FB Bancorp, Inc. (FBLA) Income Statement
FBLA 2025 at a glance
Fiscal year ended December 31, 2025 · U.S. dollarsFBLA revenue and net income
Where FBLA's revenue goes
2025Each bar shows an amount and its share of revenue. FBLA kept 1.8% of revenue as net income.
FBLA profit margins
FBLA growth rates
to 2025| 1 year | 3 years | 5 years | 10 years | |
|---|---|---|---|---|
| Revenue | −19.0% | −0.8% | — | — |
| Gross profit | −22.9% | −10.3% | — | — |
| Operating income | — | +31.8% | — | — |
| Net income | — | −15.9% | — | — |
| EPS (diluted) | — | — | — | — |
1-year change and average annual growth (CAGR) over 3, 5 and 10 fiscal years. "—" when a starting value was zero or negative.
FBLA quarterly EPS vs estimates
Next report: November 11, 2026.
FBLA income statement
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Revenue | $69.6M | $85.9M | $79.0M | $71.3M |
| Cost of revenue | $19.5M | $21.0M | $10.8M | $1.8M |
| Gross profit | $50.0M | $64.9M | $68.2M | $69.4M |
| Sales, general & admin | $7.0M | $52.1M | $52.2M | $52.3M |
| Total operating expenses | $45.2M | $71.3M | $66.7M | $67.3M |
| Operating income | $4.8M | −$6.4M | $1.4M | $2.1M |
| Interest income | $65.8M | $65.9M | $54.3M | $43.8M |
| Interest expense | $17.8M | $19.4M | $10.1M | $2.2M |
| Income before taxes | $4.8M | −$6.4M | $1.4M | $2.1M |
| Income taxes | $870,000 | −$137,000 | $330,000 | −$5,000 |
| Net income | $1.3M | −$6.2M | $1.1M | $2.1M |
| EBITDA | $7.9M | −$3.3M | $5.6M | $7.3M |
| EPS (diluted) | $0.18 | −$0.38 | $0.06 | — |
| Gross margin | 71.9% | 75.6% | 86.4% | 97.4% |
| Operating margin | 6.9% | −7.4% | 1.8% | 3.0% |
| Net margin | 1.8% | −7.2% | 1.4% | 3.0% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $18.9M | $17.4M | $3.7M | $23.1M | $22.2M | $20.9M | $21.1M | $21.6M | $23.2M | $20.1M | $18.8M | $24.4M |
| Cost of revenue | $5.3M | $5.0M | $5.1M | $5.1M | $4.8M | $4.5M | $5.3M | $5.8M | $5.2M | $4.6M | $4.3M | $4.1M |
| Gross profit | $13.7M | $12.4M | −$1.4M | $18.0M | $17.4M | $16.4M | $15.8M | $15.8M | $18.0M | $15.4M | $14.5M | $20.2M |
| Sales, general & admin | $11.7M | $1.6M | $4.8M | $13.1M | $12.8M | $12.1M | $12.2M | $13.6M | $13.3M | $12.9M | $12.3M | $13.5M |
| Total operating expenses | $13.4M | $11.7M | −$2.9M | $16.7M | $16.3M | $15.5M | $21.0M | $16.9M | $16.9M | $16.5M | $15.7M | $17.3M |
| Operating income | $272,000 | $613,000 | $1.5M | $1.3M | $1.1M | $878,000 | −$5.3M | −$1.1M | $1.1M | −$1.0M | −$1.2M | $3.0M |
| Interest income | $16.7M | $16.4M | $13.1M | $18.3M | $17.5M | $16.9M | $17.8M | $16.9M | $15.9M | $15.2M | $15.0M | $14.2M |
| Interest expense | $4.8M | $4.6M | $4.7M | $4.7M | $4.3M | $4.1M | $4.6M | $5.5M | $4.9M | $4.4M | $4.0M | $3.4M |
| Income before taxes | $568,000 | $613,000 | $1.5M | $1.3M | $1.1M | $878,000 | −$5.3M | −$1.1M | $1.1M | −$1.0M | −$1.2M | $3.0M |
| Income taxes | −$129,000 | $119,000 | $222,000 | $256,000 | $219,000 | $173,000 | $97,000 | −$247,000 | $243,000 | −$230,000 | −$29,000 | $545,000 |
| Net income | −$70,000 | $119,000 | −$1.4M | $1.1M | $879,000 | $705,000 | −$5.4M | −$895,000 | $849,000 | −$807,000 | −$1.2M | $2.4M |
| EBITDA | $1.1M | $1.4M | $2.3M | $2.2M | $1.8M | $1.6M | −$4.5M | −$432,000 | $1.9M | −$240,000 | −$350,000 | $4.1M |
| EPS (diluted) | $0.05 | $0.01 | $0.03 | $0.06 | $0.05 | $0.04 | −$0.38 | — | — | — | — | — |
| Gross margin | 72.2% | 71.0% | −38.6% | 78.0% | 78.4% | 78.4% | 74.7% | 73.2% | 77.5% | 77.0% | 77.3% | 83.1% |
| Operating margin | 1.4% | 3.5% | 40.5% | 5.8% | 4.9% | 4.2% | −25.0% | −5.3% | 4.7% | −5.2% | −6.4% | 12.1% |
| Net margin | −0.4% | 0.7% | −38.1% | 4.7% | 4.0% | 3.4% | −25.4% | −4.1% | 3.7% | −4.0% | −6.3% | 9.9% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported in FBLA's financial statements (latest annual report filed March 26, 2026); data from EODHD. Sales, general & administrative expenses include sales and marketing.
FBLA financial results
In fiscal year 2025 (ended December 31, 2025), FB Bancorp reported revenue of $69.6 million, down 19.0% from the year before. It had net income of $1.3 million, a net profit margin of 1.8%. Diluted earnings per share came to $0.18.
See the FBLA stock overview for the latest quote and news, or the FBLA chart for price history and technical indicators.
FBLA income statement FAQ
What is FB Bancorp's annual revenue?
FB Bancorp reported total revenue of $69.6 million for fiscal year 2025, which ended on December 31, 2025. That was down 19.0% from $85.9 million the previous year.
Is FB Bancorp profitable?
Yes. FB Bancorp reported net income of $1.3 million in fiscal 2025, a net profit margin of 1.8%; its operating margin was 6.9%.
What is FB Bancorp's gross margin?
FB Bancorp's gross margin was 71.9% in fiscal 2025: for every $100 of revenue, FB Bancorp kept $72 after the direct cost of its products and services.
What are FB Bancorp's earnings per share?
FB Bancorp earned $0.18 per diluted share in fiscal 2025, compared with $-0.38 a year earlier.
When will FB Bancorp report its next earnings?
FB Bancorp is expected to report results for the quarter ending September 30, 2026 on November 11, 2026.
When does FB Bancorp's fiscal year end?
FB Bancorp's fiscal year ends in December. The latest annual report covers the year ended December 31, 2025 and was filed on March 26, 2026.