First Busey Corporation (BUSE) Key Metrics
BUSE valuation today
Trailing 12 months · as of October 18, 2026- Market cap
- $2.43B
- Enterprise value
- $2.23B
- P/E (TTM)
- 12.2 10-yr median 12.3
- Forward P/E
- 10.4
- PEG ratio
- 1.91
- Price / sales
- 3.1 10-yr median 3.2
- Price / book
- 1.0 10-yr median 1.2
- EV / EBITDA
- — 10-yr median 6.6
- Dividend yield
- 3.53% $1.04 a year
- Beta
- 0.74
BUSE key metrics, 2016–2025
Fiscal year ended December 31, 2025 · U.S. dollarsBUSE valuation Price multiples at each fiscal year-end price.
BUSE returns How much profit the business earns on the capital it uses.
BUSE per-share figures Results divided by the shares outstanding at year-end.
BUSE financial health Debt, liquidity and how easily interest is covered.
BUSE efficiency & capital use Working capital cycle and where the cash goes.
BUSE valuation history
BUSE returns on capital
Net income (ROE, ROA) or after-tax operating income (ROIC) divided by the average of the opening and closing balance.
BUSE debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease liabilities.
BUSE cash returned to shareholders
BUSE price vs earnings per share
BUSE key metrics
2016–2025| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||
| Market capitalization | $2.12B | $1.36B | $1.40B | $1.39B | $1.52B | $1.18B | $1.52B | $1.21B | $1.29B | $1.09B |
| Enterprise value | $2.43B | −$101.1M | −$887.3M | −$383.1M | −$2.66B | −$1.28B | −$184.0M | $675.7M | $809.6M | $579.1M |
| P/E ratio | 15.7 | 11.9 | 10.6 | 10.8 | 12.3 | 11.8 | 14.7 | 12.2 | 20.6 | 21.9 |
| Price / sales | 2.0 | 2.0 | 27.5 | 2.9 | 3.5 | 2.7 | 3.2 | 3.2 | 4.2 | 4.5 |
| Price / book | 0.9 | 1.0 | 1.1 | 1.2 | 1.2 | 0.9 | 1.2 | 1.2 | 1.4 | 1.8 |
| Price / free cash flow | 12.2 | 7.9 | 8.5 | 8.6 | 9.7 | 7.2 | 22.4 | 6.3 | 5.4 | — |
| Price / operating cash flow | 11.0 | 7.6 | 8.1 | 8.4 | 9.4 | 7.0 | 18.8 | 6.0 | 5.1 | — |
| EV / sales | 2.3 | -0.2 | -17.5 | -0.8 | -6.2 | -2.9 | -0.4 | 1.8 | 2.6 | 2.4 |
| EV / EBITDA | 11.2 | — | — | — | — | — | — | 4.5 | 6.6 | 6.6 |
| EV / free cash flow | 14.0 | — | — | — | — | — | — | 3.5 | 3.4 | — |
| Earnings yield | 6.4% | 8.4% | 9.4% | 9.2% | 8.1% | 8.5% | 6.8% | 8.2% | 4.9% | 4.6% |
| Free cash flow yield | 8.2% | 12.7% | 11.7% | 11.6% | 10.3% | 14.0% | 4.5% | 15.8% | 18.5% | −2.7% |
| Dividend yield | 4.3% | 4.0% | 3.8% | 3.7% | 3.3% | 4.1% | 3.0% | 3.2% | 2.4% | 2.1% |
| Shareholder yield (dividends + buybacks) | 7.6% | 4.1% | 4.1% | 4.4% | 5.5% | 5.1% | 4.6% | 3.3% | 2.4% | 25.2% |
| Share price at fiscal year-end | $23.79 | $23.57 | $24.82 | $24.72 | $27.12 | $21.55 | $27.50 | $24.54 | $29.94 | $30.78 |
| Per share | ||||||||||
| Revenue per share | $11.71 | $11.51 | $0.90 | $8.67 | $7.71 | $8.11 | $8.57 | $7.64 | $7.16 | $6.78 |
| Earnings per share | $1.52 | $1.98 | $2.33 | $2.29 | $2.20 | $1.83 | $1.87 | $2.01 | $1.45 | $1.40 |
| Operating cash flow per share | $2.16 | $3.10 | $3.08 | $2.95 | $2.89 | $3.09 | $1.47 | $4.12 | $5.87 | −$0.59 |
| Free cash flow per share | $1.95 | $2.99 | $2.91 | $2.86 | $2.80 | $3.01 | $1.23 | $3.88 | $5.53 | −$0.84 |
| Cash per share | $2.03 | $33.48 | $49.90 | $47.89 | $86.01 | $53.80 | $39.50 | $19.05 | $28.55 | $26.15 |
| Book value per share | $27.70 | $24.04 | $22.61 | $20.41 | $23.55 | $23.17 | $22.14 | $20.22 | $21.68 | $16.78 |
| Tangible book value per share | $22.30 | $17.68 | $16.32 | $13.92 | $16.84 | $16.53 | $15.37 | $14.11 | $14.54 | $13.36 |
| Dividends per share | $1.02 | $0.94 | $0.94 | $0.91 | $0.91 | $0.88 | $0.82 | $0.79 | $0.71 | $0.64 |
| Capex per share | $0.22 | $0.11 | $0.17 | $0.09 | $0.09 | $0.08 | $0.24 | $0.24 | $0.35 | $0.25 |
| Debt per share | $5.50 | $8.15 | $9.31 | $16.35 | $11.41 | $8.87 | $8.66 | $8.24 | $17.38 | $11.72 |
| Shares outstanding | 89.1M | 57.5M | 56.3M | 56.1M | 56.0M | 54.8M | 55.1M | 49.2M | 43.1M | 35.4M |
| Change in shares outstanding | +54.9% | +2.3% | +0.2% | +0.2% | +2.2% | −0.6% | +12.0% | +14.1% | +21.8% | +21.7% |
| Returns & profitability | ||||||||||
| Return on equity (ROE) | 7.0% | 8.6% | 10.9% | 10.4% | 9.5% | 8.1% | 9.3% | 10.3% | 8.2% | 10.3% |
| Return on invested capital (ROIC) | 10.0% | — | — | — | — | — | — | 21.6% | 23.4% | — |
| Return on assets (ROA) | 0.9% | 0.9% | 1.1% | 1.0% | 1.1% | 1.0% | 1.2% | 1.3% | 0.9% | 1.1% |
| Return on tangible assets | 0.8% | 1.0% | 1.1% | 1.1% | 1.0% | 1.0% | 1.1% | 1.3% | 0.8% | 0.9% |
| Free cash flow margin | 16.6% | 25.9% | 322.4% | 33.0% | 36.4% | 37.1% | 14.3% | 50.8% | 77.2% | −12.4% |
| Income quality (OCF / net income) | 1.42 | 1.57 | 1.32 | 1.29 | 1.31 | 1.69 | 0.78 | 2.05 | 4.04 | −0.42 |
| Financial health | ||||||||||
| Total debt | $490.1M | $469.2M | $523.6M | $917.7M | $638.8M | $486.3M | $477.4M | $405.6M | $749.7M | $415.0M |
| Cash & short-term investments | $181.0M | $1.93B | $2.81B | $2.69B | $4.82B | $2.95B | $2.18B | $937.7M | $1.23B | $925.9M |
| Net debt | $309.0M | −$1.46B | −$2.28B | −$1.77B | −$4.18B | −$2.46B | −$1.70B | −$532.0M | −$481.6M | −$510.9M |
| Debt / equity | 0.20 | 0.34 | 0.41 | 0.80 | 0.48 | 0.38 | 0.39 | 0.41 | 0.80 | 0.70 |
| Debt / assets | 0.03 | 0.04 | 0.04 | 0.07 | 0.05 | 0.05 | 0.05 | 0.05 | 0.10 | 0.08 |
| Net debt / EBITDA | 1.43 | −8.38 | — | −9.45 | −22.59 | −15.78 | −10.72 | −3.53 | −3.90 | −5.80 |
| Current ratio | 0.07 | 0.19 | 0.27 | 0.25 | 0.44 | 0.33 | 0.27 | 3.60 | 0.19 | 0.20 |
| Quick ratio | 0.07 | 0.19 | 0.27 | 0.25 | 0.44 | 0.33 | 0.27 | 3.60 | 0.18 | 0.20 |
| Interest coverage | 0.6 | 0.8 | -0.0 | 4.4 | 5.6 | 2.9 | 1.9 | 3.0 | 5.2 | 7.5 |
| Working capital | −$3.57B | −$8.21B | −$7.68B | −$7.96B | −$6.24B | −$5.91B | −$5.94B | $4.31B | −$5.42B | −$3.71B |
| Invested capital | $2.78B | −$74.1M | −$1.01B | −$624.9M | −$2.86B | −$1.19B | −$479.7M | $462.9M | $453.4M | $83.4M |
| Tangible asset value | $1.99B | $1.02B | $918.1M | $781.7M | $943.2M | $906.5M | $812.2M | $694.4M | $608.7M | $456.1M |
| Net current asset value | −$15.38B | −$8.74B | −$8.20B | −$8.50B | −$6.72B | −$6.32B | −$6.33B | −$735.8M | −$5.71B | −$3.92B |
| Graham number | $30.75 | $32.69 | $34.45 | $32.40 | $34.18 | $30.89 | $30.50 | $30.24 | $26.64 | $23.02 |
| Graham net-net per share | −$172.77 | −$151.83 | −$145.84 | −$151.45 | −$120.00 | −$23.48 | −$24.60 | −$117.23 | −$132.45 | −$110.71 |
| Capital allocation | ||||||||||
| Dividends paid | $91.0M | $54.2M | $53.1M | $50.9M | $50.8M | $48.0M | $45.2M | $39.0M | $30.7M | $22.7M |
| Share buybacks (net) | $69.9M | $1.8M | $4.5M | $9.9M | $33.0M | $12.3M | $24.3M | $1.2M | $0 | $252.5M |
| Dividend payout ratio | 67.3% | 47.6% | 40.5% | 39.6% | 41.1% | 47.8% | 43.9% | 39.4% | 49.0% | 45.8% |
| Dividends + buybacks / free cash flow | 92.6% | 32.5% | 35.1% | 37.8% | 53.4% | 36.5% | 102.8% | 21.1% | 12.9% | — |
| Capex / revenue | 1.9% | 1.0% | 18.8% | 1.0% | 1.2% | 0.9% | 2.8% | 3.1% | 4.9% | 3.7% |
| Capex / operating cash flow | 10.2% | 3.6% | 5.5% | 3.0% | 3.1% | 2.5% | 16.4% | 5.7% | 5.9% | — |
| Capex / depreciation | 0.66 | 0.31 | 0.42 | 0.19 | 0.18 | 0.15 | 0.55 | 0.69 | 0.97 | 0.77 |
| Stock-based compensation / revenue | 1.6% | 1.2% | 13.0% | 1.8% | 1.8% | 1.6% | 0.8% | 1.0% | 0.9% | 0.8% |
| SG&A / revenue | 31.3% | 27.4% | 14.1% | 33.5% | 34.4% | 28.5% | 29.7% | 28.7% | 31.0% | 32.7% |
| Efficiency | ||||||||||
| Days sales outstanding | 25.1 | — | — | — | — | 5,475.3 | 5,122.7 | — | — | — |
| Days of inventory on hand | — | — | — | 23.3 | 126.2 | 16.9 | 7.9 | 6.2 | 26.4 | 38.2 |
| Days payables outstanding | — | — | — | 92,377.5 | 272,976.9 | 36,695.3 | 32,520.6 | 46,039.0 | 73,032.4 | 88,635.0 |
| Cash conversion cycle (days) | — | — | — | — | — | -31,203.1 | -27,390.0 | — | — | — |
| Receivables turnover | 14.54 | — | — | — | — | 0.07 | 0.07 | — | — | — |
| Payables turnover | — | — | — | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 |
| Inventory turnover | — | — | — | 15.64 | 2.89 | 21.62 | 46.27 | 59.14 | 13.81 | 9.56 |
| Asset turnover | 0.07 | 0.05 | 0.00 | 0.04 | 0.04 | 0.04 | 0.05 | 0.05 | 0.05 | 0.05 |
| Average receivables | $71.8M | — | — | — | — | $6.67B | $6.63B | — | — | — |
| Average payables | — | — | — | $10.42B | $9.72B | $8.29B | $7.08B | $6.19B | $5.25B | $3.83B |
| Average inventory | — | — | — | $2.6M | $4.5M | $3.8M | $1.7M | $829,500 | $1.9M | $1.7M |
| Intangibles / total assets | 2.7% | 3.0% | 2.9% | 3.0% | 2.9% | 3.4% | 3.8% | 3.9% | 3.9% | 2.2% |
Computed from BUSE's annual financial statements (latest annual report filed February 26, 2026) and the closing share price on each fiscal year-end, adjusted for stock splits. Figures in U.S. dollars; data from EODHD. Averages use the opening and closing balance of each year.
BUSE valuation and financial ratios
At the end of fiscal 2025 (December 31, 2025), First Busey traded at 15.7 times earnings, against a 10-year median of 12.3. Based on the latest twelve months, the trailing P/E is 12.2 and the forward P/E is 10.4. First Busey earned a return on equity of 7.0% and a return on invested capital of 10.0% in fiscal 2025. It ended the year with $490.1 million of debt and $181.0 million in cash and short-term investments, net debt of $309.0 million. It returned $160.8 million to shareholders: $91.0 million in dividends and $69.9 million in share buybacks, 93% of free cash flow. The share count rose 151.7% from 35.4M to 89.1M over 9 years.
See the BUSE income statement, the BUSE chart for price history, or the BUSE stock overview for the latest quote and news.
BUSE key metrics FAQ
What is First Busey's P/E ratio?
First Busey's trailing P/E ratio is 12.2 based on the last twelve months of earnings (as of October 18, 2026), and its forward P/E is 10.4. At the end of fiscal 2025 it was 15.7, compared with a 10-year median of 12.3.
What is First Busey's EV/EBITDA?
First Busey's enterprise value was 11.2 times EBITDA at the end of fiscal 2025 (enterprise value $2.4 billion, EBITDA $216.3 million).
What is First Busey's return on equity?
First Busey's return on equity (ROE) was 7.0% in fiscal 2025: net income of $135.3 million on average shareholders' equity of $1.9 billion.
What is First Busey's ROIC?
First Busey's return on invested capital was 10.0% in fiscal 2025, using after-tax operating income divided by average debt plus equity minus cash.
How much debt does First Busey have?
First Busey had total debt of $490.1 million at the end of fiscal 2025, a debt-to-equity ratio of 0.20 and $309.0 million of net debt (1.43 times EBITDA).
What is First Busey's dividend yield?
First Busey's forward dividend yield is 3.53%. First Busey paid $91.0 million in dividends in fiscal 2025 ($1.02 per share), a payout ratio of 67.3%.
Does First Busey buy back its shares?
Yes. First Busey spent $69.9 million on net share repurchases in fiscal 2025 Shares outstanding changed +54.9% over the year, to 89.1M..
What is First Busey's free cash flow yield?
First Busey generated $173.8 million of free cash flow in fiscal 2025, a free cash flow yield of 8.2% on its market value at year-end ($2.1 billion).
What is First Busey's current ratio?
First Busey's current ratio was 0.07 at the end of fiscal 2025: current assets were 0.07 times current liabilities.