Affirm Holdings, Inc. (AFRM) Ownership
AFRM ownership summary
as of October 18, 2026- Institutions
- 88.6% of shares outstanding
- Insiders
- 4.32% of shares outstanding
- Shares outstanding
- 296.9M
- Float
- 283.8M shares available to trade
- Short interest
- 6.07% 17.9M shares short
- Days to cover
- 3.79 short interest up 9.8% vs prior month
- Institutions 88.62%
- Insiders 4.32%
- Other investors 7.06%
AFRM top institutional holders
20 largest| # | Holder | % of shares | Shares | Value | Change | Reported |
|---|---|---|---|---|---|---|
| 1 | Capital Research Global Investors | 7.71% | 26.0M | $1.92B | +1.4M (+5.7%) | June 30, 2026 |
| 2 | Capital World Investors | 6.85% | 23.1M | $1.71B | +602,213 (+2.7%) | June 30, 2026 |
| 3 | Morgan Stanley - Brokerage Accounts | 6.82% | 23.0M | $1.70B | +1.3M (+5.9%) | June 30, 2026 |
| 4 | BlackRock Inc | 5.81% | 19.6M | $1.45B | +881,044 (+4.7%) | June 30, 2026 |
| 5 | FMR Inc | 5.21% | 17.6M | $1.30B | +287,275 (+1.7%) | June 30, 2026 |
| 6 | JPMorgan Chase & Co | 4.96% | 16.7M | $1.24B | +11.4M (+215.7%) | June 30, 2026 |
| 7 | Vanguard Capital Management, LLC | 3.65% | 12.3M | $911.9M | +168,515 (+1.4%) | June 30, 2026 |
| 8 | Vanguard Portfolio Management, LLC | 3.52% | 11.9M | $879.7M | +286,412 (+2.5%) | June 30, 2026 |
| 9 | State Street Corp | 1.88% | 6.3M | $469.9M | +318,073 (+5.3%) | June 30, 2026 |
| 10 | Baillie Gifford & Co Limited. | 1.74% | 5.9M | $433.4M | +554,272 (+10.5%) | June 30, 2026 |
| 11 | Geode Capital Management, LLC | 1.69% | 5.7M | $422.8M | +189,719 (+3.4%) | June 30, 2026 |
| 12 | Winslow Capital Management, LLC | 1.36% | 4.6M | $338.8M | +4.6M (0.0%) | June 30, 2026 |
| 13 | Durable Capital Partners LP | 1.31% | 4.4M | $327.5M | −1.2M (−21.7%) | June 30, 2026 |
| 14 | NORGES BANK | 1.09% | 3.7M | $272.4M | −107,055 (−2.8%) | June 30, 2026 |
| 15 | Bank of America Corp | 0.84% | 2.8M | $210.2M | +65,962 (+2.4%) | June 30, 2026 |
| 16 | UBS Group AG | 0.74% | 2.5M | $185.9M | +209,003 (+9.1%) | June 30, 2026 |
| 17 | D1 Capital Partners L.P. | 0.57% | 1.9M | $141.2M | −28,389 (−1.5%) | June 30, 2026 |
| 18 | Vanguard Fiduciary Trust Co | 0.56% | 1.9M | $138.8M | +62,217 (+3.4%) | June 30, 2026 |
| 19 | Northern Trust Corp | 0.54% | 1.8M | $134.3M | +52,046 (+3.0%) | June 30, 2026 |
| 20 | SEI Investments Co | 0.51% | 1.7M | $126.2M | +1.5M (+672.4%) | June 30, 2026 |
Value at the latest close. Change = shares bought or sold in the latest quarterly filing (13F). In the top 20, 17 holders added 23.9M shares and 3 cut 1.4M.
AFRM top mutual fund and ETF holders
20 largest| # | Holder | % of shares | Shares | Value | Change | Reported |
|---|---|---|---|---|---|---|
| 1 | American Funds Growth Fd of Amer A | 6.93% | 23.4M | $1.73B | −476,781 (−2.0%) | June 30, 2026 |
| 2 | American Funds AMCAP A | 3.26% | 11.0M | $814.1M | +1.2M (+12.1%) | June 30, 2026 |
| 3 | Vanguard MStar Total Stk Mkt Idx Invest | 2.50% | 8.4M | $623.5M | −9,615 (−0.1%) | August 31, 2026 |
| 4 | Vanguard Small Cap Index | 1.81% | 6.1M | $451.2M | +8,354 (+0.1%) | August 31, 2026 |
| 5 | American Funds SMALLCAP World A | 1.78% | 6.0M | $444.2M | — | June 30, 2026 |
| 6 | Scottish Mortgage Ord | 1.12% | 3.8M | $280.8M | — | July 31, 2026 |
| 7 | American Funds IS® Growth 1 | 1.07% | 3.6M | $266.1M | — | June 30, 2026 |
| 8 | Vanguard MStar Small Cap Growth Indx Inv | 1.04% | 3.5M | $258.9M | −23,375 (−0.7%) | August 31, 2026 |
| 9 | Morgan Stanley Inst Growth I | 0.91% | 3.1M | $228.1M | −187,796 (−5.7%) | June 30, 2026 |
| 10 | Fidelity Blue Chip Growth | 0.66% | 2.2M | $165.4M | −659,000 (−22.8%) | August 31, 2026 |
| 11 | MS INVF US Growth I | 0.65% | 2.2M | $161.6M | −247,605 (−10.2%) | August 31, 2026 |
| 12 | Capital Group Growth ETF | 0.61% | 2.1M | $153.4M | +5,472 (+0.3%) | September 30, 2026 |
| 13 | Vanguard US Growth Investor | 0.60% | 2.0M | $151.0M | −317,177 (−13.5%) | June 30, 2026 |
| 14 | Strategic Advisers Fidelity US TtlStk | 0.57% | 1.9M | $143.6M | +14,129 (+0.7%) | August 31, 2026 |
| 15 | BlackRock Mid-Cap Growth Equity Instl | 0.55% | 1.8M | $136.5M | −248,392 (−11.9%) | August 31, 2026 |
| 16 | MS INVF US Advantage I | 0.55% | 1.8M | $136.2M | −47,801 (−2.5%) | August 31, 2026 |
| 17 | Fidelity Advisor Growth Opps M | 0.54% | 1.8M | $135.0M | −226,000 (−11.0%) | August 31, 2026 |
| 18 | NYLIM Winslow Large Cap Growth Class A | 0.53% | 1.8M | $133.5M | −50,700 (−2.7%) | August 31, 2026 |
| 19 | JPMorgan US Equity L | 0.50% | 1.7M | $124.8M | −22,027 (−1.3%) | August 31, 2026 |
| 20 | iShares Russell Mid-Cap Growth ETF | 0.47% | 1.6M | $116.6M | −1,683 (−0.1%) | September 30, 2026 |
Funds report holdings monthly or quarterly; dates differ by fund.
AFRM insider transactions
latest 20| Date | Name | Transaction | Price | Shares | Value |
|---|---|---|---|---|---|
| 2026-04-14 | Noel Bertram Watson | Sell | $55.00 | 2,000 | $110,000 |
| 2026-01-05 | Max R Levchin | Sell | $80.62 | 666,666 | $53.7M |
| 2026-01-05 | Robert O'hare | Sell | $80.00 | 36,401 | $2.9M |
| 2025-12-03 | Robert O'hare | Sell | $70.00 | 8,189 | $573,230 |
| 2025-09-22 | Max R Levchin | Sell | $89.27 | 651,713 | $58.2M |
| 2025-09-15 | Siphelele Jiyane | Sell | $85.42 | 12,500 | $1.1M |
| 2025-09-04 | Siphelele Jiyane | Sell | $90.71 | 25,533 | $2.3M |
| 2025-09-02 | Robert O'hare | Sell | $83.30 | 31,423 | $2.6M |
| 2025-08-29 | Christa S Quarles | Sell | $93.00 | 15,000 | $1.4M |
| 2025-08-29 | Katherine Adkins | Sell | $95.00 | 36,878 | $3.5M |
| 2025-08-29 | Siphelele Jiyane | Sell | $96.47 | 22,725 | $2.2M |
| 2025-08-28 | Max R Levchin | Sell | $80.17 | 499,223 | $40.0M |
| 2025-08-22 | Michael Linford | Sell | $80.09 | 184,200 | $14.8M |
| 2025-08-22 | Robert O'hare | Sell | $80.09 | 77,800 | $6.2M |
| 2025-08-22 | Max R Levchin | Sell | $80.10 | 167,443 | $13.4M |
| 2025-08-18 | Max R Levchin | Sell | $80.05 | 14,953 | $1.2M |
| 2025-08-18 | Michael Linford | Sell | $80.00 | 10,800 | $864,000 |
| 2025-08-18 | Robert O'hare | Sell | $80.00 | 11,405 | $912,400 |
| 2025-08-06 | Katherine Adkins | Sell | $75.00 | 6,489 | $486,675 |
| 2025-08-05 | Katherine Adkins | Sell | $75.00 | 1,329 | $99,675 |
Reported trades by company officers, directors and other filers (including disclosures by members of Congress where EODHD lists them). "—" where the filing gives no share count.
AFRM shares outstanding
Year-end shares outstanding, adjusted for splits.
Who owns AFRM
Institutional investors own 88.6% of Affirm's shares and insiders 4.32%. The largest holder is Capital Research Global Investors with 7.71% of the shares (26.0M), as of June 30, 2026. Among the top 20 institutions, 17 added shares and 3 reduced their stake in the latest filings. Short interest is 6.07% of the float, or 3.79 days of average trading volume. The share count rose 66.4% since 2019.
Related: AFRM analyst forecast, AFRM key metrics. See the AFRM stock overview for the latest quote and news.
AFRM ownership FAQ
Who owns the most Affirm stock?
The largest shareholders of Affirm are Capital Research Global Investors (7.71%), Capital World Investors (6.85%), Morgan Stanley - Brokerage Accounts (6.82%), BlackRock Inc (5.81%), FMR Inc (5.21%).
What percentage of Affirm is owned by institutions?
Institutions hold 88.6% of Affirm's shares outstanding; insiders hold 4.32%.
Which funds own Affirm?
The largest fund holders of Affirm are American Funds Growth Fd of Amer A (6.93%), American Funds AMCAP A (3.26%), Vanguard MStar Total Stk Mkt Idx Invest (2.50%), Vanguard Small Cap Index (1.81%), American Funds SMALLCAP World A (1.78%).
What is Affirm's short interest?
17.9M shares of Affirm were sold short, 6.07% of the float; at the average daily volume it would take 3.79 days to cover.
Are insiders buying or selling Affirm?
Of the latest 20 reported insider transactions in Affirm (since August 5, 2025), 0 were purchases and 20 were sales.
How many shares of Affirm are outstanding?
Affirm has 296.9M shares outstanding, of which 283.8M are in the public float.