WSFS Financial Corporation (WSFS) Income Statement
WSFS 2025 at a glance
Fiscal year ended December 31, 2025 · U.S. dollarsWSFS revenue and net income
Where WSFS's revenue goes
2025Each bar shows an amount and its share of revenue. WSFS kept 21.1% of revenue as net income.
WSFS profit margins
WSFS growth rates
to 2025| 1 year | 3 years | 5 years | 10 years | |
|---|---|---|---|---|
| Revenue | −3.1% | +12.2% | +13.9% | +17.4% |
| Gross profit | +3.3% | +5.1% | +14.9% | +15.1% |
| Operating income | +9.7% | +8.2% | +21.3% | +16.3% |
| Net income | +9.0% | +8.9% | +20.1% | +18.3% |
| EPS (diluted) | +19.4% | +6.8% | +22.1% | +10.0% |
1-year change and average annual growth (CAGR) over 3, 5 and 10 fiscal years. "—" when a starting value was zero or negative.
WSFS quarterly EPS vs estimates
WSFS Financial beat the analyst EPS estimate in 8 of the last 8 quarters. Next report: October 22, 2026 (estimate $1.61).
WSFS income statement
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.36B | $1.40B | $1.27B | $963.2M | $641.8M | $708.5M | $709.2M | $454.0M | $377.6M | $321.6M |
| Cost of revenue | $343.7M | $419.6M | $339.5M | $89.0M | −$95.2M | $201.6M | $102.6M | $59.7M | $44.4M | $35.8M |
| Gross profit | $1.02B | $982.8M | $926.1M | $874.2M | $737.1M | $506.9M | $606.6M | $394.4M | $333.1M | $285.8M |
| Research & development | — | — | — | — | — | — | — | $0 | $0 | $0 |
| Sales, general & admin | $207.3M | $28.0M | $313.0M | $297.2M | $223.7M | $202.1M | $190.8M | $137.4M | $127.3M | $101.6M |
| Total operating expenses | $635.0M | $635.6M | $560.8M | $573.6M | $379.4M | $361.9M | $412.2M | $223.6M | $224.6M | $188.7M |
| Operating income | $380.9M | $347.3M | $365.0M | $300.6M | $357.7M | $145.0M | $194.4M | $170.8M | $108.5M | $97.2M |
| Interest income | $1.02B | $1.06B | $932.4M | $703.8M | $456.4M | $514.4M | $521.1M | $293.0M | $254.7M | $216.6M |
| Interest expense | $293.6M | $358.1M | $251.4M | $40.9M | $22.7M | $48.5M | $76.1M | $46.5M | $33.5M | $22.8M |
| Income before taxes | $380.6M | $347.3M | $365.3M | $300.6M | $357.7M | $145.0M | $194.4M | $170.8M | $108.5M | $97.2M |
| Income taxes | $93.4M | $83.8M | $96.2M | $78.0M | $86.1M | $31.6M | $46.5M | $36.1M | $58.2M | $33.1M |
| Net income | $287.3M | $263.7M | $269.2M | $222.4M | $271.4M | $114.8M | $148.8M | $134.7M | $50.2M | $64.1M |
| EBITDA | $418.5M | $387.0M | $413.9M | $361.2M | $395.5M | $183.2M | $244.2M | $182.1M | $120.1M | $107.1M |
| EPS (diluted) | $5.23 | $4.38 | $4.56 | $4.29 | $5.62 | $1.93 | $3.73 | $3.56 | $2.57 | $2.20 |
| Gross margin | 74.7% | 70.1% | 73.2% | 90.8% | 114.8% | 71.5% | 85.5% | 86.9% | 88.2% | 88.9% |
| Operating margin | 28.0% | 24.8% | 28.8% | 31.2% | 55.7% | 20.5% | 27.4% | 37.6% | 28.7% | 30.2% |
| Net margin | 21.1% | 18.8% | 21.3% | 23.1% | 42.3% | 16.2% | 21.0% | 29.7% | 13.3% | 19.9% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $346.8M | $333.7M | $341.7M | $344.9M | $341.2M | $331.8M | $346.6M | $363.5M | $356.8M | $336.4M | $344.4M | $323.8M |
| Cost of revenue | $69.4M | $62.1M | $82.5M | $81.7M | $86.5M | $93.0M | $92.8M | $115.2M | $109.0M | $101.5M | $104.0M | $87.1M |
| Gross profit | $277.4M | $271.7M | $259.2M | $263.2M | $254.7M | $238.5M | $253.8M | $248.4M | $247.8M | $234.9M | $240.5M | $236.7M |
| Sales, general & admin | $125.5M | $6.3M | $96.2M | $96.6M | $8.1M | $6.4M | $92.4M | $91.1M | $87.7M | $81.6M | $74.4M | $79.0M |
| Total operating expenses | $161.5M | $157.2M | $162.0M | $162.4M | $159.1M | $151.6M | $169.5M | $162.8M | $157.3M | $148.0M | $147.6M | $139.6M |
| Operating income | $115.9M | $114.5M | $97.2M | $100.9M | $95.5M | $87.2M | $84.4M | $85.5M | $90.5M | $86.9M | $92.9M | $97.2M |
| Interest income | $256.8M | $249.2M | $257.2M | $258.4M | $253.2M | $250.9M | $263.3M | $273.4M | $265.2M | $261.6M | $257.2M | $251.1M |
| Interest expense | $64.3M | $64.1M | $69.8M | $74.4M | $73.7M | $75.7M | $85.1M | $95.9M | $90.8M | $86.3M | $79.1M | $68.5M |
| Income before taxes | $111.1M | $114.5M | $97.2M | $100.9M | $95.5M | $87.0M | $84.4M | $85.5M | $90.5M | $86.9M | $92.9M | $97.2M |
| Income taxes | $26.8M | $27.6M | $24.5M | $24.4M | $23.3M | $21.1M | $20.2M | $21.1M | $21.3M | $21.2M | $29.4M | $22.9M |
| Net income | $84.4M | $86.8M | $72.7M | $76.4M | $72.3M | $65.9M | $64.2M | $64.4M | $69.3M | $65.8M | $63.9M | $74.2M |
| EBITDA | $124.4M | $125.2M | $107.7M | $109.3M | $104.6M | $96.6M | $93.9M | $95.1M | $100.2M | $97.8M | $104.8M | $108.3M |
| EPS (diluted) | $1.66 | $1.68 | $1.43 | $1.40 | $1.27 | $1.13 | $1.11 | $1.08 | $1.08 | $1.11 | $1.15 | $1.23 |
| Gross margin | 80.0% | 81.4% | 75.9% | 76.3% | 74.6% | 71.9% | 73.2% | 68.3% | 69.4% | 69.8% | 69.8% | 73.1% |
| Operating margin | 33.4% | 34.3% | 28.5% | 29.2% | 28.0% | 26.3% | 24.3% | 23.5% | 25.4% | 25.8% | 27.0% | 30.0% |
| Net margin | 24.3% | 26.0% | 21.3% | 22.2% | 21.2% | 19.9% | 18.5% | 17.7% | 19.4% | 19.5% | 18.6% | 22.9% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported in WSFS's financial statements (latest annual report filed March 2, 2026); data from EODHD. Sales, general & administrative expenses include sales and marketing.
WSFS financial results
In fiscal year 2025 (ended December 31, 2025), WSFS Financial reported revenue of $1.4 billion, down 3.1% from the year before. It had net income of $287.3 million (up 9.0%), a net profit margin of 21.1%. Diluted earnings per share came to $5.23. Over five years revenue grew at an average rate of 13.9% a year.
See the WSFS stock overview for the latest quote and news, or the WSFS chart for price history and technical indicators.
WSFS income statement FAQ
What is WSFS Financial's annual revenue?
WSFS Financial reported total revenue of $1.4 billion for fiscal year 2025, which ended on December 31, 2025. That was down 3.1% from $1.4 billion the previous year.
Is WSFS Financial profitable?
Yes. WSFS Financial reported net income of $287.3 million in fiscal 2025, a net profit margin of 21.1%; its operating margin was 28.0%.
What is WSFS Financial's gross margin?
WSFS Financial's gross margin was 74.7% in fiscal 2025: for every $100 of revenue, WSFS Financial kept $75 after the direct cost of its products and services.
How fast is WSFS Financial growing?
Revenue grew 13.9% a year on average over the last five fiscal years, from $708.5 million to $1.4 billion.
What are WSFS Financial's earnings per share?
WSFS Financial earned $5.23 per diluted share in fiscal 2025, compared with $4.38 a year earlier.
When will WSFS Financial report its next earnings?
WSFS Financial is expected to report results for the quarter ending September 30, 2026 on October 22, 2026 after the market closes.
When does WSFS Financial's fiscal year end?
WSFS Financial's fiscal year ends in December. The latest annual report covers the year ended December 31, 2025 and was filed on March 2, 2026.