Synchrony Financial (SYF) Ownership
SYF ownership summary
as of October 18, 2026- Institutions
- 108.9% of shares outstanding
- Insiders
- 0.35% of shares outstanding
- Shares outstanding
- 325.4M
- Float
- 323.1M shares available to trade
- Short interest
- 7.13% 17.5M shares short
- Days to cover
- 5.85 short interest down 2.2% vs prior month
- Institutions 108.90%
- Insiders 0.35%
SYF top institutional holders
20 largest| # | Holder | % of shares | Shares | Value | Change | Reported |
|---|---|---|---|---|---|---|
| 1 | BlackRock Inc | 9.49% | 30.9M | $2.28B | +414,443 (+1.4%) | June 30, 2026 |
| 2 | Vanguard Capital Management, LLC | 6.77% | 22.0M | $1.62B | −583,891 (−2.6%) | June 30, 2026 |
| 3 | Capital World Investors | 5.81% | 18.9M | $1.39B | −14.9M (−44.0%) | June 30, 2026 |
| 4 | Vanguard Portfolio Management, LLC | 5.56% | 18.1M | $1.33B | −414,699 (−2.2%) | June 30, 2026 |
| 5 | State Street Corp | 5.45% | 17.7M | $1.31B | +8,569 (+0.0%) | June 30, 2026 |
| 6 | Bank of America Corp | 4.54% | 14.8M | $1.09B | −1.3M (−8.1%) | June 30, 2026 |
| 7 | The Goldman Sachs Group Inc | 3.10% | 10.1M | $743.7M | +498,884 (+5.2%) | June 30, 2026 |
| 8 | Geode Capital Management, LLC | 3.03% | 9.9M | $726.0M | −94,991 (−1.0%) | June 30, 2026 |
| 9 | First Trust Advisors L.P. | 2.37% | 7.7M | $567.2M | +2.4M (+44.2%) | June 30, 2026 |
| 10 | Par Capital Management Inc | 2.34% | 7.6M | $560.9M | — | June 30, 2026 |
| 11 | Harris Associates L.P. | 2.29% | 7.4M | $548.6M | +2.8M (+59.8%) | June 30, 2026 |
| 12 | Dimensional Fund Advisors, Inc. | 1.92% | 6.3M | $460.9M | +215,096 (+3.6%) | June 30, 2026 |
| 13 | Amvescap Plc. | 1.65% | 5.4M | $396.3M | −251,446 (−4.5%) | June 30, 2026 |
| 14 | Nordea Investment Mgmt Bank Demark A/s | 1.63% | 5.3M | $390.8M | +51,463 (+1.0%) | June 30, 2026 |
| 15 | Northern Trust Corp | 1.50% | 4.9M | $359.5M | −128,212 (−2.6%) | June 30, 2026 |
| 16 | Morgan Stanley - Brokerage Accounts | 1.42% | 4.6M | $341.4M | +71,562 (+1.6%) | June 30, 2026 |
| 17 | Ameriprise Financial Inc | 1.39% | 4.5M | $332.5M | −324,970 (−6.7%) | June 30, 2026 |
| 18 | Genworth Financial Wealth Mgmt Inc | 1.35% | 4.4M | $324.4M | +64,165 (+1.5%) | June 30, 2026 |
| 19 | Allianz Asset Management AG | 1.29% | 4.2M | $309.2M | +14,569 (+0.3%) | June 30, 2026 |
| 20 | UBS Asset Mgmt Americas Inc | 1.28% | 4.2M | $307.6M | −86,574 (−2.0%) | June 30, 2026 |
Value at the latest close. Change = shares bought or sold in the latest quarterly filing (13F). In the top 20, 10 holders added 6.5M shares and 9 cut 18.1M.
SYF top mutual fund and ETF holders
20 largest| # | Holder | % of shares | Shares | Value | Change | Reported |
|---|---|---|---|---|---|---|
| 1 | Vanguard MStar Total Stk Mkt Idx Invest | 3.29% | 10.7M | $788.6M | −23,128 (−0.2%) | August 31, 2026 |
| 2 | American Funds American Balanced A | 2.88% | 9.4M | $690.9M | — | September 30, 2026 |
| 3 | Vanguard 500 Index Investor | 2.63% | 8.5M | $629.3M | −391,461 (−4.4%) | September 30, 2026 |
| 4 | Vanguard MStar Mid Cap Index Instl | 2.14% | 7.0M | $513.3M | −321,248 (−4.4%) | September 30, 2026 |
| 5 | First Trust Rising Dividend Achiev ETF | 2.01% | 6.5M | $482.0M | +11,308 (+0.2%) | September 30, 2026 |
| 6 | American Funds Income Fd of Amer A | 1.87% | 6.1M | $448.0M | — | September 30, 2026 |
| 7 | Fidelity 500 Index | 1.34% | 4.4M | $321.7M | +16,747 (+0.4%) | August 31, 2026 |
| 8 | iShares Core S&P 500 ETF | 1.33% | 4.3M | $319.5M | −6,993 (−0.2%) | September 30, 2026 |
| 9 | State Street® SPDR® S&P 500® ETF | 1.22% | 4.0M | $292.6M | — | September 30, 2026 |
| 10 | Oakmark Investor | 1.15% | 3.7M | $275.2M | +1.4M (+57.6%) | June 30, 2026 |
| 11 | Vanguard MStar Value Index Investor | 0.95% | 3.1M | $228.4M | −117,418 (−3.6%) | September 30, 2026 |
| 12 | Vanguard Windsor II Inv | 0.80% | 2.6M | $190.9M | +1.0M (+63.3%) | June 30, 2026 |
| 13 | Invesco S&P 500® Equal Weight ETF | 0.78% | 2.5M | $186.3M | −5,225 (−0.2%) | September 30, 2026 |
| 14 | State Street®FinSelSectSPDR®ETF | 0.68% | 2.2M | $162.2M | −13,915 (−0.6%) | September 30, 2026 |
| 15 | Vanguard Equity-Income Inv | 0.63% | 2.0M | $150.0M | — | June 30, 2026 |
| 16 | Vanguard MStar Mid Cap Value ETF | 0.62% | 2.0M | $149.7M | −149,982 (−6.9%) | September 30, 2026 |
| 17 | Vanguard Institutional Index I | 0.53% | 1.7M | $126.8M | −75,157 (−4.2%) | September 30, 2026 |
| 18 | American Funds IS® Asset Allocation 1 | 0.47% | 1.5M | $112.3M | −25,000 (−1.6%) | September 30, 2026 |
| 19 | American Funds Fundamental Invs A | 0.46% | 1.5M | $110.8M | — | September 30, 2026 |
| 20 | iShares Russell Mid-Cap ETF | 0.41% | 1.3M | $98.1M | +2,451 (+0.2%) | September 30, 2026 |
Funds report holdings monthly or quarterly; dates differ by fund.
SYF insider transactions
latest 20| Date | Name | Transaction | Price | Shares | Value |
|---|---|---|---|---|---|
| 2026-03-30 | Ro Khanna | Sell | $65.94 | — | — |
| 2026-03-03 | Brian J Sr. Wenzel | Sell | $67.16 | 47,112 | $3.2M |
| 2026-03-02 | Alberto Casellas | Sell | $67.71 | 14,399 | $974,956 |
| 2026-03-02 | Bart Schaller | Sell | $67.71 | 12,980 | $878,876 |
| 2026-03-02 | Brian D Doubles | Sell | $68.68 | 217,554 | $14.9M |
| 2026-03-02 | Brian J Sr. Wenzel | Sell | $67.71 | 19,580 | $1.3M |
| 2026-03-02 | Curtis Howse | Sell | $67.71 | 7,882 | $533,690 |
| 2026-03-02 | Darrell Owens | Sell | $67.71 | 3,865 | $261,699 |
| 2026-02-24 | Ro Khanna | Buy | $70.75 | — | — |
| 2026-02-05 | Ro Khanna | Buy | $73.96 | — | — |
| 2026-02-02 | Curtis Howse | Sell | $72.32 | 52,556 | $3.8M |
| 2026-02-02 | Arthur W Coviello Jr | Sell | $72.32 | 4,000 | $289,280 |
| 2025-11-17 | Jonathan S Mothner | Sell | $72.80 | 32,000 | $2.3M |
| 2025-11-03 | Arthur W Coviello Jr | Sell | $73.93 | 8,000 | $591,440 |
| 2025-11-03 | Curtis Howse | Sell | $74.02 | 12,086 | $894,606 |
| 2025-11-03 | Darrell Owens | Sell | $74.02 | 2,989 | $221,246 |
| 2025-08-05 | Brian J Sr. Wenzel | Sell | $70.00 | 8,514 | $595,980 |
| 2025-08-04 | Darrell Owens | Sell | $67.95 | 600 | $40,770 |
| 2025-07-01 | Ro Khanna | Sell | $68.20 | — | — |
| 2025-06-24 | Curtis Howse | Sell | $65.00 | 11,380 | $739,700 |
Reported trades by company officers, directors and other filers (including disclosures by members of Congress where EODHD lists them). "—" where the filing gives no share count.
SYF shares outstanding
Year-end shares outstanding, adjusted for splits.
Who owns SYF
Institutional investors own 108.9% of Synchrony's shares and insiders 0.35%. The largest holder is BlackRock Inc with 9.49% of the shares (30.9M), as of June 30, 2026. Among the top 20 institutions, 10 added shares and 9 reduced their stake in the latest filings. Short interest is 7.13% of the float, or 5.85 days of average trading volume. The share count fell 57.1% since 2014.
Related: SYF analyst forecast, SYF key metrics, SYF dividend history. See the SYF stock overview for the latest quote and news.
SYF ownership FAQ
Who owns the most Synchrony stock?
The largest shareholders of Synchrony are BlackRock Inc (9.49%), Vanguard Capital Management, LLC (6.77%), Capital World Investors (5.81%), Vanguard Portfolio Management, LLC (5.56%), State Street Corp (5.45%).
What percentage of Synchrony is owned by institutions?
Institutions hold 108.9% of Synchrony's shares outstanding; insiders hold 0.35%.
Which funds own Synchrony?
The largest fund holders of Synchrony are Vanguard MStar Total Stk Mkt Idx Invest (3.29%), American Funds American Balanced A (2.88%), Vanguard 500 Index Investor (2.63%), Vanguard MStar Mid Cap Index Instl (2.14%), First Trust Rising Dividend Achiev ETF (2.01%).
What is Synchrony's short interest?
17.5M shares of Synchrony were sold short, 7.13% of the float; at the average daily volume it would take 5.85 days to cover.
Are insiders buying or selling Synchrony?
Of the latest 20 reported insider transactions in Synchrony (since June 24, 2025), 2 were purchases and 18 were sales.
How many shares of Synchrony are outstanding?
Synchrony has 325.4M shares outstanding, of which 323.1M are in the public float.