Bank7 Corp. (BSVN) Income Statement
BSVN 2025 at a glance
Fiscal year ended December 31, 2025 · U.S. dollarsBSVN revenue and net income
Where BSVN's revenue goes
2025Each bar shows an amount and its share of revenue. BSVN kept 31.4% of revenue as net income.
BSVN profit margins
BSVN growth rates
to 2025| 1 year | 3 years | 5 years | 10 years | |
|---|---|---|---|---|
| Revenue | −3.9% | +18.9% | +20.1% | — |
| Gross profit | −1.1% | +12.4% | +17.3% | — |
| Operating income | −5.9% | +13.1% | +17.0% | — |
| Net income | −5.8% | +13.3% | +17.5% | +12.0% |
| EPS (diluted) | −7.2% | +11.7% | +17.0% | — |
1-year change and average annual growth (CAGR) over 3, 5 and 10 fiscal years. "—" when a starting value was zero or negative.
BSVN quarterly EPS vs estimates
Bank7 beat the analyst EPS estimate in 7 of the last 8 quarters.
BSVN income statement
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $137.3M | $142.8M | $130.8M | $81.7M | $58.5M | $55.0M | $53.0M | $48.1M | $44.3M | $34.8M |
| Cost of revenue | $40.9M | $45.3M | $60.1M | $13.8M | $7.2M | $11.5M | $9.5M | $7.4M | $6.0M | $4.9M |
| Gross profit | $96.4M | $97.4M | $70.6M | $67.9M | $51.3M | $43.5M | $43.5M | $40.8M | $38.3M | $29.9M |
| Research & development | — | — | — | — | — | — | — | $0 | — | — |
| Sales, general & admin | $23.6M | $21.3M | $17.8M | $17.5M | $12.3M | $10.5M | $21.9M | $8.7M | $8.0M | $7.0M |
| Total operating expenses | $39.6M | $37.1M | $33.4M | $28.6M | $20.4M | $17.6M | $28.4M | $15.0M | $14.5M | $13.1M |
| Operating income | $56.8M | $60.4M | $37.2M | $39.3M | $30.9M | $25.9M | $15.0M | $25.8M | $23.8M | $16.8M |
| Interest income | $128.8M | $131.5M | $121.5M | $78.7M | $56.3M | $53.3M | $51.7M | $46.8M | $42.9M | $33.2M |
| Interest expense | $40.9M | $45.3M | $39.0M | $9.3M | $3.1M | $6.2M | $9.5M | $7.2M | $4.7M | $3.3M |
| Income before taxes | $56.8M | $60.4M | $37.2M | $39.3M | $30.9M | $25.9M | $15.0M | $25.8M | $23.8M | $16.8M |
| Income taxes | $13.7M | $14.7M | $8.9M | $9.6M | $7.8M | $6.6M | $6.8M | $797,000 | $0 | −$59 |
| Net income | $43.1M | $45.7M | $28.3M | $29.6M | $23.2M | $19.3M | $8.2M | $25.0M | $23.8M | $16.8M |
| EBITDA | $57.9M | $61.4M | $38.5M | $40.7M | $31.9M | $27.0M | $15.9M | $26.9M | $24.9M | $17.6M |
| EPS (diluted) | $4.49 | $4.84 | $3.39 | $3.22 | $2.60 | $2.05 | $1.96 | $3.54 | $2.34 | $2.40 |
| Gross margin | 70.2% | 68.2% | 54.0% | 83.1% | 87.7% | 79.1% | 82.0% | 84.7% | 86.5% | 86.0% |
| Operating margin | 41.4% | 42.3% | 28.5% | 48.1% | 52.8% | 47.1% | 28.4% | 53.6% | 53.7% | 48.3% |
| Net margin | 31.4% | 32.0% | 21.6% | 36.3% | 39.6% | 35.0% | 15.5% | 51.9% | 53.7% | 48.3% |
| Sep '26 | Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $33.0M | $29.0M | $35.7M | $34.7M | $35.9M | $34.5M | $32.2M | $34.7M | $37.2M | $35.6M | $35.3M | $39.2M |
| Cost of revenue | $9.6M | $9.0M | $9.6M | $10.6M | $11.4M | $10.0M | $9.6M | $10.6M | $12.3M | $11.2M | $11.3M | $26.6M |
| Gross profit | $23.4M | $19.9M | $26.2M | $24.1M | $24.5M | $24.4M | $22.6M | $24.1M | $24.9M | $24.4M | $24.0M | $12.6M |
| Sales, general & admin | $7.5M | $8.8M | $8.1M | $9.9M | $6.0M | $5.9M | $5.5M | $5.2M | $5.5M | $5.2M | $5.4M | $3.2M |
| Total operating expenses | $9.8M | $8.9M | $9.4M | $9.9M | $10.3M | $9.7M | $8.9M | $9.4M | $9.4M | $9.1M | $9.1M | $11.0M |
| Operating income | $13.6M | $11.0M | $16.7M | $14.2M | $14.2M | $14.7M | $13.7M | $14.7M | $15.5M | $15.3M | $14.9M | $1.6M |
| Interest income | — | $30.9M | $33.8M | $32.8M | $33.7M | $31.8M | $30.4M | $32.3M | $33.5M | $32.4M | $33.3M | $32.4M |
| Interest expense | $9.6M | $9.0M | $9.6M | $10.6M | $10.7M | $10.0M | $9.6M | $10.6M | $12.3M | $11.2M | $11.3M | $11.1M |
| Income before taxes | $13.6M | $11.0M | $15.8M | $14.2M | $14.2M | $14.7M | $13.7M | $14.7M | $15.5M | $15.3M | $14.9M | $1.6M |
| Income taxes | $3.4M | $2.7M | $3.8M | $3.4M | $3.3M | $3.6M | $3.4M | $3.6M | $3.7M | $3.7M | $3.6M | $491,000 |
| Net income | $10.2M | $8.3M | $12.0M | $10.8M | $10.8M | $11.1M | $10.3M | $11.1M | $11.8M | $11.5M | $11.3M | $1.1M |
| EBITDA | $23.2M | $11.3M | $17.0M | $14.4M | $14.5M | $15.0M | $14.0M | $15.0M | $15.8M | $15.5M | $15.2M | $1.9M |
| EPS (diluted) | $1.06 | $0.87 | $1.25 | $1.12 | $1.13 | $1.16 | $1.08 | $1.16 | $1.24 | $1.23 | $1.21 | $0.12 |
| Gross margin | 70.8% | 68.8% | 73.2% | 69.6% | 68.3% | 70.9% | 70.2% | 69.5% | 67.0% | 68.5% | 68.0% | 32.1% |
| Operating margin | 41.3% | 38.0% | 46.8% | 40.9% | 39.5% | 42.7% | 42.6% | 42.4% | 41.7% | 42.8% | 42.2% | 4.0% |
| Net margin | 30.9% | 28.8% | 33.6% | 31.1% | 30.2% | 32.2% | 32.1% | 32.0% | 31.7% | 32.4% | 32.0% | 2.7% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported in BSVN's financial statements (latest annual report filed March 17, 2026); data from EODHD. Sales, general & administrative expenses include sales and marketing.
BSVN financial results
In fiscal year 2025 (ended December 31, 2025), Bank7 reported revenue of $137.3 million, down 3.9% from the year before. It had net income of $43.1 million (down 5.8%), a net profit margin of 31.4%. Diluted earnings per share came to $4.49. Over five years revenue grew at an average rate of 20.1% a year.
See the BSVN stock overview for the latest quote and news, or the BSVN chart for price history and technical indicators.
BSVN income statement FAQ
What is Bank7's annual revenue?
Bank7 reported total revenue of $137.3 million for fiscal year 2025, which ended on December 31, 2025. That was down 3.9% from $142.8 million the previous year.
Is Bank7 profitable?
Yes. Bank7 reported net income of $43.1 million in fiscal 2025, a net profit margin of 31.4%; its operating margin was 41.4%.
What is Bank7's gross margin?
Bank7's gross margin was 70.2% in fiscal 2025: for every $100 of revenue, Bank7 kept $70 after the direct cost of its products and services.
How fast is Bank7 growing?
Revenue grew 20.1% a year on average over the last five fiscal years, from $55.0 million to $137.3 million.
What are Bank7's earnings per share?
Bank7 earned $4.49 per diluted share in fiscal 2025, compared with $4.84 a year earlier.
When does Bank7's fiscal year end?
Bank7's fiscal year ends in December. The latest annual report covers the year ended December 31, 2025 and was filed on March 17, 2026.