Synchrony Financial (SYF) Stock Forecast
SYF analyst forecast
as of October 18, 2026- Analyst consensus
- Buy 4.17 / 5 from 24 analysts
- Price target
- $87.88 average of analyst targets
- Upside to target
- +19.3% from the latest close
- Next earnings
- October 20, 2026 EPS estimate $2.48
- 52-week range
- $63.78 – $88.47
SYF analyst ratings
24 analystsNumber of analysts at each rating.
SYF price target
The average of analyst 12-month price targets compared with the latest close and the 52-week range.
SYF earnings per share estimates
| Period | Average | Low | High | Year ago | Growth | Analysts |
|---|---|---|---|---|---|---|
| Current quarter (Sep '26) | $2.40 | $2.30 | $2.59 | $2.86 | −15.9% | 17 |
| Current fiscal year (2026) | $9.45 | $9.25 | $10.17 | $9.43 | +0.3% | 18 |
| Next fiscal year (2027) | $10.46 | $9.99 | $11.37 | $9.46 | +10.6% | 23 |
Consensus EPS estimates; growth compares the average estimate with the year-ago EPS.
SYF revenue estimates
| Period | Average | Low | High | Growth | Analysts |
|---|---|---|---|---|---|
| Current quarter (Sep '26) | $3.81B | $3.74B | $3.86B | −0.4% | 10 |
| Current fiscal year (2026) | $15.16B | $14.99B | $15.40B | +1.2% | 14 |
| Next fiscal year (2027) | $16.00B | $15.61B | $16.26B | +5.5% | 14 |
SYF EPS: reported and forecast
Fiscal years; "E" marks estimates, the line shows the range from the lowest to the highest estimate.
SYF revenue: reported and forecast
SYF EPS estimate revisions
| Period | 90 days ago | 60 days ago | 30 days ago | 7 days ago | Now | Change (90 d) | Revisions (30 d) |
|---|---|---|---|---|---|---|---|
| Current quarter (Sep '26) | $2.55 | $2.35 | $2.35 | $2.40 | $2.40 | −5.6% | 8 up · 0 down |
| Current fiscal year (2026) | $9.31 | $9.37 | $9.38 | $9.45 | $9.45 | +1.6% | 8 up · 0 down |
| Next fiscal year (2027) | $10.50 | $10.47 | $10.47 | $10.45 | $10.46 | −0.4% | 7 up · 4 down |
How the consensus EPS estimate changed over the last 90 days, and how many analysts raised or lowered it in the last 30 days.
SYF earnings surprises
Reported EPS vs the consensus estimate for the last 12 quarters; SYF beat in 10 of 12.
What analysts expect from SYF
24 analysts cover Synchrony; their consensus rating is buy (4.17 on a 1–5 scale, where 5 is a strong buy). The average price target is $87.88, 19.3% above the latest close of $73.68. Analysts expect earnings of $9.45 per share for 2026, +0.3% from a year earlier. For 2027 the average estimate is $10.46 per share on revenue of $16.0 billion. Synchrony beat the EPS estimate in 10 of the last 12 quarters.
Related: SYF income statement, SYF key metrics, SYF chart. See the SYF stock overview for the latest quote and news.
SYF forecast FAQ
What is Synchrony's price target?
The average analyst price target for Synchrony is $87.88, 19.3% above the latest close of $73.68.
Is Synchrony a buy, hold or sell?
Of 24 analysts covering Synchrony, 12 rate it a strong buy, 4 a buy, 8 a hold, 0 a sell and 0 a strong sell, a consensus of buy. Ratings are opinions, not a recommendation from Quotelinks.
What is Synchrony's EPS forecast?
Analysts forecast $9.45 per share for 2026 (range $9.25 to $10.17); for 2027 the estimate is $10.46.
What is Synchrony's revenue forecast?
The average revenue estimate for 2026 is $15.2 billion, growth of 1.2%; for 2027 it is $16.0 billion.
When does Synchrony report earnings?
Synchrony is expected to report results for the quarter ending September 30, 2026 on October 20, 2026 before the market opens; the EPS estimate is $2.48.
Does Synchrony usually beat earnings estimates?
Synchrony reported EPS at or above the analyst estimate in 10 of the last 12 quarters.