Red River Bancshares, Inc. (RRBI) Income Statement
RRBI 2025 at a glance
Fiscal year ended December 31, 2025 · U.S. dollarsRRBI revenue and net income
Where RRBI's revenue goes
2025Each bar shows an amount and its share of revenue. RRBI kept 25.2% of revenue as net income.
RRBI profit margins
RRBI growth rates
to 2025| 1 year | 3 years | 5 years | 10 years | |
|---|---|---|---|---|
| Revenue | +8.3% | +14.7% | +11.3% | — |
| Gross profit | +14.5% | +6.2% | +7.8% | — |
| Operating income | +25.4% | +5.7% | +9.0% | — |
| Net income | +24.9% | +5.0% | +8.7% | +11.8% |
| EPS (diluted) | +28.8% | +7.5% | +10.8% | — |
1-year change and average annual growth (CAGR) over 3, 5 and 10 fiscal years. "—" when a starting value was zero or negative.
RRBI quarterly EPS vs estimates
Red River Bancshares beat the analyst EPS estimate in 8 of the last 8 quarters. Next report: October 29, 2026 (estimate $1.83).
RRBI income statement
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $169.8M | $156.8M | $108.5M | $112.5M | $100.8M | $99.5M | $88.5M | $80.6M | $70.1M | $68.2M |
| Cost of revenue | $46.6M | $49.1M | $32.9M | $9.5M | $7.5M | $14.7M | $11.9M | $9.6M | $8.1M | $0 |
| Gross profit | $123.2M | $107.6M | $139.7M | $103.0M | $93.3M | $84.8M | $76.7M | $70.9M | $61.9M | $68.2M |
| Research & development | — | — | — | — | — | — | — | $0 | $0 | $0 |
| Sales, general & admin | $48.8M | $40.0M | $37.9M | $35.7M | $33.4M | $32.1M | $28.8M | $26.9M | $24.5M | $28.7M |
| Total operating expenses | $70.1M | $65.3M | $2,110 | $58.0M | $53.2M | $50.4M | $46.2M | $42.6M | $39.4M | $28.7M |
| Operating income | $53.1M | $42.4M | $34.9M | $45.0M | $40.1M | $34.5M | $30.5M | $28.4M | $22.5M | $31.3M |
| Interest income | $149.8M | $137.1M | $113.4M | $94.3M | $77.3M | $77.4M | $73.7M | $66.9M | $58.4M | $54.3M |
| Interest expense | $44.3M | $47.9M | $24.7M | $7.7M | $5.6M | $8.4M | $10.1M | $7.6M | $6.6M | $0 |
| Income before taxes | $53.1M | $42.4M | $34.9M | $45.0M | $40.1M | $34.5M | $30.5M | $28.4M | $22.5M | $20.7M |
| Income taxes | $10.4M | $8.1M | $8.1M | $8.1M | $7.1M | $6.3M | $5.6M | $5.3M | $8.5M | $5.6M |
| Net income | $42.8M | $34.2M | $34.9M | $36.9M | $33.0M | $28.1M | $24.8M | $23.1M | $14.0M | $15.1M |
| EBITDA | $56.7M | $45.6M | $34.9M | $47.6M | $42.6M | $36.9M | $32.8M | $30.4M | $24.6M | $26.1M |
| EPS (diluted) | $6.39 | $4.96 | $4.86 | $5.14 | $4.50 | $3.83 | $3.37 | $0.91 | — | — |
| Gross margin | 72.5% | 68.7% | 128.8% | 91.6% | 92.5% | 85.3% | 86.6% | 88.0% | 88.4% | 100.0% |
| Operating margin | 31.3% | 27.0% | 32.2% | 40.0% | 39.7% | 34.6% | 34.4% | 35.2% | 32.2% | 46.0% |
| Net margin | 25.2% | 21.8% | 32.2% | 32.8% | 32.7% | 28.3% | 28.0% | 28.6% | 20.0% | 22.1% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $44.1M | $43.7M | $44.2M | $42.8M | $41.0M | $41.0M | $40.3M | $40.0M | $38.5M | $37.9M | $37.0M | $35.7M |
| Cost of revenue | $11.1M | $11.5M | $11.7M | $11.9M | $11.4M | $11.6M | $12.2M | $12.7M | $12.2M | $12.0M | $11.0M | $9.8M |
| Gross profit | $33.0M | $32.2M | $32.4M | $30.9M | $29.7M | $29.4M | $28.0M | $27.3M | $26.3M | $26.0M | $26.0M | $25.9M |
| Sales, general & admin | $13.1M | $12.4M | $12.7M | $10.8M | $10.5M | $10.4M | $10.1M | $10.0M | $10.0M | $9.9M | $9.6M | $9.8M |
| Total operating expenses | $18.3M | $17.3M | $18.3M | $17.5M | $17.0M | $16.5M | $16.5M | $16.5M | $16.4M | $15.9M | $15.8M | $16.0M |
| Operating income | $14.7M | $14.9M | $14.2M | $13.4M | $12.7M | $12.8M | $11.5M | $10.8M | $9.9M | $10.1M | $10.2M | $9.9M |
| Interest income | $39.3M | $39.1M | $39.2M | $38.1M | $36.7M | $35.8M | $35.6M | $34.9M | $33.7M | $33.0M | $32.0M | $30.3M |
| Interest expense | $10.4M | $10.7M | $11.0M | $11.3M | $10.9M | $11.2M | $11.9M | $12.4M | $11.9M | $11.7M | $10.7M | $9.6M |
| Income before taxes | $14.7M | $14.9M | $14.2M | $13.4M | $12.7M | $12.8M | $11.5M | $10.8M | $9.9M | $10.1M | $10.2M | $9.9M |
| Income taxes | $2.9M | $3.0M | $2.8M | $2.6M | $2.5M | $2.5M | $2.2M | $2.1M | $1.9M | $1.9M | $1.9M | $1.9M |
| Net income | $11.8M | $12.0M | $11.4M | $10.8M | $10.2M | $10.4M | $9.3M | $8.8M | $8.0M | $8.2M | $8.3M | $8.0M |
| EBITDA | $15.6M | $15.9M | $15.1M | $14.3M | $13.6M | $13.7M | $12.4M | $11.7M | $10.6M | $10.8M | $10.9M | $10.6M |
| EPS (diluted) | $1.78 | $1.81 | $1.73 | $1.63 | $1.51 | $1.52 | $1.37 | $1.27 | $1.16 | $1.16 | $1.16 | $1.12 |
| Gross margin | 74.8% | 73.7% | 73.5% | 72.2% | 72.3% | 71.6% | 69.6% | 68.2% | 68.3% | 68.6% | 70.3% | 72.6% |
| Operating margin | 33.3% | 34.2% | 32.1% | 31.2% | 31.0% | 31.3% | 28.6% | 27.0% | 25.7% | 26.7% | 27.6% | 27.7% |
| Net margin | 26.7% | 27.4% | 25.9% | 25.2% | 24.8% | 25.2% | 23.1% | 21.9% | 20.8% | 21.6% | 22.4% | 22.5% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported in RRBI's financial statements (latest annual report filed March 13, 2026); data from EODHD. Sales, general & administrative expenses include sales and marketing.
RRBI financial results
In fiscal year 2025 (ended December 31, 2025), Red River Bancshares reported revenue of $169.8 million, up 8.3% from the year before. It had net income of $42.8 million (up 24.9%), a net profit margin of 25.2%. Diluted earnings per share came to $6.39. Over five years revenue grew at an average rate of 11.3% a year.
See the RRBI stock overview for the latest quote and news, or the RRBI chart for price history and technical indicators.
RRBI income statement FAQ
What is Red River Bancshares's annual revenue?
Red River Bancshares reported total revenue of $169.8 million for fiscal year 2025, which ended on December 31, 2025. That was up 8.3% from $156.8 million the previous year.
Is Red River Bancshares profitable?
Yes. Red River Bancshares reported net income of $42.8 million in fiscal 2025, a net profit margin of 25.2%; its operating margin was 31.3%.
What is Red River Bancshares's gross margin?
Red River Bancshares's gross margin was 72.5% in fiscal 2025: for every $100 of revenue, Red River Bancshares kept $73 after the direct cost of its products and services.
How fast is Red River Bancshares growing?
Revenue grew 11.3% a year on average over the last five fiscal years, from $99.5 million to $169.8 million.
What are Red River Bancshares's earnings per share?
Red River Bancshares earned $6.39 per diluted share in fiscal 2025, compared with $4.96 a year earlier.
When will Red River Bancshares report its next earnings?
Red River Bancshares is expected to report results for the quarter ending September 30, 2026 on October 29, 2026 before the market opens.
When does Red River Bancshares's fiscal year end?
Red River Bancshares's fiscal year ends in December. The latest annual report covers the year ended December 31, 2025 and was filed on March 13, 2026.