | 12.0% | 12.0% | 10.4% | 10.4% | 10.3% | 10.3% | 10.1% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported (latest annual report filed March 12, 2026); data from EODHD.
MPB financial position
At the end of fiscal 2025 (December 31, 2025), Mid Penn Bancorp had total assets of $6.1 billion (up 12.1% from a year earlier), total liabilities of $5.3 billion and shareholders' equity of $814.1 million. It held $52.1 million in cash and short-term investments against $59.4 million of debt, net debt of $7.2 million. Its current ratio was 0.02. In the latest quarter (ended June 30, 2026) total assets were $7.1 billion and equity $901.9 million.
Related: MPB income statement, MPB cash flow statement, MPB key metrics. See the MPB stock overview for the latest quote and news.
MPB balance sheet FAQ
What are Mid Penn Bancorp's total assets?
Mid Penn Bancorp reported total assets of $6.1 billion at the end of fiscal 2025 (December 31, 2025), compared with $5.5 billion a year earlier.
How much debt does Mid Penn Bancorp have?
Mid Penn Bancorp had $59.4 million of total debt at the end of fiscal 2025, including short-term borrowings and lease obligations. Its debt-to-equity ratio was 0.07.
How much cash does Mid Penn Bancorp have?
Mid Penn Bancorp held $52.1 million in cash and short-term investments at the end of fiscal 2025; with $59.4 million of debt that is net debt of $7.2 million.
What is Mid Penn Bancorp's book value?
Mid Penn Bancorp's shareholders' equity (book value) was $814.1 million at the end of fiscal 2025, or $35.16 per share.
What is Mid Penn Bancorp's current ratio?
Mid Penn Bancorp had current assets of $81.8 million and current liabilities of $5.2 billion, a current ratio of 0.02 (current liabilities exceed current assets).
How much goodwill does Mid Penn Bancorp have?
Mid Penn Bancorp carried $151.3 million of goodwill and intangible assets, 2.5% of total assets, at the end of fiscal 2025.