Bank7 Corp. (BSVN) AI Stock Analysis
BSVN AI stock analysis summary
AI ResearchBank7 Corp. (BSVN) is an Oklahoma City-based bank holding company operating Bank7. Over the trailing twelve months, the company generated $96.5M in revenue with a profit margin of 42.8% and diluted EPS of $4.30. In FY2025, revenue was $137.3M and free cash flow reached $41.4M.
- Market cap
- $553.8M
- Revenue (TTM)
- $96.5M
- P/E
- 13.5x
- 1Y return
- 37.4% S&P 500 16.8%
- Avg. target
- $63.33 8.9% vs last close
Bull case
- Bank7 Corp. achieved a 5-year revenue CAGR of 20.1% from FY2020 through FY2025.
- Trailing twelve month profitability is supported by an operating margin of 59.4% and return on equity of 16.0%.
- Consensus estimates for next fiscal year project 54.3% revenue growth to $165.0M alongside EPS growth of 22.5% to $5.59.
Bear case
- Annual revenue contracted 3.9% in FY2025 to $137.3M, and latest quarterly revenue declined 4.8% year-over-year.
- The stock trades at a trailing P/E of 13.5x and price-to-sales of 5.7x, above the US-listed Financial Services peer medians of 12.1x and 3.2x.
- Operating cash flow decreased from $55.0M in FY2024 to $46.1M in FY2025.
What Bank7 does
Bank7 Corp. functions as a bank holding company overseeing Bank7, which delivers financial services to individual and corporate clients. Established in 1901 and headquartered in Oklahoma City, Oklahoma, the company provides commercial and retail deposit services such as commercial checking and money market accounts. Its lending operations specialize in commercial real estate, hospitality, energy, and commercial and industrial loans. For individuals, Bank7 Corp. offers consumer lending products including secured and unsecured term loans and home improvement loans. Formerly known as Haines Financial Corp., the company operates with 125 employees.
Growth and profitability
Bank7 Corp. generated a 5-year revenue CAGR of 20.1% from FY2020 to FY2025. Annual revenue expanded from $58.5M in FY2021 to $81.7M in FY2022, $130.8M in FY2023, and $142.8M in FY2024, before declining 3.9% to $137.3M in FY2025. Net income was $23.2M in FY2021, $29.6M in FY2022, $28.3M in FY2023, $45.7M in FY2024, and $43.1M in FY2025, with an FY2025 net margin of 31.4%. In the latest quarter ending September 30, 2026, revenue fell 4.8% year-over-year and earnings declined 6.2%. Trailing twelve month revenue was $96.5M with an operating margin of 59.4% and EPS of $4.30.
Balance sheet and cash flow
As of September 30, 2026, Bank7 Corp. held $234.1M in cash and short-term investments, $1.90B in shareholders' equity, and $2.01B in total assets. During FY2025, operating cash flow was $46.1M and free cash flow was $41.4M after $4.7M in capital expenditures. For capital allocation in FY2025, the company paid $9.3M in dividends and deployed $1.3M for share buybacks. Its 5-year share count change was 5.9%.
Valuation and performance
At $58.14 on October 16, 2026, Bank7 Corp. carries a market capitalization of $553.8M and an enterprise value of $276.7M. The stock trades at a trailing P/E of 13.5x, higher than the 12.1x median of its US-listed Financial Services peers. Its price-to-sales ratio is 5.7x versus the peer median of 3.2x, while its price-to-book ratio is 2.0x. Over the past year, BSVN gained 37.4%, outperforming the S&P 500 (SPY) return of 16.8%, and has risen 161.1% over five years compared to 83.0% for the index.
BSVN dividend
Bank7 Corp. pays a quarterly dividend with an annualized forward payout of $1.20 per share, representing a dividend yield of 2.06%. Its payout ratio is 20.4%. The company has paid dividends for 8 consecutive years and recorded a 5-year annualized dividend growth rate of 20.0%. The last ex-dividend date was September 18, 2026.
What analysts expect
Wall Street coverage includes 2 Buy ratings and 1 Hold rating, with no Sell or Strong Sell ratings. The mean price target is $63.33, which is 8.9% above the last close of $58.14. For the fiscal year ending December 31, 2026, consensus estimates project revenue of $107.0M and EPS of $4.56. Bank7 Corp. exceeded EPS estimates in 3 of the last 4 quarters.
Key risks and what to watch
- Quarterly earnings fell 6.2% year-over-year in the latest quarter ending September 30, 2026.
- Free cash flow dropped from $50.8M in FY2024 to $41.4M in FY2025.
- Insiders own 55.2% of the company, resulting in concentrated ownership.
- Short interest represents 3.5% of the float.
AI-generated research summary. Written with AI from Quotelinks data as of October 16, 2026 and checked so every figure matches that data. For information only, not investment advice. Disclaimer
About this BSVN AI stock analysis
This page is an AI-written research summary of Bank7 Corp. (BSVN). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.
Related: BSVN income statement, BSVN balance sheet, BSVN key metrics, BSVN analyst forecast, BSVN chart. See the BSVN stock overview for the latest quote and news.
BSVN AI stock analysis FAQ
What is Bank7 Corp.'s dividend yield?
Bank7 Corp. has a forward dividend yield of 2.06% with an annualized dividend of $1.20 per share. It has paid dividends for 8 consecutive years with a payout ratio of 20.4%.
How has BSVN performed relative to the S&P 500?
Over the past year, BSVN returned 37.4% compared to 16.8% for the S&P 500 (SPY). Over five years, the stock returned 161.1% versus 83.0% for the S&P 500.
What are analysts forecasting for BSVN stock?
Analysts have a mean price target of $63.33, which is 8.9% above the last close of $58.14. The consensus includes 2 Buy ratings and 1 Hold rating.
What is Bank7 Corp.'s valuation compared to industry peers?
BSVN trades at a trailing P/E of 13.5x and a price-to-sales of 5.7x. The median for US-listed Financial Services peers is 12.1x trailing P/E and 3.2x price-to-sales.