WSFS Financial Corporation (WSFS) AI Stock Analysis

WSFS Financial Corporation operates as the holding company for Wilmington Savings Fund Society, FSB, serving clients across three core segments: WSFS Bank, Cash Connect, and Wealth Management. The WSFS Bank division offers retail and commercial banking products, including deposit accounts, residential mortgages, commercial real estate loans, and home equity lines of credit. Cash Connect provides cash logistics services such as ATM vault cash management, smart safes, and armored carrier management. The Wealth Management division delivers investment advisory and insurance products to institutional and high net worth clients. Established in 1832 and based in Wilmington, Delaware, WSFS operates a network of 112 offices.

Between FY2020 and FY2025, revenue expanded at a five-year compound annual growth rate of 13.9%. Annual revenue grew from $641.8M in FY2021 to $1.40B in FY2024 before decreasing 3.1% to $1.36B in FY2025. Despite the revenue decline, FY2025 net income increased to $287.3M with a net margin of 21.1% and diluted EPS of $5.23. Operating margin stood at 28.0% in FY2025. Over the trailing twelve months, revenue totaled $1.08B with an operating margin of 41.7% and a profit margin of 29.7%. In the latest quarter ended June 30, 2026, quarterly revenue grew 8.8% year-over-year, while quarterly earnings rose 28.3%.

As of June 30, 2026, WSFS reported $7.39B in cash and short-term investments against total debt of $307.0M, resulting in net cash of $7.08B. Shareholders' equity was $2.72B, supporting a debt-to-equity ratio of 0.11, while the current ratio stood at 0.38. Total assets reached $22.65B. In FY2025, the company produced free cash flow of $213.6M from operating cash flow of $220.0M. Capital deployment in FY2025 included $6.4M in capital expenditures, $290.3M in share buybacks, and $37.2M in dividends paid.

Trading at $76.35, WSFS has a market capitalization of $3.92B and an enterprise value of $1.74B. Its trailing P/E ratio is 12.8x and forward P/E is 11.1x, compared to the median of its US-listed Financial Services peers of 12.1x and 10.8x, respectively. The stock trades at a price-to-sales ratio of 3.6x, above the peer median of 3.2x, while its PEG ratio sits at 0.98 and price-to-book ratio is 1.4x. Over the past year, WSFS returned 53.3%, outperforming the S&P 500 return of 16.8%, though its five-year return of 48.7% trailed the index return of 83.0%.

WSFS pays a quarterly dividend with an annualized forward payout of $0.80 per share, representing a dividend yield of 1.05%. The company maintains a payout ratio of 12.0% and has paid dividends for 29 consecutive years. Over the past five years, dividend growth annualized at 6.6%. The most recent ex-dividend date was August 7, 2026.

Wall Street analysts cover WSFS with 2 Strong Buy ratings, 4 Hold ratings, and zero Sell or Strong Sell ratings. The mean price target of $88.42 indicates a 15.8% upside relative to the last close of $76.35. For the current fiscal year ending December 31, 2026, analysts estimate EPS of $6.61, reflecting 26.9% growth, on revenue of $1.14B. WSFS has beaten EPS estimates in each of the last 4 quarters. The company is scheduled to report its next earnings on October 22, 2026.

This page is an AI-written research summary of WSFS Financial Corporation (WSFS). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

Related: WSFS income statement, WSFS balance sheet, WSFS key metrics, WSFS analyst forecast, WSFS chart. See the WSFS stock overview for the latest quote and news.