WSFS Financial Corporation (WSFS) Key Metrics
WSFS valuation today
Trailing 12 months · as of October 18, 2026- Market cap
- $3.92B
- Enterprise value
- $1.74B
- P/E (TTM)
- 12.8 10-yr median 12.5
- Forward P/E
- 11.1
- PEG ratio
- 0.98
- Price / sales
- 3.6 10-yr median 3.1
- Price / book
- 1.4 10-yr median 1.3
- EV / EBITDA
- — 10-yr median 7.0
- Dividend yield
- 1.05% $0.80 a year
- Beta
- 0.83
WSFS key metrics, 2016–2025
Fiscal year ended December 31, 2025 · U.S. dollarsWSFS valuation Price multiples at each fiscal year-end price.
WSFS returns How much profit the business earns on the capital it uses.
WSFS per-share figures Results divided by the shares outstanding at year-end.
WSFS financial health Debt, liquidity and how easily interest is covered.
WSFS efficiency & capital use Working capital cycle and where the cash goes.
WSFS valuation history
WSFS returns on capital
Net income (ROE, ROA) or after-tax operating income (ROIC) divided by the average of the opening and closing balance.
WSFS debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease liabilities.
WSFS cash returned to shareholders
WSFS price vs earnings per share
WSFS key metrics
2016–2025| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||
| Market capitalization | $3.00B | $3.17B | $2.81B | $2.89B | $2.39B | $2.27B | $2.27B | $1.22B | $1.55B | $1.44B |
| Enterprise value | $1.95B | $2.39B | $2.62B | $2.78B | −$4.09B | −$1.56B | $2.19B | $93.4M | $921.5M | $1.38B |
| P/E ratio | 10.5 | 12.0 | 10.4 | 13.0 | 8.8 | 19.8 | 15.2 | 9.1 | 30.8 | 22.5 |
| Price / sales | 2.2 | 2.3 | 2.2 | 3.0 | 3.7 | 3.2 | 3.2 | 2.7 | 4.1 | 4.5 |
| Price / book | 1.1 | 1.2 | 1.1 | 1.3 | 1.2 | 1.3 | 1.2 | 1.5 | 2.1 | 2.1 |
| Price / free cash flow | 14.1 | 15.4 | 12.2 | 6.1 | 20.1 | 284.2 | 30.0 | 9.4 | 12.6 | 20.5 |
| Price / operating cash flow | 13.7 | 14.4 | 11.9 | 6.0 | 19.0 | 149.8 | 25.2 | 9.0 | 11.9 | 18.0 |
| EV / sales | 1.4 | 1.7 | 2.1 | 2.9 | -6.4 | -2.2 | 3.1 | 0.2 | 2.4 | 4.3 |
| EV / EBITDA | 4.7 | 6.2 | 6.3 | 7.7 | — | — | 9.0 | 0.5 | 7.7 | 12.8 |
| EV / free cash flow | 9.1 | 11.6 | 11.4 | 5.9 | — | — | 28.9 | 0.7 | 7.5 | 19.6 |
| Earnings yield | 9.6% | 8.3% | 9.6% | 7.7% | 11.4% | 5.1% | 6.6% | 11.0% | 3.3% | 4.4% |
| Free cash flow yield | 7.1% | 6.5% | 8.2% | 16.4% | 5.0% | 0.4% | 3.3% | 10.7% | 7.9% | 4.9% |
| Dividend yield | 1.2% | 1.1% | 1.3% | 1.2% | 1.0% | 1.1% | 1.0% | 1.1% | 0.6% | 0.5% |
| Shareholder yield (dividends + buybacks) | 10.9% | 4.2% | 3.3% | 8.2% | 1.6% | 7.9% | 5.3% | 3.6% | 1.4% | 1.5% |
| Share price at fiscal year-end | $55.24 | $53.13 | $45.93 | $45.34 | $50.12 | $44.88 | $43.99 | $37.91 | $47.85 | $46.35 |
| Per share | ||||||||||
| Revenue per share | $25.01 | $23.48 | $20.67 | $15.13 | $13.46 | $14.02 | $13.75 | $14.12 | $11.69 | $10.35 |
| Earnings per share | $5.29 | $4.41 | $4.40 | $3.49 | $5.69 | $2.27 | $2.89 | $4.19 | $1.56 | $2.06 |
| Operating cash flow per share | $4.05 | $3.68 | $3.87 | $7.55 | $2.63 | $0.30 | $1.74 | $4.21 | $4.03 | $2.58 |
| Free cash flow per share | $3.93 | $3.44 | $3.77 | $7.42 | $2.50 | $0.16 | $1.47 | $4.04 | $3.79 | $2.26 |
| Cash per share | $24.99 | $19.58 | $17.78 | $13.08 | $141.14 | $82.62 | $11.09 | $56.76 | $48.35 | $52.00 |
| Book value per share | $50.18 | $43.35 | $40.47 | $34.64 | $40.61 | $35.40 | $35.88 | $25.52 | $22.42 | $22.11 |
| Tangible book value per share | $14.50 | $26.81 | $24.06 | $18.74 | $29.13 | $24.38 | $24.85 | $19.74 | $16.59 | $15.96 |
| Dividends per share | $0.68 | $0.60 | $0.60 | $0.56 | $0.51 | $0.48 | $0.44 | $0.41 | $0.29 | $0.25 |
| Capex per share | $0.12 | $0.24 | $0.10 | $0.14 | $0.14 | $0.14 | $0.28 | $0.17 | $0.24 | $0.32 |
| Debt per share | $5.57 | $6.42 | $14.62 | $11.42 | $5.29 | $6.94 | $9.49 | $21.75 | $29.03 | $49.88 |
| Shares outstanding | 54.4M | 59.7M | 61.2M | 63.7M | 47.7M | 50.5M | 51.6M | 32.2M | 32.3M | 31.1M |
| Change in shares outstanding | −9.0% | −2.4% | −3.8% | +33.4% | −5.6% | −2.0% | +60.3% | −0.4% | +3.9% | +4.4% |
| Returns & profitability | ||||||||||
| Return on equity (ROE) | 10.8% | 10.4% | 11.5% | 10.7% | 14.6% | 6.3% | 11.1% | 17.4% | 7.1% | 10.1% |
| Return on invested capital (ROIC) | 16.5% | 12.9% | 12.3% | — | — | — | 20.2% | — | 15.0% | 15.0% |
| Return on assets (ROA) | 1.4% | 1.3% | 1.3% | 1.2% | 1.8% | 0.9% | 1.5% | 1.9% | 0.7% | 1.0% |
| Return on tangible assets | 1.5% | 1.3% | 1.4% | 1.2% | 1.8% | 0.8% | 1.3% | 1.9% | 0.7% | 1.0% |
| Free cash flow margin | 15.7% | 14.7% | 18.2% | 49.0% | 18.6% | 1.1% | 10.7% | 28.6% | 32.4% | 21.9% |
| Income quality (OCF / net income) | 0.77 | 0.83 | 0.88 | 2.16 | 0.46 | 0.13 | 0.60 | 1.01 | 2.59 | 1.25 |
| Financial health | ||||||||||
| Total debt | $302.7M | $383.6M | $895.1M | $726.9M | $252.2M | $351.0M | $489.3M | $699.8M | $937.8M | $1.55B |
| Cash & short-term investments | $1.36B | $1.17B | $1.09B | $832.6M | $6.73B | $4.18B | $571.8M | $1.83B | $1.56B | $1.62B |
| Net debt | −$1.06B | −$786.2M | −$193.6M | −$105.7M | −$6.48B | −$3.83B | −$82.5M | −$1.13B | −$624.2M | −$65.8M |
| Debt / equity | 0.11 | 0.15 | 0.36 | 0.33 | 0.13 | 0.20 | 0.26 | 0.85 | 1.29 | 2.26 |
| Debt / assets | 0.01 | 0.02 | 0.04 | 0.04 | 0.02 | 0.02 | 0.04 | 0.10 | 0.13 | 0.23 |
| Net debt / EBITDA | −2.52 | −2.03 | −0.47 | −0.29 | −16.38 | −20.88 | −0.34 | −6.18 | −5.20 | −0.61 |
| Current ratio | 0.08 | 0.11 | 0.11 | 0.09 | — | — | 0.08 | 0.32 | 0.30 | — |
| Quick ratio | 0.08 | 0.11 | 0.05 | 0.09 | — | — | 0.14 | 0.32 | 0.30 | — |
| Interest coverage | 1.3 | 1.0 | 1.5 | 7.3 | 15.7 | 3.0 | 2.6 | 3.7 | 3.2 | 4.3 |
| Working capital | −$16.28B | −$15.17B | −$14.72B | −$14.74B | $6.77B | $4.22B | −$8.99B | −$3.95B | −$3.70B | $5.57B |
| Invested capital | $1.67B | $1.80B | $2.28B | $2.10B | −$4.54B | −$2.04B | $1.77B | −$305.1M | $100.2M | $621.5M |
| Tangible asset value | $788.3M | $1.59B | $1.47B | $1.19B | $1.39B | $1.23B | $1.28B | $634.9M | $535.9M | $496.1M |
| Net current asset value | −$17.23B | −$16.33B | −$16.33B | −$16.25B | −$7.07B | −$8.32B | −$9.61B | −$4.58B | −$4.69B | −$511.7M |
| Graham number | $77.24 | $65.61 | $63.27 | $52.18 | $72.10 | $42.53 | $48.27 | $49.04 | $28.01 | $32.02 |
| Graham net-net per share | −$315.74 | −$276.47 | −$261.40 | −$257.70 | −$164.87 | −$181.73 | −$193.36 | −$142.51 | −$145.42 | −$143.05 |
| Capital allocation | ||||||||||
| Dividends paid | $37.2M | $35.8M | $36.7M | $35.7M | $24.2M | $24.4M | $22.5M | $13.2M | $9.4M | $7.6M |
| Share buybacks (net) | $290.3M | $96.3M | $54.6M | $200.1M | $13.3M | $155.8M | $97.2M | $31.2M | $11.8M | $14.3M |
| Dividend payout ratio | 12.9% | 13.6% | 13.7% | 16.1% | 8.9% | 21.2% | 15.1% | 9.8% | 18.8% | 11.9% |
| Dividends + buybacks / free cash flow | 153.3% | 64.2% | 39.6% | 50.0% | 31.5% | — | 158.1% | 34.2% | 17.3% | 31.2% |
| Capex / revenue | 0.5% | 1.0% | 0.5% | 0.9% | 1.0% | 1.0% | 2.0% | 1.2% | 2.0% | 3.1% |
| Capex / operating cash flow | 2.9% | 6.5% | 2.7% | 1.8% | 5.2% | 47.3% | 15.8% | 4.1% | 5.9% | 12.3% |
| Capex / depreciation | 0.17 | 0.36 | 0.13 | 0.15 | 0.17 | 0.19 | 0.29 | 0.49 | 0.66 | 1.00 |
| Stock-based compensation / revenue | 0.9% | 0.8% | 0.8% | 0.7% | 0.9% | 0.4% | 0.5% | 0.5% | 0.9% | 0.9% |
| SG&A / revenue | 15.2% | 2.0% | 24.7% | 30.9% | 34.8% | 28.5% | 26.9% | 30.3% | 33.7% | 31.6% |
| Efficiency | ||||||||||
| Days sales outstanding | 109.1 | 187.6 | 193.7 | 127.9 | 24.4 | 69.8 | 64.0 | 16.6 | 17.6 | 17.6 |
| Days of inventory on hand | — | — | 539.2 | -3,231.2 | 6,285.6 | -2,095.0 | -1,084.4 | 15.8 | 25.0 | 44.2 |
| Days payables outstanding | 30.7 | 36.9 | 27.9 | 12.1 | -4.2 | 4.1 | 8.9 | 9.0 | 9.0 | 9.9 |
| Cash conversion cycle (days) | 78.4 | 150.7 | 705.0 | -3,115.4 | 6,314.2 | -2,029.3 | -1,029.3 | 23.5 | 33.7 | 51.9 |
| Receivables turnover | 3.35 | 1.95 | 1.88 | 2.85 | 14.94 | 5.23 | 5.70 | 21.93 | 20.73 | 20.71 |
| Payables turnover | 11.89 | 9.89 | 13.09 | 30.12 | −87.10 | 88.57 | 41.02 | 40.63 | 40.60 | 36.70 |
| Inventory turnover | — | — | 0.68 | — | — | — | — | 23.08 | 14.58 | 8.26 |
| Asset turnover | 0.06 | 0.07 | 0.06 | 0.05 | 0.04 | 0.05 | 0.07 | 0.06 | 0.05 | 0.05 |
| Average receivables | $406.2M | $720.9M | $671.5M | $337.5M | $43.0M | $135.5M | $124.4M | $20.7M | $18.2M | $15.5M |
| Average payables | $28.9M | $42.4M | $25.9M | $3.0M | $1.1M | $2.3M | $2.5M | $1.5M | $1.1M | $976,000 |
| Average inventory | — | — | $501.5M | −$788.0M | −$1.64B | −$1.16B | −$304.9M | $2.6M | $3.0M | $4.3M |
| Intangibles / total assets | 9.1% | 4.7% | 4.9% | 5.1% | 3.5% | 3.9% | 4.6% | 2.6% | 2.7% | 2.8% |
Computed from WSFS's annual financial statements (latest annual report filed March 2, 2026) and the closing share price on each fiscal year-end, adjusted for stock splits. Figures in U.S. dollars; data from EODHD. Averages use the opening and closing balance of each year.
WSFS valuation and financial ratios
At the end of fiscal 2025 (December 31, 2025), WSFS Financial traded at 10.5 times earnings, against a 10-year median of 12.5. Based on the latest twelve months, the trailing P/E is 12.8 and the forward P/E is 11.1. WSFS Financial earned a return on equity of 10.8% and a return on invested capital of 16.5% in fiscal 2025. It ended the year with $302.7 million of debt and $1.4 billion in cash and short-term investments, a net cash position of $1.1 billion. It returned $327.4 million to shareholders: $37.2 million in dividends and $290.3 million in share buybacks, 153% of free cash flow. The share count rose 74.9% from 31.1M to 54.4M over 9 years.
See the WSFS income statement, the WSFS chart for price history, or the WSFS stock overview for the latest quote and news.
WSFS key metrics FAQ
What is WSFS Financial's P/E ratio?
WSFS Financial's trailing P/E ratio is 12.8 based on the last twelve months of earnings (as of October 18, 2026), and its forward P/E is 11.1. At the end of fiscal 2025 it was 10.5, compared with a 10-year median of 12.5.
What is WSFS Financial's EV/EBITDA?
WSFS Financial's enterprise value was 4.7 times EBITDA at the end of fiscal 2025 (enterprise value $1.9 billion, EBITDA $418.5 million).
What is WSFS Financial's return on equity?
WSFS Financial's return on equity (ROE) was 10.8% in fiscal 2025: net income of $287.3 million on average shareholders' equity of $2.7 billion.
What is WSFS Financial's ROIC?
WSFS Financial's return on invested capital was 16.5% in fiscal 2025, using after-tax operating income divided by average debt plus equity minus cash.
How much debt does WSFS Financial have?
WSFS Financial had total debt of $302.7 million at the end of fiscal 2025, a debt-to-equity ratio of 0.11 and more cash than debt.
What is WSFS Financial's dividend yield?
WSFS Financial's forward dividend yield is 1.05%. WSFS Financial paid $37.2 million in dividends in fiscal 2025 ($0.68 per share), a payout ratio of 12.9%.
Does WSFS Financial buy back its shares?
Yes. WSFS Financial spent $290.3 million on net share repurchases in fiscal 2025 Shares outstanding changed −9.0% over the year, to 54.4M..
What is WSFS Financial's free cash flow yield?
WSFS Financial generated $213.6 million of free cash flow in fiscal 2025, a free cash flow yield of 7.1% on its market value at year-end ($3.0 billion).
What is WSFS Financial's current ratio?
WSFS Financial's current ratio was 0.08 at the end of fiscal 2025: current assets were 0.08 times current liabilities.