Fifth Third Bancorp (FITB) Income Statement
FITB 2025 at a glance
Fiscal year ended December 31, 2025 · U.S. dollarsFITB revenue and net income
Where FITB's revenue goes
2025Each bar shows an amount and its share of revenue. FITB kept 19.6% of revenue as net income.
FITB profit margins
FITB growth rates
to 2025| 1 year | 3 years | 5 years | 10 years | |
|---|---|---|---|---|
| Revenue | −1.4% | +12.3% | +9.9% | +7.3% |
| Gross profit | +8.8% | +3.7% | +6.4% | +4.3% |
| Operating income | +10.1% | +1.2% | +12.3% | +3.1% |
| Net income | +9.0% | +1.0% | +12.1% | +4.0% |
| EPS (diluted) | +6.9% | +1.0% | +6.9% | +7.9% |
1-year change and average annual growth (CAGR) over 3, 5 and 10 fiscal years. "—" when a starting value was zero or negative.
FITB quarterly EPS vs estimates
Fifth Third beat the analyst EPS estimate in 7 of the last 8 quarters. Next report: October 19, 2026 (estimate $1.09).
FITB income statement
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $12.87B | $13.05B | $12.36B | $9.08B | $7.95B | $8.03B | $8.62B | $7.14B | $6.34B | $6.24B |
| Cost of revenue | $4.47B | $5.33B | $4.45B | $1.54B | $64.0M | $1.89B | $1.93B | $1.25B | $952.0M | $921.0M |
| Gross profit | $8.40B | $7.72B | $7.91B | $7.54B | $7.88B | $6.15B | $6.69B | $5.89B | $5.39B | $5.32B |
| Research & development | $128.0M | — | — | — | — | — | — | $0 | $0 | $0 |
| Sales, general & admin | $3.78B | $3.16B | $3.11B | $2.97B | $2.98B | $2.95B | $2.84B | $2.50B | $2.36B | $2.32B |
| Total operating expenses | $5.19B | $4.81B | $4.92B | $4.45B | $4.37B | $4.35B | $3.49B | $3.13B | $2.41B | $3.11B |
| Operating income | $3.21B | $2.92B | $2.99B | $3.09B | $3.52B | $1.80B | $3.20B | $2.77B | $2.98B | $2.21B |
| Interest income | $9.90B | $10.43B | $9.19B | $6.59B | $5.21B | $5.57B | $6.25B | $5.18B | $4.49B | $4.19B |
| Interest expense | $3.92B | $4.80B | $3.93B | $978.0M | $441.0M | $790.0M | $1.46B | $1.04B | $691.0M | $578.0M |
| Income before taxes | $3.21B | $2.92B | $2.99B | $3.09B | $3.52B | $1.80B | $3.20B | $2.77B | $2.98B | $2.21B |
| Income taxes | $687.0M | $602.0M | $639.0M | $647.0M | $747.0M | $370.0M | $690.0M | $572.0M | $799.0M | $665.0M |
| Net income | $2.52B | $2.31B | $2.35B | $2.45B | $2.77B | $1.43B | $2.51B | $2.19B | $2.18B | $1.55B |
| EBITDA | $3.76B | $3.41B | $3.45B | $3.53B | $3.87B | $2.29B | $3.67B | $3.12B | $3.32B | $2.66B |
| EPS (diluted) | $3.54 | $3.31 | $3.29 | $3.44 | $3.81 | $2.54 | $3.12 | $3.07 | $2.57 | $1.94 |
| Gross margin | 65.3% | 59.2% | 64.0% | 83.0% | 99.2% | 76.5% | 77.6% | 82.5% | 85.0% | 85.2% |
| Operating margin | 24.9% | 22.3% | 24.2% | 34.1% | 44.3% | 22.4% | 37.1% | 38.7% | 47.0% | 35.4% |
| Net margin | 19.6% | 17.7% | 19.0% | 26.9% | 34.9% | 17.8% | 29.1% | 30.7% | 34.4% | 24.8% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $4.43B | $3.87B | $3.28B | $3.30B | $3.21B | $3.08B | $3.23B | $3.31B | $3.26B | $3.27B | $3.30B | $3.17B |
| Cost of revenue | $1.29B | $1.26B | $939.0M | $1.20B | $1.16B | $1.17B | $1.27B | $1.41B | $1.33B | $1.32B | $1.29B | $1.21B |
| Gross profit | $3.15B | $2.60B | $2.34B | $2.10B | $2.05B | $1.91B | $1.96B | $1.90B | $1.93B | $1.95B | $2.01B | $1.96B |
| Research & development | — | — | — | $128.0M | — | — | — | — | — | — | — | — |
| Sales, general & admin | $1.78B | $1.60B | $852.0M | $808.0M | $824.0M | $838.0M | $748.0M | $772.0M | $759.0M | $883.0M | $754.0M | $732.0M |
| Total operating expenses | $2.11B | $2.40B | $1.43B | $1.27B | $1.24B | $1.25B | $1.20B | $1.18B | $1.17B | $1.29B | $1.36B | $1.12B |
| Operating income | $1.04B | $207.0M | $912.0M | $837.0M | $808.0M | $653.0M | $765.0M | $728.0M | $764.0M | $658.0M | $650.0M | $846.0M |
| Interest income | $3.37B | $2.97B | $2.47B | $2.52B | $2.48B | $2.43B | $2.53B | $2.67B | $2.62B | $2.61B | $2.65B | $2.53B |
| Interest expense | $1.16B | $1.04B | $939.0M | $999.0M | $989.0M | $995.0M | $1.09B | $1.25B | $1.23B | $1.22B | $1.23B | $1.09B |
| Income before taxes | $1.04B | $207.0M | $912.0M | $837.0M | $808.0M | $653.0M | $765.0M | $728.0M | $764.0M | $658.0M | $650.0M | $846.0M |
| Income taxes | $235.0M | $42.0M | $181.0M | $188.0M | $180.0M | $138.0M | $145.0M | $155.0M | $163.0M | $138.0M | $120.0M | $186.0M |
| Net income | $801.0M | $165.0M | $731.0M | $649.0M | $628.0M | $515.0M | $620.0M | $573.0M | $601.0M | $520.0M | $530.0M | $660.0M |
| EBITDA | $1.24B | $406.0M | $1.05B | $976.0M | $946.0M | $788.0M | $889.0M | $851.0M | $884.0M | $786.0M | $765.0M | $961.0M |
| EPS (diluted) | $1.02 | $0.15 | $1.04 | $0.91 | $0.88 | $0.71 | $0.90 | $0.85 | $0.86 | $0.70 | $0.72 | $0.92 |
| Gross margin | 71.0% | 67.3% | 71.4% | 63.8% | 63.8% | 62.0% | 60.7% | 57.5% | 59.2% | 59.7% | 61.0% | 61.9% |
| Operating margin | 23.4% | 5.4% | 27.8% | 25.4% | 25.2% | 21.2% | 23.7% | 22.0% | 23.4% | 20.1% | 19.7% | 26.7% |
| Net margin | 18.1% | 4.3% | 22.3% | 19.7% | 19.6% | 16.7% | 19.2% | 17.3% | 18.4% | 15.9% | 16.1% | 20.8% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported in FITB's financial statements (latest annual report filed February 24, 2026); data from EODHD. Sales, general & administrative expenses include sales and marketing.
FITB financial results
In fiscal year 2025 (ended December 31, 2025), Fifth Third reported revenue of $12.9 billion, down 1.4% from the year before. It had net income of $2.5 billion (up 9.0%), a net profit margin of 19.6%. Diluted earnings per share came to $3.54. Over five years revenue grew at an average rate of 9.9% a year.
See the FITB stock overview for the latest quote and news, or the FITB chart for price history and technical indicators.
FITB income statement FAQ
What is Fifth Third's annual revenue?
Fifth Third reported total revenue of $12.9 billion for fiscal year 2025, which ended on December 31, 2025. That was down 1.4% from $13.0 billion the previous year.
Is Fifth Third profitable?
Yes. Fifth Third reported net income of $2.5 billion in fiscal 2025, a net profit margin of 19.6%; its operating margin was 24.9%.
What is Fifth Third's gross margin?
Fifth Third's gross margin was 65.3% in fiscal 2025: for every $100 of revenue, Fifth Third kept $65 after the direct cost of its products and services.
How much does Fifth Third spend on research and development?
Fifth Third spent $128.0 million on research and development in fiscal 2025, 1.0% of revenue.
How fast is Fifth Third growing?
Revenue grew 9.9% a year on average over the last five fiscal years, from $8.0 billion to $12.9 billion.
What are Fifth Third's earnings per share?
Fifth Third earned $3.54 per diluted share in fiscal 2025, compared with $3.31 a year earlier.
When will Fifth Third report its next earnings?
Fifth Third is expected to report results for the quarter ending September 30, 2026 on October 19, 2026 before the market opens.
When does Fifth Third's fiscal year end?
Fifth Third's fiscal year ends in December. The latest annual report covers the year ended December 31, 2025 and was filed on February 24, 2026.