FB Bancorp, Inc. (FBLA) Key Metrics
FBLA valuation today
Trailing 12 months · as of October 18, 2026- Market cap
- $238.7M
- Enterprise value
- $315.8M
- P/E (TTM)
- 96.7
- Forward P/E
- —
- PEG ratio
- —
- Price / sales
- 4.6
- Price / book
- 0.8
- EV / EBITDA
- —
- Dividend yield
- —
- Beta
- —
FBLA key metrics, 2022–2025
Fiscal year ended December 31, 2025 · U.S. dollarsFBLA valuation Price multiples at each fiscal year-end price.
FBLA returns How much profit the business earns on the capital it uses.
FBLA per-share figures Results divided by the shares outstanding at year-end.
FBLA financial health Debt, liquidity and how easily interest is covered.
FBLA efficiency & capital use Working capital cycle and where the cash goes.
FBLA valuation history
FBLA returns on capital
Net income (ROE, ROA) or after-tax operating income (ROIC) divided by the average of the opening and closing balance.
FBLA debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease liabilities.
FBLA cash returned to shareholders
FBLA price vs earnings per share
FBLA key metrics
2022–2025| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Valuation | ||||
| Market capitalization | $233.8M | $202.7M | — | — |
| Enterprise value | −$68.6M | $77.2M | — | — |
| P/E ratio | 186.6 | — | — | — |
| Price / sales | 3.4 | 2.4 | — | — |
| Price / book | 0.7 | 0.6 | — | — |
| Price / operating cash flow | 84.8 | — | — | — |
| EV / sales | -1.0 | 0.9 | — | — |
| Earnings yield | 0.5% | −3.1% | — | — |
| Free cash flow yield | −1.7% | −4.5% | — | — |
| Dividend yield | 0.1% | — | — | — |
| Shareholder yield (dividends + buybacks) | 9.6% | 6.0% | — | — |
| Share price at fiscal year-end | $12.85 | $11.92 | — | — |
| Per share | ||||
| Revenue per share | $3.82 | $5.05 | $4.58 | $4.13 |
| Earnings per share | $0.07 | −$0.37 | $0.06 | $0.12 |
| Operating cash flow per share | $0.15 | −$0.23 | −$0.41 | $2.74 |
| Free cash flow per share | −$0.21 | −$0.54 | −$0.81 | $2.60 |
| Cash per share | $20.92 | $11.70 | $9.68 | $17.67 |
| Book value per share | $17.28 | $19.19 | $9.09 | $8.81 |
| Tangible book value per share | $17.23 | $19.12 | $8.62 | $7.96 |
| Dividends per share | $0.01 | — | — | — |
| Capex per share | $0.37 | $0.31 | $0.41 | $0.14 |
| Debt per share | $4.30 | $4.32 | $9.98 | $1.74 |
| Shares outstanding | 18.2M | 17.0M | 17.2M | 17.2M |
| Change in shares outstanding | +7.0% | −1.4% | 0.0% | — |
| Returns & profitability | ||||
| Return on equity (ROE) | 0.4% | −2.6% | 0.7% | 1.4% |
| Return on invested capital (ROIC) | 3.7% | −2.8% | 5.7% | — |
| Return on assets (ROA) | 0.1% | −0.5% | 0.1% | 0.2% |
| Return on tangible assets | 0.1% | −0.5% | 0.1% | 0.2% |
| Free cash flow margin | −5.6% | −10.7% | −17.8% | 62.9% |
| Income quality (OCF / net income) | 2.20 | — | −6.26 | 22.39 |
| Financial health | ||||
| Total debt | $78.3M | $73.5M | $172.2M | $30.1M |
| Cash & short-term investments | $380.7M | $199.0M | $167.0M | $304.9M |
| Net debt | −$302.5M | −$125.5M | $5.2M | −$274.8M |
| Debt / equity | 0.25 | 0.23 | 1.10 | 0.20 |
| Debt / assets | 0.06 | 0.06 | 0.15 | 0.03 |
| Net debt / EBITDA | −38.26 | — | 0.92 | −37.45 |
| Current ratio | 0.46 | 0.26 | 0.23 | 0.39 |
| Quick ratio | 0.46 | 0.26 | 0.23 | 0.39 |
| Interest coverage | 0.3 | -0.3 | 0.1 | 0.9 |
| Working capital | −$453.5M | −$594.3M | −$594.8M | −$480.0M |
| Invested capital | $12.0M | $200.8M | $161.9M | −$122.7M |
| Tangible asset value | $313.5M | $325.2M | $148.7M | $137.3M |
| Net current asset value | −$552.6M | −$687.8M | −$793.2M | −$543.7M |
| Graham number | $5.17 | — | $3.64 | $4.92 |
| Graham net-net per share | −$30.55 | −$40.66 | −$46.21 | −$31.70 |
| Capital allocation | ||||
| Dividends paid | $199,000 | — | — | — |
| Share buybacks (net) | $22.2M | $12.1M | $0 | — |
| Dividend payout ratio | 15.9% | — | — | — |
| Capex / revenue | 9.6% | 6.1% | 8.9% | 3.4% |
| Capex / operating cash flow | 241.4% | — | — | 5.1% |
| Capex / depreciation | 2.15 | 1.72 | 1.69 | 0.46 |
| Stock-based compensation / revenue | 1.1% | 0.9% | 0.0% | — |
| SG&A / revenue | 10.0% | 60.6% | 66.1% | 73.4% |
| Efficiency | ||||
| Days sales outstanding | 30.0 | 23.9 | 23.5 | 23.9 |
| Days payables outstanding | 7.2 | 7.9 | 9.2 | 4.0 |
| Cash conversion cycle (days) | 22.7 | 16.0 | 14.3 | 19.9 |
| Receivables turnover | 12.19 | 15.29 | 15.54 | 15.30 |
| Payables turnover | 50.58 | 46.38 | 39.63 | 92.40 |
| Asset turnover | 0.06 | 0.07 | 0.07 | 0.07 |
| Average receivables | $5.7M | $5.6M | $5.1M | $4.7M |
| Average payables | $386,000 | $452,000 | $272,000 | $20,000 |
| Intangibles / total assets | 0.1% | 0.1% | 0.7% | 1.5% |
Computed from FBLA's annual financial statements (latest annual report filed March 26, 2026) and the closing share price on each fiscal year-end, adjusted for stock splits. Figures in U.S. dollars; data from EODHD. Averages use the opening and closing balance of each year.
FBLA valuation and financial ratios
At the end of fiscal 2025 (December 31, 2025), FB Bancorp traded at 186.6 times earnings. Based on the latest twelve months, the trailing P/E is 96.7. FB Bancorp earned a return on equity of 0.4% and a return on invested capital of 3.7% in fiscal 2025. It ended the year with $78.3 million of debt and $380.7 million in cash and short-term investments, a net cash position of $302.5 million. It returned $22.4 million to shareholders: $0.2 million in dividends and $22.2 million in share buybacks.
See the FBLA income statement, the FBLA chart for price history, or the FBLA stock overview for the latest quote and news.
FBLA key metrics FAQ
What is FB Bancorp's P/E ratio?
FB Bancorp's trailing P/E ratio is 96.7 based on the last twelve months of earnings (as of October 18, 2026). At the end of fiscal 2025 it was 186.6.
What is FB Bancorp's return on equity?
FB Bancorp's return on equity (ROE) was 0.4% in fiscal 2025: net income of $1.3 million on average shareholders' equity of $320.4 million.
What is FB Bancorp's ROIC?
FB Bancorp's return on invested capital was 3.7% in fiscal 2025, using after-tax operating income divided by average debt plus equity minus cash.
How much debt does FB Bancorp have?
FB Bancorp had total debt of $78.3 million at the end of fiscal 2025, a debt-to-equity ratio of 0.25 and more cash than debt.
What is FB Bancorp's dividend yield?
FB Bancorp paid $0.2 million in dividends in fiscal 2025 ($0.01 per share), a payout ratio of 15.9%.
Does FB Bancorp buy back its shares?
Yes. FB Bancorp spent $22.2 million on net share repurchases in fiscal 2025 Shares outstanding changed +7.0% over the year, to 18.2M..
What is FB Bancorp's free cash flow yield?
FB Bancorp generated -$3.9 million of free cash flow in fiscal 2025, a free cash flow yield of −1.7% on its market value at year-end ($233.8 million).
What is FB Bancorp's current ratio?
FB Bancorp's current ratio was 0.46 at the end of fiscal 2025: current assets were 0.46 times current liabilities.