Ethos Technologies Inc. (LIFE) Key Metrics
LIFE valuation today
Trailing 12 months · as of October 18, 2026- Market cap
- $2.44B
- Enterprise value
- $2.00B
- P/E (TTM)
- —
- Forward P/E
- —
- PEG ratio
- —
- Price / sales
- 4.2
- Price / book
- 4.6
- EV / EBITDA
- 17.2
- Dividend yield
- —
- Beta
- —
LIFE key metrics, 2023–2025
Fiscal year ended December 31, 2025 · U.S. dollarsLIFE returns How much profit the business earns on the capital it uses.
Return on assets+1.2 pts
15.6%
2025 · hover or tap a bar for each year
20232025
Free cash flow margin+13.8 pts
7.7%
2025 · hover or tap a bar for each year
20232025
Cash conversion (OCF / net income)
0.51
2025 · hover or tap a bar for each year
20232025
Asset turnover+12.7%
0.85
2025 · hover or tap a bar for each year
20232025
LIFE per-share figures Results divided by the shares outstanding at year-end.
Revenue per share+52.0%
$6.20
2025 · hover or tap a bar for each year
20232025
Earnings per share+45.7%
$1.14
2025 · hover or tap a bar for each year
20232025
Free cash flow per share
$0.48
2025 · hover or tap a bar for each year
20232025
Book value per share
−$0.39
2025 · hover or tap a bar for each year
20232025
Shares outstanding0.0%
62.6M
2025 · hover or tap a bar for each year
20232025
LIFE financial health Debt, liquidity and how easily interest is covered.
Net debt−$88.5M
−$123.6M
2025 · hover or tap a bar for each year
20232025
Net debt / EBITDA−0.87
−1.45
2025 · hover or tap a bar for each year
20232025
Current ratio−16.0%
2.17
2025 · hover or tap a bar for each year
20232025
Interest coverage−71.9%
23.0
2025 · hover or tap a bar for each year
20232025
LIFE efficiency & capital use Working capital cycle and where the cash goes.
Days sales outstanding+7 days
52 days
2025 · hover or tap a bar for each year
20232025
Days payables outstanding+1,417 days
2,724 days
2025 · hover or tap a bar for each year
20232025
Cash conversion cycle−1,410 days
-2,672 days
2025 · hover or tap a bar for each year
20232025
Capex / revenue−0.2 pts
1.6%
2025 · hover or tap a bar for each year
20232025
LIFE returns on capital
ROEROICROA
Net income (ROE, ROA) or after-tax operating income (ROIC) divided by the average of the opening and closing balance.
LIFE debt vs cash
Total debtCash & short-term investments
Debt includes short- and long-term borrowings and, where reported, lease liabilities.
LIFE key metrics
2023–2025| 2025 | 2024 | 2023 | |
|---|---|---|---|
| Per share | |||
| Revenue per share | $6.20 | $4.08 | $2.55 |
| Earnings per share | $1.14 | $0.78 | $0.03 |
| Operating cash flow per share | $0.58 | −$0.17 | −$0.59 |
| Free cash flow per share | $0.48 | −$0.25 | −$0.67 |
| Cash per share | $2.01 | $0.56 | $0.40 |
| Book value per share | −$0.39 | −$1.71 | −$2.54 |
| Tangible book value per share | −$0.43 | −$1.75 | −$2.58 |
| Capex per share | $0.10 | $0.07 | $0.08 |
| Debt per share | $0.04 | — | — |
| Shares outstanding | 62.6M | 62.6M | 62.6M |
| Change in shares outstanding | 0.0% | 0.0% | — |
| Returns & profitability | |||
| Return on assets (ROA) | 15.6% | 14.5% | 0.6% |
| Return on tangible assets | 13.9% | 12.4% | 0.6% |
| Free cash flow margin | 7.7% | −6.1% | −26.3% |
| Income quality (OCF / net income) | 0.51 | −0.22 | −21.98 |
| Financial health | |||
| Total debt | $2.4M | — | — |
| Cash & short-term investments | $126.0M | $35.1M | $25.0M |
| Net debt | −$123.6M | −$35.1M | −$25.0M |
| Debt / assets | 0.00 | — | — |
| Net debt / EBITDA | −1.45 | −0.58 | −2.87 |
| Current ratio | 2.17 | 2.59 | 5.49 |
| Quick ratio | 2.17 | 2.59 | 5.49 |
| Interest coverage | 23.0 | 81.9 | -4.0 |
| Working capital | $132.6M | $107.2M | $121.8M |
| Invested capital | −$147.7M | −$142.2M | −$184.2M |
| Tangible asset value | −$27.0M | −$109.6M | −$161.4M |
| Net current asset value | −$293.6M | −$328.2M | −$290.0M |
| Graham net-net per share | −$5.83 | −$6.94 | −$6.40 |
| Capital allocation | |||
| Capex / revenue | 1.6% | 1.8% | 3.1% |
| Capex / operating cash flow | 17.3% | — | — |
| Capex / depreciation | 1.00 | 0.84 | 0.86 |
| Stock-based compensation / revenue | 2.7% | 1.2% | 2.3% |
| SG&A / revenue | 69.4% | 67.1% | 80.6% |
| Efficiency | |||
| Days sales outstanding | 52.1 | 45.2 | 40.5 |
| Days payables outstanding | 2,724.2 | 1,307.0 | 807.6 |
| Cash conversion cycle (days) | -2,672.1 | -1,261.8 | -767.0 |
| Receivables turnover | 7.01 | 8.08 | 9.01 |
| Payables turnover | 0.13 | 0.28 | 0.45 |
| Asset turnover | 0.85 | 0.75 | 0.57 |
| Average receivables | $55.3M | $31.6M | $17.7M |
| Average payables | $50.3M | $23.4M | $13.1M |
| Intangibles / total assets | 0.6% | 0.6% | 0.8% |
Computed from LIFE's annual financial statements (latest annual report filed March 17, 2026) and the closing share price on each fiscal year-end, adjusted for stock splits. Figures in U.S. dollars; data from EODHD. Averages use the opening and closing balance of each year.
LIFE valuation and financial ratios
It ended the year with $2.4 million of debt and $126.0 million in cash and short-term investments, a net cash position of $123.6 million.
See the LIFE income statement, the LIFE chart for price history, or the LIFE stock overview for the latest quote and news.
LIFE key metrics FAQ
How much debt does Ethos Technologies have?
Ethos Technologies had total debt of $2.4 million at the end of fiscal 2025 and more cash than debt.
What is Ethos Technologies's current ratio?
Ethos Technologies's current ratio was 2.17 at the end of fiscal 2025: current assets were 2.17 times current liabilities.