Affirm Holdings, Inc. (AFRM) Stock Forecast
AFRM analyst forecast
as of October 18, 2026- Analyst consensus
- Buy 4.41 / 5 from 34 analysts
- Price target
- $98.59 average of analyst targets
- Upside to target
- +33.2% from the latest close
- Next earnings
- November 5, 2026 EPS estimate $0.35
- 52-week range
- $42.53 – $85.78
AFRM analyst ratings
34 analystsNumber of analysts at each rating.
AFRM price target
The average of analyst 12-month price targets compared with the latest close and the 52-week range.
AFRM earnings per share estimates
| Period | Average | Low | High | Year ago | Growth | Analysts |
|---|---|---|---|---|---|---|
| Current quarter (Sep '26) | $0.86 | $0.76 | $1.01 | $0.61 | +41.6% | 5 |
| Next quarter (Dec '26) | $1.10 | $1.01 | $1.29 | $0.72 | +52.3% | 5 |
| Current fiscal year (FY2027) | $3.85 | $3.26 | $4.68 | $7.01 | −45.1% | 7 |
| Next fiscal year (FY2028) | $5.02 | $3.90 | $6.01 | $3.85 | +30.2% | 6 |
Consensus EPS estimates; growth compares the average estimate with the year-ago EPS.
AFRM revenue estimates
| Period | Average | Low | High | Growth | Analysts |
|---|---|---|---|---|---|
| Current quarter (Sep '26) | $1.21B | $1.16B | $1.23B | +29.7% | 29 |
| Next quarter (Dec '26) | $1.43B | $1.34B | $1.50B | +27.2% | 28 |
| Current fiscal year (FY2027) | $5.49B | $5.23B | $5.72B | +28.9% | 31 |
| Next fiscal year (FY2028) | $6.84B | $6.24B | $7.46B | +24.6% | 28 |
AFRM EPS: reported and forecast
Fiscal years; "E" marks estimates, the line shows the range from the lowest to the highest estimate.
AFRM revenue: reported and forecast
AFRM EPS estimate revisions
| Period | 90 days ago | 60 days ago | 30 days ago | 7 days ago | Now | Change (90 d) | Revisions (30 d) |
|---|---|---|---|---|---|---|---|
| Current quarter (Sep '26) | $0.87 | $0.85 | $0.86 | $0.83 | $0.86 | −1.4% | 5 up · 0 down |
| Next quarter (Dec '26) | $1.13 | $1.07 | $1.10 | $1.06 | $1.10 | −2.6% | 2 up · 1 down |
| Current fiscal year (FY2027) | $3.78 | $3.72 | $3.96 | $3.83 | $3.85 | +1.8% | 7 up · 1 down |
| Next fiscal year (FY2028) | $4.76 | $4.73 | $4.94 | $4.83 | $5.02 | +5.3% | 6 up · 1 down |
How the consensus EPS estimate changed over the last 90 days, and how many analysts raised or lowered it in the last 30 days.
AFRM earnings surprises
Reported EPS vs the consensus estimate for the last 12 quarters; AFRM beat in 7 of 12.
What analysts expect from AFRM
34 analysts cover Affirm; their consensus rating is buy (4.41 on a 1–5 scale, where 5 is a strong buy). The average price target is $98.59, 33.2% above the latest close of $74.01. Analysts expect earnings of $3.85 per share for FY2027, −45.1% from a year earlier. For FY2028 the average estimate is $5.02 per share on revenue of $6.8 billion. Affirm beat the EPS estimate in 7 of the last 12 quarters.
Related: AFRM income statement, AFRM key metrics, AFRM chart. See the AFRM stock overview for the latest quote and news.
AFRM forecast FAQ
What is Affirm's price target?
The average analyst price target for Affirm is $98.59, 33.2% above the latest close of $74.01.
Is Affirm a buy, hold or sell?
Of 34 analysts covering Affirm, 21 rate it a strong buy, 6 a buy, 7 a hold, 0 a sell and 0 a strong sell, a consensus of buy. Ratings are opinions, not a recommendation from Quotelinks.
What is Affirm's EPS forecast?
Analysts forecast $3.85 per share for FY2027 (range $3.26 to $4.68); for FY2028 the estimate is $5.02.
What is Affirm's revenue forecast?
The average revenue estimate for FY2027 is $5.5 billion, growth of 28.9%; for FY2028 it is $6.8 billion.
When does Affirm report earnings?
Affirm is expected to report results for the quarter ending September 30, 2026 on November 5, 2026 after the market closes; the EPS estimate is $0.35.
Does Affirm usually beat earnings estimates?
Affirm reported EPS at or above the analyst estimate in 7 of the last 12 quarters.