Home Bancshares, Inc. (Conway, AR) (HOMB) Income Statement
HOMB 2025 at a glance
Fiscal year ended December 31, 2025 · U.S. dollarsHOMB revenue and net income
Where HOMB's revenue goes
2025Each bar shows an amount and its share of revenue. HOMB kept 34.6% of revenue as net income.
HOMB profit margins
HOMB growth rates
to 2025| 1 year | 3 years | 5 years | 10 years | |
|---|---|---|---|---|
| Revenue | −5.3% | +9.9% | +12.1% | +11.9% |
| Gross profit | +11.5% | +7.5% | +13.9% | +10.3% |
| Operating income | +15.1% | +15.1% | +16.7% | +10.7% |
| Net income | +18.2% | +15.9% | +17.3% | +13.2% |
| EPS (diluted) | +16.9% | +7.2% | +6.2% | +8.7% |
1-year change and average annual growth (CAGR) over 3, 5 and 10 fiscal years. "—" when a starting value was zero or negative.
HOMB quarterly EPS vs estimates
Home Bancshares beat the analyst EPS estimate in 7 of the last 8 quarters.
HOMB income statement
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.37B | $1.45B | $1.33B | $1.04B | $752.0M | $778.0M | $808.9M | $779.7M | $608.8M | $516.6M |
| Cost of revenue | $312.0M | $499.4M | $358.6M | $180.7M | $47.4M | $222.7M | $156.1M | $128.7M | $108.6M | $49.2M |
| Gross profit | $1.06B | $952.6M | $967.8M | $855.3M | $704.5M | $555.3M | $652.8M | $651.0M | $500.2M | $467.4M |
| Research & development | — | — | — | — | — | — | — | $0 | $0 | $0 |
| Sales, general & admin | $340.8M | $268.8M | $296.7M | $260.5M | $185.8M | $179.1M | $188.4M | $180.3M | $148.1M | $133.1M |
| Total operating expenses | $461.1M | $430.3M | $455.9M | $460.7M | $287.8M | $277.6M | $267.2M | $255.5M | $229.1M | $184.7M |
| Operating income | $601.3M | $522.3M | $511.9M | $394.6M | $416.8M | $277.7M | $385.6M | $395.5M | $271.1M | $282.6M |
| Interest income | $1.28B | $1.30B | $1.18B | $877.8M | $625.2M | $676.0M | $718.0M | $685.4M | $520.3M | $436.5M |
| Interest expense | $408.8M | $451.0M | $348.1M | $119.1M | $52.2M | $93.4M | $154.8M | $124.4M | $64.3M | $30.6M |
| Income before taxes | $601.3M | $522.3M | $511.9M | $394.6M | $416.8M | $277.7M | $385.6M | $395.5M | $271.1M | $282.6M |
| Income taxes | $125.9M | $120.1M | $119.0M | $89.3M | $97.8M | $63.3M | $96.1M | $95.1M | $136.0M | $105.5M |
| Net income | $475.4M | $402.2M | $392.9M | $305.3M | $319.0M | $214.4M | $289.5M | $300.4M | $135.1M | $177.1M |
| EBITDA | $630.5M | $551.5M | $542.8M | $426.4M | $436.3M | $297.8M | $405.0M | $414.7M | $287.8M | $297.2M |
| EPS (diluted) | $2.35 | $2.01 | $1.98 | $1.91 | $1.83 | $1.74 | $1.73 | $1.76 | $1.35 | $1.29 |
| Gross margin | 77.3% | 65.6% | 73.0% | 82.6% | 93.7% | 71.4% | 80.7% | 83.5% | 82.2% | 90.5% |
| Operating margin | 43.8% | 36.0% | 38.6% | 38.1% | 55.4% | 35.7% | 47.7% | 50.7% | 44.5% | 54.7% |
| Net margin | 34.6% | 27.7% | 29.6% | 29.5% | 42.4% | 27.6% | 35.8% | 38.5% | 22.2% | 34.3% |
| Sep '26 | Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $381.3M | $390.3M | $353.8M | $374.1M | $279.7M | $365.8M | $354.8M | $360.3M | $372.1M | $364.3M | $355.3M | $342.9M |
| Cost of revenue | $92.9M | $100.4M | $87.6M | $106.4M | $5.5M | $102.2M | $97.9M | $122.3M | $136.8M | $123.5M | $116.8M | $107.4M |
| Gross profit | $288.4M | $289.9M | $266.2M | $267.7M | $274.2M | $263.6M | $256.9M | $238.1M | $235.2M | $240.8M | $238.5M | $235.5M |
| Sales, general & admin | $94.8M | $93.8M | $87.0M | $77.3M | $125.3M | $69.5M | $68.6M | $67.2M | $65.3M | $68.9M | $67.3M | $82.9M |
| Total operating expenses | $121.5M | $135.5M | $113.6M | $114.4M | $125.3M | $111.6M | $109.8M | $108.6M | $106.1M | $107.4M | $108.1M | $122.7M |
| Operating income | $166.9M | $154.4M | $152.6M | $153.3M | $148.8M | $152.0M | $147.2M | $129.5M | $129.1M | $133.4M | $130.4M | $112.8M |
| Interest income | — | $336.8M | $311.0M | $323.6M | $323.5M | $319.1M | $312.5M | $322.7M | $332.8M | $327.3M | $316.9M | $306.2M |
| Interest expense | $92.9M | $95.2M | $87.1M | $114.4M | $97.4M | $99.2M | $97.9M | $105.6M | $117.6M | $115.5M | $112.3M | $103.5M |
| Income before taxes | $166.9M | $154.4M | $152.2M | $153.3M | $148.8M | $152.0M | $147.2M | $129.5M | $129.1M | $133.4M | $130.4M | $112.8M |
| Income taxes | $37.5M | $35.1M | $34.0M | $35.1M | $25.2M | $33.6M | $31.9M | $28.9M | $29.0M | $31.9M | $30.3M | $26.6M |
| Net income | $129.5M | $119.3M | $118.2M | $118.2M | $123.6M | $118.4M | $115.2M | $100.6M | $100.0M | $101.5M | $100.1M | $86.2M |
| EBITDA | $166.9M | $162.9M | $160.1M | $160.8M | $156.3M | $159.1M | $154.3M | $136.7M | $136.4M | $140.8M | $137.7M | $121.0M |
| EPS (diluted) | $0.65 | $0.64 | $0.60 | $0.60 | $0.61 | $0.58 | $0.56 | $0.50 | $0.50 | $0.52 | $0.49 | $0.46 |
| Gross margin | 75.6% | 74.3% | 75.2% | 71.5% | 98.0% | 72.1% | 72.4% | 66.1% | 63.2% | 66.1% | 67.1% | 68.7% |
| Operating margin | 43.8% | 39.6% | 43.1% | 41.0% | 53.2% | 41.6% | 41.5% | 35.9% | 34.7% | 36.6% | 36.7% | 32.9% |
| Net margin | 33.9% | 30.6% | 33.4% | 31.6% | 44.2% | 32.4% | 32.5% | 27.9% | 26.9% | 27.9% | 28.2% | 25.1% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported in HOMB's financial statements (latest annual report filed February 27, 2026); data from EODHD. Sales, general & administrative expenses include sales and marketing.
HOMB financial results
In fiscal year 2025 (ended December 31, 2025), Home Bancshares reported revenue of $1.4 billion, down 5.3% from the year before. It had net income of $475.4 million (up 18.2%), a net profit margin of 34.6%. Diluted earnings per share came to $2.35. Over five years revenue grew at an average rate of 12.1% a year.
See the HOMB stock overview for the latest quote and news, or the HOMB chart for price history and technical indicators.
HOMB income statement FAQ
What is Home Bancshares's annual revenue?
Home Bancshares reported total revenue of $1.4 billion for fiscal year 2025, which ended on December 31, 2025. That was down 5.3% from $1.5 billion the previous year.
Is Home Bancshares profitable?
Yes. Home Bancshares reported net income of $475.4 million in fiscal 2025, a net profit margin of 34.6%; its operating margin was 43.8%.
What is Home Bancshares's gross margin?
Home Bancshares's gross margin was 77.3% in fiscal 2025: for every $100 of revenue, Home Bancshares kept $77 after the direct cost of its products and services.
How fast is Home Bancshares growing?
Revenue grew 12.1% a year on average over the last five fiscal years, from $778.0 million to $1.4 billion.
What are Home Bancshares's earnings per share?
Home Bancshares earned $2.35 per diluted share in fiscal 2025, compared with $2.01 a year earlier.
When does Home Bancshares's fiscal year end?
Home Bancshares's fiscal year ends in December. The latest annual report covers the year ended December 31, 2025 and was filed on February 27, 2026.