X Financial (XYF) Dividend History

NYSE: XYFYield, payment dates, growth and payout ratio.

XYF latest dividend

$0.28last dividend per share
Ex-dividend dateSep 10Thursday, 2026
Payment dateSep 28Monday, 2026

The next dividend has not been announced yet.

  • 1 yearsof dividend increases
  • 2023paying since
  • —payments
  • —5-year growth a year
  • 11.24%forward yield

XYF dividend income calculator

Dividend income a year
$56
Each payment
$14
Value of the shares
$498
Dividend yield
11.24%

At the latest close; forward annual dividend $0.56 per share, before tax.

XYF dividends per share by year

Dividends per shareYield at year-end (right axis)

Calendar years by ex-dividend date. Yield = the year's dividends divided by the year-end share price.

XYF dividend safety

Payout ratio (earnings)23.4%
Well covered · of trailing twelve-month earnings paid as dividends
Payout ratio (free cash flow)10.7%
Well covered · of fiscal 2025 free cash flow
Years of increases1
Short record · consecutive calendar years with a higher dividend

Descriptive bands, not a rating.

XYF yield on cost

X Financial yield on cost
BoughtPrice paidYield on costDividends since% of price
1 year ago$13.044.29%$0.564.3%
3 years ago$3.5715.69%$1.4340.1%
5 years ago$4.4912.47%$1.6035.6%

Today’s forward dividend as a yield on the price paid then, and the dividends one share has paid since (split-adjusted, before tax).

XYF dividend payments

Payment

Each bar is one payment, by ex-dividend month (last 8 payments).

XYF dividends by year

X Financial dividends per share by year
YearDividends per shareGrowthYield (year-end)Payments
2025$0.53+55.9%9.46%2
2024$0.34—4.08%2
2023$0.17—4.64%1

XYF dividend history

8 payments
X Financial dividend payment history
Ex-dividend datePayment dateAmountChangeFrequency
2026-09-102026-09-28$0.28—Semiannual
2026-04-302026-05-20$0.28—Semiannual
2025-09-262025-10-15$0.28+12.0%Semiannual
2025-06-202025-07-02$0.25+47.1%Semiannual
2024-09-042024-09-27$0.17—Semiannual
2024-05-092024-05-31$0.17—Semiannual
2023-09-182023-10-18$0.17−43.3%
2019-04-042019-04-26$0.3—

Amounts per share, adjusted for stock splits. Highlighted rows are announced but not yet paid.

XYF stock split history

  • 1:3November 19, 2020

XYF dividend overview

X Financial pays an annual dividend of $0.56 per share, a yield of 11.24% at the latest close. It paid $0.53 per share in 2025, up 55.9% from 2024. The payout ratio is 23.4% of trailing earnings.

Related: XYF cash flow statement, XYF chart. See the XYF stock overview for the latest quote and news.

XYF dividends FAQ

Does X Financial pay a dividend?

Yes. X Financial has paid a regular dividend since 2023, most recently $0.28 per share with an ex-dividend date of September 10, 2026. It also paid dividends from 2019 to 2019.

What is X Financial's dividend yield?

X Financial's forward annual dividend is $0.56 per share, a dividend yield of 11.24% at the latest close of $4.98.

What is X Financial's dividend payout ratio?

X Financial pays out 23.4% of its trailing earnings as dividends and 10.7% of its free cash flow (fiscal 2025).

Has X Financial split its stock?

X Financial has split its stock 1 time: 1:3 on November 19, 2020. Dividends per share on this page are adjusted for splits.

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