FirstSun Capital Bancorp (FSUN) Income Statement
FSUN 2025 at a glance
Fiscal year ended December 31, 2025 · U.S. dollarsFSUN revenue and net income
Where FSUN's revenue goes
2025Each bar shows an amount and its share of revenue. FSUN kept 17.2% of revenue as net income.
FSUN profit margins
FSUN growth rates
to 2025| 1 year | 3 years | 5 years | 10 years | |
|---|---|---|---|---|
| Revenue | +5.5% | +17.9% | +13.7% | — |
| Gross profit | +12.8% | +9.0% | +9.0% | — |
| Operating income | +31.5% | +19.1% | +17.0% | — |
| Net income | +29.5% | +18.3% | +15.5% | — |
| EPS (diluted) | +16.9% | +20.9% | +13.1% | — |
1-year change and average annual growth (CAGR) over 3, 5 and 10 fiscal years. "—" when a starting value was zero or negative.
FSUN quarterly EPS vs estimates
FirstSun Capital Bancorp beat the analyst EPS estimate in 5 of the last 8 quarters. Next report: October 26, 2026 (estimate $0.98).
FSUN income statement
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|---|
| Revenue | $569.6M | $540.1M | $485.2M | $347.9M | $287.4M | $300.0M | $226.8M |
| Cost of revenue | $175.0M | $190.2M | $138.5M | $43.2M | $17.1M | $44.0M | $34.7M |
| Gross profit | $394.7M | $349.9M | $346.7M | $304.7M | $270.2M | $256.0M | $192.1M |
| Sales, general & admin | $167.5M | $164.2M | $142.5M | $142.0M | $158.6M | $144.8M | $104.7M |
| Total operating expenses | $269.6M | $254.8M | $215.2M | $230.7M | $218.4M | $198.9M | $170.2M |
| Operating income | $125.1M | $95.1M | $131.5M | $74.0M | $51.8M | $57.2M | $21.9M |
| Interest income | $467.8M | $459.5M | $413.7M | $266.8M | $169.4M | $156.8M | $155.8M |
| Interest expense | $150.4M | $162.6M | $120.3M | $25.2M | $14.1M | $20.9M | $28.6M |
| Income before taxes | $122.9M | $95.1M | $131.5M | $74.0M | $51.8M | $57.2M | $21.9M |
| Income taxes | $25.0M | $19.5M | $27.9M | $14.8M | $8.7M | $9.6M | $1.4M |
| Net income | $97.9M | $75.6M | $103.5M | $59.2M | $43.2M | $47.6M | $20.5M |
| EBITDA | $135.8M | $105.3M | $143.7M | $86.2M | $60.4M | $65.7M | $30.2M |
| EPS (diluted) | $3.53 | $3.02 | $4.08 | $2.00 | $1.69 | $1.91 | $1.03 |
| Gross margin | 69.3% | 64.8% | 71.5% | 87.6% | 94.0% | 85.3% | 84.7% |
| Operating margin | 22.0% | 17.6% | 27.1% | 21.3% | 18.0% | 19.1% | 9.7% |
| Net margin | 17.2% | 14.0% | 21.3% | 17.0% | 15.0% | 15.9% | 9.0% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $271.0M | $137.9M | $146.0M | $147.5M | $144.0M | $132.2M | $128.4M | $141.0M | $137.8M | $132.8M | $119.6M | $125.4M |
| Cost of revenue | $127.2M | $41.6M | $42.0M | $50.3M | $42.9M | $39.8M | $43.8M | $47.8M | $42.8M | $55.7M | $44.5M | $37.3M |
| Gross profit | $143.7M | $96.3M | $104.0M | $97.2M | $101.1M | $92.4M | $84.6M | $93.2M | $95.0M | $77.1M | $75.1M | $88.2M |
| Sales, general & admin | $84.2M | $57.4M | $43.5M | $44.8M | $39.6M | $39.6M | $47.7M | $39.3M | $39.8M | $37.4M | $39.4M | $34.0M |
| Total operating expenses | $171.7M | $70.0M | $69.8M | $68.9M | $68.1M | $62.7M | $64.4M | $64.7M | $63.9M | $61.8M | $44.7M | $56.2M |
| Operating income | −$28.0M | $26.4M | $34.2M | $28.3M | $33.0M | $29.7M | $20.2M | $28.6M | $31.1M | $15.3M | $30.4M | $32.0M |
| Interest income | $230.0M | $116.1M | $119.3M | $121.1M | $116.9M | $110.4M | $116.0M | $118.9M | $114.5M | $110.0M | $110.0M | $106.8M |
| Interest expense | $86.8M | $33.3M | $35.8M | $40.2M | $38.4M | $36.0M | $39.0M | $42.8M | $41.6M | $39.2M | $37.9M | $33.4M |
| Income before taxes | −$28.0M | $26.4M | $32.0M | $28.3M | $33.0M | $29.7M | $20.2M | $28.6M | $31.1M | $15.3M | $30.4M | $32.0M |
| Income taxes | −$5.1M | $4.8M | $7.2M | $5.1M | $6.6M | $6.1M | $3.8M | $6.1M | $6.5M | $3.0M | $6.4M | $6.8M |
| Net income | −$22.9M | $21.6M | $24.8M | $23.2M | $26.4M | $23.6M | $16.4M | $22.4M | $24.6M | $12.3M | $24.0M | $25.2M |
| EBITDA | $65.9M | $29.0M | $36.9M | $30.9M | $35.6M | $32.3M | $22.7M | $31.1M | $33.6M | $17.9M | $33.0M | $34.8M |
| EPS (diluted) | $0.45 | $0.84 | $0.95 | $0.82 | $0.93 | $0.83 | $0.86 | $0.84 | $0.88 | $0.45 | $0.94 | $0.99 |
| Gross margin | 53.0% | 69.8% | 71.2% | 65.9% | 70.2% | 69.9% | 65.9% | 66.1% | 68.9% | 58.0% | 62.8% | 70.3% |
| Operating margin | −10.3% | 19.1% | 23.4% | 19.2% | 22.9% | 22.5% | 15.7% | 20.3% | 22.6% | 11.5% | 25.4% | 25.5% |
| Net margin | −8.4% | 15.6% | 17.0% | 15.7% | 18.3% | 17.8% | 12.7% | 15.9% | 17.8% | 9.3% | 20.1% | 20.1% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported in FSUN's financial statements (latest annual report filed March 6, 2026); data from EODHD. Sales, general & administrative expenses include sales and marketing.
FSUN financial results
In fiscal year 2025 (ended December 31, 2025), FirstSun Capital Bancorp reported revenue of $569.6 million, up 5.5% from the year before. It had net income of $97.9 million (up 29.5%), a net profit margin of 17.2%. Diluted earnings per share came to $3.53. Over five years revenue grew at an average rate of 13.7% a year.
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FSUN income statement FAQ
What is FirstSun Capital Bancorp's annual revenue?
FirstSun Capital Bancorp reported total revenue of $569.6 million for fiscal year 2025, which ended on December 31, 2025. That was up 5.5% from $540.1 million the previous year.
Is FirstSun Capital Bancorp profitable?
Yes. FirstSun Capital Bancorp reported net income of $97.9 million in fiscal 2025, a net profit margin of 17.2%; its operating margin was 22.0%.
What is FirstSun Capital Bancorp's gross margin?
FirstSun Capital Bancorp's gross margin was 69.3% in fiscal 2025: for every $100 of revenue, FirstSun Capital Bancorp kept $69 after the direct cost of its products and services.
How fast is FirstSun Capital Bancorp growing?
Revenue grew 13.7% a year on average over the last five fiscal years, from $300.0 million to $569.6 million.
What are FirstSun Capital Bancorp's earnings per share?
FirstSun Capital Bancorp earned $3.53 per diluted share in fiscal 2025, compared with $3.02 a year earlier.
When will FirstSun Capital Bancorp report its next earnings?
FirstSun Capital Bancorp is expected to report results for the quarter ending September 30, 2026 on October 26, 2026 after the market closes.
When does FirstSun Capital Bancorp's fiscal year end?
FirstSun Capital Bancorp's fiscal year ends in December. The latest annual report covers the year ended December 31, 2025 and was filed on March 6, 2026.