Fifth Third Bancorp (FITB) Key Metrics
FITB valuation today
Trailing 12 months · as of October 18, 2026- Market cap
- $45.68B
- Enterprise value
- $64.09B
- P/E (TTM)
- 17.0 10-yr median 10.7
- Forward P/E
- 10.8
- PEG ratio
- 1.69
- Price / sales
- 4.5 10-yr median 2.5
- Price / book
- 1.5 10-yr median 1.3
- EV / EBITDA
- — 10-yr median 1.5
- Dividend yield
- 3.34% $1.68 a year
- Beta
- 0.99
FITB key metrics, 2016–2025
Fiscal year ended December 31, 2025 · U.S. dollarsFITB valuation Price multiples at each fiscal year-end price.
FITB returns How much profit the business earns on the capital it uses.
FITB per-share figures Results divided by the shares outstanding at year-end.
FITB financial health Debt, liquidity and how easily interest is covered.
FITB efficiency & capital use Working capital cycle and where the cash goes.
FITB valuation history
FITB returns on capital
Net income (ROE, ROA) or after-tax operating income (ROIC) divided by the average of the opening and closing balance.
FITB debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease liabilities.
FITB cash returned to shareholders
FITB price vs earnings per share
FITB key metrics
2016–2025| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||
| Market capitalization | $31.32B | $29.06B | $23.72B | $22.80B | $30.97B | $19.84B | $22.13B | $16.13B | $22.47B | $20.62B |
| Enterprise value | $23.46B | −$10.91B | −$31.77B | −$21.04B | −$31.54B | −$37.70B | −$2.87B | −$4.00B | $4.82B | $2.58B |
| P/E ratio | 12.4 | 12.6 | 10.1 | 9.3 | 11.2 | 13.9 | 8.8 | 7.4 | 10.3 | 13.3 |
| Price / sales | 2.4 | 2.2 | 1.9 | 2.5 | 3.9 | 2.5 | 2.6 | 2.3 | 3.5 | 3.3 |
| Price / book | 1.4 | 1.5 | 1.2 | 1.3 | 1.4 | 0.9 | 1.0 | 1.0 | 1.4 | 1.3 |
| Price / free cash flow | 8.2 | 12.1 | 5.9 | 3.8 | 12.9 | — | 14.6 | 6.1 | 18.0 | 11.6 |
| Price / operating cash flow | 6.9 | 10.3 | 5.3 | 3.5 | 11.5 | 53.5 | 12.1 | 5.6 | 15.2 | 9.9 |
| EV / sales | 1.8 | -0.8 | -2.6 | -2.3 | -4.0 | -4.7 | -0.3 | -0.6 | 0.8 | 0.4 |
| EV / EBITDA | 6.2 | — | — | — | — | — | — | — | 1.5 | 1.0 |
| EV / free cash flow | 6.2 | — | — | — | — | — | — | — | 3.9 | 1.4 |
| Earnings yield | 8.1% | 8.0% | 9.9% | 10.7% | 8.9% | 7.2% | 11.3% | 13.6% | 9.7% | 7.5% |
| Free cash flow yield | 12.1% | 8.3% | 16.8% | 26.1% | 7.7% | 0.1% | 6.9% | 16.5% | 5.6% | 8.6% |
| Dividend yield | 3.7% | 4.0% | 4.5% | 4.1% | 2.9% | 4.3% | 3.4% | 3.5% | 2.2% | 2.2% |
| Shareholder yield (dividends + buybacks) | 5.4% | 6.2% | 5.3% | 4.5% | 7.4% | 7.0% | 11.4% | 12.5% | 9.4% | 5.4% |
| Share price at fiscal year-end | $46.81 | $42.28 | $34.49 | $32.81 | $43.55 | $27.57 | $30.74 | $23.53 | $30.34 | $26.97 |
| Per share | ||||||||||
| Revenue per share | $19.23 | $18.99 | $17.97 | $13.07 | $11.17 | $11.16 | $11.97 | $10.42 | $8.56 | $8.16 |
| Earnings per share | $3.77 | $3.37 | $3.42 | $3.52 | $3.89 | $1.98 | $3.49 | $3.20 | $2.94 | $2.02 |
| Operating cash flow per share | $6.75 | $4.11 | $6.56 | $9.25 | $3.80 | $0.52 | $2.53 | $4.17 | $2.00 | $2.74 |
| Free cash flow per share | $5.69 | $3.51 | $5.81 | $8.57 | $3.37 | $0.02 | $2.11 | $3.89 | $1.69 | $2.33 |
| Cash per share | $33.44 | $85.76 | $108.95 | $89.86 | $105.68 | $102.17 | $56.52 | $53.66 | $49.15 | $46.73 |
| Book value per share | $32.46 | $28.58 | $27.88 | $24.93 | $31.23 | $32.11 | $29.45 | $23.71 | $21.87 | $21.20 |
| Tangible book value per share | $24.97 | $18.82 | $18.02 | $15.10 | $23.09 | $25.09 | $21.88 | $18.66 | $17.38 | $17.05 |
| Dividends per share | $1.74 | $1.71 | $1.54 | $1.33 | $1.26 | $1.19 | $1.05 | $0.82 | $0.68 | $0.59 |
| Capex per share | $1.06 | $0.60 | $0.75 | $0.68 | $0.43 | $0.50 | $0.42 | $0.28 | $0.31 | $0.41 |
| Debt per share | $21.69 | $27.60 | $28.26 | $26.78 | $17.78 | $22.22 | $21.80 | $24.29 | $25.31 | $23.13 |
| Shares outstanding | 669.2M | 687.3M | 687.7M | 695.0M | 711.2M | 719.7M | 720.1M | 685.5M | 740.7M | 764.4M |
| Change in shares outstanding | −2.6% | −0.1% | −1.0% | −2.3% | −1.2% | −0.0% | +5.0% | −7.5% | −3.1% | −5.4% |
| Returns & profitability | ||||||||||
| Return on equity (ROE) | 12.2% | 11.9% | 12.9% | 12.4% | 12.2% | 6.4% | 13.4% | 13.5% | 13.5% | 9.7% |
| Return on assets (ROA) | 1.2% | 1.1% | 1.1% | 1.2% | 1.3% | 0.8% | 1.6% | 1.5% | 1.5% | 1.1% |
| Return on tangible assets | 1.2% | 1.1% | 1.1% | 1.2% | 1.3% | 0.7% | 1.5% | 1.5% | 1.6% | 1.1% |
| Free cash flow margin | 29.6% | 18.5% | 32.3% | 65.6% | 30.1% | 0.2% | 17.6% | 37.3% | 19.7% | 28.5% |
| Income quality (OCF / net income) | 1.79 | 1.22 | 1.92 | 2.63 | 0.98 | 0.26 | 0.73 | 1.30 | 0.68 | 1.35 |
| Financial health | ||||||||||
| Total debt | $14.52B | $18.97B | $19.43B | $18.61B | $12.65B | $15.99B | $15.70B | $16.65B | $18.75B | $17.68B |
| Cash & short-term investments | $22.38B | $58.94B | $74.92B | $62.45B | $75.16B | $73.53B | $40.70B | $36.78B | $36.41B | $35.72B |
| Net debt | −$7.86B | −$39.97B | −$55.49B | −$43.84B | −$62.51B | −$57.54B | −$25.00B | −$20.13B | −$17.66B | −$18.04B |
| Debt / equity | 0.67 | 0.97 | 1.01 | 1.07 | 0.57 | 0.69 | 0.74 | 1.02 | 1.16 | 1.09 |
| Debt / assets | 0.07 | 0.09 | 0.09 | 0.09 | 0.06 | 0.08 | 0.09 | 0.11 | 0.13 | 0.12 |
| Net debt / EBITDA | −2.09 | −11.72 | −16.08 | −12.42 | −16.17 | −25.14 | −6.80 | −6.44 | −5.32 | −6.78 |
| Current ratio | 0.82 | 0.38 | 0.47 | 0.41 | 0.48 | 0.50 | 0.36 | 0.38 | 0.40 | 0.39 |
| Quick ratio | 0.82 | 0.38 | 0.48 | 0.48 | 0.73 | 0.75 | 0.43 | 0.38 | 0.47 | 0.47 |
| Interest coverage | 0.8 | 0.6 | 0.8 | 3.2 | 8.0 | 2.3 | 2.2 | 2.7 | 4.3 | 3.8 |
| Working capital | −$31.32B | −$106.28B | −$91.31B | −$99.77B | −$88.24B | −$80.45B | −$83.01B | −$69.71B | −$65.61B | −$66.48B |
| Invested capital | $13.86B | −$20.32B | −$36.32B | −$26.51B | −$40.30B | −$34.43B | −$3.80B | −$3.88B | −$1.46B | −$1.84B |
| Tangible asset value | $16.71B | $12.93B | $12.39B | $10.50B | $16.42B | $18.06B | $15.76B | $12.79B | $12.89B | $13.06B |
| Net current asset value | −$49.15B | −$127.68B | −$114.75B | −$121.31B | −$106.99B | −$101.92B | −$100.94B | −$86.90B | −$83.00B | −$83.51B |
| Graham number | $52.48 | $46.53 | $46.29 | $44.44 | $52.31 | $37.85 | $48.08 | $41.31 | $38.06 | $31.07 |
| Graham net-net per share | −$119.52 | −$188.35 | −$170.87 | −$185.93 | −$182.37 | −$171.91 | −$148.64 | −$129.10 | −$120.14 | −$117.05 |
| Capital allocation | ||||||||||
| Dividends paid | $1.16B | $1.18B | $1.06B | $927.0M | $897.0M | $858.0M | $753.0M | $565.0M | $505.0M | $454.0M |
| Share buybacks (net) | $525.0M | $625.0M | $200.0M | $100.0M | $1.39B | $527.0M | $1.76B | $1.45B | $1.60B | $661.0M |
| Dividend payout ratio | 46.1% | 50.8% | 45.1% | 37.9% | 32.4% | 60.1% | 30.0% | 25.8% | 23.2% | 29.3% |
| Dividends + buybacks / free cash flow | 44.4% | 74.7% | 31.6% | 17.2% | 95.6% | — | 165.5% | 75.8% | 168.9% | 62.7% |
| Capex / revenue | 5.5% | 3.2% | 4.2% | 5.2% | 3.9% | 4.5% | 3.5% | 2.7% | 3.6% | 5.0% |
| Capex / operating cash flow | 15.7% | 14.7% | 11.4% | 7.3% | 11.4% | 96.5% | 16.7% | 6.7% | 15.6% | 14.9% |
| Capex / depreciation | 1.28 | 0.84 | 1.12 | 1.08 | 0.89 | 0.73 | 0.64 | 0.53 | 0.68 | 0.69 |
| Stock-based compensation / revenue | 1.3% | 1.3% | 1.4% | 1.8% | 1.5% | 1.5% | 1.5% | 1.8% | 1.9% | 1.8% |
| R&D / revenue | 1.0% | — | — | — | — | — | — | — | — | — |
| SG&A / revenue | 29.4% | 24.2% | 25.2% | 32.7% | 37.5% | 36.7% | 32.9% | 35.0% | 37.3% | 37.2% |
| Efficiency | ||||||||||
| Days sales outstanding | 1,800.3 | 169.4 | 174.6 | 258.2 | 289.3 | 281.8 | 263.9 | 317.0 | 374.2 | 363.5 |
| Days of inventory on hand | — | — | -609.3 | -6,423.6 | -234,352.8 | -4,751.4 | -828.3 | -1,255.3 | -3,272.7 | -1,282.9 |
| Days payables outstanding | 14,042.5 | — | — | 20,268.8 | 490,292.0 | 488.9 | 378.9 | 434.2 | 615.7 | 785.5 |
| Cash conversion cycle (days) | -12,242.2 | — | — | -26,434.2 | -724,355.5 | -4,958.4 | -943.4 | -1,372.5 | -3,514.3 | -1,704.9 |
| Receivables turnover | 0.20 | 2.15 | 2.09 | 1.41 | 1.26 | 1.30 | 1.38 | 1.15 | 0.98 | 1.00 |
| Payables turnover | 0.03 | — | — | 0.02 | 0.00 | 0.75 | 0.96 | 0.84 | 0.59 | 0.46 |
| Asset turnover | 0.06 | 0.06 | 0.06 | 0.04 | 0.04 | 0.04 | 0.05 | 0.05 | 0.04 | 0.04 |
| Average receivables | $63.46B | $6.06B | $5.91B | $6.42B | $6.30B | $6.20B | $6.23B | $6.20B | $6.50B | $6.21B |
| Average payables | $171.82B | — | — | $85.57B | $85.97B | $2.53B | $2.00B | $1.49B | $1.61B | $1.98B |
| Average inventory | — | — | −$7.43B | −$27.12B | −$41.09B | −$24.56B | −$4.38B | −$4.30B | −$8.54B | −$3.24B |
| Intangibles / total assets | 2.3% | 3.2% | 3.2% | 3.3% | 2.7% | 2.5% | 3.2% | 2.4% | 2.3% | 2.2% |
Computed from FITB's annual financial statements (latest annual report filed February 24, 2026) and the closing share price on each fiscal year-end, adjusted for stock splits. Figures in U.S. dollars; data from EODHD. Averages use the opening and closing balance of each year.
FITB valuation and financial ratios
At the end of fiscal 2025 (December 31, 2025), Fifth Third traded at 12.4 times earnings, against a 10-year median of 10.7. Based on the latest twelve months, the trailing P/E is 17.0 and the forward P/E is 10.8. Fifth Third earned a return on equity of 12.2% in fiscal 2025. It ended the year with $14.5 billion of debt and $22.4 billion in cash and short-term investments, a net cash position of $7.9 billion. It returned $1.7 billion to shareholders: $1.2 billion in dividends and $525.0 million in share buybacks, 44% of free cash flow. The share count fell 12.5% from 764.4M to 669.2M over 9 years.
See the FITB income statement, the FITB chart for price history, or the FITB stock overview for the latest quote and news.
FITB key metrics FAQ
What is Fifth Third's P/E ratio?
Fifth Third's trailing P/E ratio is 17.0 based on the last twelve months of earnings (as of October 18, 2026), and its forward P/E is 10.8. At the end of fiscal 2025 it was 12.4, compared with a 10-year median of 10.7.
What is Fifth Third's EV/EBITDA?
Fifth Third's enterprise value was 6.2 times EBITDA at the end of fiscal 2025 (enterprise value $23.5 billion, EBITDA $3.8 billion).
What is Fifth Third's return on equity?
Fifth Third's return on equity (ROE) was 12.2% in fiscal 2025: net income of $2.5 billion on average shareholders' equity of $20.7 billion.
How much debt does Fifth Third have?
Fifth Third had total debt of $14.5 billion at the end of fiscal 2025, a debt-to-equity ratio of 0.67 and more cash than debt.
What is Fifth Third's dividend yield?
Fifth Third's forward dividend yield is 3.34%. Fifth Third paid $1.2 billion in dividends in fiscal 2025 ($1.74 per share), a payout ratio of 46.1%.
Does Fifth Third buy back its shares?
Yes. Fifth Third spent $525.0 million on net share repurchases in fiscal 2025 Shares outstanding changed −2.6% over the year, to 669.2M..
What is Fifth Third's free cash flow yield?
Fifth Third generated $3.8 billion of free cash flow in fiscal 2025, a free cash flow yield of 12.1% on its market value at year-end ($31.3 billion).
What is Fifth Third's current ratio?
Fifth Third's current ratio was 0.82 at the end of fiscal 2025: current assets were 0.82 times current liabilities.