Chain Bridge Bancorp, Inc. (CBNA) Income Statement
CBNA 2025 at a glance
Fiscal year ended December 31, 2025 · U.S. dollarsCBNA revenue and net income
Where CBNA's revenue goes
2025Each bar shows an amount and its share of revenue. CBNA kept 34.1% of revenue as net income.
CBNA profit margins
CBNA growth rates
to 2025| 1 year | 3 years | 5 years | 10 years | |
|---|---|---|---|---|
| Revenue | +4.2% | +24.9% | +27.2% | — |
| Gross profit | +4.4% | +25.0% | +25.5% | — |
| Operating income | −3.3% | +35.7% | +26.6% | — |
| Net income | −3.4% | +34.7% | +31.9% | — |
| EPS (diluted) | −12.0% | — | — | — |
1-year change and average annual growth (CAGR) over 3, 5 and 10 fiscal years. "—" when a starting value was zero or negative.
CBNA quarterly EPS vs estimates
Chain Bridge Bancorp beat the analyst EPS estimate in 7 of the last 8 quarters. Next report: October 27, 2026 (estimate $1.71).
CBNA income statement
| 2025 | 2024 | 2023 | 2022 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | $59.4M | $57.0M | $34.3M | $30.5M | $18.4M | $17.8M | $14.8M | $13.4M | $11.5M |
| Cost of revenue | $3.9M | $3.9M | $3.9M | $2.1M | $0 | $0 | $0 | $0 | $0 |
| Gross profit | $55.5M | $53.1M | $30.4M | $28.4M | $18.4M | $17.8M | $14.8M | $13.4M | $11.5M |
| Sales, general & admin | $20.9M | $18.0M | $13.8M | $12.7M | $11.0M | $10.0M | $8.7M | $7.7M | $6.8M |
| Total operating expenses | $30.1M | $26.8M | $19.5M | $18.2M | $11.0M | $10.0M | $8.7M | $7.7M | $6.8M |
| Operating income | $25.4M | $26.3M | $10.9M | $10.2M | $7.4M | $7.8M | $6.0M | $5.7M | $4.8M |
| Interest income | $55.8M | $48.1M | $31.8M | $27.4M | — | — | — | — | — |
| Interest expense | $4.3M | $3.7M | $4.0M | $1.3M | — | — | — | — | — |
| Income before taxes | $25.4M | $26.3M | $10.9M | $10.2M | $6.0M | $6.2M | $4.5M | $3.9M | $3.1M |
| Income taxes | $5.2M | $5.3M | $2.1M | $1.9M | $1.1M | $1.1M | $1.9M | $934,869 | $704,921 |
| Net income | $20.2M | $20.9M | $8.8M | $8.3M | $4.9M | $5.1M | $2.6M | $3.0M | $2.4M |
| EBITDA | $25.9M | $26.8M | $11.4M | $10.7M | — | — | — | — | — |
| EPS (diluted) | $3.08 | $3.50 | $1.38 | — | — | — | — | — | — |
| Gross margin | 93.4% | 93.2% | 88.7% | 93.1% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| Operating margin | 42.8% | 46.1% | 31.8% | 33.3% | 40.2% | 43.9% | 40.9% | 42.6% | 41.3% |
| Net margin | 34.1% | 36.7% | 25.8% | 27.2% | 26.6% | 28.5% | 17.5% | 22.3% | 21.0% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $17.7M | $18.0M | $16.0M | $14.3M | $13.6M | $15.5M | $13.5M | $17.7M | $14.2M | $11.5M | $10.0M | $9.4M |
| Cost of revenue | $658,000 | $216,000 | $1.3M | $1.1M | $688,000 | $855,000 | $1.2M | $891,000 | $930,000 | $912,000 | $859,000 | $958,000 |
| Gross profit | $17.1M | $17.7M | $14.7M | $13.2M | $12.9M | $14.6M | $12.3M | $16.8M | $13.3M | $10.6M | $9.2M | $8.4M |
| Sales, general & admin | $8.0M | $5.1M | $4.7M | $5.0M | $6.2M | $5.0M | $5.0M | $4.8M | $4.2M | $4.0M | $3.5M | $3.5M |
| Total operating expenses | $8.0M | $8.8M | $8.0M | $7.3M | $7.2M | $7.6M | $7.7M | $7.4M | $6.0M | $5.7M | $5.0M | $4.9M |
| Operating income | $9.0M | $8.9M | $6.7M | $5.9M | $5.8M | $7.0M | $4.7M | $9.4M | $7.3M | $4.9M | $4.2M | $3.5M |
| Interest income | $17.7M | $15.5M | $14.9M | $13.4M | $12.8M | $14.7M | $12.2M | $14.7M | $11.5M | $9.7M | $8.7M | $8.1M |
| Interest expense | $658,000 | $595,000 | $1.3M | $1.2M | $971,000 | $893,000 | $857,000 | $1.0M | $917,000 | $907,000 | $940,000 | $957,000 |
| Income before taxes | $12.0M | $8.9M | $6.7M | $5.9M | $5.8M | $7.0M | $4.7M | $9.4M | $7.3M | $4.9M | $4.2M | $3.5M |
| Income taxes | $2.5M | $1.8M | $1.4M | $1.2M | $1.2M | $1.4M | $926,000 | $1.9M | $1.5M | $976,000 | $838,000 | $676,000 |
| Net income | $9.5M | $7.1M | $5.3M | $4.7M | $4.6M | $5.6M | $3.7M | $7.5M | $5.8M | $3.9M | $3.3M | $2.8M |
| EBITDA | $9.0M | $9.0M | $6.8M | $6.0M | $5.9M | $7.2M | $4.8M | $9.5M | $7.4M | $5.0M | $4.4M | $3.5M |
| EPS (diluted) | $1.45 | $1.08 | $0.81 | $0.72 | $0.70 | $0.85 | $0.59 | $1.64 | $1.27 | — | — | — |
| Gross margin | 96.3% | 98.8% | 91.8% | 92.5% | 95.0% | 94.5% | 91.4% | 95.0% | 93.5% | 92.1% | 91.5% | 89.8% |
| Operating margin | 51.1% | 49.5% | 41.8% | 41.2% | 42.4% | 45.5% | 34.6% | 53.1% | 51.3% | 42.4% | 41.3% | 37.6% |
| Net margin | 53.7% | 39.4% | 33.4% | 32.9% | 33.6% | 36.3% | 27.7% | 42.2% | 40.8% | 33.9% | 33.0% | 30.4% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported in CBNA's financial statements (latest annual report filed March 20, 2026); data from EODHD. Sales, general & administrative expenses include sales and marketing.
CBNA financial results
In fiscal year 2025 (ended December 31, 2025), Chain Bridge Bancorp reported revenue of $59.4 million, up 4.2% from the year before. It had net income of $20.2 million (down 3.4%), a net profit margin of 34.1%. Diluted earnings per share came to $3.08. Over five years revenue grew at an average rate of 27.2% a year.
See the CBNA stock overview for the latest quote and news, or the CBNA chart for price history and technical indicators.
CBNA income statement FAQ
What is Chain Bridge Bancorp's annual revenue?
Chain Bridge Bancorp reported total revenue of $59.4 million for fiscal year 2025, which ended on December 31, 2025. That was up 4.2% from $57.0 million the previous year.
Is Chain Bridge Bancorp profitable?
Yes. Chain Bridge Bancorp reported net income of $20.2 million in fiscal 2025, a net profit margin of 34.1%; its operating margin was 42.8%.
What is Chain Bridge Bancorp's gross margin?
Chain Bridge Bancorp's gross margin was 93.4% in fiscal 2025: for every $100 of revenue, Chain Bridge Bancorp kept $93 after the direct cost of its products and services.
How fast is Chain Bridge Bancorp growing?
Revenue grew 27.2% a year on average over the last five fiscal years, from $17.8 million to $59.4 million.
What are Chain Bridge Bancorp's earnings per share?
Chain Bridge Bancorp earned $3.08 per diluted share in fiscal 2025, compared with $3.50 a year earlier.
When will Chain Bridge Bancorp report its next earnings?
Chain Bridge Bancorp is expected to report results for the quarter ending September 30, 2026 on October 27, 2026 after the market closes.
When does Chain Bridge Bancorp's fiscal year end?
Chain Bridge Bancorp's fiscal year ends in December. The latest annual report covers the year ended December 31, 2025 and was filed on March 20, 2026.