Crawford & Company (CRD-B) Key Metrics

NYSE: CRD-BValuation, returns, debt and efficiency ratios over 10 years.

CRD-B valuation today

Trailing 12 months · as of October 17, 2026
Market cap
$571.1M
Enterprise value
$779.7M
P/E (TTM)
25.5
10-yr median 18.7
Forward P/E
10.4
PEG ratio
0.90
Price / sales
0.5
10-yr median 0.4
Price / book
3.0
10-yr median 3.0
EV / EBITDA
8.3
10-yr median 7.7
Dividend yield
1.03%
$0.31 a year
Beta
0.62

CRD-B key metrics, 2016–2025

Fiscal year ended December 31, 2025 · U.S. dollars

CRD-B valuation Price multiples at each fiscal year-end price.

P/E ratio+25.7%
27.3
2025 · hover or tap a bar for each year
2016: 18.72017: 18.5 (−1.3%)2018: 18.0 (−2.7%)2019: 44.0 (+144.2%)2020: 13.6 (−69.1%)2021: 13.2 (−3.0%)2023: 21.22024: 21.7 (+2.6%)2025: 27.3 (+25.7%)
20162025
Price / sales−5.3%
0.4
2025 · hover or tap a bar for each year
2016: 0.6 (+132.5%)2017: 0.4 (−23.2%)2018: 0.4 (−5.3%)2019: 0.5 (+25.8%)2020: 0.4 (−27.8%)2021: 0.4 (−6.2%)2022: 0.2 (−39.9%)2023: 0.5 (+130.9%)2024: 0.4 (−12.4%)2025: 0.4 (−5.3%)
20162025
Price / book−15.7%
3.1
2025 · hover or tap a bar for each year
2016: 4.4 (+62.9%)2017: 2.8 (−35.9%)2018: 2.7 (−2.8%)2019: 3.4 (+26.2%)2020: 2.1 (−40.3%)2021: 1.9 (−7.2%)2022: 2.1 (+10.6%)2023: 4.6 (+117.2%)2024: 3.7 (−19.7%)2025: 3.1 (−15.7%)
20162025
EV / EBITDA−6.0%
8.0
2025 · hover or tap a bar for each year
2016: 6.9 (−70.2%)2017: 7.3 (+6.3%)2018: 6.1 (−16.6%)2019: 10.5 (+72.3%)2020: 5.8 (−44.7%)2021: 7.0 (+21.4%)2022: 10.8 (+53.7%)2023: 8.8 (−18.9%)2024: 8.5 (−2.7%)2025: 8.0 (−6.0%)
20162025
Price / free cash flow−90.2%
5.7
2025 · hover or tap a bar for each year
2016: 9.7 (−9.0%)2018: 20.92019: 10.1 (−51.4%)2020: 6.9 (−32.1%)2021: 17.3 (+151.2%)2023: 9.72024: 58.0 (+500.8%)2025: 5.7 (−90.2%)
20162025
Free cash flow yield+15.9 pts
17.7%
2025 · hover or tap a bar for each year
2016: 10.3% (+0.9 pts)2017: −0.8% (−11.1 pts)2018: 4.8% (+5.6 pts)2019: 9.9% (+5.1 pts)2020: 14.5% (+4.7 pts)2021: 5.8% (−8.7 pts)2022: −2.7% (−8.4 pts)2023: 10.4% (+13.0 pts)2024: 1.7% (−8.6 pts)2025: 17.7% (+15.9 pts)
20162025

CRD-B valuation history

Fiscal year-endToday10-year median

CRD-B returns on capital

ROEROICROA

Net income (ROE, ROA) or after-tax operating income (ROIC) divided by the average of the opening and closing balance.

CRD-B debt vs cash

Total debtCash & short-term investments

Debt includes short- and long-term borrowings and, where reported, lease liabilities.

CRD-B cash returned to shareholders

DividendsBuybacksFree cash flow

CRD-B price vs earnings per share

Share price at year-endEPS (right axis)

CRD-B key metrics

2016–2025
Crawford & Company key metrics by fiscal year
2025202420232022202120202019201820172016
Valuation
Market capitalization$536.7M$578.4M$648.7M$262.7M$404.3M$384.4M$548.8M$467.6M$511.8M$674.2M
Enterprise value$742.9M$832.5M$901.9M$563.1M$639.7M$579.3M$791.7M$604.9M$683.5M$780.7M
P/E ratio27.321.721.2—13.213.644.018.018.518.7
Price / sales0.40.40.50.20.40.40.50.40.40.6
Price / book3.13.74.62.11.92.13.42.72.84.4
Price / free cash flow5.758.09.7—17.36.910.120.9—9.7
Price / operating cash flow5.311.26.39.57.44.17.38.912.66.8
EV / sales0.60.60.70.50.60.60.80.50.60.7
EV / EBITDA8.08.58.810.87.05.810.56.17.36.9
EV / free cash flow7.883.513.4—27.410.414.627.0—11.2
Earnings yield3.7%4.6%4.7%−7.0%7.6%7.4%2.3%5.6%5.4%5.3%
Free cash flow yield17.7%1.7%10.4%−2.7%5.8%14.5%9.9%4.8%−0.8%10.3%
Dividend yield2.7%2.4%2.0%4.5%3.1%2.5%2.4%2.9%2.7%2.0%
Shareholder yield (dividends + buybacks)4.6%3.0%2.4%14.7%7.9%3.2%7.2%5.4%4.1%2.2%
Share price at fiscal year-end$10.72$11.63$13.08$5.31$7.49$7.20$10.15$9.00$9.62$12.56
Per share
Revenue per share$26.25$26.96$26.55$24.89$21.10$19.04$19.38$21.61$21.87$21.94
Earnings per share$0.39$0.53$0.62−$0.37$0.57$0.53$0.23$0.50$0.52$0.67
Operating cash flow per share$2.03$1.04$2.09$0.56$1.01$1.75$1.39$1.01$0.77$1.84
Free cash flow per share$1.89$0.20$1.35−$0.14$0.43$1.05$1.00$0.43−$0.08$1.30
Cash per share$1.28$1.11$1.18$0.93$0.99$0.84$0.96$1.02$1.02$1.52
Book value per share$3.46$3.16$2.86$2.52$3.93$3.50$2.95$3.30$3.43$2.87
Tangible book value per share−$1.65−$2.12−$2.29−$2.49−$1.44−$0.41−$1.16−$1.59−$1.91−$1.97
Dividends per share$0.29$0.28$0.26$0.24$0.23$0.18$0.24$0.26$0.26$0.25
Capex per share$0.14$0.84$0.74$0.70$0.57$0.70$0.39$0.58$0.84$0.54
Debt per share$5.40$6.22$6.28$7.00$5.35$4.49$5.45$3.66$4.24$3.50
Shares outstanding50.1M49.7M49.6M49.5M54.0M53.4M54.1M52.0M53.2M53.7M
Change in shares outstanding+0.7%+0.3%+0.2%−8.3%+1.1%−1.3%+4.1%−2.3%−0.9%−6.8%
Returns & profitability
Return on equity (ROE)11.9%17.8%23.0%−10.9%15.4%16.3%7.6%14.7%16.5%26.9%
Return on invested capital (ROIC)11.0%10.9%11.3%5.8%7.9%10.6%9.5%12.7%14.6%17.7%
Return on assets (ROA)2.5%3.3%3.8%−2.2%3.8%3.7%1.7%3.5%3.6%4.7%
Return on tangible assets3.9%4.9%5.6%−3.4%5.5%5.2%2.3%5.8%5.5%7.6%
Free cash flow margin7.2%0.7%5.1%−0.6%2.1%5.5%5.2%2.0%−0.4%5.9%
Income quality (OCF / net income)5.191.943.39—1.773.296.022.021.472.75
Financial health
Total debt$270.3M$309.5M$311.5M$346.4M$288.7M$239.6M$294.8M$190.4M$225.7M$188.0M
Cash & short-term investments$64.1M$55.4M$58.4M$46.0M$53.2M$44.7M$51.8M$53.1M$54.0M$81.6M
Net debt$206.2M$254.1M$253.2M$300.4M$235.4M$194.9M$243.0M$137.3M$171.7M$106.4M
Debt / equity1.561.972.202.781.361.281.851.111.241.22
Debt / assets0.350.390.390.440.340.320.390.270.290.26
Net debt / EBITDA2.232.602.465.762.591.953.211.381.830.93
Current ratio1.141.251.231.261.141.241.331.421.441.58
Quick ratio1.141.251.251.711.551.241.331.421.441.58
Interest coverage4.23.33.74.66.77.35.96.47.08.2
Working capital$42.8M$74.5M$70.1M$71.8M$42.1M$59.2M$78.9M$95.5M$113.8M$134.4M
Invested capital$379.3M$411.3M$394.8M$424.9M$447.4M$381.9M$402.3M$308.6M$354.0M$260.3M
Tangible asset value−$84.3M−$107.2M−$115.4M−$124.3M−$78.5M−$21.8M−$57.3M−$73.2M−$90.1M−$100.4M
Net current asset value−$240.5M−$274.0M−$290.0M−$316.9M−$295.3M−$264.1M−$279.9M−$199.6M−$223.8M−$211.9M
Graham number$5.52$6.17$6.30—$7.09$6.46$3.91$6.09$6.33$6.57
Graham net-net per share−$6.86−$7.72−$8.42−$9.66−$8.45−$6.57−$6.72−$5.54−$6.17−$5.65
Capital allocation
Dividends paid$14.3M$13.8M$12.7M$11.8M$12.7M$9.6M$13.2M$13.5M$13.7M$13.6M
Share buybacks (net)$10.5M$3.9M$2.7M$26.7M$19.1M$2.7M$26.2M$11.5M$7.4M$1.3M
Dividend payout ratio73.0%51.7%41.5%—41.3%34.1%105.5%52.1%49.5%37.7%
Dividends + buybacks / free cash flow26.2%176.7%23.0%—136.1%22.1%72.8%111.8%—21.4%
Capex / revenue0.5%3.1%2.8%2.8%2.7%3.7%2.0%2.7%3.9%2.5%
Capex / operating cash flow6.9%80.7%35.3%125.2%57.0%40.1%28.1%57.3%110.2%29.5%
Capex / depreciation0.181.151.020.960.770.930.520.681.080.72
Stock-based compensation / revenue0.4%0.4%0.4%0.4%0.7%0.4%0.4%0.6%0.6%0.4%
R&D / revenue——0.0%—0.0%0.0%0.0%0.0%0.0%0.0%
SG&A / revenue22.4%22.3%21.8%20.8%21.5%21.5%21.7%21.6%20.6%20.4%
Efficiency
Days sales outstanding73.071.672.779.277.984.083.584.984.480.4
Days of inventory on hand——-25.0-49.3-26.60.00.0——0.0
Days payables outstanding16.617.918.319.619.418.817.519.722.020.7
Cash conversion cycle (days)56.453.729.410.331.865.266.065.262.559.6
Receivables turnover5.005.095.024.614.694.344.374.304.324.54
Payables turnover21.9620.3419.9618.6218.8319.4220.8518.5516.6317.60
Inventory turnover—————737,320,000.00752,773,000.00——850,112,000.00
Asset turnover1.681.671.661.501.421.341.431.511.531.55
Average receivables$262.7M$263.2M$262.2M$267.3M$243.0M$233.9M$239.7M$261.2M$269.1M$259.3M
Average payables$45.2M$47.9M$48.0M$49.7M$45.0M$38.0M$36.1M$43.6M$50.6M$48.3M
Average inventory——−$65.6M−$125.0M−$61.8M$1$1——$1
Intangibles / total assets33.5%32.7%31.9%31.3%34.0%27.7%29.2%36.2%36.0%35.3%

Computed from CRD-B's annual financial statements (latest annual report filed March 2, 2026) and the closing share price on each fiscal year-end, adjusted for stock splits. Figures in U.S. dollars; data from EODHD. Averages use the opening and closing balance of each year.

CRD-B valuation and financial ratios

At the end of fiscal 2025 (December 31, 2025), Crawford & traded at 27.3 times earnings, against a 10-year median of 18.7. Based on the latest twelve months, the trailing P/E is 25.5 and the forward P/E is 10.4. Crawford & earned a return on equity of 11.9% and a return on invested capital of 11.0% in fiscal 2025. It ended the year with $270.3 million of debt and $64.1 million in cash and short-term investments, net debt of $206.2 million. It returned $24.8 million to shareholders: $14.3 million in dividends and $10.5 million in share buybacks, 26% of free cash flow. The share count fell 6.7% from 53.7M to 50.1M over 9 years.

See the CRD-B income statement, the CRD-B chart for price history, or the CRD-B stock overview for the latest quote and news.

CRD-B key metrics FAQ

What is Crawford &'s P/E ratio?

Crawford &'s trailing P/E ratio is 25.5 based on the last twelve months of earnings (as of October 17, 2026), and its forward P/E is 10.4. At the end of fiscal 2025 it was 27.3, compared with a 10-year median of 18.7.

What is Crawford &'s EV/EBITDA?

Crawford &'s enterprise value was 8.0 times EBITDA at the end of fiscal 2025 (enterprise value $742.9 million, EBITDA $92.6 million); the current EV/EBITDA is 8.3.

What is Crawford &'s return on equity?

Crawford &'s return on equity (ROE) was 11.9% in fiscal 2025: net income of $19.6 million on average shareholders' equity of $165.2 million.

What is Crawford &'s ROIC?

Crawford &'s return on invested capital was 11.0% in fiscal 2025, using after-tax operating income divided by average debt plus equity minus cash.

How much debt does Crawford & have?

Crawford & had total debt of $270.3 million at the end of fiscal 2025, a debt-to-equity ratio of 1.56 and $206.2 million of net debt (2.23 times EBITDA).

What is Crawford &'s dividend yield?

Crawford &'s forward dividend yield is 1.03%. Crawford & paid $14.3 million in dividends in fiscal 2025 ($0.29 per share), a payout ratio of 73.0%.

Does Crawford & buy back its shares?

Yes. Crawford & spent $10.5 million on net share repurchases in fiscal 2025 Shares outstanding changed +0.7% over the year, to 50.1M..

What is Crawford &'s free cash flow yield?

Crawford & generated $94.8 million of free cash flow in fiscal 2025, a free cash flow yield of 17.7% on its market value at year-end ($536.7 million).

What is Crawford &'s current ratio?

Crawford &'s current ratio was 1.14 at the end of fiscal 2025: current assets were 1.14 times current liabilities.

Insurance Brokers key metrics