Red River Bancshares, Inc. (RRBI) Key Metrics
RRBI valuation today
Trailing 12 months · as of October 18, 2026- Market cap
- $666.8M
- Enterprise value
- $472.8M
- P/E (TTM)
- 14.6 10-yr median 11.6
- Forward P/E
- 11.3
- PEG ratio
- —
- Price / sales
- 5.2 10-yr median 3.7
- Price / book
- 1.7 10-yr median 1.3
- EV / EBITDA
- —
- Dividend yield
- 0.99% $1.00 a year
- Beta
- 0.42
RRBI key metrics, 2016–2025
Fiscal year ended December 31, 2025 · U.S. dollarsRRBI valuation Price multiples at each fiscal year-end price.
RRBI returns How much profit the business earns on the capital it uses.
RRBI per-share figures Results divided by the shares outstanding at year-end.
RRBI financial health Debt, liquidity and how easily interest is covered.
RRBI efficiency & capital use Working capital cycle and where the cash goes.
RRBI valuation history
RRBI returns on capital
Net income (ROE, ROA) or after-tax operating income (ROIC) divided by the average of the opening and closing balance.
RRBI debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease liabilities.
RRBI cash returned to shareholders
RRBI price vs earnings per share
RRBI key metrics
2016–2025| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||
| Market capitalization | $479.0M | $373.4M | $403.0M | $367.5M | $390.5M | $363.9M | $398.9M | — | — | — |
| Enterprise value | $262.7M | $89.5M | −$468.8M | −$521.0M | −$1.05B | −$577.2M | −$65.3M | — | — | — |
| P/E ratio | 11.2 | 10.9 | 11.6 | 10.0 | 11.9 | 12.9 | 16.1 | — | — | — |
| Price / sales | 2.8 | 2.4 | 3.7 | 3.3 | 3.9 | 3.7 | 4.5 | — | — | — |
| Price / book | 1.3 | 1.2 | 1.3 | 1.4 | 1.3 | 1.3 | 1.6 | — | — | — |
| Price / free cash flow | 11.3 | 11.2 | 11.4 | 9.8 | 6.6 | 63.2 | 17.6 | — | — | — |
| Price / operating cash flow | 10.7 | 9.8 | 10.0 | 8.0 | 6.3 | 28.4 | 15.1 | — | — | — |
| EV / sales | 1.5 | 0.6 | -4.3 | -4.6 | -10.4 | -5.8 | -0.7 | — | — | — |
| EV / EBITDA | 4.6 | 2.0 | — | — | — | — | — | — | — | — |
| EV / free cash flow | 6.2 | 2.7 | — | — | — | — | — | — | — | — |
| Earnings yield | 8.9% | 9.2% | 8.7% | 10.0% | 8.4% | 7.7% | 6.2% | — | — | — |
| Free cash flow yield | 8.8% | 8.9% | 8.7% | 10.2% | 15.1% | 1.6% | 5.7% | — | — | — |
| Dividend yield | 0.7% | 0.7% | 0.6% | 0.5% | 0.5% | 0.5% | 0.3% | — | — | — |
| Shareholder yield (dividends + buybacks) | 3.1% | 5.0% | 1.8% | 0.6% | 2.5% | 0.5% | 0.3% | — | — | — |
| Share price at fiscal year-end | $71.43 | $53.98 | $56.11 | $51.06 | $53.50 | $49.55 | $56.06 | — | — | — |
| Per share | ||||||||||
| Revenue per share | $25.33 | $22.66 | $15.10 | $15.63 | $13.81 | $13.55 | $12.44 | $11.17 | $9.72 | $9.34 |
| Earnings per share | $6.38 | $4.95 | $4.86 | $5.13 | $4.51 | $3.83 | $3.49 | $3.20 | $1.94 | $2.07 |
| Operating cash flow per share | $6.68 | $5.53 | $5.58 | $6.37 | $8.53 | $1.74 | $3.72 | $3.61 | $2.79 | $2.65 |
| Free cash flow per share | $6.30 | $4.83 | $4.90 | $5.20 | $8.06 | $0.78 | $3.19 | $2.85 | $2.30 | $2.57 |
| Cash per share | $32.49 | $41.46 | $121.90 | $124.04 | $197.82 | $128.71 | $65.89 | $63.77 | $56.17 | $16.51 |
| Book value per share | $54.46 | $46.22 | $42.31 | $36.92 | $40.84 | $38.87 | $35.40 | $26.86 | $24.70 | $20.80 |
| Tangible book value per share | $54.23 | $45.77 | $41.88 | $36.49 | $40.42 | $38.45 | $34.96 | $26.44 | $24.70 | $20.80 |
| Dividends per share | $0.53 | $0.36 | $0.32 | $0.28 | $0.28 | $0.24 | $0.19 | $0.14 | $0.14 | $0.14 |
| Capex per share | $0.38 | $0.71 | $0.68 | $1.17 | $0.47 | $0.96 | $0.53 | $0.75 | $0.48 | $0.08 |
| Debt per share | $0.23 | $0.41 | $0.52 | $0.59 | $0.53 | $0.58 | $0.65 | $1.57 | $1.60 | $1.61 |
| Shares outstanding | 6.7M | 6.9M | 7.2M | 7.2M | 7.3M | 7.3M | 7.1M | 7.2M | 7.2M | 7.3M |
| Change in shares outstanding | −3.1% | −3.7% | −0.2% | −1.4% | −0.6% | +3.2% | −1.3% | 0.0% | −1.2% | — |
| Returns & profitability | ||||||||||
| Return on equity (ROE) | 12.5% | 11.0% | 12.2% | 13.1% | 11.3% | 10.5% | 11.1% | 12.4% | 8.5% | 9.9% |
| Return on invested capital (ROIC) | 46.3% | — | — | — | — | — | — | — | — | 53.1% |
| Return on assets (ROA) | 1.3% | 1.1% | 1.1% | 1.2% | 1.1% | 1.2% | 1.3% | 1.3% | 0.8% | 0.9% |
| Return on tangible assets | 1.3% | 1.1% | 1.1% | 1.2% | 1.0% | 1.1% | 1.3% | 1.2% | 0.8% | 0.9% |
| Free cash flow margin | 24.9% | 21.3% | 32.5% | 33.3% | 58.4% | 5.8% | 25.6% | 25.5% | 23.7% | 27.5% |
| Income quality (OCF / net income) | 1.05 | 1.12 | 1.15 | 1.24 | 1.89 | 0.45 | 1.07 | 1.13 | 1.44 | 1.28 |
| Financial health | ||||||||||
| Total debt | $1.5M | $2.9M | $3.8M | $4.3M | $3.8M | $4.2M | $4.6M | $11.3M | $11.5M | $11.8M |
| Cash & short-term investments | $217.8M | $286.8M | $875.5M | $892.8M | $1.44B | $945.4M | $468.9M | $459.8M | $405.0M | $120.5M |
| Net debt | −$216.3M | −$284.0M | −$871.8M | −$888.5M | −$1.44B | −$941.2M | −$464.3M | −$448.4M | −$393.5M | −$108.8M |
| Debt / equity | 0.00 | 0.01 | 0.01 | 0.02 | 0.01 | 0.01 | 0.02 | 0.06 | 0.06 | 0.08 |
| Debt / assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 |
| Net debt / EBITDA | −3.82 | −6.23 | −24.99 | −18.67 | −33.80 | −25.52 | −14.15 | −14.75 | −16.01 | −4.16 |
| Current ratio | 0.08 | 0.11 | 0.32 | 0.32 | 0.50 | 0.40 | 0.27 | 0.28 | 0.27 | 0.12 |
| Quick ratio | 0.08 | 0.11 | 0.30 | 0.42 | 0.77 | 0.60 | 0.35 | 0.38 | 0.31 | 0.12 |
| Interest coverage | 1.2 | 0.9 | 1.4 | 5.8 | 7.1 | 4.1 | 3.0 | 3.7 | 3.4 | — |
| Working capital | −$2.74B | −$2.52B | −$1.92B | −$1.91B | −$1.47B | −$1.40B | −$1.26B | −$1.19B | −$1.12B | −$905.6M |
| Invested capital | $148.9M | $35.8M | −$567.9M | −$622.8M | −$1.14B | −$655.7M | −$212.4M | −$254.7M | −$215.4M | $43.1M |
| Tangible asset value | $363.6M | $316.6M | $300.8M | $262.7M | $295.1M | $282.4M | $248.8M | $190.6M | $178.1M | $151.8M |
| Net current asset value | −$2.76B | −$2.53B | −$1.94B | −$1.92B | −$1.48B | −$1.40B | −$1.26B | −$1.20B | −$1.14B | −$1.37B |
| Graham number | $88.40 | $71.74 | $67.99 | $65.28 | $64.41 | $57.89 | $52.71 | $43.96 | $32.83 | $31.11 |
| Graham net-net per share | −$411.56 | −$366.51 | −$267.39 | −$286.37 | −$256.68 | −$222.47 | −$187.37 | −$177.78 | −$162.23 | −$187.99 |
| Capital allocation | ||||||||||
| Dividends paid | $3.6M | $2.5M | $2.3M | $2.0M | $2.0M | $1.8M | $1.3M | $1.0M | $1.0M | $1.0M |
| Share buybacks (net) | $11.1M | $16.3M | $5.0M | $218,000 | $7.9M | $122,000 | $0 | $4.6M | $27,000 | $929,000 |
| Dividend payout ratio | 8.4% | 7.3% | 6.6% | 5.4% | 6.2% | 6.2% | 5.3% | 4.4% | 7.2% | 6.7% |
| Dividends + buybacks / free cash flow | 34.7% | 56.3% | 20.7% | 6.0% | 16.8% | 32.6% | 5.8% | 27.2% | 6.2% | 10.3% |
| Capex / revenue | 1.5% | 3.1% | 4.5% | 7.5% | 3.4% | 7.1% | 4.3% | 6.7% | 5.0% | 0.8% |
| Capex / operating cash flow | 5.8% | 12.7% | 12.3% | 18.4% | 5.5% | 55.0% | 14.3% | 20.9% | 17.4% | 3.0% |
| Capex / depreciation | 0.73 | 1.52 | 1.79 | 3.24 | 1.34 | 2.91 | 1.60 | 2.66 | 1.71 | 0.26 |
| Stock-based compensation / revenue | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.4% | 0.4% | 0.3% | 0.2% |
| SG&A / revenue | 28.8% | 25.5% | 35.0% | 31.7% | 33.1% | 32.3% | 32.6% | 33.3% | 35.0% | 42.1% |
| Efficiency | ||||||||||
| Days sales outstanding | 22.8 | 23.3 | 31.6 | 24.5 | 23.8 | 22.3 | 21.2 | 22.5 | 25.7 | — |
| Days of inventory on hand | — | — | -1,355.5 | -20,758.6 | -30,268.9 | -7,397.1 | -4,550.1 | -4,194.1 | -1,445.0 | — |
| Days payables outstanding | 53.7 | 57.9 | 53.1 | 55.3 | 74.9 | 49.7 | 61.0 | 61.7 | 33,157.9 | — |
| Cash conversion cycle (days) | -30.9 | -34.6 | -1,377.0 | -20,789.4 | -30,320.0 | -7,424.6 | -4,590.0 | -4,233.3 | -34,577.2 | — |
| Receivables turnover | 16.04 | 15.68 | 11.55 | 14.92 | 15.36 | 16.40 | 17.25 | 16.20 | 14.21 | — |
| Payables turnover | 6.80 | 6.31 | 6.87 | 6.60 | 4.87 | 7.34 | 5.98 | 5.91 | 0.01 | 0.00 |
| Inventory turnover | — | — | — | — | — | — | — | — | — | 0.00 |
| Asset turnover | 0.05 | 0.05 | 0.03 | 0.04 | 0.03 | 0.04 | 0.05 | 0.04 | 0.04 | 0.04 |
| Average receivables | $10.6M | $10.0M | $9.4M | $7.5M | $6.6M | $6.1M | $5.1M | $5.0M | $4.9M | — |
| Average payables | $6.9M | $7.8M | $4.8M | $1.4M | $1.5M | $2.0M | $2.0M | $1.6M | $737.2M | $1.47B |
| Average inventory | — | — | −$122.1M | −$539.5M | −$623.4M | −$297.3M | −$148.3M | −$110.8M | −$32.1M | $346,000 |
| Intangibles / total assets | 0.0% | 0.1% | 0.1% | 0.1% | 0.1% | 0.1% | 0.2% | 0.2% | 0.0% | 0.0% |
Computed from RRBI's annual financial statements (latest annual report filed March 13, 2026) and the closing share price on each fiscal year-end, adjusted for stock splits. Figures in U.S. dollars; data from EODHD. Averages use the opening and closing balance of each year.
RRBI valuation and financial ratios
At the end of fiscal 2025 (December 31, 2025), Red River Bancshares traded at 11.2 times earnings, against a 10-year median of 11.6. Based on the latest twelve months, the trailing P/E is 14.6 and the forward P/E is 11.3. Red River Bancshares earned a return on equity of 12.5% and a return on invested capital of 46.3% in fiscal 2025. It ended the year with $1.5 million of debt and $217.8 million in cash and short-term investments, a net cash position of $216.3 million. It returned $14.6 million to shareholders: $3.6 million in dividends and $11.1 million in share buybacks, 35% of free cash flow. The share count fell 8.2% from 7.3M to 6.7M over 9 years.
See the RRBI income statement, the RRBI chart for price history, or the RRBI stock overview for the latest quote and news.
RRBI key metrics FAQ
What is Red River Bancshares's P/E ratio?
Red River Bancshares's trailing P/E ratio is 14.6 based on the last twelve months of earnings (as of October 18, 2026), and its forward P/E is 11.3. At the end of fiscal 2025 it was 11.2, compared with a 10-year median of 11.6.
What is Red River Bancshares's EV/EBITDA?
Red River Bancshares's enterprise value was 4.6 times EBITDA at the end of fiscal 2025 (enterprise value $262.7 million, EBITDA $56.7 million).
What is Red River Bancshares's return on equity?
Red River Bancshares's return on equity (ROE) was 12.5% in fiscal 2025: net income of $42.8 million on average shareholders' equity of $342.4 million.
What is Red River Bancshares's ROIC?
Red River Bancshares's return on invested capital was 46.3% in fiscal 2025, using after-tax operating income divided by average debt plus equity minus cash.
How much debt does Red River Bancshares have?
Red River Bancshares had total debt of $1.5 million at the end of fiscal 2025, a debt-to-equity ratio of 0.00 and more cash than debt.
What is Red River Bancshares's dividend yield?
Red River Bancshares's forward dividend yield is 0.99%. Red River Bancshares paid $3.6 million in dividends in fiscal 2025 ($0.53 per share), a payout ratio of 8.4%.
Does Red River Bancshares buy back its shares?
Yes. Red River Bancshares spent $11.1 million on net share repurchases in fiscal 2025 Shares outstanding changed −3.1% over the year, to 6.7M..
What is Red River Bancshares's free cash flow yield?
Red River Bancshares generated $42.2 million of free cash flow in fiscal 2025, a free cash flow yield of 8.8% on its market value at year-end ($479.0 million).
What is Red River Bancshares's current ratio?
Red River Bancshares's current ratio was 0.08 at the end of fiscal 2025: current assets were 0.08 times current liabilities.