Chain Bridge Bancorp, Inc. (CBNA) AI Stock Analysis

Chain Bridge Bancorp, Inc. operates as a bank holding company for Chain Bridge Bank, N.A., providing commercial and personal banking services across the United States. Its offerings include deposits, treasury management, payments, commercial lending, residential mortgage financing, consumer loans, trust and estate administration, wealth management, and asset custody. The company also provides checking accounts, money market accounts, wire transfers, lockbox services, safety deposit box rentals, mobile deposits, ACH, and bill payment solutions. Headquartered in McLean, Virginia, the institution was incorporated in 2006 and employs 92 people.

Between FY2018 and FY2025, Chain Bridge Bancorp generated a 5-year revenue CAGR of 27.2%. Annual revenue rose from $18.4M in FY2019 to $34.3M in FY2023, $57.0M in FY2024, and $59.4M in FY2025, while net income grew from $4.9M in FY2019 to $20.2M in FY2025. In FY2025, the company posted an operating margin of 42.8% and a net margin of 34.1%. In the latest quarter ended June 30, 2026, quarterly revenue growth expanded 54.9% year-over-year, and quarterly earnings grew 107.5%. Over the trailing twelve months, revenue reached $65.7M with an operating margin of 61.2% and EPS of $4.06.

As of June 30, 2026, Chain Bridge Bancorp held $849.7M in cash and short-term investments, total assets of $2.19B, and shareholders' equity of $183.6M. The bank reported a current ratio of 0.43. In FY2025, the company generated $15.6M in operating cash flow and $11.5M in free cash flow, while capital expenditures totaled $4.1M.

Chain Bridge Bancorp trades at a trailing P/E of 12.1x, which matches the 12.1x median of its US-listed Financial Services peers. Its price-to-sales ratio of 4.9x stands above the peer median of 3.2x, while its price-to-book ratio is 1.7x with a market cap of $323.2M. Over the past year, the stock gained 57.5%, outperforming the S&P 500 return of 16.8%. Year-to-date, the stock has delivered a return of 42.2%.

Wall Street coverage consists of 1 Buy rating and 2 Hold ratings. The mean price target of $50.33 represents a 2.2% premium over the last close of $49.26. For the fiscal year ending December 31, 2026, consensus estimates project revenue of $76.4M and EPS of $5.16, reflecting 67.6% EPS growth. The company beat EPS estimates in 3 of the last 4 quarters, with its next earnings report scheduled for October 27, 2026.

This page is an AI-written research summary of Chain Bridge Bancorp, Inc. (CBNA). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

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