X Financial (XYF) Stock
X Financial stock price chart
XYF stock quote & key statistics
X Financial annual financials
Income statement →| Fiscal year | Revenue | Net income | EPS |
|---|---|---|---|
| FY2025 | $7.43B | $1.42B | $4.86 |
| FY2024 | $5.87B | $1.54B | $4.37 |
| FY2023 | $3.28B | $1.19B | $6.89 |
| FY2022 | $2.32B | $812.0M | — |
| FY2021 | $1.51B | $825.4M | — |
Fiscal year ending December 31. Source: company filings via EODHD.
About X Financial
X Financial operates as a provider of personal finance services based in Shenzhen, the People's Republic of China. The company serves as an online marketplace facilitating connections between borrowers and investors seeking various financial products. Among its offerings are the Xiaoying credit loan suite, which includes Xiaoying card loan and Xiaoying preferred loan tailored for small business owners, alongside the Xiaoying revolving loan.
In addition to its loan products, X Financial provides Xiaoying housing loan solutions designed specifically for property owners seeking home equity financing. The company also operates the Xiaoying wealth management platform, offering investment opportunities in loans, money market instruments, and insurance products. X Financial further extends its services by providing loan facilitation services to other platforms in the financial services sector.
Founded in 2014, X Financial has established itself as a key player in China's fintech industry, leveraging its online marketplace to enhance accessibility and efficiency in personal finance. The company continues to innovate and expand its range of financial products and services to meet the evolving needs of borrowers, investors, and small businesses across the country.
X Financial stock FAQ
What is the X Financial stock ticker symbol?
X Financial trades on the NYSE under the ticker symbol XYF.
What sector and industry is X Financial in?
X Financial is classified in the Financial Services sector, Credit Services industry.
How many employees does X Financial have?
X Financial has about 643 full-time employees.
What were X Financial's revenue and earnings last fiscal year?
X Financial reported revenue of $7.43B and net income of $1.42B in fiscal 2025, with earnings per share of $4.86. Revenue grew 26.6% from the prior year.
When did X Financial go public?
X Financial stock began trading on September 18, 2018.