Home Bancshares, Inc. (Conway, AR) (HOMB) Balance Sheet
HOMB balance sheet, 2025
December 31, 2025 · U.S. dollars$22.88B assets = $18.59B liabilities + $4.30B equity
Both columns are drawn to the same scale: what HOMB owns equals what it owes plus shareholders’ equity. Hover a block for its value.
HOMB financial health
Descriptive bands, not a rating. Fiscal 2025.
HOMB balance sheet trends, 2016–2025
| Metric | Trend | Then | Latest | Change |
|---|---|---|---|---|
| Total assets | $9.81B2016 | $22.88B2025 | +9.9%/yr | |
| Total liabilities | $8.48B2016 | $18.59B2025 | +9.1%/yr | |
| Shareholders’ equity | $1.33B2016 | $4.30B2025 | +13.9%/yr | |
| Cash & short-term investments | $1.29B2016 | $2.24B2025 | +6.3%/yr | |
| Total debt | $1.49B2016 | $935.3M2025 | −5.0%/yr | |
| Net cash (debt) | −$197.7M2016 | $1.30B2025 | +$1.5B | |
| Working capital | −$5.79B2016 | −$15.29B2025 | −$9.5B | |
| Book value per share | $9.432016 | $21.742025 | +9.7%/yr | |
| Debt / equity | 1.122016 | 0.222025 | −0.90 | |
| Shares outstanding | 140.7M2016 | 197.7M2025 | +3.8%/yr |
Change is the average annual growth (CAGR) or the difference between the first and latest year.
HOMB assets
HOMB liabilities and equity
HOMB debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease obligations.
HOMB balance sheet
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||
| Cash & short-term investments | $2.24B | $2.65B | $4.51B | $4.77B | $6.77B | $3.74B | $2.57B | $2.44B | $2.30B | $1.29B |
| Cash & equivalents | $667.3M | $910.3M | $1.00B | $724.8M | $3.65B | $1.26B | $490.6M | $657.9M | $635.9M | $216.6M |
| Short-term investments | $1.57B | $1.74B | $3.51B | $4.04B | $3.12B | $2.47B | $2.08B | $1.79B | $1.66B | $1.07B |
| Receivables | $108.9M | $120.1M | $119.0M | $103.2M | $46.7M | $60.5M | $45.1M | $48.9M | $45.7M | $30.8M |
| Inventory | $0 | $0 | −$14.03B | −$828.5M | −$3.70B | −$1.33B | −$544.8M | $13.7M | −$724.6M | −$265.0M |
| Other current assets | $0 | $0 | $14.03B | $828.5M | $3.70B | $1.33B | $544.8M | $0 | $724.6M | $265.0M |
| Total current assets | $2.35B | $2.77B | $4.63B | $4.87B | $6.82B | $3.80B | $2.62B | $2.49B | $2.35B | $1.32B |
| Property, plant & equipment (net) | $369.3M | $386.3M | $393.3M | $405.1M | $275.8M | $278.6M | $280.1M | $233.3M | $237.4M | $205.3M |
| Goodwill & intangible assets | $1.43B | $1.44B | $1.45B | $1.46B | $998.1M | $1.00B | $995.0M | $1.00B | $977.3M | $396.3M |
| Long-term investments | $4.13B | $4.35B | $4.79B | $5.33B | $3.12B | $2.53B | $12.90B | $241.7M | $270.5M | $315.0M |
| Other non-current assets | $14.60B | $13.55B | $11.40B | $10.82B | $6.84B | $8.78B | $0 | $11.33B | $10.62B | $7.57B |
| Total assets | $22.88B | $22.49B | $22.66B | $22.88B | $18.05B | $16.40B | $15.03B | $15.30B | $14.45B | $9.81B |
| Liabilities | ||||||||||
| Accounts payable | — | — | $194.7M | $196.9M | $113.9M | $128.0M | $102.4M | $67.9M | $42.0M | $51.2M |
| Short-term debt | $155.8M | $162.3M | $142.1M | $131.1M | $140.9M | $168.9M | $148.7M | $143.7M | $147.8M | $121.3M |
| Deferred revenue | — | — | −$194.7M | $7.4M | −$34.7M | −$49.2M | −$275.5M | −$1.00B | −$1.09B | −$623.4M |
| Total current liabilities | $17.64B | $17.31B | $17.12B | $18.27B | $14.52B | $13.02B | $11.53B | $11.11B | $10.58B | $7.11B |
| Long-term debt | $779.5M | $1.04B | $1.74B | $440.4M | $371.1M | $370.3M | $369.6M | $368.8M | $368.0M | $60.8M |
| Other long-term liabilities | $169.7M | $181.1M | $0 | $650.0M | $400.0M | $400.0M | $621.4M | $1.47B | $1.30B | $1.31B |
| Total liabilities | $18.59B | $18.53B | $18.87B | $19.36B | $15.29B | $13.79B | $12.52B | $12.95B | $12.25B | $8.48B |
| Shareholders' equity | ||||||||||
| Common stock & paid-in capital | $2.0M | $2.0M | $2.0M | $2.0M | $1.6M | $1.7M | $1.7M | $1.7M | $1.7M | $1.4M |
| Retained earnings (deficit) | $2.26B | $1.94B | $1.69B | $1.44B | $1.27B | $1.04B | $956.6M | $752.2M | $530.7M | $455.9M |
| Treasury stock | — | — | — | — | — | — | — | — | $0 | $0 |
| Accumulated other comprehensive income | −$165.9M | −$256.1M | −$249.1M | −$305.5M | $10.5M | $44.1M | $16.2M | −$13.8M | −$3.4M | $400,000 |
| Minority interest | — | — | — | — | — | — | — | — | $0 | $0 |
| Total shareholders' equity | $4.30B | $3.96B | $3.79B | $3.53B | $2.77B | $2.61B | $2.51B | $2.35B | $2.20B | $1.33B |
| Key figures | ||||||||||
| Total debt | $935.3M | $1.20B | $1.88B | $1.22B | $912.0M | $939.3M | $1.14B | $1.98B | $1.82B | $1.49B |
| Net cash (debt) | $1.30B | $1.45B | $2.62B | $3.54B | $5.86B | $2.80B | $1.43B | $458.9M | $484.4M | −$197.7M |
| Working capital | −$15.29B | −$14.54B | −$12.50B | −$13.40B | −$7.70B | −$9.22B | −$8.91B | −$8.62B | −$8.23B | −$5.79B |
| Tangible book value | $2.87B | $2.52B | $2.34B | $2.07B | $1.77B | $1.60B | $1.52B | $1.35B | $1.23B | $931.2M |
| Book value per share | $21.74 | $19.80 | $18.70 | $18.08 | $16.78 | $15.76 | $14.97 | $13.50 | $14.55 | $9.43 |
| Shares outstanding | 197.7M | 200.1M | 202.8M | 195.0M | 164.9M | 165.4M | 167.8M | 174.1M | 151.5M | 140.7M |
| Current ratio | 0.13 | 0.16 | 0.27 | 0.27 | 0.47 | 0.29 | 0.23 | 0.22 | 0.22 | 0.19 |
| Quick ratio | 0.13 | 0.16 | 0.27 | 0.27 | 0.47 | 0.29 | 0.23 | 0.22 | 0.22 | 0.19 |
| Debt / equity | 0.22 | 0.30 | 0.50 | 0.35 | 0.33 | 0.36 | 0.45 | 0.84 | 0.82 | 1.12 |
| Equity / assets | 18.8% | 17.6% | 16.7% | 15.4% | 15.3% | 15.9% | 16.7% | 15.4% | 15.3% | 13.5% |
| Sep '26 | Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||||
| Cash & short-term investments | $4.72B | $5.08B | $5.17B | $2.24B | $2.39B | $2.71B | $4.30B | $2.65B | $4.29B | $4.40B | $4.58B | $4.51B |
| Cash & equivalents | $859.1M | $1.05B | $1.11B | $667.3M | $800.9M | $1.10B | $1.30B | $910.3M | $1.02B | $1.06B | $1.18B | $1.00B |
| Short-term investments | $3.86B | $4.03B | $4.06B | $1.57B | $1.59B | $1.61B | $3.00B | $1.74B | $3.27B | $3.34B | $3.40B | $3.51B |
| Receivables | $111.7M | $108.4M | $106.6M | $108.9M | $110.7M | $107.7M | $116.0M | $120.1M | $118.9M | $121.0M | $119.0M | $119.0M |
| Inventory | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | −$1.19B | −$14.38B | −$15.52B | −$14.03B |
| Other current assets | $43.4M | $5.5M | $40.9M | $0 | $0 | $0 | $0 | $0 | $1.19B | $14.38B | $15.52B | $14.03B |
| Total current assets | $4.88B | $5.20B | $5.32B | $2.35B | $2.50B | $2.82B | $4.42B | $2.77B | $4.41B | $4.52B | $4.70B | $4.63B |
| Property, plant & equipment (net) | $439.7M | $437.6M | $374.0M | $369.3M | $374.5M | $379.7M | $384.8M | $386.3M | $388.8M | $383.7M | $389.6M | $393.3M |
| Goodwill & intangible assets | $1.47B | $1.48B | $1.43B | $1.43B | $1.43B | $1.43B | $1.44B | $1.44B | $1.44B | $1.44B | $1.44B | $1.45B |
| Long-term investments | $0 | $4.03B | $4.06B | $4.13B | $4.19B | $4.17B | $4.27B | $4.35B | $4.55B | $4.62B | $4.68B | $4.79B |
| Other non-current assets | $17.35B | $13.57B | $12.02B | $14.60B | $14.21B | $14.11B | $12.48B | $13.55B | $12.04B | $11.95B | $11.62B | $11.40B |
| Total assets | $24.14B | $24.71B | $23.20B | $22.88B | $22.71B | $22.91B | $22.99B | $22.49B | $22.82B | $22.92B | $22.84B | $22.66B |
| Liabilities | ||||||||||||
| Accounts payable | — | — | — | — | — | — | — | — | — | — | — | $194.7M |
| Short-term debt | $161.2M | $609.0M | $657.7M | $155.8M | $246.5M | $241.3M | $161.4M | $162.3M | $179.4M | $138.0M | $176.1M | $142.1M |
| Deferred revenue | — | — | — | — | — | — | — | — | — | — | — | −$194.7M |
| Total current liabilities | $18.92B | $19.72B | $18.40B | $17.64B | $17.57B | $17.73B | $17.70B | $17.31B | $16.89B | $17.09B | $17.04B | $17.12B |
| Long-term debt | $0 | $729.9M | $679.4M | $779.5M | $729.1M | $889.0M | $1.04B | $1.04B | $1.74B | $1.74B | $1.74B | $1.74B |
| Other long-term liabilities | $699.1M | $0 | $0 | $169.7M | $189.6M | $203.0M | $207.2M | $181.1M | $238.1M | $230.0M | $241.3M | $0 |
| Total liabilities | $19.62B | $20.17B | $18.85B | $18.59B | $18.49B | $18.82B | $18.95B | $18.53B | $18.86B | $19.06B | $19.02B | $18.87B |
| Shareholders' equity | ||||||||||||
| Common stock & paid-in capital | $2.0M | $2.0M | $2.0M | $2.0M | $2.0M | $2.0M | $2.0M | $2.0M | $2.0M | $2.0M | $2.0M | $2.0M |
| Retained earnings (deficit) | $2.50B | $2.41B | $2.34B | $2.26B | $2.18B | $2.10B | $2.02B | $1.94B | $1.88B | $1.82B | $1.75B | $1.69B |
| Accumulated other comprehensive income | −$233.8M | −$169.0M | −$179.4M | −$165.9M | −$183.1M | −$235.9M | −$224.5M | −$256.1M | −$194.9M | −$261.8M | −$271.4M | −$249.1M |
| Total shareholders' equity | $4.53B | $4.55B | $4.35B | $4.30B | $4.21B | $4.09B | $4.04B | $3.96B | $3.96B | $3.86B | $3.81B | $3.79B |
| Key figures | ||||||||||||
| Total debt | $691.1M | $888.6M | $937.1M | $935.3M | $975.6M | $1.13B | $1.20B | $1.20B | $1.92B | $1.88B | $1.92B | $1.88B |
| Net cash (debt) | $4.03B | $4.19B | $4.24B | $1.30B | $1.42B | $1.58B | $3.10B | $1.45B | $2.37B | $2.52B | $2.66B | $2.62B |
| Working capital | −$14.04B | −$14.52B | −$13.08B | −$15.29B | −$15.07B | −$14.91B | −$13.29B | −$14.54B | −$12.48B | −$12.57B | −$12.35B | −$12.50B |
| Tangible book value | $3.06B | $3.07B | $2.92B | $2.87B | $2.78B | $2.65B | $2.61B | $2.52B | $2.52B | $2.41B | $2.37B | $2.34B |
| Book value per share | $22.92 | $23.01 | $22.01 | $21.74 | $21.36 | $20.66 | $20.33 | $19.91 | $19.85 | $19.23 | $18.93 | $18.78 |
| Shares outstanding | 197.7M | 197.7M | 197.7M | 197.7M | 197.3M | 197.8M | 198.9M | 199.0M | 199.5M | 200.5M | 201.4M | 201.9M |
| Current ratio | 0.26 | 0.26 | 0.29 | 0.13 | 0.14 | 0.16 | 0.25 | 0.16 | 0.26 | 0.26 | 0.28 | 0.27 |
| Quick ratio | 0.26 | 0.26 | 0.29 | 0.13 | 0.14 | 0.16 | 0.25 | 0.16 | 0.26 | 0.26 | 0.28 | 0.27 |
| Debt / equity | 0.15 | 0.20 | 0.22 | 0.22 | 0.23 | 0.28 | 0.30 | 0.30 | 0.48 | 0.49 | 0.50 | 0.50 |
| Equity / assets | 18.8% | 18.4% | 18.7% | 18.8% | 18.6% | 17.8% | 17.6% | 17.6% | 17.3% | 16.8% | 16.7% | 16.7% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported (latest annual report filed February 27, 2026); data from EODHD.
HOMB financial position
At the end of fiscal 2025 (December 31, 2025), Home Bancshares had total assets of $22.9 billion (up 1.7% from a year earlier), total liabilities of $18.6 billion and shareholders' equity of $4.3 billion. It held $2.2 billion in cash and short-term investments against $935.3 million of debt, a net cash position of $1.3 billion. Its current ratio was 0.13. In the latest quarter (ended September 30, 2026) total assets were $24.1 billion and equity $4.5 billion.
Related: HOMB income statement, HOMB cash flow statement, HOMB key metrics. See the HOMB stock overview for the latest quote and news.
HOMB balance sheet FAQ
What are Home Bancshares's total assets?
Home Bancshares reported total assets of $22.9 billion at the end of fiscal 2025 (December 31, 2025), compared with $22.5 billion a year earlier.
How much debt does Home Bancshares have?
Home Bancshares had $935.3 million of total debt at the end of fiscal 2025, including short-term borrowings. Its debt-to-equity ratio was 0.22.
How much cash does Home Bancshares have?
Home Bancshares held $2.2 billion in cash and short-term investments at the end of fiscal 2025; with $935.3 million of debt that is net cash of $1.3 billion.
What is Home Bancshares's book value?
Home Bancshares's shareholders' equity (book value) was $4.3 billion at the end of fiscal 2025, or $21.74 per share.
What is Home Bancshares's current ratio?
Home Bancshares had current assets of $2.3 billion and current liabilities of $17.6 billion, a current ratio of 0.13 (current liabilities exceed current assets).
How much goodwill does Home Bancshares have?
Home Bancshares carried $1.4 billion of goodwill and intangible assets, 6.3% of total assets, at the end of fiscal 2025.