First Busey Corporation (BUSE) Income Statement
BUSE 2025 at a glance
Fiscal year ended December 31, 2025 · U.S. dollarsBUSE revenue and net income
Where BUSE's revenue goes
2025Each bar shows an amount and its share of revenue. BUSE kept 13.0% of revenue as net income.
BUSE profit margins
BUSE growth rates
to 2025| 1 year | 3 years | 5 years | 10 years | |
|---|---|---|---|---|
| Revenue | +57.6% | +29.0% | +18.6% | +19.0% |
| Gross profit | +47.3% | +14.4% | +13.0% | +14.3% |
| Operating income | +21.7% | +4.9% | +7.8% | +12.1% |
| Net income | +19.0% | +1.8% | +6.2% | +13.2% |
| EPS (diluted) | +21.2% | +2.2% | +4.9% | +6.8% |
1-year change and average annual growth (CAGR) over 3, 5 and 10 fiscal years. "—" when a starting value was zero or negative.
BUSE quarterly EPS vs estimates
First Busey beat the analyst EPS estimate in 8 of the last 8 quarters. Next report: October 27, 2026 (estimate $0.67).
BUSE income statement
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.04B | $662.5M | $50.8M | $486.6M | $431.6M | $444.9M | $472.6M | $376.0M | $308.8M | $240.1M |
| Cost of revenue | $377.0M | $209.7M | $44.2M | $41.2M | $13.0M | $82.5M | $79.4M | $49.1M | $26.2M | $15.8M |
| Gross profit | $666.8M | $452.9M | $6.7M | $445.4M | $418.6M | $362.4M | $393.2M | $327.0M | $282.5M | $224.3M |
| Research & development | — | — | — | — | — | — | — | $0 | $0 | $0 |
| Sales, general & admin | $327.0M | $181.2M | $7.1M | $163.1M | $148.4M | $126.7M | $140.5M | $107.8M | $95.6M | $78.4M |
| Total operating expenses | $480.2M | $299.6M | $7.1M | $283.9M | $261.8M | $234.2M | $258.8M | $193.0M | $174.4M | $147.9M |
| Operating income | $186.6M | $153.3M | −$485,000 | $161.7M | $156.8M | $128.2M | $134.4M | $133.9M | $108.1M | $76.4M |
| Interest income | $890.9M | $522.8M | $456.6M | $360.0M | $298.8M | $326.6M | $356.2M | $286.0M | $224.3M | $164.9M |
| Interest expense | $324.3M | $201.1M | $123.1M | $36.5M | $28.1M | $43.7M | $69.0M | $44.6M | $20.9M | $10.2M |
| Income before taxes | $186.6M | $153.3M | $166.4M | $161.7M | $156.8M | $128.2M | $134.4M | $133.9M | $108.1M | $76.4M |
| Income taxes | $51.4M | $39.6M | $31.3M | $33.4M | $33.4M | $27.9M | $31.5M | $35.0M | $45.4M | $26.7M |
| Net income | $135.3M | $113.7M | $131.2M | $128.3M | $123.4M | $100.3M | $103.0M | $98.9M | $62.7M | $49.7M |
| EBITDA | $216.3M | $173.9M | −$485,000 | $187.4M | $185.0M | $156.2M | $158.6M | $150.9M | $123.5M | $88.2M |
| EPS (diluted) | $2.52 | $2.08 | $2.24 | $2.36 | $2.45 | $1.98 | $2.15 | $2.11 | $1.75 | $1.52 |
| Gross margin | 63.9% | 68.4% | 13.1% | 91.5% | 97.0% | 81.5% | 83.2% | 87.0% | 91.5% | 93.4% |
| Operating margin | 17.9% | 23.1% | −1.0% | 33.2% | 36.3% | 28.8% | 28.4% | 35.6% | 35.0% | 31.8% |
| Net margin | 13.0% | 17.2% | 258.2% | 26.4% | 28.6% | 22.6% | 21.8% | 26.3% | 20.3% | 20.7% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $106.0M | $267.8M | $277.8M | $285.7M | $292.3M | $188.0M | $165.7M | $170.5M | $165.6M | $160.7M | $160.2M | $153.7M |
| Cost of revenue | $74.6M | $74.6M | $80.0M | $88.4M | $100.0M | $105.5M | $51.0M | $52.0M | $51.7M | $55.0M | $52.0M | $45.2M |
| Gross profit | $31.4M | $193.2M | $197.8M | $197.3M | $192.3M | $82.5M | $114.7M | $118.5M | $114.0M | $105.7M | $108.2M | $108.4M |
| Sales, general & admin | $95.1M | $95.1M | $79.1M | $77.3M | $69.7M | $69.7M | $46.8M | $53.9M | $44.9M | $43.5M | $43.9M | $41.2M |
| Total operating expenses | $95.1M | $129.5M | $120.3M | $120.0M | $127.8M | $115.2M | $77.3M | $75.9M | $75.5M | $70.8M | $75.0M | $70.9M |
| Operating income | −$63.7M | $63.7M | $77.5M | $77.3M | $64.5M | −$32.7M | $37.4M | $42.6M | $38.4M | $35.0M | $33.2M | $37.5M |
| Interest income | $223.3M | $224.6M | $234.3M | $243.6M | $246.9M | $166.1M | $130.8M | $134.5M | $131.8M | $125.7M | $128.7M | $122.7M |
| Interest expense | $72.0M | $71.5M | $77.5M | $89.4M | $94.3M | $63.1M | $49.7M | $52.0M | $49.4M | $50.0M | $51.6M | $44.9M |
| Income before taxes | $81.9M | $63.7M | $77.5M | $77.3M | $64.5M | −$32.7M | $37.4M | $42.6M | $38.4M | $35.0M | $33.2M | $37.5M |
| Income taxes | $18.7M | $13.7M | $16.7M | $20.2M | $17.1M | −$2.7M | $9.3M | $10.6M | $11.1M | $8.7M | $7.5M | $6.8M |
| Net income | $63.2M | $50.0M | $60.8M | $57.1M | $47.4M | −$30.0M | $28.1M | $32.0M | $27.4M | $26.2M | $25.7M | $30.7M |
| EBITDA | −$55.7M | $67.2M | $85.5M | $85.4M | $72.7M | −$26.8M | $42.3M | $47.4M | $43.7M | $40.2M | $38.8M | $43.1M |
| EPS (diluted) | $0.69 | $0.67 | $0.68 | $0.64 | $0.63 | $0.57 | $0.53 | $0.58 | $0.50 | $0.47 | $0.52 | $0.55 |
| Gross margin | 29.6% | 72.1% | 71.2% | 69.1% | 65.8% | 43.9% | 69.2% | 69.5% | 68.8% | 65.8% | 67.5% | 70.6% |
| Operating margin | −60.1% | 23.8% | 27.9% | 27.1% | 22.1% | −17.4% | 22.5% | 25.0% | 23.2% | 21.8% | 20.7% | 24.4% |
| Net margin | 59.6% | 18.7% | 21.9% | 20.0% | 16.2% | −15.9% | 17.0% | 18.8% | 16.5% | 16.3% | 16.1% | 20.0% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported in BUSE's financial statements (latest annual report filed February 26, 2026); data from EODHD. Sales, general & administrative expenses include sales and marketing.
BUSE financial results
In fiscal year 2025 (ended December 31, 2025), First Busey reported revenue of $1.0 billion, up 57.6% from the year before. It had net income of $135.3 million (up 19.0%), a net profit margin of 13.0%. Diluted earnings per share came to $2.52. Over five years revenue grew at an average rate of 18.6% a year.
See the BUSE stock overview for the latest quote and news, or the BUSE chart for price history and technical indicators.
BUSE income statement FAQ
What is First Busey's annual revenue?
First Busey reported total revenue of $1.0 billion for fiscal year 2025, which ended on December 31, 2025. That was up 57.6% from $662.5 million the previous year.
Is First Busey profitable?
Yes. First Busey reported net income of $135.3 million in fiscal 2025, a net profit margin of 13.0%; its operating margin was 17.9%.
What is First Busey's gross margin?
First Busey's gross margin was 63.9% in fiscal 2025: for every $100 of revenue, First Busey kept $64 after the direct cost of its products and services.
How fast is First Busey growing?
Revenue grew 18.6% a year on average over the last five fiscal years, from $444.9 million to $1.0 billion.
What are First Busey's earnings per share?
First Busey earned $2.52 per diluted share in fiscal 2025, compared with $2.08 a year earlier.
When will First Busey report its next earnings?
First Busey is expected to report results for the quarter ending September 30, 2026 on October 27, 2026 after the market closes.
When does First Busey's fiscal year end?
First Busey's fiscal year ends in December. The latest annual report covers the year ended December 31, 2025 and was filed on February 26, 2026.