Bank7 Corp. (BSVN) Balance Sheet
BSVN balance sheet, 2025
December 31, 2025 · U.S. dollars$1.96B assets = $1.71B liabilities + $251.0M equity
Both columns are drawn to the same scale: what BSVN owns equals what it owes plus shareholders’ equity. Hover a block for its value.
BSVN financial health
Goodwill & intangibles0.6%
Mostly tangible · of total assets
Descriptive bands, not a rating. Fiscal 2025.
BSVN balance sheet trends, 2016–2025
| Metric | Trend | Then | Latest | Change |
|---|---|---|---|---|
| Total assets | $613.8M2016 | $1.96B2025 | +13.8%/yr | |
| Total liabilities | $558.6M2016 | $1.71B2025 | +13.3%/yr | |
| Shareholders’ equity | $55.1M2016 | $251.0M2025 | +18.3%/yr | |
| Cash & short-term investments | $103.7M2016 | $255.1M2025 | +10.5%/yr | |
| Total debt | $6.4M2016 | $1.9M2024 | −14.2%/yr | |
| Net cash (debt) | $97.3M2016 | $271.3M2024 | +$174.0M | |
| Working capital | −$444.3M2016 | $298.1M2025 | +$742.4M | |
| Book value per share | $5.412016 | $26.222025 | +19.2%/yr | |
| Debt / equity | 0.122016 | 0.012024 | −0.11 | |
| Shares outstanding | 10.2M2016 | 9.6M2025 | −0.7%/yr |
Change is the average annual growth (CAGR) or the difference between the first and latest year.
BSVN assets
Cash & ST investmentsReceivablesInventoryOther currentPP&EGoodwill & intangiblesLT investmentsOther non-current
BSVN liabilities and equity
Current liabilitiesLong-term debtOther long-term liabilitiesEquity
BSVN debt vs cash
Total debtCash & ST investmentsNet cash (debt)
Debt includes short- and long-term borrowings and, where reported, lease obligations.
BSVN balance sheet
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||
| Cash & short-term investments | $255.1M | $273.1M | $338.4M | $287.8M | $283.4M | $170.3M | $147.3M | $159.8M | $130.2M | $103.7M |
| Cash & equivalents | $244.6M | $240.9M | $198.7M | $114.6M | $198.6M | $170.3M | $147.3M | $159.8M | $130.2M | $103.7M |
| Short-term investments | $10.5M | $32.2M | $139.7M | $173.2M | $84.8M | $1.2M | $1.1M | $1.1M | $30.2M | $29.4M |
| Receivables | $0 | $0 | $0 | $16.4M | $10.5M | $7.2M | $6.1M | $7.2M | $4.7M | $4.3M |
| Inventory | $0 | $0 | $0 | −$122.7M | −$212.3M | −$174.7M | −$151.2M | −$164.5M | $100,000 | −$107.4M |
| Other current assets | $43.6M | $0 | $0 | $122.7M | $212.3M | $174.7M | $151.2M | $164.5M | $0 | $107.4M |
| Total current assets | $298.7M | $273.1M | $338.4M | $304.2M | $293.9M | $177.5M | $153.4M | $167.0M | $134.9M | $107.9M |
| Property, plant & equipment (net) | $21.9M | $18.1M | $14.9M | $13.1M | $17.3M | $9.2M | $9.6M | $7.8M | $9.6M | $6.5M |
| Goodwill & intangible assets | $12.0M | $9.3M | $9.5M | $9.9M | $10.1M | $1.6M | $1.8M | $2.0M | $2.2M | $2.4M |
| Long-term investments | $37.9M | $33.5M | $170.8M | $174.4M | $86.0M | $1.2M | $1.1M | $1.1M | $1.0M | $1.0M |
| Other non-current assets | $1.59B | $1.41B | $1.24B | $1.08B | $943.2M | $827.3M | $700.5M | $592.7M | $555.8M | $495.9M |
| Total assets | $1.96B | $1.74B | $1.77B | $1.58B | $1.35B | $1.02B | $866.4M | $770.5M | $703.6M | $613.8M |
| Liabilities | ||||||||||
| Accounts payable | — | — | — | $9.7M | $5.7M | $3.8M | $8.4M | $4.2M | $3.0M | $2.7M |
| Short-term debt | — | $646,000 | $553,000 | $532,000 | $84.8M | — | — | — | $800,000 | $6.4M |
| Deferred revenue | — | — | — | $522,000 | — | — | — | — | $2.2M | −$3.7M |
| Total current liabilities | $594,000 | $1.52B | $1.59B | $1.44B | $1.22B | $909.4M | $757.8M | $677.8M | $3.0M | $552.2M |
| Long-term debt | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $5.6M | $6.4M |
| Other long-term liabilities | $1.71B | $11.1M | $9.6M | $0 | $722.7M | $909.3M | $8.4M | $4.2M | $0 | $0 |
| Total liabilities | $1.71B | $1.53B | $1.60B | $1.44B | $1.22B | $909.4M | $766.3M | $682.0M | $634.4M | $558.6M |
| Shareholders' equity | ||||||||||
| Common stock & paid-in capital | $95,000 | $94,000 | $92,000 | $91,000 | $91,000 | $90,000 | $101,000 | $102,000 | $72,875 | $72,875 |
| Retained earnings (deficit) | $149.7M | $116.3M | $79.0M | $58.0M | $33.1M | $14.1M | $7.6M | $8.1M | $62.1M | $48.1M |
| Accumulated other comprehensive income | −$2.5M | −$5.0M | −$6.1M | −$9.3M | $144,000 | $0 | $24,000 | −$3.0M | −$3.0M | −$5.0M |
| Total shareholders' equity | $251.0M | $213.2M | $170.3M | $144.1M | $127.4M | $107.3M | $100.1M | $88.5M | $69.2M | $55.1M |
| Key figures | ||||||||||
| Total debt | — | $1.9M | $2.0M | $2.1M | $84.8M | — | — | — | $6.4M | $6.4M |
| Net cash (debt) | — | $271.3M | $336.4M | $285.7M | $198.6M | — | — | — | $123.8M | $97.3M |
| Working capital | $298.1M | −$1.24B | −$1.25B | −$1.14B | −$929.2M | −$731.9M | −$604.5M | −$510.8M | $131.9M | −$444.3M |
| Tangible book value | $239.0M | $203.9M | $160.8M | $134.2M | $117.3M | $105.7M | $98.3M | $86.5M | $67.0M | $52.7M |
| Book value per share | $26.22 | $22.57 | $18.39 | $15.65 | $14.01 | $11.44 | $9.87 | $10.74 | $6.79 | $5.41 |
| Shares outstanding | 9.6M | 9.4M | 9.3M | 9.2M | 9.1M | 9.4M | 10.1M | 8.2M | 10.2M | 10.2M |
| Current ratio | 502.78 | 0.18 | 0.21 | 0.21 | 0.24 | 0.20 | 0.20 | 0.25 | 45.16 | 0.20 |
| Quick ratio | 429.45 | 0.18 | 0.21 | 0.21 | 0.24 | 0.20 | 0.20 | 0.25 | 45.16 | 0.20 |
| Debt / equity | — | 0.01 | 0.01 | 0.01 | 0.67 | — | — | — | 0.09 | 0.12 |
| Equity / assets | 12.8% | 12.3% | 9.6% | 9.1% | 9.4% | 10.6% | 11.6% | 11.5% | 9.8% | 9.0% |
| Sep '26 | Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||||
| Cash & short-term investments | $234.1M | $272.2M | $298.8M | $255.1M | $286.2M | $276.0M | $313.1M | $273.1M | $241.3M | $268.7M | $362.3M | $338.4M |
| Cash & equivalents | $277.2M | $220.6M | $246.7M | $244.6M | $256.7M | $218.8M | $253.5M | $240.9M | $195.4M | $222.3M | $210.4M | $198.7M |
| Short-term investments | $234.1M | $51.6M | $52.1M | $10.5M | $29.5M | $57.2M | $59.6M | $32.2M | $45.9M | $46.4M | $151.9M | $139.7M |
| Receivables | $0 | $0 | $0 | $0 | $0 | $381,000 | $0 | $0 | $0 | $358,000 | $0 | $0 |
| Inventory | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | −$210.5M | $0 | $0 |
| Other current assets | $0 | $0 | $0 | $43.6M | $0 | $0 | $0 | $0 | $0 | $210.5M | $0 | $0 |
| Total current assets | $234.1M | $272.2M | $298.8M | $298.7M | $286.2M | $276.0M | $313.1M | $273.1M | $241.3M | $269.0M | $362.3M | $338.4M |
| Property, plant & equipment (net) | $27.1M | $25.9M | $24.1M | $21.9M | $21.1M | $21.1M | $20.7M | $18.1M | $17.1M | $16.7M | $15.4M | $14.9M |
| Goodwill & intangible assets | $11.9M | $11.9M | $11.9M | $12.0M | $12.0M | $12.0M | $12.1M | $9.3M | $9.4M | $9.4M | $9.4M | $9.5M |
| Long-term investments | $0 | $35.8M | $36.1M | $37.9M | $56.0M | $58.4M | $60.9M | $33.5M | $47.2M | $47.6M | $153.2M | $170.8M |
| Other non-current assets | $1.73B | $1.57B | $1.57B | $1.59B | $1.52B | $1.47B | $1.38B | $1.41B | $1.43B | $1.34B | $1.23B | $1.24B |
| Total assets | $2.01B | $1.91B | $1.95B | $1.96B | $1.89B | $1.84B | $1.79B | $1.74B | $1.74B | $1.68B | $1.77B | $1.77B |
| Liabilities | ||||||||||||
| Short-term debt | — | — | — | — | — | — | — | $646,000 | — | — | — | $553,000 |
| Total current liabilities | — | $839,000 | $3.9M | $594,000 | $146,000 | $1.59B | $1.55B | $1.52B | $1.52B | $1.48B | $1.58B | $1.59B |
| Long-term debt | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other long-term liabilities | $1.73B | $1.65B | $1.68B | $1.71B | $1.65B | $10.3M | $9.0M | $11.1M | $11.6M | $10.8M | $10.5M | $9.6M |
| Total liabilities | $1.73B | $1.65B | $1.69B | $1.71B | $1.65B | $1.60B | $1.56B | $1.53B | $1.54B | $1.49B | $1.59B | $1.60B |
| Shareholders' equity | ||||||||||||
| Common stock & paid-in capital | $95,000 | $95,000 | $95,000 | $95,000 | $95,000 | $94,000 | $94,000 | $94,000 | $93,000 | $93,000 | $92,000 | $92,000 |
| Retained earnings (deficit) | $172.3M | $164.9M | $159.1M | $149.7M | $141.5M | $133.2M | $124.3M | $116.3M | $107.4M | $97.9M | $88.3M | $79.0M |
| Accumulated other comprehensive income | −$3.2M | −$2.6M | −$2.7M | −$2.5M | −$3.0M | −$3.7M | −$4.3M | −$5.0M | −$4.1M | −$5.7M | −$5.7M | −$6.1M |
| Total shareholders' equity | $1.90B | $266.3M | $259.8M | $251.0M | $241.7M | $231.9M | $221.7M | $213.2M | $204.2M | $190.8M | $180.4M | $170.3M |
| Key figures | ||||||||||||
| Total debt | — | — | — | — | — | — | — | $1.9M | — | — | — | $2.0M |
| Net cash (debt) | — | — | — | — | — | — | — | $271.3M | — | — | — | $336.4M |
| Working capital | — | $271.4M | $294.9M | $298.1M | $286.0M | −$1.32B | −$1.24B | −$1.24B | −$1.28B | −$1.21B | −$1.22B | −$1.25B |
| Tangible book value | $1.88B | $254.4M | $247.9M | $239.0M | $229.7M | $219.8M | $209.6M | $203.9M | $194.8M | $181.4M | $171.0M | $160.8M |
| Book value per share | $196.72 | $27.74 | $27.07 | $26.15 | $25.27 | $24.29 | $23.20 | $22.31 | $21.49 | $20.37 | $19.36 | $18.36 |
| Shares outstanding | 9.6M | 9.6M | 9.6M | 9.6M | 9.6M | 9.5M | 9.6M | 9.6M | 9.5M | 9.4M | 9.3M | 9.3M |
| Current ratio | — | 324.44 | 76.39 | 502.78 | 1,959.99 | 0.17 | 0.20 | 0.18 | 0.16 | 0.18 | 0.23 | 0.21 |
| Quick ratio | — | 324.44 | 76.39 | 429.45 | 1,959.99 | 0.17 | 0.20 | 0.18 | 0.16 | 0.18 | 0.23 | 0.21 |
| Debt / equity | — | — | — | — | — | — | — | 0.01 | — | — | — | 0.01 |
| Equity / assets | 94.5% | 13.9% | 13.4% | 12.8% | 12.8% | 12.6% | 12.4% | 12.3% | 11.7% | 11.3% | 10.2% | 9.6% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported (latest annual report filed March 17, 2026); data from EODHD.
BSVN financial position
At the end of fiscal 2025 (December 31, 2025), Bank7 had total assets of $2.0 billion (up 12.9% from a year earlier), total liabilities of $1.7 billion and shareholders' equity of $251.0 million. Its current ratio was 502.78. In the latest quarter (ended September 30, 2026) total assets were $2.0 billion and equity $1.9 billion.
Related: BSVN income statement, BSVN cash flow statement, BSVN key metrics. See the BSVN stock overview for the latest quote and news.
BSVN balance sheet FAQ
What are Bank7's total assets?
Bank7 reported total assets of $2.0 billion at the end of fiscal 2025 (December 31, 2025), compared with $1.7 billion a year earlier.
How much cash does Bank7 have?
Bank7 held $255.1 million in cash and short-term investments at the end of fiscal 2025.
What is Bank7's book value?
Bank7's shareholders' equity (book value) was $251.0 million at the end of fiscal 2025, or $26.22 per share.
What is Bank7's current ratio?
Bank7 had current assets of $298.7 million and current liabilities of $0.6 million, a current ratio of 502.78 (it can cover its short-term obligations).
How much goodwill does Bank7 have?
Bank7 carried $12.0 million of goodwill and intangible assets, 0.6% of total assets, at the end of fiscal 2025.